926 Bethanne Pl
Onalaska, WI 54650
$265,900
3 bd · 2 ba · 2,160 sqft · Listed 1d ago
View on Realtor.com →Year built
1995
Sqft
2,160
Lot sqft
4,356
HOA / mo
None
Furnished
No
List date
2026-10-27T22:54:07.000000Z
Revenue
Annual revenue
$18,898
ADR
$119
Occupancy
44%
Cleaning fees (12 mo)
$2,276
Confidence
Low (—), 4 comps
Comp revenue range (p25 / median / p75)
Few similar-size comps were found, so all comps are shown.
Median revenue of shown comps: $15,106
Charming and comfy: 3BR home on quiet street
House · 3 bd · 2 ba · sleeps 7 · 325 ft
- A/C
- Free parking
- Wifi
- Kitchen
- +2
Revenue $23,708ADR $175Occ ≈ 37%5★ (43)
A Spacious Homey Place To Be/ Shared property with Owner .
House · 2 bd · 2 ba · sleeps 4 · 0.2 mi
Revenue $16,250ADR $111Occ ≈ 40%4.5★ (22)
Delisted
A Homey Place To Be
House · 2 bd · 2 ba · sleeps 4 · 0.4 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +1
Revenue $6,476ADR $108Occ ≈ 16%4.9★ (12)
Home Sweet Home
House · 3 bd · 2 ba · sleeps 5 · 0.5 mi
- Pool
- A/C
- Free parking
- Wifi
- +3
Revenue $13,961ADR $169Occ ≈ 23%4.5★ (23)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Charming and comfy: 3BR home on quiet street House
| 3 bd · 2 ba · sleeps 7 | $23,708 | $175 | 37% | 5★ (43) | 325 ft | Airbnb |
A Spacious Homey Place To Be/ Shared property with Owner . House | 2 bd · 2 ba · sleeps 4 | $16,250 | $111 | 40% | 4.5★ (22) | 0.2 mi | Delisted |
A Homey Place To Be House
| 2 bd · 2 ba · sleeps 4 | $6,476 | $108 | 16% | 4.9★ (12) | 0.4 mi | Airbnb |
Home Sweet Home House
| 3 bd · 2 ba · sleeps 5 | $13,961 | $169 | 23% | 4.5★ (23) | 0.5 mi | Airbnb |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Est. revenue
$18,898
NOI
$5,098
Cash flow /mo
$425
Cash needed
$296,036
Cash-on-cash (all cash)
1.7%
ROE (yr 1)
4.4%
Cap rate
1.9%
DSCR
—
Year-1 write-off
$67,160
Year-1 tax shield @ 32%
$21,491
Year-1 return on equity
- Cash flow (annual)$5,098
- Principal paydown (n/a, cash)$0
- Appreciation at%$7,977
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$3,780
- Platform fees (3% of revenue)$567
- Maintenance / capex (5% of revenue)$945
- Utilities & supplies$4,200
- HOA$0
- Property tax$2,992
- Insurance (STR-rated)$1,316
Cash needed to close
- Purchase price (all cash)$265,900
- Closing costs (4.0%)$10,636
- Furnishing (bought new)$19,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$21,491
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$236,000
Short-life (5/15-yr)
$47,000 · 20%
Year-1 deduction
$67,000
Year-1 tax shield @ 32%
$21,000
Land 11% (county tax record, assessed value split) · building $188,000 over 39 years · new furniture $20,000
Based on: 2,160 sq ft, built 1995, 3 bd / 2 ba, unfurnished, listing features (fence, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $53,000 in year 1 (14% short-life, $17,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $5,400
Kitchen cabinetsdefault
$10,500 new × 40% good × 1.29 allocation
- $4,400
Kitchen countertopsdefault
$8,600 new × 40% good × 1.29 allocation
- $1,900
Decorative trimdefault
$3,800 new × 40% good × 1.29 allocation
- $200
Mirrorsdefault
$300 new × 40% good × 1.29 allocation
- $600
Shelvingdefault
$1,200 new × 40% good × 1.29 allocation
- $2,800
Window coverings (22)default
$5,500 new × 40% good × 1.29 allocation
- $2,900
Carpet, vinyl & laminate (40% of floors)default
$5,600 new × 40% good × 1.29 allocation
- $4,200
Kitchen & laundry equipment plumbingdefault
$8,200 new × 40% good × 1.29 allocation
- $2,600
Kitchen, laundry & data equipment electricaldefault
$5,000 new × 40% good × 1.29 allocation
- $3,600
Appliances (range, dishwasher, refrigerator, washer, dryer)listing
$7,000 new × 40% good × 1.29 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $6,200
Paving: driveway & walks (paved)listing
$9,600 new × 50% good × 1.29 allocation
- $6,000
Landscaping (typical)default
$9,300 new × 50% good × 1.29 allocation
- $1,400
Patiosdefault
$2,100 new × 50% good × 1.29 allocation
- $1,400
Decks & porches (attached)default
$2,100 new × 50% good × 1.29 allocation
- $3,900
Fencinglisting
$6,000 new × 50% good × 1.29 allocation
- $146,000
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$234,500 new × 48% good × 1.29 allocation
- $12,500
Building plumbing & fixturesdefault
$24,300 new × 40% good × 1.29 allocation
- $12,700
Building electrical & lightingdefault
$24,700 new × 40% good × 1.29 allocation
- $12,500
HVACdefault
$24,300 new × 40% good × 1.29 allocation
- $4,300
Hardwood & tile floorsdefault
$8,300 new × 40% good × 1.29 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $48,200 | $18,800 | $200 | $67,200 |
| 2 | $0 | $0 | $4,800 | $4,800 |
| 3 | $0 | $0 | $4,800 | $4,800 |
| 4 | $0 | $0 | $4,800 | $4,800 |
| 5 | $0 | $0 | $4,800 | $4,800 |
| 6+ | $0 | $0 | $168,600 | $168,600 |
| Total | $48,200 | $18,800 | $188,100 | $255,000 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Rules differ by jurisdiction. The City of La Crosse requires a short-term rental license ($100 a year) once you rent more than 10 nights a year, plus a Wisconsin tourist rooming house license and inspection from the La Crosse County Health Department. We found no owner-occupancy rule or night cap in the city, but the license does NOT transfer to a new owner. Onalaska allows rentals with a city permit in some zoning districts, and unincorporated towns follow La Crosse County zoning, which has its own permit and day limits. Wisconsin law lets local governments restrict stays under 7 nights. Verify parcel eligibility with the city or county before you buy.