344 Silverbell Hgts Ln
Gatlinburg, TN 37738
$680,000
3 bd · 3.5 ba · 1,872 sqft · Listed 1d ago
View on Realtor.com →Year built
2024
Sqft
1,872
Lot sqft
7,841
HOA / mo
$0
Furnished
No
List date
2026-09-29T17:58:03.000000Z
Revenue
Annual revenue
$58,646
ADR
$284
Occupancy
57%
Cleaning fees (12 mo)
$9,631
Confidence
Low (48.94), 49 comps
Comp revenue range (p25 / median / p75)
Hot Tub, Arcade, Legotable, Bunkbed!
Cabin · 3 bd · 3.5 ba · sleeps 10 · 23 ft
Revenue $54,343ADR $357Occ ≈ 42%5★ (113)
SuperHost Gatlinburg Chalet ~ Walk To Everything!*
Chalet · 3 bd · 2.5 ba · sleeps 8 · 0.2 mi
Revenue $58,129ADR $314Occ ≈ 51%5★ (1)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Hot Tub, Arcade, Legotable, Bunkbed! Cabin | 3 bd · 3.5 ba · sleeps 10 | $54,343 | $357 | 42% | 5★ (113) | 23 ft | Vrbo |
Hummingbird Hideaway - Tucked in the Mountains! House | 3 bd · 4 ba · sleeps 10 | $57,725 | $317 | 50% | 4.8★ (61) | 463 ft | AirbnbVrbo |
Charming Dog-Friendly Cabin! King Beds! Sleeps 8!* Chalet | 3 bd · 2.5 ba · sleeps 8 | $50,801 | $281 | 50% | 5★ (5) | 0.1 mi | AirbnbVrbo |
Hummingbird Hideaway: Your Sweet Smoky Escape Cabin | 3 bd · 3.5 ba · sleeps 8 | $41,843 | $355 | 32% | 4★ (2) | 0.1 mi | AirbnbVrbo |
Luxury Cabin 1000 ft to Gatlinburg + All Amenities Cabin | 3 bd · 3 ba · sleeps 12 | $45,208 | $327 | 38% | 5★ (22) | 0.1 mi | AirbnbVrboBooking |
Bear Cub Retreat - Less than a mile to Gatlinburg Cabin | 3 bd · 2.5 ba · sleeps 8 | $30,868 | $227 | 37% | — | 0.2 mi | AirbnbVrbo |
SuperHost Gatlinburg Chalet ~ Walk To Everything!* Chalet | 3 bd · 2.5 ba · sleeps 8 | $58,129 | $314 | 51% | 5★ (1) | 0.2 mi | Airbnb |
A Stone's Throw: DogFriendly •WalkToTown •HotTub House | 3 bd · 3 ba · sleeps 6 | $53,108 | $339 | 43% | 4.6★ (31) | 0.2 mi | AirbnbVrbo |
Cozy Bear Lodge: Bear Visits, Hot Tub + Game Room Cabin | 3 bd · 3 ba · sleeps 12 | $42,145 | $327 | 35% | 5★ (5) | 0.2 mi | AirbnbVrbo |
Cozy Bear Lodge | Near Downtown, Private Views Cabin | 3 bd · 3 ba · sleeps 12 | $112,397 | $512 | 60% | 4.7★ (97) | 0.2 mi | AirbnbVrboBooking |
Show all 49 comps
Sweeping 3BR Mountainview- Free Attraction Tickets
House · 3 bd · 2.5 ba · sleeps 8 · 0.3 mi
Revenue $2,179ADR $311Occ ≈ 2%—
Modern Cabin In Gat/EV/Pool/Hot Tub/Views/Games
Cabin · 3 bd · 4.5 ba · sleeps 12 · 0.3 mi
Revenue $12,625ADR $701Occ ≈ 5%—
Bear Vue Point - Luxury Gatlinburg Chalet with King Suites, Game Loft, Hot Tub
Vacation home · 3 bd · 3 ba · sleeps 8 · 0.4 mi
Revenue $45,538ADR $382Occ ≈ 33%—
Tennessee Dream –Luxe 3-King Suite Cabin with Game Room, Hot Tub, Resort Pool
Vacation home · 3 bd · 3 ba · sleeps 11 · 0.4 mi
Revenue $48,739ADR $357Occ ≈ 37%—
"Mountain Melody" 3 Bedroom Cabin
House · 3 bd · 3 ba · sleeps 8 · 0.4 mi
Revenue $22,785ADR $296Occ ≈ 21%—
"Mountain Harmony" 3 Bedroom Cabin
House · 3 bd · 3 ba · sleeps 8 · 0.5 mi
Revenue $13,694ADR $469Occ ≈ 8%—
Walk to downtown Gatlinburg! 3 Bedrooms
Townhouse · 3 bd · 3 ba · sleeps 6 · 0.5 mi
Revenue $57,562ADR $206Occ ≈ 77%4.8★ (223)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Lazy Bear Lodge - Large Private Hot Tub! Views! Cabin | 3 bd · 3 ba · sleeps 14 | $100,379 | $424 | 65% | 4.7★ (26) | 0.2 mi | AirbnbVrbo |
3BR w/MTN & City Views! *Walk to Gatlinburg*Pool Apartment | 3 bd · 3 ba · sleeps 6 | $52,479 | $186 | 77% | 4.8★ (65) | 0.3 mi | AirbnbVrbo |
3B/2.5 bath Cottage w/Pool/Hottub/Close to Main st Cottage | 3 bd · 2.5 ba · sleeps 12 | $62,304 | $363 | 47% | 4.8★ (196) | 0.3 mi | AirbnbVrboBooking |
*Spacious 3BD Cabin w/ Putt-Putt! Hot Tub + GAMES* Cabin | 3 bd · 3.5 ba · sleeps 8 | $113,766 | $368 | 85% | 4.9★ (59) | 0.3 mi | AirbnbVrbo |
Sweeping 3BR Mountainview- Free Attraction Tickets House | 3 bd · 2.5 ba · sleeps 8 | $2,179 | $311 | 2% | — | 0.3 mi | Airbnb |
Mountain Wolf’s Cabin: Family Fun Near Downtown Cabin | 3 bd · 2.5 ba · sleeps 8 | $13,174 | $266 | 14% | 5★ (9) | 0.3 mi | AirbnbVrbo |
Mtn Wolfs Cabin, Sleeps 8, Ideal Smoky Spot W View House | 3 bd · 2.5 ba · sleeps 8 | $40,598 | $251 | 44% | 4.8★ (4) | 0.3 mi | AirbnbVrboBooking |
Mountain Wolf’s Cabin: Great Smoky Basecamp w/ Views & Free Attraction Tickets House | 3 bd · 3 ba · sleeps 7 | $12,251 | $326 | 10% | 4.7★ (50) | 0.3 mi | VrboBooking |
Gatlinburg Chateau Condo 506 Condominium (condo) | 3 bd · 3 ba · sleeps 8 | $40,487 | $383 | 29% | 4.3★ (49) | 0.3 mi | AirbnbVrboBooking |
Spacious 3BD/3BA Condo, walk to Anakeesta & DT Condominium (condo) | 3 bd · 3 ba · sleeps 6 | $54,228 | $242 | 61% | 4.8★ (54) | 0.3 mi | AirbnbVrbo |
Modern Cabin In Gat/EV/Pool/Hot Tub/Views/Games Cabin | 3 bd · 4.5 ba · sleeps 12 | $12,625 | $701 | 5% | — | 0.3 mi | Airbnb |
Heart of Gatlinburg - Condo 406 Condominium (condo) | 3 bd · 3 ba · sleeps 6 | $59,272 | $291 | 56% | 4.8★ (98) | 0.4 mi | AirbnbVrboBooking |
Charming Log Cabin w/ a Private Hot Tub,Pool Table Cabin | 3 bd · 4 ba · sleeps 8 | $101,238 | $319 | 87% | 4.6★ (38) | 0.4 mi | AirbnbVrbo |
Away From it All | Mtn Views, Hot Tub, Game Room Cabin | 3 bd · 3 ba · sleeps 10 | $67,733 | $322 | 58% | 4.7★ (96) | 0.4 mi | AirbnbVrboBooking |
Bear Vue Point - Luxury Gatlinburg Chalet with King Suites, Game Loft, Hot Tub Vacation home | 3 bd · 3 ba · sleeps 8 | $45,538 | $382 | 33% | — | 0.4 mi | Booking |
Tennessee Dream –Luxe 3-King Suite Cabin with Game Room, Hot Tub, Resort Pool Vacation home | 3 bd · 3 ba · sleeps 11 | $48,739 | $357 | 37% | — | 0.4 mi | Booking |
"Mountain Melody" 3 Bedroom Cabin House | 3 bd · 3 ba · sleeps 8 | $22,785 | $296 | 21% | — | 0.4 mi | Airbnb |
Peyton's Hideaway | Pet Friendly, Hot Tub! Cabin | 3 bd · 3.5 ba · sleeps 10 | $108,791 | $419 | 71% | 4.1★ (111) | 0.4 mi | AirbnbVrboBooking |
10-11 to 10-18 Top of Mountain - Book NOW for Fall Condominium (condo) | 3 bd · 3 ba · sleeps 12 | $92,154 | $307 | 82% | 5★ (1) | 0.4 mi | AirbnbVrbo |
New Cabin~Sweeping MTN+City View~Sleeps12~Hot Tub Cabin | 3 bd · 4 ba · sleeps 12 | $76,510 | $578 | 36% | 5★ (13) | 0.4 mi | AirbnbVrbo |
Mountain views & river sounds: Your Vaca Awaits! Cabin | 3 bd · 2.5 ba · sleeps 9 | $98,214 | $302 | 89% | 5★ (411) | 0.4 mi | AirbnbVrbo |
New! Epic Mtn Views-Luxury Cabin-Hot Tub-Game Rm Cabin | 3 bd · 3.5 ba · sleeps 10 | $38,663 | $484 | 22% | 5★ (14) | 0.4 mi | AirbnbVrbo |
6th fl, 3 ensuite bath, walk downtown, view, pool Condominium (condo) | 3 bd · 3 ba · sleeps 8 | $27,100 | $196 | 38% | 4.8★ (186) | 0.5 mi | AirbnbVrbo |
"Mountain Harmony" 3 Bedroom Cabin House | 3 bd · 3 ba · sleeps 8 | $13,694 | $469 | 8% | — | 0.5 mi | Airbnb |
In Town with a Spectacular View Condominium (condo) | 3 bd · 3 ba · sleeps 6 | $48,623 | $229 | 58% | 4.7★ (360) | 0.5 mi | AirbnbVrbo |
Beautiful Townhouse in Gatlinburg Townhouse | 3 bd · 3 ba · sleeps 6 | $40,962 | $237 | 47% | 4.9★ (265) | 0.5 mi | AirbnbVrbo |
*Dreamy 3BDR Lodge! Fireplace + Close to TOWN!* Cabin | 3 bd · 2.5 ba · sleeps 8 | $52,365 | $262 | 55% | 4.9★ (94) | 0.5 mi | AirbnbVrbo |
Brand New Cabin| Hot Tub| Great Views + Location Cabin | 3 bd · 3 ba · sleeps 11 | $66,435 | $245 | 74% | 4.8★ (227) | 0.5 mi | AirbnbVrboBooking |
Inviting 3BR Condo w/ Free Attraction Tickets Condominium (condo) | 3 bd · 3 ba · sleeps 8 | $38,582 | $326 | 32% | 4.7★ (148) | 0.5 mi | AirbnbVrbo |
4th floor, 3 ensuite, pool DWNT Walk to attraction Condominium (condo) | 3 bd · 3 ba · sleeps 8 | $28,880 | $224 | 35% | 4.7★ (203) | 0.5 mi | AirbnbVrbo |
New 3 bed 3 bath townhouse downtown Gatlinburg 407 Townhouse | 3 bd · 3 ba · sleeps 6 | $49,872 | $332 | 41% | 5★ (165) | 0.5 mi | AirbnbVrbo |
Basecamp Gatlinburg - Walk to all of Gatlinburg! Townhouse | 3 bd · 3 ba · sleeps 8 | $69,037 | $277 | 68% | 5★ (162) | 0.5 mi | AirbnbVrbo |
Walk to downtown Gatlinburg! 3 Bedrooms Townhouse | 3 bd · 3 ba · sleeps 6 | $57,562 | $206 | 77% | 4.8★ (223) | 0.5 mi | Airbnb |
5* Luxury 3BR/3BA~Slps 8~800 Steps to The Village Condominium (condo) | 3 bd · 3 ba · sleeps 8 | $78,276 | $284 | 76% | 5★ (210) | 0.5 mi | AirbnbVrboBooking |
Downtown Gatlinburg~ Walking Distance to Strip Condominium (condo) | 3 bd · 3 ba · sleeps 8 | $69,493 | $270 | 71% | 4.9★ (159) | 0.5 mi | AirbnbVrbo |
Downtown Gatlinburg 3Bed/3Bath~Walk to town 7- min Condominium (condo) | 3 bd · 3 ba · sleeps 8 | $67,532 | $259 | 71% | 4.8★ (107) | 0.5 mi | AirbnbVrbo |
Creekside Family Friendly Home・1 Mile to Downtown House | 3 bd · 2.5 ba · sleeps 6 | $27,650 | $196 | 39% | 4.9★ (20) | 0.5 mi | AirbnbVrboBooking |
Creekside 3BR Home w/ Free Attraction Tickets House | 3 bd · 2.5 ba · sleeps 6 | $18,621 | $194 | 26% | 4.8★ (38) | 0.6 mi | AirbnbVrboBooking |
Cozy Creekside Cabin・Near Downtown・Firepit・Games House | 3 bd · 3 ba · sleeps 12 | $53,961 | $372 | 40% | 1★ (1) | 0.6 mi | AirbnbVrboBooking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.78% = 7.03% Freddie Mac 30-yr avg (Sep 24) + 0.75% investor premium
Est. revenue
$58,646
NOI
$31,296
Cash flow /mo
-$1,056
Cash needed
$222,700
Cash-on-cash
-5.7%
ROE (yr 1)
5.5%
Cap rate
4.6%
DSCR
0.71
Year-1 write-off
$186,520
Year-1 tax shield @ 32%
$59,686
Year-1 return on equity
- Cash flow (annual)-$12,675
- Principal paydown$4,450
- Appreciation at%$20,400
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$11,729
- Platform fees (3% of revenue)$1,759
- Maintenance / capex (5% of revenue)$2,932
- Utilities & supplies$4,200
- HOA$0
- Property tax$2,649
- Insurance (STR-rated)$4,080
Cash needed to close
- Down payment (25%)$170,000
- Closing costs (4.0%)$27,200
- Furnishing (bought new)$25,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$59,686
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$622,000
Short-life (5/15-yr)
$160,000 · 26%
Year-1 deduction
$187,000
Year-1 tax shield @ 32%
$60,000
Land 8% (county tax record, market value split) · building $463,000 over 39 years · new furniture $26,000
Based on: 1,872 sq ft, built 2024, 3 bd / 3.5 ba, unfurnished, listing features (hot tub, deck, game room, fireplace, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $117,000 in year 1 (14% short-life, $37,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $15,900
Kitchen cabinetsdefault
$9,900 new × 92% good × 1.75 allocation
- $13,000
Kitchen countertopsdefault
$8,100 new × 92% good × 1.75 allocation
- $5,300
Decorative trimdefault
$3,300 new × 92% good × 1.75 allocation
- $700
Mirrorsdefault
$500 new × 83% good × 1.75 allocation
- $1,900
Shelvingdefault
$1,200 new × 92% good × 1.75 allocation
- $6,600
Window coverings (19)default
$4,800 new × 80% good × 1.75 allocation
- $7,000
Carpet, vinyl & laminate (40% of floors)default
$4,800 new × 83% good × 1.75 allocation
- $12,900
Kitchen & laundry equipment plumbingdefault
$7,700 new × 96% good × 1.75 allocation
- $7,800
Kitchen, laundry & data equipment electricaldefault
$4,700 new × 96% good × 1.75 allocation
- $11,200
Appliances (range, microwave, dishwasher, refrigerator, washer, dryer)listing
$7,700 new × 83% good × 1.75 allocation
- $12,600
Hot tub (freestanding)listing
$9,000 new × 80% good × 1.75 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $6,000
Game-room equipment bought newlisting
$6,000 new × 100% good · bought separately
- $14,400
Paving: driveway & walks (paved)default
$9,000 new × 92% good × 1.75 allocation
- $13,900
Landscaping (typical)default
$8,600 new × 92% good × 1.75 allocation
- $3,000
Patiosdefault
$1,800 new × 92% good × 1.75 allocation
- $33,200
Decks & porches (attached)listing
$21,100 new × 90% good × 1.75 allocation
- $343,100
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$202,900 new × 97% good × 1.75 allocation
- $35,400
Building plumbing & fixturesdefault
$21,100 new × 96% good × 1.75 allocation
- $35,300
Building electrical & lightingdefault
$21,000 new × 96% good × 1.75 allocation
- $33,200
HVACdefault
$21,100 new × 90% good × 1.75 allocation
- $11,600
Hardwood & tile floorsdefault
$7,200 new × 92% good × 1.75 allocation
- $4,200
Fireplacelisting
$2,600 new × 92% good × 1.75 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $120,600 | $64,400 | $1,500 | $186,500 |
| 2 | $0 | $0 | $11,900 | $11,900 |
| 3 | $0 | $0 | $11,900 | $11,900 |
| 4 | $0 | $0 | $11,900 | $11,900 |
| 5 | $0 | $0 | $11,900 | $11,900 |
| 6+ | $0 | $0 | $413,800 | $413,800 |
| Total | $120,600 | $64,400 | $462,800 | $647,800 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California and Georgia disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
STR allowed in most of Sevier County; inside Gatlinburg city limits only in overnight-rental zones.