2833 White Oak Ridge Ln
Sevierville, TN 37862
$649,900
2 bd · 2 ba · 1,404 sqft · Listed 1d ago
View on Realtor.com →Year built
2005
Sqft
1,404
Lot sqft
6,098
HOA / mo
$150
Furnished
No
List date
2026-10-10T17:37:05.000000Z
Revenue
Annual revenue
$59,958
ADR
$231
Occupancy
71%
Cleaning fees (12 mo)
$11,414
Confidence
Med (64.44), 49 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $62,707
Your Happy Place - 2 Bedrooms with Views!
Cabin · 2 bd · 3 ba · sleeps 8 · 69 ft
Revenue $12,055ADR $3,013Occ ≈ 1%—
Luxury Cabin w/Views! Hot Tub, Fireplace, Arcade!
Cabin · 2 bd · 2 ba · sleeps 8 · 262 ft
Revenue $45,231ADR $215Occ ≈ 58%4.8★ (272)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Your Happy Place! 3 levels with VIEWS! Cabin | 2 bd · 3 ba · sleeps 8 | $44,089 | $250 | 48% | 4.7★ (6) | 62 ft | AirbnbVrbo |
Your Happy Place - 2 Bedrooms with Views! Cabin | 2 bd · 3 ba · sleeps 8 | $12,055 | $3,013 | 1% | — | 69 ft | Airbnb |
Amazing Smoky Mountain Views Res Pool Priv Hot Tub Cabin | 2 bd · 2 ba · sleeps 8 | $61,938 | $218 | 78% | 4.9★ (391) | 148 ft | AirbnbVrbo |
Panoramic Mtn View Cabin | Hot Tub Cabin | 2 bd · 2 ba · sleeps 6 | $19,525 | $1,033 | 5% | 5★ (4) | 151 ft | AirbnbVrbo |
Spring & Summer Specials! Hot Tub: Amazing views: Cabin | 2 bd · 2 ba · sleeps 6 | $54,454 | $228 | 65% | 4.9★ (224) | 167 ft | AirbnbVrbo |
A view to remember, from every window! Huge porche Cabin | 2 bd · 2 ba · sleeps 8 | $48,714 | $248 | 54% | 4.7★ (18) | 207 ft | AirbnbVrbo |
Luxury Cabin w/Views! Hot Tub, Fireplace, Arcade! Cabin | 2 bd · 2 ba · sleeps 8 | $45,231 | $215 | 58% | 4.8★ (272) | 262 ft | Airbnb |
Appalachian Villa -Mountain View, Hot Tub, Pets Cabin | 2 bd · 2 ba · sleeps 6 | $89,344 | $277 | 88% | 4.9★ (480) | 272 ft | AirbnbVrbo |
*Cozy*Hot Tub*Mtn Views*FastWiFi*15mintoNat'lPrk* Cabin | 2 bd · 2 ba · sleeps 6 | $57,002 | $236 | 66% | 5★ (157) | 292 ft | AirbnbVrbo |
Honey Breeze Cabin with Mountain Views Cabin | 2 bd · 2 ba · sleeps 8 | $48,420 | $258 | 51% | 4.8★ (90) | 305 ft | AirbnbVrbo |
Show 31 more
Country Bear Cottage by Venture Smoky Mountains
Vacation home · 2 bd · 2 ba · sleeps 4 · 0.2 mi
Revenue $77,985ADR $295Occ ≈ 72%—
Theater in the Sky
House · 2 bd · 2 ba · sleeps 6 · 0.3 mi
Revenue $68,865ADR $306Occ ≈ 62%4.9★ (66)
Kiss The Clouds - loft with a king bed
Vacation home · 2 bd · 2 ba · sleeps 4 · 0.4 mi
Revenue $61,557ADR $204Occ ≈ 83%5★ (1)
Appalachian High - Best View at The Preserve !
Cabin · 2 bd · 2 ba · sleeps 8 · 0.4 mi
Revenue $89,733ADR $623Occ ≈ 39%—
Campfire Lodge two-bedroom close to Great Smoky Mountain National Park
Cabin · 2 bd · 2 ba · sleeps 6 · 0.5 mi
Revenue $1,483ADR $0Occ ≈ ——
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
FreeDollywoodTix+Views+Couples+Pool+HotTub+Arcade Cabin | 2 bd · 2 ba · sleeps 6 | $25,650 | $225 | 31% | 5★ (20) | 325 ft | AirbnbVrbo |
Fall Sale! Unbelievable Views with Hot Tub Cabin | 2 bd · 2 ba · sleeps 6 | $79,686 | $254 | 86% | 5★ (247) | 377 ft | AirbnbVrbo |
2BR Cabin w/Hot Tub + Firepit + Game Room + Views! Cabin | 2 bd · 2 ba · sleeps 8 | $67,017 | $255 | 72% | 5★ (99) | 427 ft | AirbnbVrbo |
Gorgeous Cabin with National Park Views-Hot Tub Cabin | 2 bd · 2 ba · sleeps 8 | $75,247 | $281 | 73% | 5★ (136) | 433 ft | AirbnbVrbo |
The Beautiful Preserve Resort-Chubby Bear Retreat Cabin | 2 bd · 2 ba · sleeps 8 | $49,221 | $224 | 60% | 5★ (221) | 472 ft | AirbnbVrbo |
Awesome Hilltop Cabin / Epic Mountain Views/HotTub Cabin | 2 bd · 2 ba · sleeps 8 | $88,690 | $279 | 87% | 4.8★ (341) | 505 ft | AirbnbVrbo |
Sevierville Cabin w/ Views, Hot Tub, Pool Table & Cabin | 2 bd · 2 ba · sleeps 6 | $20,672 | $244 | 23% | 5★ (5) | 0.1 mi | AirbnbVrbo |
2BR w/Stunning MTN Views! Hot Tub*Games*Fireplace Cabin | 2 bd · 2 ba · sleeps 6 | $62,707 | $237 | 72% | 5★ (79) | 0.1 mi | AirbnbVrbo |
Dream on High | Views, Hot Tub, Game Loft, Sleep 8 Cabin | 2 bd · 2 ba · sleeps 8 | $46,346 | $240 | 53% | 5★ (16) | 0.1 mi | AirbnbVrbo |
Endless Panoramic View, Pool Access, Game Room Cabin | 2 bd · 3 ba · sleeps 8 | $66,550 | $289 | 63% | 4.6★ (50) | 0.1 mi | AirbnbVrboBooking |
A View to Thrill | Game Room • Hot Tub • Views! Cabin | 2 bd · 3 ba · sleeps 8 | $60,084 | $302 | 55% | 4.8★ (20) | 0.2 mi | AirbnbVrbo |
Pool- Hot-Tub-Pet friendly-MT View-WIFI-Hiking-Kid Cabin | 2 bd · 2 ba · sleeps 6 | $50,458 | $266 | 52% | 5★ (217) | 0.2 mi | AirbnbVrbo |
Spacious Cabin -View, Pool Table, Arcade & Hot Tub Cabin | 2 bd · 2 ba · sleeps 8 | $37,979 | $199 | 52% | 4.3★ (76) | 0.2 mi | AirbnbVrboBooking |
Bear-riffic View | Hot Tub, Games & Scenic Decks Cabin | 2 bd · 2 ba · sleeps 8 | $62,383 | $251 | 68% | 4.8★ (22) | 0.2 mi | AirbnbVrbo |
Bears Abound Cabin | 2 bd · 2 ba · sleeps 8 | $66,787 | $248 | 74% | 5★ (543) | 0.2 mi | AirbnbVrbo |
Country Bear Cottage by Venture Smoky Mountains Vacation home | 2 bd · 2 ba · sleeps 4 | $77,985 | $295 | 72% | — | 0.2 mi | Booking |
Gone To Therapy, Free Tickets, Hot Tub, Cabin | 2 bd · 2 ba · sleeps 6 | $76,813 | $279 | 75% | 5★ (26) | 0.3 mi | AirbnbVrboBooking |
Theater in the Sky House | 2 bd · 2 ba · sleeps 6 | $68,865 | $306 | 62% | 4.9★ (66) | 0.3 mi | Airbnb |
Amazing Mtn views|King bed|Bunk bed|Arcade|Hot tub Cabin | 2 bd · 2 ba · sleeps 6 | $75,757 | $295 | 70% | 5★ (149) | 0.4 mi | AirbnbVrbo |
Pet-Friendly Mountain View Cabin | Hot Tub, Resort Pool, Sleeps 8 Cabin | 2 bd · 2 ba · sleeps 8 | $58,509 | $234 | 69% | 4.3★ (21) | 0.4 mi | VrboBooking |
Great Smoky Mountain Views - Moonlit Mountain Top! Cabin | 2 bd · 2 ba · sleeps 8 | $69,863 | $281 | 68% | 5★ (4) | 0.4 mi | AirbnbVrbo |
BEST VIEWS + Game Room! Cabin | 2 bd · 2 ba · sleeps 7 | $81,768 | $291 | 77% | 5★ (235) | 0.4 mi | AirbnbVrbo |
Amazing 2BD Cabin w/ VIEWS! Hot Tub Cabin | 2 bd · 2.5 ba · sleeps 6 | $63,275 | $229 | 76% | 5★ (39) | 0.4 mi | AirbnbVrbo |
Quiet getaway! Top of the mountain Amazing Views Cabin | 2 bd · 2 ba · sleeps 6 | $94,456 | $355 | 73% | 5★ (271) | 0.4 mi | AirbnbVrbo |
Kiss The Clouds - loft with a king bed Vacation home | 2 bd · 2 ba · sleeps 4 | $61,557 | $204 | 83% | 5★ (1) | 0.4 mi | Booking |
Fall specials! Million $ view, theater, hot tub Cabin | 2 bd · 2 ba · sleeps 8 | $93,916 | $367 | 70% | 5★ (76) | 0.4 mi | AirbnbVrbo |
Cabin w/ 4 spacious decks & panoramic views Cabin | 2 bd · 2 ba · sleeps 8 | $86,371 | $298 | 79% | 5★ (331) | 0.4 mi | AirbnbVrboBooking |
Bear Haven - Mountain View Cabin with Private Hot Cabin | 2 bd · 2 ba · sleeps 6 | $66,053 | $217 | 83% | 4.9★ (109) | 0.4 mi | AirbnbVrboBooking |
Appalachian High - Best View at The Preserve ! Cabin | 2 bd · 2 ba · sleeps 8 | $89,733 | $623 | 39% | — | 0.4 mi | Vrbo |
Campfire Lodge two-bedroom close to Great Smoky Mountain National Park Cabin | 2 bd · 2 ba · sleeps 6 | $1,483 | $0 | — | — | 0.5 mi | Vrbo |
Modern Bungalow | Hot Tub, Fire Pit, Pet Friendly Cabin | 2 bd · 2 ba · sleeps 8 | $80,473 | $392 | 56% | 5★ (3) | 0.5 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.15% = 7.40% Freddie Mac 30-yr avg (Oct 8) + 0.75% investor premium
Est. revenue
$59,958
NOI
$31,180
Cash flow /mo
-$1,029
Cash needed
$204,471
Cash-on-cash
-6.0%
ROE (yr 1)
5.4%
Cap rate
4.8%
DSCR
0.72
Year-1 write-off
$136,867
Year-1 tax shield @ 32%
$43,797
Year-1 return on equity
- Cash flow (annual)-$12,351
- Principal paydown$3,952
- Appreciation at%$19,497
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$11,992
- Platform fees (3% of revenue)$1,799
- Maintenance / capex (5% of revenue)$2,998
- Utilities & supplies$4,200
- HOA$1,800
- Property tax$2,090
- Insurance (STR-rated)$3,899
Cash needed to close
- Down payment (25%)$162,475
- Closing costs (4.0%)$25,996
- Furnishing (bought new)$16,000
Tax savings if the STR loophole applies
- Tax shield @ 32%$43,797
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$585,000
Short-life (5/15-yr)
$120,000 · 21%
Year-1 deduction
$137,000
Year-1 tax shield @ 32%
$44,000
Land 10% (county tax record, market value split) · building $465,000 over 39 years · new furniture $16,000
Based on: 1,404 sq ft, built 2005, 2 bd / 2 ba, unfurnished, listing features (deck, fireplace, flooring types, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $79,000 in year 1 (11% short-life, $25,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $12,900
Kitchen cabinetsdefault
$8,900 new × 40% good × 3.64 allocation
- $10,600
Kitchen countertopsdefault
$7,300 new × 40% good × 3.64 allocation
- $3,600
Decorative trimdefault
$2,500 new × 40% good × 3.64 allocation
- $400
Mirrorsdefault
$300 new × 40% good × 3.64 allocation
- $1,300
Shelvingdefault
$900 new × 40% good × 3.64 allocation
- $5,100
Window coverings (14)default
$3,500 new × 40% good × 3.64 allocation
- $14,600
Kitchen & laundry equipment plumbingdefault
$6,900 new × 58% good × 3.64 allocation
- $8,800
Kitchen, laundry & data equipment electricaldefault
$4,200 new × 58% good × 3.64 allocation
- $4,100
Appliances (range, dishwasher)listing
$2,800 new × 40% good × 3.64 allocation
- $16,000
Furniture bought newlisting
$16,000 new × 100% good · bought separately
- $14,100
Paving: driveway & walks (paved)default
$7,800 new × 50% good × 3.64 allocation
- $13,600
Landscaping (typical)default
$7,500 new × 50% good × 3.64 allocation
- $2,500
Patiosdefault
$1,400 new × 50% good × 3.64 allocation
- $28,700
Decks & porches (attached)listing
$15,800 new × 50% good × 3.64 allocation
- $360,000
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$152,200 new × 65% good × 3.64 allocation
- $33,300
Building plumbing & fixturesdefault
$15,800 new × 58% good × 3.64 allocation
- $31,800
Building electrical & lightingdefault
$15,100 new × 58% good × 3.64 allocation
- $23,000
HVACdefault
$15,800 new × 40% good × 3.64 allocation
- $13,200
Hardwood & tile floorsdefault
$9,000 new × 40% good × 3.64 allocation
- $3,800
Fireplacelisting
$2,600 new × 40% good × 3.64 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $77,400 | $59,000 | $500 | $136,900 |
| 2 | $0 | $0 | $11,900 | $11,900 |
| 3 | $0 | $0 | $11,900 | $11,900 |
| 4 | $0 | $0 | $11,900 | $11,900 |
| 5 | $0 | $0 | $11,900 | $11,900 |
| 6+ | $0 | $0 | $416,900 | $416,900 |
| Total | $77,400 | $59,000 | $465,100 | $601,500 |
The building's share of the price ($585,000) is 3.6x our depreciated replacement cost of the home ($161,000). The IRS guide treats a gap this size as a reason to review the land share: if land is worth more than the county ratio says, the basis and the write-off are smaller.
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
STR allowed in most of Sevier County; inside Gatlinburg city limits only in overnight-rental zones.