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Rate 7.99% = 7.24% Freddie Mac 30-yr avg (Oct 29) + 0.75% investor premium

742 Lloyd Huskey Rd

742 Lloyd Huskey Rd

Pigeon Forge, TN 37863

$649,000

2 bd · 2.5 ba · 2,058 sqft · Listed 1d ago

View on Realtor.com →
Negative cash flow

Year built

1994

Sqft

2,058

Lot sqft

50,965

HOA / mo

$0

Furnished

No

List date

2026-10-29T17:20:29.000000Z

Revenue

Annual revenue

$44,833

ADR

$193

Occupancy

64%

Cleaning fees (12 mo)

$8,358

Confidence

Low (45.21), 49 comps

Comp revenue range (p25 / median / p75)

$24,839$38,422$55,784

Median revenue of shown comps: $38,422

  • Pool Table & Hot Tub! Sevierville Weekend Getaway

    House · 2 bd · 2 ba · sleeps 5 · 0.1 mi

    Revenue $3,865ADR $184Occ ≈ 6%—

    AirbnbVrboBooking

  • Pigeon Delight is a 2 Bedroom Cabin - 6 miles from Dollywood! Hot Tub, Fire Pit, Arcade, Pool Table!

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.1 mi

    Revenue $43,376ADR $245Occ ≈ 49%4.8★ (47)

    Vrbo

  • Winter Sale - Pigeon Forge Escape, Cute, Cozy, & Family Ready!!!

    House · 2 bd · 2 ba · sleeps 5 · 0.1 mi

    Revenue $45,219ADR $226Occ ≈ 55%4★ (1)

    Vrbo

  • Paradise Ridge Log Cabin... Spectacular Mountain and City View of Pigeon Forge

    Cabin · 2 bd · 2 ba · sleeps 4 · 0.2 mi

    Revenue $54,887ADR $269Occ ≈ 56%4.6★ (128)

    Vrbo

  • Private Cabin PF Island Hottub Game Room 2 bedroom

    House · 2 bd · 1.5 ba · sleeps 6 · 0.2 mi

    Revenue $55,192ADR $235Occ ≈ 64%5★ (201)

    AirbnbVrbo

  • *NEW* Pool Table & Hot Tub! Fall Weekend Getaway

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.2 mi

    Revenue $5,504ADR $177Occ ≈ 9%4.8★ (5)

    AirbnbBooking

  • 2 bedroom- In Pigeon Forge Dog Friendly.

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.2 mi

    Revenue $77,325ADR $294Occ ≈ 72%5★ (543)

    AirbnbVrbo

  • PleasantView 1.5 miles to Parkway

    Cabin · 2 bd · 1.5 ba · sleeps 4 · 0.2 mi

    Revenue $39,448ADR $200Occ ≈ 54%5★ (421)

    AirbnbVrbo

  • Pet Friendly! Hot Tub | Pool Table | Fire Pit

    Cabin · 2 bd · 2 ba · sleeps 8 · 0.3 mi

    Revenue $78,385ADR $346Occ ≈ 62%5★ (132)

    AirbnbVrbo

  • Believe in BigFoot Inn

    House · 2 bd · 2 ba · sleeps 6 · 0.3 mi

    Revenue $36,206ADR $220Occ ≈ 45%4.7★ (13)

    AirbnbVrbo

Show 36 more
  • Appalachian Dream: Where Mountain Dreams Come True

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.3 mi

    Revenue $74,546ADR $307Occ ≈ 67%5★ (2)

    AirbnbVrbo

  • Cobblestone Pointe Beautiful Mountain Home

    House · 2 bd · 2 ba · sleeps 6 · 0.3 mi

    Revenue $37,396ADR $238Occ ≈ 43%5★ (39)

    Airbnb

  • Close to Pigeon Forge and Dollywood One Story 2 bedroom dog Friendly

    Chalet · 2 bd · 2 ba · sleeps 6 · 0.3 mi

    Revenue $48,368ADR $196Occ ≈ 68%5★ (51)

    VrboBooking

  • See the Smokies in Full Fall Color

    Condominium (condo) · 2 bd · 2 ba · sleeps 6 · 0.3 mi

    Revenue $32,707ADR $229Occ ≈ 39%4.8★ (45)

    AirbnbVrbo

  • "Tucked Away" 2 Bedroom Cabin

    House · 2 bd · 2.5 ba · sleeps 6 · 0.3 mi

    Revenue $35,886ADR $226Occ ≈ 44%4.8★ (7)

    AirbnbVrbo

  • Family Friendly Cabin, Sleeps 4・Hot Tub・Pool Table

    Cabin · 2 bd · 2 ba · sleeps 4 · 0.4 mi

    Revenue $2,058ADR $93Occ ≈ 6%—

    Airbnb

  • Luxe 634: Hot Tub, Views, Mins to Pigeon Forge

    Cabin · 2 bd · 2.5 ba · sleeps 5 · 0.4 mi

    Revenue $78,107ADR $246Occ ≈ 87%4.8★ (154)

    AirbnbVrbo

  • 2 Mi to Parkway • Hot Tub • No Steep Roads

    House · 2 bd · 2 ba · sleeps 6 · 0.4 mi

    Revenue $36,839ADR $200Occ ≈ 50%4.9★ (49)

    AirbnbVrboBooking

  • Cozy cottage 5 mins to Parkway! White Tail Hollow

    Cottage · 2 bd · 2 ba · sleeps 7 · 0.4 mi

    Revenue $34,899ADR $183Occ ≈ 52%5★ (127)

    Airbnb

  • Heaven's Door

    Vacation home · 2 bd · 2 ba · sleeps 6 · 0.4 mi

    Revenue $17,610ADR $191Occ ≈ 25%4.3★ (7)

    Booking

  • Heaven's Door

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.4 mi

    Revenue $21,386ADR $269Occ ≈ 22%5★ (1)

    Vrbo

  • Pigeon Forge Cabin | Pool Table + Pets + One Level

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.4 mi

    Revenue $840ADR $168Occ ≈ 1%—

    Airbnb

  • Prime Location with Hot Tub/Pool Table/2 King Beds

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.4 mi

    Revenue $66,090ADR $225Occ ≈ 80%5★ (283)

    AirbnbVrbo

  • Pigeon Forge Cottage w/ Hot Tub & City Lights, Near Dollywood Sleeps 7

    House · 2 bd · 2.5 ba · sleeps 7 · 0.4 mi

    Revenue $47,458ADR $201Occ ≈ 65%4.7★ (77)

    VrboBooking

  • Blackberry Bliss: Pet Friendly & Free Tickets

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.4 mi

    Revenue $44,866ADR $260Occ ≈ 47%4.2★ (25)

    AirbnbVrboBooking

  • Convenient Pet friendly Pigeon Forge 2 Bedroom Internet-Hot Tub-Blackberry Ridge

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.4 mi

    Revenue $66,292ADR $242Occ ≈ 75%4.6★ (18)

    VrboBooking

  • The Smoky Nest | 2 King Suites • Near Parkway

    House · 2 bd · 2 ba · sleeps 5 · 0.4 mi

    Revenue $34,332ADR $181Occ ≈ 52%5★ (33)

    Airbnb

  • Free Dollywood Tix/A+Location/10Min2PigeonForge/

    House · 2 bd · 2 ba · sleeps 6 · 0.4 mi

    Revenue $34,908ADR $198Occ ≈ 48%5★ (24)

    AirbnbVrbo

  • Heaven's Door: Pet Friendly & Free Tickets

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.4 mi

    Revenue $24,952ADR $221Occ ≈ 31%4.2★ (93)

    AirbnbVrboBooking

  • Handicap Friendly Cabin Retreat・Pool Table・Grill

    Cabin · 2 bd · 2 ba · sleeps 4 · 0.4 mi

    Revenue $28,706ADR $184Occ ≈ 43%4.8★ (16)

    AirbnbVrboBooking

  • Downtown Pigeon Forge Views | Hot Tub, Whirlpool & King Suites

    Chalet · 2 bd · 2 ba · sleeps 6 · 0.4 mi

    Revenue $46,479ADR $194Occ ≈ 66%4.7★ (44)

    VrboBooking

  • Classic log cabin with firepit- quick drive to PF!

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.4 mi

    Revenue $61,005ADR $315Occ ≈ 53%4.9★ (11)

    AirbnbVrbo

  • Fall SALE - Smokey Nest

    House · 2 bd · 2 ba · sleeps 5 · 0.4 mi

    Revenue $15,931ADR $141Occ ≈ 31%4.8★ (14)

    Airbnb

  • 2 King Suites, Hot Tub, Theater + Dog OK

    Cabin · 2 bd · 2.5 ba · sleeps 8 · 0.4 mi

    Revenue $64,524ADR $244Occ ≈ 72%4.8★ (236)

    AirbnbVrbo

  • Groot's Place - 5min from parkway - massage chair/

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.4 mi

    Revenue $67,307ADR $267Occ ≈ 69%4.9★ (224)

    AirbnbVrboBooking

  • Cozy Log Cabin w/ Pool Table & Scenic Views

    Cabin · 2 bd · 2 ba · sleeps 4 · 0.4 mi

    Revenue $61,398ADR $234Occ ≈ 72%4.7★ (178)

    AirbnbVrboBooking

  • Southern Comfort Blessings. A touch of the South.

    House · 2 bd · 2 ba · sleeps 4 · 0.4 mi

    Revenue $25,927ADR $172Occ ≈ 41%4.9★ (231)

    AirbnbVrbo

  • Bear Ridge: Stay on the Wild Side

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.4 mi

    Revenue $52,845ADR $255Occ ≈ 57%4.3★ (21)

    AirbnbVrbo

  • Among the Oaks: Tucked Away, Close to Town

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.4 mi

    Revenue $55,981ADR $291Occ ≈ 53%4.1★ (18)

    AirbnbVrbo

  • Laurel Crest Resort | 2 Bedroom Villa

    Condominium (condo) · 2 bd · 2 ba · sleeps 8 · 0.4 mi

    Revenue $8,994ADR $149Occ ≈ 17%—

    Airbnb

  • Laurel Crest Resort | 2 Bedroom Villa

    Condominium (condo) · 2 bd · 2 ba · sleeps 8 · 0.4 mi

    Revenue $8,937ADR $147Occ ≈ 17%—

    Airbnb

  • Laurel Crest Resort | 2 Bedroom Villa

    Condominium (condo) · 2 bd · 2 ba · sleeps 8 · 0.4 mi

    Revenue $8,857ADR $146Occ ≈ 17%—

    Airbnb

  • Laurel Crest Resort | 2 Bedroom Villa

    Condominium (condo) · 2 bd · 2 ba · sleeps 8 · 0.4 mi

    Revenue $17,477ADR $177Occ ≈ 27%—

    AirbnbVrbo

  • Laurel Crest Condo

    Apartment · 2 bd · 2 ba · sleeps 8 · 0.5 mi

    Revenue $14,925ADR $142Occ ≈ 29%—

    Airbnb

  • Super Clean River Cabin, Fast WIFI, Keyless Entry

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.5 mi

    • Hot tub
    • A/C
    • Free parking
    • Wifi
    • +4

    Revenue $66,148ADR $265Occ ≈ 68%5★ (391)

    AirbnbVrbo

  • Cozy A-Frame Cabin 1 Mile From The Attractions

    Cabin · 2 bd · 1.5 ba · sleeps 8 · 0.5 mi

    Revenue $57,490ADR $244Occ ≈ 65%4.9★ (178)

    AirbnbVrbo

Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.

Cash flow calculator

Financing
Management
Term

Rate 7.99% = 7.24% Freddie Mac 30-yr avg (Oct 29) + 0.75% investor premium

Est. revenue

$44,833

NOI

$23,260

Cash flow /mo

-$1,630

Cash needed

$210,210

Cash-on-cash

-9.3%

ROE (yr 1)

1.9%

Cap rate

3.6%

DSCR

0.54

Year-1 write-off

$163,980

Year-1 tax shield @ 32%

$52,474

Year-1 return on equity

  • Cash flow (annual)-$19,559
  • Principal paydown$4,074
  • Appreciation at%$19,470
ROE1.9%

Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.

Opex, cash-needed & tax-savings breakdown

Annual operating expenses

  • Management (20% of revenue)$8,967
  • Platform fees (3% of revenue)$1,345
  • Maintenance / capex (5% of revenue)$2,242
  • Utilities & supplies$4,200
  • HOA$0
  • Property tax$926
  • Insurance (STR-rated)$3,894

Cash needed to close

  • Down payment (25%)$162,250
  • Closing costs (4.0%)$25,960
  • Furnishing (bought new)$22,000

Tax savings if the STR loophole applies

  • Tax shield @ 32%$52,474

Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).

The write-off comes from the cost segregation estimate below. Not tax advice.

Cost segregation estimate

An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.

Depreciable basis

$532,000

Short-life (5/15-yr)

$142,000 · 27%

Year-1 deduction

$164,000

Year-1 tax shield @ 32%

$52,000

Land 18% (county tax record, market value split) · building $391,000 over 39 years · new furniture $22,000

Based on: 2,058 sq ft, built 1994, 2 bd / 2.5 ba, unfurnished, listing features (hot tub, deck, game room, fireplace, flooring types, appliance list, septic).

Try the cost segregation calculator on any property →

IRS-guide safe-harbor floor: $105,000 in year 1 (16% short-life, $34,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.

5-year property$102,400
  • Kitchen cabinetsdefault

    $10,300 new × 40% good × 2.81 allocation

    $11,600
  • Kitchen countertopsdefault

    $8,400 new × 40% good × 2.81 allocation

    $9,500
  • Decorative trimdefault

    $3,600 new × 40% good × 2.81 allocation

    $4,000
  • Mirrorsdefault

    $300 new × 40% good × 2.81 allocation

    $300
  • Shelvingdefault

    $900 new × 40% good × 2.81 allocation

    $1,000
  • Window coverings (21)default

    $5,300 new × 40% good × 2.81 allocation

    $5,900
  • Carpet, vinyl & laminate (100% of floors)listing

    $13,200 new × 40% good × 2.81 allocation

    $14,900
  • Kitchen & laundry equipment plumbingdefault

    $8,000 new × 40% good × 2.81 allocation

    $9,000
  • Kitchen, laundry & data equipment electricaldefault

    $4,800 new × 40% good × 2.81 allocation

    $5,400
  • Appliances (range, microwave, dishwasher, refrigerator, washer, dryer)listing

    $7,700 new × 40% good × 2.81 allocation

    $8,600
  • Hot tub (freestanding)listing

    $9,000 new × 40% good × 2.81 allocation

    $10,100
  • Furniture bought newlisting

    $16,000 new × 100% good · bought separately

    $16,000
  • Game-room equipment bought newlisting

    $6,000 new × 100% good · bought separately

    $6,000
15-year land improvements$61,200
  • Paving: driveway & walks (paved)listing

    $9,400 new × 50% good × 2.81 allocation

    $13,200
  • Landscaping (typical)default

    $9,000 new × 50% good × 2.81 allocation

    $12,700
  • Patiosdefault

    $2,000 new × 50% good × 2.81 allocation

    $2,900
  • Decks & porches (attached)listing

    $23,200 new × 50% good × 2.81 allocation

    $32,500
Building, 39-year$390,800
  • Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault

    $223,700 new × 47% good × 2.81 allocation

    $292,800
  • Building plumbing & fixturesdefault

    $23,200 new × 40% good × 2.81 allocation

    $26,000
  • Building electrical & lightingdefault

    $23,400 new × 40% good × 2.81 allocation

    $26,200
  • HVACdefault

    $23,200 new × 40% good × 2.81 allocation

    $26,000
  • Fireplacelisting

    $2,600 new × 40% good × 2.81 allocation

    $3,000
  • Septic systemlisting

    $12,000 new × 50% good × 2.81 allocation

    $16,800

About the property

Depreciation schedule: typical cost seg study

Year5-yr15-yrBuildingTotal
1$102,400$61,200$400$164,000
2$0$0$10,000$10,000
3$0$0$10,000$10,000
4$0$0$10,000$10,000
5$0$0$10,000$10,000
6+$0$0$350,300$350,300
Total$102,400$61,200$390,800$554,400

Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.

Market note

STR allowed in most of Sevier County; inside Gatlinburg city limits only in overnight-rental zones.