4375 Chamberlain Ln
Sevierville, TN 37862
$750,000
3 bd · 3 ba · 1,613 sqft · Listed 1d ago
View on Realtor.com →Year built
2020
Sqft
1,613
Lot sqft
41,382
HOA / mo
$0
Furnished
No
List date
2026-10-02T17:13:41.000000Z
Revenue
Annual revenue
$79,962
ADR
$340
Occupancy
64%
Cleaning fees (12 mo)
$16,037
Confidence
Med (53.61), 49 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $58,657
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
 Firefly Ridge! Cozy, Hot Tub, Fishing, & Fire Pit! Cabin | 3 bd · 3 ba · sleeps 10 | $78,095 | $333 | 64% | 5★ (75) | 69 ft | AirbnbVrbo |
 Luxury Cabin w/ Finnish Sauna | Views Cabin | 3 bd · 3.5 ba · sleeps 10 | $52,331 | $411 | 35% | 5★ (25) | 0.1 mi | AirbnbVrbo |
 Harvest Moon - Cabin In The Smokies Cabin | 3 bd · 2 ba · sleeps 8 | $62,805 | $248 | 69% | 4.8★ (46) | 0.2 mi | AirbnbVrbo |
 Private Smoky Mountain Cabin, Fireplace, Hot Tub Cabin | 3 bd · 2 ba · sleeps 6 | $59,653 | $261 | 63% | 5★ (131) | 0.2 mi | AirbnbVrbo |
 3BR Wears Valley Cabin with Game Room & Hot Tub Cabin | 3 bd · 3 ba · sleeps 6 | $35,264 | $298 | 32% | 5★ (17) | 0.2 mi | AirbnbVrboBooking |
 Deck Fireplace, Mtn Views, Hot Tub, Dog Friendly! Cabin | 3 bd · 3.5 ba · sleeps 7 | $44,002 | $389 | 31% | 5★ (110) | 0.2 mi | AirbnbVrbo |
 Wears Valley - Relaxing - Lots of Amenities Cabin | 3 bd · 3 ba · sleeps 10 | $89,521 | $392 | 63% | 4.4★ (5) | 0.2 mi | AirbnbVrbo |
 Epic Mtn Views | Hot Tub • Game Room • Swim Pool Cabin | 3 bd · 2 ba · sleeps 8 | $27,720 | $312 | 24% | 4.8★ (14) | 0.2 mi | AirbnbVrboBooking |
 Mtn. View, Hot tub, Attraction Tickets, Fireplace Cabin | 3 bd · 3 ba · sleeps 8 | $20,482 | $318 | 18% | 4.9★ (236) | 0.3 mi | AirbnbVrboBooking |
 3 BR Home w/ Hot Tub & Air Hockey Table Cabin | 3 bd · 2 ba · sleeps 8 | $58,210 | $360 | 44% | 5★ (1) | 0.3 mi | AirbnbVrboBooking |
Show 26 more
Mountain Serenity Escape- Luxury, hot tub, sunsets
Cabin · 3 bd · 3.5 ba · sleeps 8 · 0.3 mi
Revenue $55,761ADR $261Occ ≈ 59%5★ (21)
Stunning Mtn Views *Hot Tub-EVCharger*Game Room
Cabin · 3 bd · 3.5 ba · sleeps 8 · 0.3 mi
Revenue $30,485ADR $574Occ ≈ 15%3.5★ (2)
MOUNTAINTOP EXPERIENCE - Private Panoramic Views of the Great Smoky Mountains
Cabin · 3 bd · 2.5 ba · sleeps 8 · 0.4 mi
Revenue $62,492ADR $375Occ ≈ 46%5★ (255)
High-End Cabin with Heated Indoor Pool, Hot Tub, Sleeps 8-10, Mountain Views
Vacation home · 3 bd · 4 ba · sleeps 10 · 0.4 mi
Revenue $43,527ADR $475Occ ≈ 25%—
Honey Bear Hollow Hot Tub Fire Place Game Room
Vacation home · 3 bd · 3 ba · sleeps 6 · 0.4 mi
Revenue $79,974ADR $299Occ ≈ 73%4.8★ (2)
Hook, Line and Sinker Cabin features firepit and hot tub!
Vacation home · 3 bd · 2 ba · sleeps 6 · 0.5 mi
Revenue $9,505ADR $544Occ ≈ 5%4.5★ (1)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Dreamy views of Smoky mountains Cabin | 3 bd · 2 ba · sleeps 6 | $2,886 | $412 | 2% | 5★ (28) | 0.3 mi | AirbnbVrbo |
Close to Hiking: Hot Tub Haven in Sevierville! Cabin | 3 bd · 2 ba · sleeps 8 | $54,200 | $210 | 71% | 5★ (4) | 0.3 mi | AirbnbVrboBooking |
Mountain Serenity Escape- Luxury, hot tub, sunsets Cabin | 3 bd · 3.5 ba · sleeps 8 | $55,761 | $261 | 59% | 5★ (21) | 0.3 mi | Airbnb |
Stunning Mtn Views *Hot Tub-EVCharger*Game Room Cabin | 3 bd · 3.5 ba · sleeps 8 | $30,485 | $574 | 15% | 3.5★ (2) | 0.3 mi | Airbnb |
Family Cabin | Game Room + Hot Tub | Gatlinburg 10 Cabin | 3 bd · 3 ba · sleeps 10 | $85,496 | $352 | 67% | 5★ (176) | 0.3 mi | AirbnbVrbo |
FirePit+HotTub+Mins to GSMN Park+KingBeds+Foosball Cabin | 3 bd · 2 ba · sleeps 8 | $61,807 | $253 | 67% | 5★ (206) | 0.3 mi | AirbnbVrbo |
Stunning Mtn Views | Hot Tub | Game Room | EV Cabin | 3 bd · 3.5 ba · sleeps 8 | $71,338 | $369 | 53% | 5★ (21) | 0.3 mi | AirbnbVrboBooking |
50 MILE VIEW of the Smokies! Sleeps 8 pool hot tub Cabin | 3 bd · 3 ba · sleeps 8 | $80,244 | $371 | 59% | 4.9★ (138) | 0.3 mi | AirbnbVrbo |
Sky High Views, Luxe 3 Bedroom Cabin w/ Hot Tub Cabin | 3 bd · 2.5 ba · sleeps 8 | $63,806 | $360 | 49% | 5★ (123) | 0.3 mi | AirbnbVrbo |
Panoramic Mtn Views • Hot Tub • Family Game Room Cabin | 3 bd · 3.5 ba · sleeps 10 | $96,663 | $345 | 77% | 4.9★ (232) | 0.3 mi | AirbnbVrbo |
Take My Breath Away - Impressive Panoramic Vistas House | 3 bd · 3 ba · sleeps 8 | $84,414 | $282 | 82% | 4.3★ (12) | 0.3 mi | AirbnbVrboBooking |
MOUNTAINTOP EXPERIENCE - Private Panoramic Views of the Great Smoky Mountains Cabin | 3 bd · 2.5 ba · sleeps 8 | $62,492 | $375 | 46% | 5★ (255) | 0.4 mi | Vrbo |
Great Fall Views! Hot tub! Family game room! Cabin | 3 bd · 3 ba · sleeps 10 | $59,103 | $259 | 63% | 5★ (155) | 0.4 mi | AirbnbVrbo |
Serene Mountain Retreat | Big Views, Hot Tub & EV Cabin | 3 bd · 3.5 ba · sleeps 10 | $42,845 | $299 | 39% | 4.8★ (20) | 0.4 mi | AirbnbVrboBooking |
High-End Cabin with Heated Indoor Pool, Hot Tub, Sleeps 8-10, Mountain Views Vacation home | 3 bd · 4 ba · sleeps 10 | $43,527 | $475 | 25% | — | 0.4 mi | Booking |
Exclusive Retreat • Hot Tub, Scenic Views & Games Cabin | 3 bd · 3 ba · sleeps 8 | $9,549 | $320 | 8% | 5★ (1) | 0.4 mi | AirbnbVrboBooking |
True Luxury Rustic Wood Breathtaking MountainsView Cabin | 3 bd · 2 ba · sleeps 6 | $51,761 | $257 | 55% | 4.9★ (354) | 0.4 mi | AirbnbVrbo |
Smoky Mountain Skys: Pet Friendly w/ Hot Tub Cabin | 3 bd · 3 ba · sleeps 10 | $27,725 | $334 | 23% | 4.5★ (4) | 0.4 mi | AirbnbVrbo |
Gorgeous 3BR Cabin w/ VIEWS! Game Room + HOT TUB Cabin | 3 bd · 3 ba · sleeps 8 | $77,293 | $306 | 69% | 4.7★ (95) | 0.4 mi | AirbnbVrbo |
Fall Smokies Getaway | Views • Hot Tub • Games Cabin | 3 bd · 3 ba · sleeps 10 | $31,421 | $288 | 30% | 5★ (22) | 0.4 mi | AirbnbVrbo |
Elk Lodge: Mountain View Cabin w/ Hot Tub Cabin | 3 bd · 3 ba · sleeps 8 | $73,854 | $280 | 72% | 4.8★ (70) | 0.4 mi | AirbnbVrboBooking |
Mountain Views*Hot Tub*Game Room*Fishing Cabin | 3 bd · 2 ba · sleeps 8 | $97,393 | $328 | 81% | 4.6★ (13) | 0.4 mi | AirbnbVrbo |
Double Deck Views & Games in Sevierville Cabin Cabin | 3 bd · 3 ba · sleeps 6 | $92,477 | $320 | 79% | 4.8★ (113) | 0.4 mi | AirbnbVrbo |
Honey Bear Hollow Hot Tub Fire Place Game Room Vacation home | 3 bd · 3 ba · sleeps 6 | $79,974 | $299 | 73% | 4.8★ (2) | 0.4 mi | Booking |
Hook Line & Sinker, Free Tickets, Hot Tub, WIFI Cabin | 3 bd · 2 ba · sleeps 9 | $56,068 | $252 | 61% | 4★ (7) | 0.5 mi | AirbnbVrbo |
Hook, Line and Sinker Cabin features firepit and hot tub! Vacation home | 3 bd · 2 ba · sleeps 6 | $9,505 | $544 | 5% | 4.5★ (1) | 0.5 mi | Booking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.03% = 7.28% Freddie Mac 30-yr avg (Oct 1) + 0.75% investor premium
Est. revenue
$79,962
NOI
$46,546
Cash flow /mo
-$260
Cash needed
$243,000
Cash-on-cash
-1.3%
ROE (yr 1)
9.9%
Cap rate
6.2%
DSCR
0.94
Year-1 write-off
$158,437
Year-1 tax shield @ 32%
$50,700
Year-1 return on equity
- Cash flow (annual)-$3,125
- Principal paydown$4,671
- Appreciation at%$22,500
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$15,992
- Platform fees (3% of revenue)$2,399
- Maintenance / capex (5% of revenue)$3,998
- Utilities & supplies$4,200
- HOA$0
- Property tax$2,327
- Insurance (STR-rated)$4,500
Cash needed to close
- Down payment (25%)$187,500
- Closing costs (4.0%)$30,000
- Furnishing (bought new)$25,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$50,700
No county tax record split for property tax, insurance rate and the land/building split, so those use market defaults — edit the price above; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$638,000
Short-life (5/15-yr)
$132,000 · 21%
Year-1 deduction
$158,000
Year-1 tax shield @ 32%
$51,000
Land 15% (market default, no usable tax-record split) · building $505,000 over 39 years · new furniture $26,000
Based on: 1,613 sq ft, built 2020, 3 bd / 3 ba, unfurnished, listing features (hot tub, deck, game room, fireplace, flooring types, appliance list, septic, wooded lot).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $92,000 in year 1 (10% short-life, $30,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $16,300
Kitchen cabinetsdefault
$9,300 new × 76% good × 2.29 allocation
- $13,300
Kitchen countertopsdefault
$7,600 new × 76% good × 2.29 allocation
- $4,900
Decorative trimdefault
$2,800 new × 76% good × 2.29 allocation
- $500
Mirrorsdefault
$500 new × 50% good × 2.29 allocation
- $2,100
Shelvingdefault
$1,200 new × 76% good × 2.29 allocation
- $3,700
Window coverings (16)default
$4,000 new × 40% good × 2.29 allocation
- $14,600
Kitchen & laundry equipment plumbingdefault
$7,300 new × 88% good × 2.29 allocation
- $8,900
Kitchen, laundry & data equipment electricaldefault
$4,400 new × 88% good × 2.29 allocation
- $6,500
Appliances (range, microwave, dishwasher, refrigerator)listing
$5,700 new × 50% good × 2.29 allocation
- $8,200
Hot tub (freestanding)listing
$9,000 new × 40% good × 2.29 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $6,000
Game-room equipment bought newlisting
$6,000 new × 100% good · bought separately
- $14,500
Paving: driveway & walks (paved)default
$8,300 new × 76% good × 2.29 allocation
- $7,000
Landscaping (minimal)listing
$4,000 new × 76% good × 2.29 allocation
- $2,800
Patiosdefault
$1,600 new × 76% good × 2.29 allocation
- $29,100
Decks & porches (attached)listing
$18,100 new × 70% good × 2.29 allocation
- $360,100
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$174,600 new × 90% good × 2.29 allocation
- $36,600
Building plumbing & fixturesdefault
$18,100 new × 88% good × 2.29 allocation
- $35,700
Building electrical & lightingdefault
$17,700 new × 88% good × 2.29 allocation
- $29,200
HVACdefault
$18,200 new × 70% good × 2.29 allocation
- $18,100
Hardwood & tile floorsdefault
$10,400 new × 76% good × 2.29 allocation
- $4,600
Fireplacelisting
$2,600 new × 76% good × 2.29 allocation
- $20,900
Septic systemlisting
$12,000 new × 76% good × 2.29 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $104,500 | $53,400 | $500 | $158,400 |
| 2 | $0 | $0 | $13,000 | $13,000 |
| 3 | $0 | $0 | $13,000 | $13,000 |
| 4 | $0 | $0 | $13,000 | $13,000 |
| 5 | $0 | $0 | $13,000 | $13,000 |
| 6+ | $0 | $0 | $452,800 | $452,800 |
| Total | $104,500 | $53,400 | $505,100 | $663,000 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
STR allowed in most of Sevier County; inside Gatlinburg city limits only in overnight-rental zones.