466 Loop Rd
Gatlinburg, TN 37738
$999,900
3 bd · 3.5 ba · 1,812 sqft · Listed 1d ago
View on Realtor.com →Year built
2025
Sqft
1,812
Lot sqft
7,841
HOA / mo
None
Furnished
No
List date
2026-10-16T17:05:25.000000Z
Revenue
Annual revenue
$70,181
ADR
$250
Occupancy
77%
Cleaning fees (12 mo)
$12,756
Confidence
Low (41.34), 50 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $50,983
Mountain Wolf’s Cabin: Great Smoky Basecamp w/ Views & Free Attraction Tickets
House · 3 bd · 3 ba · sleeps 7 · 364 ft
Revenue $11,575ADR $325Occ ≈ 10%4.7★ (50)
Sweeping 3BR Mountainview- Free Attraction Tickets
House · 3 bd · 2.5 ba · sleeps 8 · 505 ft
Revenue $2,179ADR $311Occ ≈ 2%—
Delisted
SuperHost Gatlinburg Chalet ~ Walk To Everything!*
Chalet · 3 bd · 2.5 ba · sleeps 8 · 0.1 mi
Revenue $64,381ADR $317Occ ≈ 56%5★ (1)
Delisted
Charming Dog-Friendly Cabin! King Beds! Sleeps 8!*
Chalet · 3 bd · 2.5 ba · sleeps 8 · 0.2 mi
Revenue $55,158ADR $281Occ ≈ 54%5★ (5)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
*Spacious 3BD Cabin w/ Putt-Putt! Hot Tub + GAMES* Cabin
| 3 bd · 3.5 ba · sleeps 8 | $109,210 | $369 | 81% | 4.9★ (63) | 276 ft | AirbnbVrbo |
Mountain Wolf’s Cabin: Family Fun Near Downtown Cabin
| 3 bd · 2.5 ba · sleeps 8 | $14,002 | $266 | 14% | 5★ (9) | 348 ft | AirbnbVrbo |
Mtn Wolfs Cabin, Sleeps 8, Ideal Smoky Spot W View House | 3 bd · 2.5 ba · sleeps 8 | $45,111 | $251 | 49% | 4.8★ (4) | 348 ft | AirbnbBooking |
Mountain Wolf’s Cabin: Great Smoky Basecamp w/ Views & Free Attraction Tickets House | 3 bd · 3 ba · sleeps 7 | $11,575 | $325 | 10% | 4.7★ (50) | 364 ft | Booking |
Sweeping 3BR Mountainview- Free Attraction Tickets House | 3 bd · 2.5 ba · sleeps 8 | $2,179 | $311 | 2% | — | 505 ft | Delisted |
SuperHost Gatlinburg Chalet ~ Walk To Everything!* Chalet | 3 bd · 2.5 ba · sleeps 8 | $64,381 | $317 | 56% | 5★ (1) | 0.1 mi | Delisted |
Charming Dog-Friendly Cabin! King Beds! Sleeps 8!* Chalet | 3 bd · 2.5 ba · sleeps 8 | $55,158 | $281 | 54% | 5★ (5) | 0.2 mi | Airbnb |
Bear Cub Retreat - Less than a mile to Gatlinburg Cabin
| 3 bd · 2.5 ba · sleeps 8 | $34,443 | $233 | 40% | — | 0.2 mi | AirbnbVrbo |
Charming Log Cabin w/ a Private Hot Tub,Pool Table Cabin
| 3 bd · 4 ba · sleeps 8 | $99,825 | $322 | 85% | 4.6★ (40) | 0.2 mi | AirbnbVrbo |
Hummingbird Hideaway: Your Sweet Smoky Escape Cabin
| 3 bd · 3.5 ba · sleeps 8 | $44,192 | $353 | 34% | 4★ (2) | 0.2 mi | AirbnbVrbo |
Show 27 more
Hot Tub, Arcade, Legotable, Bunkbed!
Cabin · 3 bd · 3.5 ba · sleeps 10 · 0.2 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +4
Revenue $53,542ADR $359Occ ≈ 41%5★ (115)
Hummingbird Hideaway - Tucked in the Mountains!
House · 3 bd · 4 ba · sleeps 10 · 0.3 mi
Revenue $63,437ADR $325Occ ≈ 53%4.8★ (61)
Outrageous Views! Cabin by Downtown Gatlinburg
Cabin · 3 bd · 3 ba · sleeps 10 · 0.4 mi
Revenue $7,406ADR $395Occ ≈ 5%—
*Dreamy 3BDR Lodge! Fireplace + Close to TOWN!*
Cabin · 3 bd · 2.5 ba · sleeps 8 · 0.5 mi
Revenue $53,166ADR $266Occ ≈ 55%4.9★ (94)
Deer Ridge Retreat by Avada Properties
Vacation home · 3 bd · 3 ba · sleeps 8 · 0.5 mi
Revenue $39,235ADR $173Occ ≈ 62%1.5★ (1)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Away From it All | Mtn Views, Hot Tub, Game Room Cabin
| 3 bd · 3 ba · sleeps 10 | $70,332 | $313 | 62% | 4.5★ (96) | 0.2 mi | AirbnbVrboBooking |
Hot Tub, Arcade, Legotable, Bunkbed! Cabin
| 3 bd · 3.5 ba · sleeps 10 | $53,542 | $359 | 41% | 5★ (115) | 0.2 mi | Vrbo |
Hummingbird Hideaway - Tucked in the Mountains! House | 3 bd · 4 ba · sleeps 10 | $63,437 | $325 | 53% | 4.8★ (61) | 0.3 mi | Airbnb |
Smoky Mtn View 3BR Cabin with Hot Tub House
| 3 bd · 3 ba · sleeps 8 | $25,534 | $290 | 24% | — | 0.3 mi | AirbnbVrbo |
Creekside Family Friendly Home・1 Mile to Downtown House
| 3 bd · 2.5 ba · sleeps 6 | $29,399 | $195 | 41% | 4.7★ (21) | 0.3 mi | AirbnbVrboBooking |
A Stone's Throw: DogFriendly •WalkToTown •HotTub House
| 3 bd · 3 ba · sleeps 6 | $54,104 | $336 | 44% | 4.6★ (31) | 0.3 mi | AirbnbVrbo |
God's Grace 3 bedroom 3 bath & 3 covered porches Cabin | 3 bd · 3 ba · sleeps 8 | $65,067 | $546 | 33% | 4.9★ (440) | 0.3 mi | AirbnbVrbo |
Creekside 3BR Home w/ Free Attraction Tickets House | 3 bd · 2.5 ba · sleeps 6 | $17,083 | $198 | 24% | 4.8★ (38) | 0.4 mi | AirbnbBooking |
"Mountain Harmony" 3 Bedroom Cabin House
| 3 bd · 3 ba · sleeps 8 | $15,421 | $450 | 9% | — | 0.4 mi | AirbnbVrbo |
Outrageous Views! Cabin by Downtown Gatlinburg Cabin | 3 bd · 3 ba · sleeps 10 | $114,344 | $406 | 77% | 4.5★ (47) | 0.4 mi | AirbnbVrbo |
6th fl, 3 ensuite bath, walk downtown, view, pool Condominium (condo)
| 3 bd · 3 ba · sleeps 8 | $27,785 | $194 | 39% | 4.8★ (187) | 0.4 mi | AirbnbVrbo |
Amazing Views! 5 Minutes to Parkway| HotTub| Bears Cabin | 3 bd · 3 ba · sleeps 10 | $16,670 | $390 | 12% | 4.6★ (81) | 0.4 mi | AirbnbVrbo |
Outrageous Views! Cabin by Downtown Gatlinburg Cabin | 3 bd · 3 ba · sleeps 10 | $7,406 | $395 | 5% | — | 0.4 mi | Vrbo |
In Town with a Spectacular View Condominium (condo)
| 3 bd · 3 ba · sleeps 6 | $50,983 | $228 | 61% | 4.7★ (363) | 0.4 mi | AirbnbVrbo |
Basecamp Gatlinburg - Walk to all of Gatlinburg! Townhouse
| 3 bd · 3 ba · sleeps 8 | $70,862 | $282 | 69% | 5★ (166) | 0.5 mi | AirbnbVrbo |
4th floor, 3 ensuite, pool DWNT Walk to attraction Condominium (condo)
| 3 bd · 3 ba · sleeps 8 | $45,434 | $360 | 35% | 4.7★ (205) | 0.5 mi | AirbnbVrbo |
Beautiful Townhouse in Gatlinburg Townhouse
| 3 bd · 3 ba · sleeps 6 | $38,423 | $237 | 44% | 4.9★ (266) | 0.5 mi | AirbnbVrbo |
3BR w/MTN & City Views! *Walk to GBurg*Fireplace Apartment
| 3 bd · 3 ba · sleeps 6 | $53,001 | $190 | 76% | 4.7★ (67) | 0.5 mi | AirbnbVrbo |
New 3 bed 3 bath townhouse downtown Gatlinburg 407 Townhouse
| 3 bd · 3 ba · sleeps 6 | $51,045 | $335 | 42% | 5★ (165) | 0.5 mi | AirbnbVrbo |
Gatlinburg Chateau Condo 506 Condominium (condo) | 3 bd · 3 ba · sleeps 8 | $30,159 | $383 | 22% | 4.3★ (49) | 0.5 mi | AirbnbBooking |
Spacious 3BD/3BA Condo, walk to Anakeesta & DT Condominium (condo)
| 3 bd · 3 ba · sleeps 6 | $62,075 | $271 | 63% | 4.8★ (58) | 0.5 mi | AirbnbVrbo |
*Dreamy 3BDR Lodge! Fireplace + Close to TOWN!* Cabin | 3 bd · 2.5 ba · sleeps 8 | $53,166 | $266 | 55% | 4.9★ (94) | 0.5 mi | Airbnb |
Downtown Gatlinburg~ Walking Distance to Strip Condominium (condo)
| 3 bd · 3 ba · sleeps 8 | $70,441 | $267 | 72% | 4.9★ (159) | 0.5 mi | AirbnbVrbo |
Downtown Gatlinburg~ Elegant~ Minutes to Downtown Condominium (condo)
| 3 bd · 3 ba · sleeps 6 | $71,211 | $272 | 72% | 5★ (192) | 0.5 mi | AirbnbVrbo |
Mountain views & river sounds: Your Vaca Awaits! Cabin
| 3 bd · 2.5 ba · sleeps 9 | $100,270 | $305 | 90% | 5★ (417) | 0.5 mi | AirbnbVrbo |
Deer Ridge Retreat by Avada Properties Vacation home | 3 bd · 3 ba · sleeps 8 | $39,235 | $173 | 62% | 1.5★ (1) | 0.5 mi | Booking |
New! Epic Mtn Views-Luxury Cabin-Hot Tub-Game Rm Cabin
| 3 bd · 3.5 ba · sleeps 10 | $49,006 | $461 | 29% | 5★ (22) | 0.5 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.15% = 7.40% Freddie Mac 30-yr avg (Oct 15) + 0.75% investor premium
Est. revenue
$70,181
NOI
$40,132
Cash flow /mo
-$2,237
Cash needed
$315,471
Cash-on-cash
-8.5%
ROE (yr 1)
2.9%
Cap rate
4.0%
DSCR
0.60
Year-1 write-off
$271,056
Year-1 tax shield @ 32%
$86,738
Year-1 return on equity
- Cash flow (annual)-$26,844
- Principal paydown$6,081
- Appreciation at%$29,997
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$14,036
- Platform fees (3% of revenue)$2,105
- Maintenance / capex (5% of revenue)$3,509
- Utilities & supplies$4,200
- HOA$0
- Property tax$199
- Insurance (STR-rated)$5,999
Cash needed to close
- Down payment (25%)$249,975
- Closing costs (4.0%)$39,996
- Furnishing (bought new)$25,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$86,738
No county tax record split for property tax, insurance rate and the land/building split, so those use market defaults — edit the price above; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$850,000
Short-life (5/15-yr)
$245,000 · 29%
Year-1 deduction
$271,000
Year-1 tax shield @ 32%
$87,000
Land 15% (market default, no usable tax-record split) · building $605,000 over 39 years · new furniture $26,000
Based on: 1,812 sq ft, built 2025, 3 bd / 3.5 ba, unfurnished, listing features (hot tub, deck, game room, fireplace, stone counters, flooring types, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $169,000 in year 1 (17% short-life, $54,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $22,300
Kitchen cabinetsdefault
$9,800 new × 96% good × 2.37 allocation
- $22,800
Kitchen countertops (stone)listing
$10,000 new × 96% good × 2.37 allocation
- $7,200
Decorative trimdefault
$3,200 new × 96% good × 2.37 allocation
- $1,000
Mirrorsdefault
$500 new × 92% good × 2.37 allocation
- $2,700
Shelvingdefault
$1,200 new × 96% good × 2.37 allocation
- $9,600
Window coverings (18)default
$4,500 new × 90% good × 2.37 allocation
- $25,400
Carpet, vinyl & laminate (100% of floors)listing
$11,700 new × 92% good × 2.37 allocation
- $17,700
Kitchen & laundry equipment plumbingdefault
$7,600 new × 98% good × 2.37 allocation
- $10,700
Kitchen, laundry & data equipment electricaldefault
$4,600 new × 98% good × 2.37 allocation
- $16,800
Appliances (range, microwave, dishwasher, refrigerator, washer, dryer)listing
$7,700 new × 92% good × 2.37 allocation
- $19,200
Hot tub (freestanding)listing
$9,000 new × 90% good × 2.37 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $6,000
Game-room equipment bought newlisting
$6,000 new × 100% good · bought separately
- $20,100
Paving: driveway & walks (paved)default
$8,800 new × 96% good × 2.37 allocation
- $19,400
Landscaping (typical)default
$8,500 new × 96% good × 2.37 allocation
- $4,100
Patiosdefault
$1,800 new × 96% good × 2.37 allocation
- $46,000
Decks & porches (attached)listing
$20,400 new × 95% good × 2.37 allocation
- $458,400
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$196,300 new × 98% good × 2.37 allocation
- $47,400
Building plumbing & fixturesdefault
$20,400 new × 98% good × 2.37 allocation
- $47,100
Building electrical & lightingdefault
$20,200 new × 98% good × 2.37 allocation
- $46,000
HVACdefault
$20,400 new × 95% good × 2.37 allocation
- $6,000
Fireplacelisting
$2,600 new × 96% good × 2.37 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $180,900 | $89,500 | $600 | $271,100 |
| 2 | $0 | $0 | $15,500 | $15,500 |
| 3 | $0 | $0 | $15,500 | $15,500 |
| 4 | $0 | $0 | $15,500 | $15,500 |
| 5 | $0 | $0 | $15,500 | $15,500 |
| 6+ | $0 | $0 | $542,300 | $542,300 |
| Total | $180,900 | $89,500 | $605,000 | $875,400 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
STR allowed in most of Sevier County; inside Gatlinburg city limits only in overnight-rental zones.