678 Stockton Dr
Sevierville, TN 37876
$1,075,000
4 bd · 4.5 ba · 3,330 sqft · Listed 1d ago
View on Realtor.com →Year built
2022
Sqft
3,330
Lot sqft
436
HOA / mo
$180
Furnished
No
List date
2026-10-22T15:04:37.000000Z
Revenue
Annual revenue
$81,556
ADR
$375
Occupancy
60%
Cleaning fees (12 mo)
$15,537
Confidence
Low (43.17), 38 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $75,688
Newly Renovated Modern 4BR Cabin w/Indoor Pool ☆ Hot Tub ☆ Theater ☆Arcade Games
Cabin · 4 bd · 5.5 ba · sleeps 12 · 85 ft
Revenue $12,979ADR $407Occ ≈ 9%—
Unforgettable View for a Perfect Getaway! Come make Memories!
Cabin · 4 bd · 4 ba · sleeps 12 · 141 ft
Revenue $92,596ADR $409Occ ≈ 62%5★ (423)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Indoor Pool | Hot Tub | Game Room | Theater Cabin | 4 bd · 5.5 ba · sleeps 12 | $96,161 | $503 | 52% | 4.5★ (72) | 46 ft | AirbnbVrbo |
Chic Retreat! Pool, Hot Tub, Theater & Game Room Cabin | 4 bd · 5.5 ba · sleeps 12 | $10,209 | $440 | 6% | 5★ (2) | 79 ft | AirbnbVrbo |
Newly Renovated Modern 4BR Cabin w/Indoor Pool ☆ Hot Tub ☆ Theater ☆Arcade Games Cabin | 4 bd · 5.5 ba · sleeps 12 | $12,979 | $407 | 9% | — | 85 ft | Vrbo |
Unforgettable View for a Perfect Getaway! Come make Memories! Cabin | 4 bd · 4 ba · sleeps 12 | $92,596 | $409 | 62% | 5★ (423) | 141 ft | Vrbo |
*Private 4BD Pool Retreat | Games, Hot Tub, Views* Cabin | 4 bd · 4.5 ba · sleeps 12 | $76,238 | $435 | 48% | 4.5★ (19) | 171 ft | AirbnbVrbo |
Theater | Indoor & Outdoor Pool | Chic Design Cabin | 4 bd · 5.5 ba · sleeps 12 | $93,795 | $483 | 53% | 4.5★ (115) | 177 ft | AirbnbVrbo |
4BR w/Stunning Views*Indoor Pool*Hot Tub*Game Room Cabin | 4 bd · 4.5 ba · sleeps 12 | $14,704 | $395 | 10% | 5★ (1) | 312 ft | AirbnbVrbo |
THE VIEW-The Name SAYS IT ALL. 50% off Zipline Cabin | 4 bd · 5 ba · sleeps 12 | $72,699 | $365 | 55% | 4.7★ (347) | 371 ft | AirbnbVrbo |
A Beary Good Life: Live It Up in the Smokies Cabin | 4 bd · 5 ba · sleeps 12 | $61,526 | $437 | 39% | 4.7★ (10) | 371 ft | AirbnbVrboBooking |
Luxury Lodge w/ Pool, Game Room & Mountain Views Cabin | 4 bd · 4.5 ba · sleeps 12 | $100,108 | $524 | 52% | 4.5★ (2) | 374 ft | AirbnbVrbo |
Show 23 more
Theater | Indoor & Outdoor Pool | Chic Design
Cabin · 4 bd · 5.5 ba · sleeps 12 · 453 ft
Revenue $106,519ADR $488Occ ≈ 60%4.7★ (54)
Bear Essentials Lodge By Avada Properties
Vacation home · 4 bd · 4 ba · sleeps 10 · 466 ft
Revenue $78,684ADR $300Occ ≈ 72%4.2★ (2)
Mtn View Cabin, Sleep 10・Hot Tub・Game・2 Level Deck
Cabin · 4 bd · 5 ba · sleeps 10 · 0.1 mi
Revenue $57,319ADR $580Occ ≈ 27%—
Majestic Overlook II by Beyond Expectations
House · 4 bd · 5 ba · sleeps 11 · 0.1 mi
Revenue $74,967ADR $332Occ ≈ 62%4.5★ (55)
Mountain Paradise Awaits: A Luxurious Escape Packed with Comfort, Fun & Serenity
Cabin · 4 bd · 4.5 ba · sleeps 12 · 0.2 mi
Revenue $91,187ADR $371Occ ≈ 67%4.9★ (391)
Summer Specials ….. 4 bedroom w/King beds….Zipline, Grandview Resort, Pool
Cabin · 4 bd · 4.5 ba · sleeps 10 · 0.2 mi
Revenue $69,311ADR $409Occ ≈ 46%4.9★ (246)
New! 4BR Luxe Pool Cabin* Hot Tub*MTN Views*Games
Cabin · 4 bd · 5.5 ba · sleeps 12 · 0.2 mi
Revenue $2,328ADR $776Occ ≈ 1%4.8★ (5)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
4BR Luxe Pool Cabin* Hot Tub*MTN Views*Arcade Cabin | 4 bd · 5.5 ba · sleeps 12 | $133,837 | $472 | 78% | 5★ (69) | 377 ft | AirbnbVrbo |
Indoor Pool | Arcade | Theater | Hot Tub | Zipline Cabin | 4 bd · 4.5 ba · sleeps 12 | $17,846 | $314 | 16% | 4.1★ (8) | 413 ft | AirbnbVrboBooking |
Awesome View-Cabin in the Smokys. 50% off Zipline. Cabin | 4 bd · 5 ba · sleeps 12 | $77,672 | $391 | 54% | 4.7★ (242) | 413 ft | AirbnbVrbo |
Picturesque MTN Escape: Hot Tub, Pool, Game Room! Cabin | 4 bd · 5 ba · sleeps 9 | $39,849 | $386 | 28% | 4.5★ (15) | 443 ft | AirbnbVrboBooking |
Theater | Indoor & Outdoor Pool | Chic Design Cabin | 4 bd · 5.5 ba · sleeps 12 | $106,519 | $488 | 60% | 4.7★ (54) | 453 ft | Airbnb |
Bear Essentials Lodge By Avada Properties Vacation home | 4 bd · 4 ba · sleeps 10 | $78,684 | $300 | 72% | 4.2★ (2) | 466 ft | Booking |
Free Dollywood Tix/Pool/Views/DogFriendly/Gameroom Cabin | 4 bd · 5 ba · sleeps 10 | $90,859 | $431 | 58% | 4.6★ (48) | 495 ft | AirbnbVrbo |
Autumn Getaway With Mountain Views Cabin | 4 bd · 5 ba · sleeps 10 | $75,688 | $370 | 56% | 5★ (59) | 502 ft | AirbnbVrbo |
Mountain Views - Luxury 4 Bd Cabin w/indoor Pool Cabin | 4 bd · 4 ba · sleeps 10 | $97,278 | $490 | 54% | 4.8★ (72) | 0.1 mi | AirbnbVrbo |
Just For Fun Cabin | 4 bd · 5 ba · sleeps 12 | $28,871 | $290 | 27% | 3★ (7) | 0.1 mi | AirbnbVrboBooking |
Mtn View Cabin, Sleep 10・Hot Tub・Game・2 Level Deck Cabin | 4 bd · 5 ba · sleeps 10 | $57,319 | $580 | 27% | — | 0.1 mi | Vrbo |
Mtn View Cabin, Sleep 10・Hot Tub・Game・2 Level Deck Cabin | 4 bd · 5 ba · sleeps 10 | $33,875 | $452 | 21% | 3.8★ (58) | 0.1 mi | AirbnbVrboBooking |
Majestic Overlook Cabin | 4 bd · 5 ba · sleeps 11 | $24,825 | $441 | 15% | 3.9★ (26) | 0.1 mi | AirbnbVrboBooking |
Cubs` Paradise - Luxury 4BR Smokies Cabin Cabin | 4 bd · 4 ba · sleeps 10 | $61,783 | $460 | 37% | 4.9★ (43) | 0.1 mi | AirbnbVrbo |
Majestic Overlook II by Beyond Expectations House | 4 bd · 5 ba · sleeps 11 | $74,967 | $332 | 62% | 4.5★ (55) | 0.1 mi | Airbnb |
New Listing! Tennessee Sunset Cabin | 4 bd · 5.5 ba · sleeps 12 | $110,581 | $600 | 50% | 5★ (180) | 0.2 mi | AirbnbVrbo |
Lofty mtn. view cabin w/ Free Attraction Tickets Cabin | 4 bd · 5 ba · sleeps 10 | $747 | $373 | 1% | 4.1★ (8) | 0.2 mi | AirbnbBooking |
Free Dollywood Tix•Heated Pool•GameRoom•Modern Cabin | 4 bd · 5 ba · sleeps 12 | $111,854 | $493 | 62% | 5★ (32) | 0.2 mi | AirbnbVrbo |
Zipadee Dipadee View・Pool・Theater・GameRoom・Hot Tub Cabin | 4 bd · 4.5 ba · sleeps 12 | $125,252 | $575 | 60% | 3.8★ (8) | 0.2 mi | AirbnbVrboBooking |
Easy Roads! • Location! • Hot Tub! • Secluded! Cabin | 4 bd · 5 ba · sleeps 12 | $98,777 | $405 | 67% | 5★ (394) | 0.2 mi | AirbnbVrbo |
Mountain Paradise Awaits: A Luxurious Escape Packed with Comfort, Fun & Serenity Cabin | 4 bd · 4.5 ba · sleeps 12 | $91,187 | $371 | 67% | 4.9★ (391) | 0.2 mi | Vrbo |
Summer Specials ….. 4 bedroom w/King beds….Zipline, Grandview Resort, Pool Cabin | 4 bd · 4.5 ba · sleeps 10 | $69,311 | $409 | 46% | 4.9★ (246) | 0.2 mi | Vrbo |
New! 4BR Luxe Pool Cabin* Hot Tub*MTN Views*Games Cabin | 4 bd · 5.5 ba · sleeps 12 | $2,328 | $776 | 1% | 4.8★ (5) | 0.2 mi | Airbnb |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.07% = 7.32% Freddie Mac 30-yr avg (Oct 22) + 0.75% investor premium
Est. revenue
$81,556
NOI
$41,710
Cash flow /mo
-$2,480
Cash needed
$340,750
Cash-on-cash
-8.7%
ROE (yr 1)
2.7%
Cap rate
3.9%
DSCR
0.58
Year-1 write-off
$235,133
Year-1 tax shield @ 32%
$75,243
Year-1 return on equity
- Cash flow (annual)-$29,754
- Principal paydown$6,642
- Appreciation at%$32,250
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$16,311
- Platform fees (3% of revenue)$2,447
- Maintenance / capex (5% of revenue)$4,078
- Utilities & supplies$4,200
- HOA$2,160
- Property tax$4,200
- Insurance (STR-rated)$6,450
Cash needed to close
- Down payment (25%)$268,750
- Closing costs (4.0%)$43,000
- Furnishing (bought new)$29,000
Tax savings if the STR loophole applies
- Tax shield @ 32%$75,243
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$1,014,000
Short-life (5/15-yr)
$205,000 · 20%
Year-1 deduction
$235,000
Year-1 tax shield @ 32%
$75,000
Land 6% (county tax record, market value split) · building $809,000 over 39 years · new furniture $29,000
Based on: 3,330 sq ft, built 2022, 4 bd / 4.5 ba, unfurnished, listing features (hot tub, deck, game room, fireplace, stone counters, flooring types, appliance list, wooded lot).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $129,000 in year 1 (10% short-life, $41,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $19,800
Kitchen cabinetsdefault
$13,100 new × 84% good × 1.80 allocation
- $20,200
Kitchen countertops (stone)listing
$13,400 new × 84% good × 1.80 allocation
- $8,800
Decorative trimdefault
$5,800 new × 84% good × 1.80 allocation
- $700
Mirrorsdefault
$600 new × 67% good × 1.80 allocation
- $2,300
Shelvingdefault
$1,500 new × 84% good × 1.80 allocation
- $8,900
Window coverings (33)default
$8,300 new × 60% good × 1.80 allocation
- $12,900
Carpet, vinyl & laminate (50% of floors)listing
$10,700 new × 67% good × 1.80 allocation
- $16,900
Kitchen & laundry equipment plumbingdefault
$10,200 new × 92% good × 1.80 allocation
- $10,200
Kitchen, laundry & data equipment electricaldefault
$6,200 new × 92% good × 1.80 allocation
- $9,200
Appliances (range, microwave, dishwasher, refrigerator, washer, dryer)listing
$7,700 new × 67% good × 1.80 allocation
- $9,700
Hot tub (freestanding)listing
$9,000 new × 60% good × 1.80 allocation
- $23,000
Furniture bought newlisting
$23,000 new × 100% good · bought separately
- $6,000
Game-room equipment bought newlisting
$6,000 new × 100% good · bought separately
- $18,100
Paving: driveway & walks (paved)default
$12,000 new × 84% good × 1.80 allocation
- $8,700
Landscaping (minimal)listing
$5,800 new × 84% good × 1.80 allocation
- $5,000
Patiosdefault
$3,300 new × 84% good × 1.80 allocation
- $53,900
Decks & porches (attached)listing
$37,500 new × 80% good × 1.80 allocation
- $607,400
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$361,800 new × 93% good × 1.80 allocation
- $62,200
Building plumbing & fixturesdefault
$37,600 new × 92% good × 1.80 allocation
- $65,400
Building electrical & lightingdefault
$39,500 new × 92% good × 1.80 allocation
- $54,000
HVACdefault
$37,500 new × 80% good × 1.80 allocation
- $16,200
Hardwood & tile floorsdefault
$10,700 new × 84% good × 1.80 allocation
- $4,000
Fireplacelisting
$2,600 new × 84% good × 1.80 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $148,600 | $85,700 | $900 | $235,100 |
| 2 | $0 | $0 | $20,700 | $20,700 |
| 3 | $0 | $0 | $20,700 | $20,700 |
| 4 | $0 | $0 | $20,700 | $20,700 |
| 5 | $0 | $0 | $20,700 | $20,700 |
| 6+ | $0 | $0 | $725,300 | $725,300 |
| Total | $148,600 | $85,700 | $809,100 | $1,043,400 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
STR allowed in most of Sevier County; inside Gatlinburg city limits only in overnight-rental zones.