1942 Cougar Crossing Way
Sevierville, TN 37876
$559,900
2 bd · 2 ba · 1,638 sqft · Listed 1d ago
View on Realtor.com →Year built
2005
Sqft
1,638
Lot sqft
—
HOA / mo
$328
Furnished
No
List date
2026-10-17T14:11:07.000000Z
Revenue
Annual revenue
$53,662
ADR
$234
Occupancy
63%
Cleaning fees (12 mo)
$10,050
Confidence
Med (58.98), 49 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $49,248
Heavenly Sunsets By Colonial Properties
Chalet · 2 bd · 1 ba · sleeps 5 · 141 ft
Revenue $45,870ADR $175Occ ≈ 72%—
Sevierville 45 - Two Bedroom Villa, Sleeps 8
Villa · 2 bd · 2 ba · sleeps 8 · 272 ft
Revenue $7,395ADR $205Occ ≈ 10%—
Delisted
Indoor Resort Pool + FREE Mini Golf + HotTub
Cabin · 2 bd · 2 ba · sleeps 8 · 364 ft
Revenue $34,814ADR $264Occ ≈ 36%4.8★ (120)
3 King Beds-Luxury-Perfect for Couples & Families! Minutes From All Attractions!
Cabin · 2 bd · 2 ba · sleeps 6 · 390 ft
- Hot tub
- Pool
- A/C
- Free parking
- +5
Revenue $24,097ADR $371Occ ≈ 18%4.9★ (147)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
2BR, hot tub, games, sleeps 8. Cabin
| 2 bd · 2 ba · sleeps 8 | $52,911 | $265 | 55% | 4.3★ (137) | 52 ft | AirbnbVrbo |
In-Room Jacuzzi, Game Loft, Resort Pools, Views Cabin
| 2 bd · 2 ba · sleeps 8 | $71,859 | $264 | 75% | 5★ (73) | 85 ft | AirbnbVrbo |
Heavenly Sunsets By Colonial Properties Chalet | 2 bd · 1 ba · sleeps 5 | $45,870 | $175 | 72% | — | 141 ft | Booking |
Cozy Cabin: Game Loft, Pool Access + Hot Tub Cabin
| 2 bd · 2 ba · sleeps 8 | $74,183 | $290 | 70% | 4.9★ (179) | 148 ft | AirbnbVrbo |
2BR Bear Creek Crossing | Free Attraction Tickets Cabin | 2 bd · 2 ba · sleeps 8 | $48,394 | $216 | 61% | 4.3★ (110) | 174 ft | AirbnbBooking |
In-Room Jacuzzi · Game Loft · Hot Tub · Mtn Views Cabin
| 2 bd · 2 ba · sleeps 8 | $55,594 | $252 | 60% | 5★ (66) | 223 ft | AirbnbVrbo |
Sevierville 45 - Two Bedroom Villa, Sleeps 8 Villa | 2 bd · 2 ba · sleeps 8 | $7,395 | $205 | 10% | — | 272 ft | Delisted |
Indoor Resort Pool + FREE Mini Golf + HotTub Cabin | 2 bd · 2 ba · sleeps 8 | $34,814 | $264 | 36% | 4.8★ (120) | 364 ft | Airbnb |
3 King Beds-Luxury-Perfect for Couples & Families! Minutes From All Attractions! Cabin
| 2 bd · 2 ba · sleeps 6 | $24,097 | $371 | 18% | 4.9★ (147) | 390 ft | Vrbo |
Smokies Escape - Mountain Cabin, Hot Tub & Pools Cabin
| 2 bd · 2 ba · sleeps 6 | $40,875 | $221 | 51% | 4.8★ (72) | 407 ft | AirbnbVrboBooking |
Show 24 more
Sevierville 33 - Two Bedroom Villa, Sleeps 8
Villa · 2 bd · 2 ba · sleeps 8 · 413 ft
Revenue $6,488ADR $187Occ ≈ 10%—
Delisted
Wooden Pet-Friendly Cabin with Hot-Tub, Game Room and Pool in Sevierville, Tennessee
Cabin · 2 bd · 2 ba · sleeps 8 · 417 ft
Revenue $57,547ADR $1,367Occ ≈ 12%—
Pool Access • Gated Comm • Pool Table • Hot Tub
Cabin · 2 bd · 2 ba · sleeps 8 · 512 ft
Revenue $66,253ADR $278Occ ≈ 65%4.7★ (3)
Delisted
*Cozy 2BD Cabin Near TOWN! Hot Tub + GAMES!*
Cabin · 2 bd · 2 ba · sleeps 8 · 518 ft
Revenue $57,123ADR $6,347Occ ≈ 2%—
Delisted
King Bed, Game Tables, Resort Pools, Putt-Putt, Great Location!
Chalet · 2 bd · 1 ba · sleeps 6 · 0.1 mi
Revenue $21,676ADR $179Occ ≈ 33%—
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Sevierville 33 - Two Bedroom Villa, Sleeps 8 Villa | 2 bd · 2 ba · sleeps 8 | $6,488 | $187 | 10% | — | 413 ft | Delisted |
Mtn View Cabin W Hot Tub, Sleeps 8・Resort Pool Cabin
| 2 bd · 2 ba · sleeps 8 | $47,055 | $238 | 54% | 4.7★ (30) | 413 ft | AirbnbVrboBooking |
Wooden Pet-Friendly Cabin with Hot-Tub, Game Room and Pool in Sevierville, Tennessee Cabin | 2 bd · 2 ba · sleeps 8 | $57,547 | $1,367 | 12% | — | 417 ft | Booking |
Fun Cabin with Game Loft Cabin
| 2 bd · 2 ba · sleeps 8 | $53,540 | $277 | 53% | 4.6★ (5) | 453 ft | AirbnbVrbo |
Best Fall Cabin w/ Hot Tub Game Room & WOW Views! Cabin
| 2 bd · 2 ba · sleeps 6 | $21,591 | $237 | 25% | 4.9★ (9) | 459 ft | AirbnbVrboBooking |
Hot Tub + Smoky Mtn Views! Game room! Pools + Golf Cabin
| 2 bd · 2 ba · sleeps 6 | $18,353 | $244 | 21% | 5★ (15) | 463 ft | AirbnbVrboBooking |
High-End Cabin w/Game Room, Near Pigeon Forge Cabin
| 2 bd · 2 ba · sleeps 8 | $65,610 | $313 | 57% | 4.6★ (243) | 476 ft | AirbnbVrbo |
American Bear: Resort Pools + Game Loft + Hot Tub Cabin
| 2 bd · 2 ba · sleeps 8 | $46,310 | $244 | 52% | 4.3★ (14) | 502 ft | AirbnbVrbo |
Wonderland Dream Cabin in Pigeon Forge Cabin
| 2 bd · 2 ba · sleeps 8 | $32,924 | $237 | 38% | 4★ (2) | 512 ft | AirbnbVrbo |
Pool Access • Gated Comm • Pool Table • Hot Tub Cabin | 2 bd · 2 ba · sleeps 8 | $66,253 | $278 | 65% | 4.7★ (3) | 512 ft | Delisted |
Dog friendly, hot tub, game room, putt putt! Cabin
| 2 bd · 2 ba · sleeps 8 | $35,758 | $279 | 35% | 4.8★ (5) | 515 ft | AirbnbVrbo |
*Cozy 2BD Cabin Near TOWN! Hot Tub + GAMES!* Cabin | 2 bd · 2 ba · sleeps 8 | $57,123 | $6,347 | 2% | — | 518 ft | Delisted |
2BR, Hot Tub, King Suites. Minutes to Pigeon Cabin
| 2 bd · 2 ba · sleeps 8 | $50,101 | $266 | 52% | 4.6★ (90) | 518 ft | AirbnbVrboBooking |
Smoky Traditions-Luxury Cabin Cabin
| 2 bd · 2 ba · sleeps 8 | $76,012 | $269 | 77% | 5★ (86) | 0.1 mi | AirbnbVrbo |
Fall Cabin Amazing Views and Pool mins to Dolly! Cabin
| 2 bd · 3 ba · sleeps 8 | $28,489 | $285 | 27% | 5★ (15) | 0.1 mi | AirbnbVrboBooking |
'Cubbie’s Cabin' w/ Hot Tub ~ 7 Mi to Dollywood! Cabin | 2 bd · 3 ba · sleeps 8 | $56,471 | $263 | 59% | 5★ (265) | 0.1 mi | AirbnbBooking |
Cozy Cabin w/ Hot Tub & Pools House
| 2 bd · 1.5 ba · sleeps 7 | $38,885 | $215 | 50% | 5★ (91) | 0.1 mi | AirbnbVrboBooking |
Bear's Den Cabin
| 2 bd · 2.5 ba · sleeps 6 | $43,117 | $271 | 44% | 4.9★ (47) | 0.1 mi | AirbnbVrbo |
Bear Hug at Bear Creek - Gorgeous Views & Hot Tub Cabin
| 2 bd · 2 ba · sleeps 8 | $52,154 | $284 | 50% | 4.8★ (20) | 0.1 mi | AirbnbVrbo |
Smoky Mountains Cabin | Indoor Pool & Hot Tub Cabin
| 2 bd · 1.5 ba · sleeps 6 | $62,448 | $232 | 74% | 4.7★ (146) | 0.1 mi | AirbnbVrbo |
Private Hot Tub with views, resort indoor pool, mi Cabin
| 2 bd · 2 ba · sleeps 8 | $66,567 | $242 | 75% | 5★ (216) | 0.1 mi | AirbnbVrbo |
Oh Yea - Pet Friendly, Hot Tub & Games Cabin
| 2 bd · 2 ba · sleeps 8 | $69,743 | $287 | 67% | 4.5★ (22) | 0.1 mi | AirbnbVrbo |
Lucky Enough - Pet-friendly, plus hot tub + games! Cabin
| 2 bd · 2 ba · sleeps 8 | $52,181 | $286 | 50% | 4.2★ (28) | 0.1 mi | AirbnbVrboBooking |
King Bed, Game Tables, Resort Pools, Putt-Putt, Great Location! Chalet | 2 bd · 1 ba · sleeps 6 | $21,676 | $179 | 33% | — | 0.1 mi | Booking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.15% = 7.40% Freddie Mac 30-yr avg (Oct 15) + 0.75% investor premium
Est. revenue
$53,662
NOI
$24,874
Cash flow /mo
-$1,052
Cash needed
$184,371
Cash-on-cash
-6.8%
ROE (yr 1)
4.1%
Cap rate
4.4%
DSCR
0.66
Year-1 write-off
$110,143
Year-1 tax shield @ 32%
$35,246
Year-1 return on equity
- Cash flow (annual)-$12,629
- Principal paydown$3,405
- Appreciation at%$16,797
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$10,732
- Platform fees (3% of revenue)$1,610
- Maintenance / capex (5% of revenue)$2,683
- Utilities & supplies$4,200
- HOA$3,936
- Property tax$2,267
- Insurance (STR-rated)$3,359
Cash needed to close
- Down payment (25%)$139,975
- Closing costs (4.0%)$22,396
- Furnishing (bought new)$22,000
Tax savings if the STR loophole applies
- Tax shield @ 32%$35,246
No county tax record split for property tax, insurance rate and the land/building split, so those use market defaults — edit the price above; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$476,000
Short-life (5/15-yr)
$88,000 · 18%
Year-1 deduction
$110,000
Year-1 tax shield @ 32%
$35,000
Land 15% (market default, no usable tax-record split) · building $388,000 over 39 years · new furniture $22,000
Based on: 1,638 sq ft, built 2005, 2 bd / 2 ba, unfurnished, listing features (hot tub, game room, fireplace, flooring types, appliance list, septic).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $87,000 in year 1 (14% short-life, $28,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $9,500
Kitchen cabinetsdefault
$9,400 new × 40% good × 2.52 allocation
- $7,800
Kitchen countertopsdefault
$7,700 new × 40% good × 2.52 allocation
- $2,900
Decorative trimdefault
$2,900 new × 40% good × 2.52 allocation
- $300
Mirrorsdefault
$300 new × 40% good × 2.52 allocation
- $900
Shelvingdefault
$900 new × 40% good × 2.52 allocation
- $4,000
Window coverings (16)default
$4,000 new × 40% good × 2.52 allocation
- $3,500
Carpet, vinyl & laminate (33% of floors)listing
$3,500 new × 40% good × 2.52 allocation
- $10,700
Kitchen & laundry equipment plumbingdefault
$7,300 new × 58% good × 2.52 allocation
- $6,500
Kitchen, laundry & data equipment electricaldefault
$4,400 new × 58% good × 2.52 allocation
- $7,800
Appliances (range, microwave, dishwasher, refrigerator, washer, dryer)listing
$7,700 new × 40% good × 2.52 allocation
- $9,100
Hot tub (freestanding)listing
$9,000 new × 40% good × 2.52 allocation
- $16,000
Furniture bought newlisting
$16,000 new × 100% good · bought separately
- $6,000
Game-room equipment bought newlisting
$6,000 new × 100% good · bought separately
- $10,600
Paving: driveway & walks (paved)default
$8,400 new × 50% good × 2.52 allocation
- $10,200
Landscaping (typical)default
$8,100 new × 50% good × 2.52 allocation
- $2,000
Patiosdefault
$1,600 new × 50% good × 2.52 allocation
- $2,000
Decks & porches (attached)default
$1,600 new × 50% good × 2.52 allocation
- $291,400
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$177,800 new × 65% good × 2.52 allocation
- $26,900
Building plumbing & fixturesdefault
$18,400 new × 58% good × 2.52 allocation
- $26,400
Building electrical & lightingdefault
$18,000 new × 58% good × 2.52 allocation
- $18,600
HVACdefault
$18,500 new × 40% good × 2.52 allocation
- $7,100
Hardwood & tile floorsdefault
$7,000 new × 40% good × 2.52 allocation
- $2,700
Fireplacelisting
$2,600 new × 40% good × 2.52 allocation
- $15,100
Septic systemlisting
$12,000 new × 50% good × 2.52 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $84,900 | $24,800 | $400 | $110,100 |
| 2 | $0 | $0 | $10,000 | $10,000 |
| 3 | $0 | $0 | $10,000 | $10,000 |
| 4 | $0 | $0 | $10,000 | $10,000 |
| 5 | $0 | $0 | $10,000 | $10,000 |
| 6+ | $0 | $0 | $348,000 | $348,000 |
| Total | $84,900 | $24,800 | $388,200 | $497,900 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
STR allowed in most of Sevier County; inside Gatlinburg city limits only in overnight-rental zones.