4150 Fontaine Way
Gatlinburg, TN 37738
$1,089,000
3 bd · 3 ba · 2,015 sqft · Listed 1d ago
View on Realtor.com →Year built
2026
Sqft
2,015
Lot sqft
19,166
HOA / mo
$0
Furnished
No
List date
2026-10-27T19:42:16.000000Z
Revenue
Annual revenue
$70,769
ADR
$322
Occupancy
60%
Cleaning fees (12 mo)
$14,269
Confidence
Low (43.82), 48 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $59,866
3 Bed Duplex on Golf Course
Condominium (condo) · 3 bd · 2.5 ba · sleeps 8 · 0.2 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +2
Revenue $22,495ADR $121Occ ≈ 51%4.8★ (58)
Smoky Mountain Cabin with Stunning National Park Views
House · 3 bd · 3.5 ba · sleeps 6 · 0.4 mi
- Pool
- A/C
- Free parking
- Wifi
- +5
Revenue $53,349ADR $240Occ ≈ 61%5★ (85)
Find Your Bear-ings
Vacation home · 3 bd · 2 ba · sleeps 8 · 0.4 mi
Revenue $127,923ADR $460Occ ≈ 76%—
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Lux Fall Haven~Pickleball/Sauna/Pool/Firepit/Hotub Cabin | 3 bd · 3 ba · sleeps 8 | $73,056 | $387 | 52% | 4.9★ (27) | 92 ft | AirbnbVrbo |
Fall Vacay~Pickleball~Pool/Sauna~Firepit~Smokies Cabin
| 3 bd · 3 ba · sleeps 8 | $83,464 | $460 | 50% | 4.9★ (32) | 476 ft | AirbnbVrbo |
Fall Retreat-Pickleball/Pool/Sauna/Firepit/Hottub Cabin
| 3 bd · 3 ba · sleeps 8 | $78,311 | $455 | 47% | 4.8★ (26) | 0.1 mi | AirbnbVrbo |
3 Bed Duplex on Golf Course Condominium (condo)
| 3 bd · 2.5 ba · sleeps 8 | $22,495 | $121 | 51% | 4.8★ (58) | 0.2 mi | Airbnb |
Sage & Cedar • Luxury Creekside Retreat • Sleeps 8 Camper/RV | 3 bd · 2 ba · sleeps 8 | $21,373 | $139 | 42% | 4.8★ (29) | 0.2 mi | AirbnbVrbo |
3 King Suites | Hot Tub, Games & Pickleball Cabin
| 3 bd · 3 ba · sleeps 10 | $80,476 | $260 | 85% | 4.8★ (182) | 0.4 mi | AirbnbVrbo |
Free Attractions! Private, Gorgeous Views Hot Tub Cabin
| 3 bd · 2.5 ba · sleeps 8 | $120,440 | $484 | 68% | 5★ (124) | 0.4 mi | AirbnbVrbo |
Dreamy Smokies cabin with hot tub, fireplace & Cabin
| 3 bd · 4 ba · sleeps 10 | $72,605 | $314 | 63% | 4.7★ (31) | 0.4 mi | AirbnbVrbo |
Smoky Mountain Cabin with Stunning National Park Views House
| 3 bd · 3.5 ba · sleeps 6 | $53,349 | $240 | 61% | 5★ (85) | 0.4 mi | Vrbo |
Find Your Bear-ings Vacation home | 3 bd · 2 ba · sleeps 8 | $127,923 | $460 | 76% | — | 0.4 mi | Booking |
Show 31 more
Resting Bears | Views, Fireplace, Pool, Hot Tub!
Cabin · 3 bd · 3 ba · sleeps 8 · 0.4 mi
Revenue $26,815ADR $2,538Occ ≈ 3%4.8★ (16)
Delisted
A Mountain Dream
Vacation home · 3 bd · 4 ba · sleeps 10 · 0.5 mi
Revenue $71,243ADR $248Occ ≈ 79%4.6★ (6)
Mountain Views/Flat parking/Hot Tub/Arcade
Cabin · 3 bd · 3 ba · sleeps 8 · 0.6 mi
Revenue $64,793ADR $343Occ ≈ 52%5★ (2)
NEW! Peace Portal 3-Bedroom Cabin with Pool and Mountain view - Pets Allowed
Cabin · 3 bd · 3 ba · sleeps 10 · 0.6 mi
Revenue $52,977ADR $372Occ ≈ 39%—
Delisted
Blueberry Hill: Breathtaking Mountain Views! Cozy, Family Favorite, Hot Tub
Cabin · 3 bd · 2.5 ba · sleeps 7 · 0.7 mi
- Hot tub
- Pool
- A/C
- Free parking
- +4
Revenue $39,221ADR $249Occ ≈ 43%4.8★ (30)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Northern Dream-Spectacular views of the Smoky Mtns Cabin
| 3 bd · 2.5 ba · sleeps 6 | $50,645 | $353 | 39% | 5★ (221) | 0.4 mi | AirbnbVrbo |
THE Smoky Mountain View~LOVED~Games~Charm Cabin
| 3 bd · 2 ba · sleeps 8 | $108,229 | $314 | 94% | 5★ (290) | 0.4 mi | AirbnbVrboBooking |
Resting Bears | Views, Fireplace, Pool, Hot Tub! Cabin | 3 bd · 3 ba · sleeps 8 | $26,815 | $2,538 | 3% | 4.8★ (16) | 0.4 mi | Delisted |
Private Hot Tub: Lovely Cabin in Gatlinburg! Cabin | 3 bd · 2.5 ba · sleeps 10 | $66,139 | $256 | 71% | 3.8★ (50) | 0.4 mi | AirbnbVrboBooking |
Unobstructed Mtn View|Dual Suite|Hot Tub|Game Room Cabin
| 3 bd · 2.5 ba · sleeps 8 | $85,803 | $358 | 66% | 4.7★ (162) | 0.4 mi | AirbnbVrboBooking |
Breathtaking Mountain Views Cabin
| 3 bd · 2 ba · sleeps 8 | $50,059 | $249 | 55% | 4.8★ (165) | 0.5 mi | AirbnbVrbo |
Affordable | Creekside | Big Group Fire Pit Cabin | 3 bd · 2 ba · sleeps 8 | $45,749 | $286 | 44% | 4.2★ (5) | 0.5 mi | AirbnbVrboBooking |
Scenic Creek Cabin | 3 bd · 2 ba · sleeps 8 | $4,378 | $437 | 3% | — | 0.5 mi | Airbnb |
Cabin with Fantastic Views, Hot Tub, Pool Access. Cabin
| 3 bd · 3.5 ba · sleeps 8 | $8,481 | $300 | 8% | 5★ (1) | 0.5 mi | AirbnbVrboBooking |
Stunning Views, EZ Parking, 3 EnSuite KG Bdrms Cabin
| 3 bd · 4 ba · sleeps 10 | $70,415 | $354 | 54% | 4.9★ (213) | 0.5 mi | AirbnbVrbo |
The Smoky Edit | 3 Decks | Hot Tub | Pool Table | Fire Pit Cabin
| 3 bd · 3 ba · sleeps 8 | $1,142 | $380 | 1% | — | 0.5 mi | VrboBooking |
A Mountain Dream Vacation home | 3 bd · 4 ba · sleeps 10 | $71,243 | $248 | 79% | 4.6★ (6) | 0.5 mi | Booking |
Hot Tub • Fall Mtn View • 3 King Beds• Fire Pit Cabin
| 3 bd · 2 ba · sleeps 6 | $85,869 | $312 | 75% | 5★ (254) | 0.5 mi | AirbnbVrbo |
Budget-Friendly! Creekside, Hot Tub, Firepit Cabin | 3 bd · 2 ba · sleeps 10 | $59,124 | $336 | 48% | 4.3★ (14) | 0.5 mi | AirbnbVrboBooking |
Pet-Friendly Cabin with Mt. LeConte Views! Cabin | 3 bd · 3.5 ba · sleeps 8 | $59,866 | $345 | 48% | 4.3★ (7) | 0.5 mi | AirbnbBooking |
Gatlinburg Private Mountain View Cabin-Golf Resort Cabin
| 3 bd · 4 ba · sleeps 6 | $39,191 | $357 | 30% | 4.9★ (119) | 0.5 mi | AirbnbVrbo |
Mountain Views/Flat parking/Hot Tub/Arcade Cabin | 3 bd · 3 ba · sleeps 8 | $64,793 | $343 | 52% | 5★ (2) | 0.6 mi | Airbnb |
Mountain View Cabin: Hot Tub & Game Room Cabin
| 3 bd · 3 ba · sleeps 10 | $73,109 | $298 | 67% | 4.9★ (248) | 0.6 mi | AirbnbVrboBooking |
Dog-Friendly w/ Game Room, Hot Tub, Large Decks Cabin | 3 bd · 3.5 ba · sleeps 8 | $62,041 | $296 | 57% | 4.9★ (30) | 0.6 mi | AirbnbVrboBooking |
Mountain View Cabin with Hot Tub & Game Room Cabin
| 3 bd · 3 ba · sleeps 8 | $88,100 | $334 | 72% | 4.8★ (245) | 0.6 mi | AirbnbVrboBooking |
NEW! Peace Portal 3-Bedroom Cabin with Pool and Mountain view - Pets Allowed Cabin | 3 bd · 3 ba · sleeps 10 | $52,977 | $372 | 39% | — | 0.6 mi | Delisted |
Cobbly Nob Resort Cabin w/ Mtn-View Deck & Hot Tub Cabin
| 3 bd · 3.5 ba · sleeps 9 | $28,438 | $295 | 26% | 5★ (25) | 0.6 mi | AirbnbVrboBooking |
Blueberry Hill: Breathtaking Mountain Views! Cozy, Family Favorite, Hot Tub Cabin
| 3 bd · 2.5 ba · sleeps 7 | $39,221 | $249 | 43% | 4.8★ (30) | 0.7 mi | Vrbo |
Peace Portal: Spacious 3BR cabin with views Cabin | 3 bd · 3 ba · sleeps 10 | $22,507 | $271 | 23% | 5★ (1) | 0.7 mi | AirbnbBooking |
Lazy Daisy Amazing view Cabin
| 3 bd · 2.5 ba · sleeps 8 | $70,149 | $352 | 55% | 5★ (307) | 0.7 mi | AirbnbVrboBooking |
2.5 Mi to Cobbly Nob Plaza・Serene Getaway・Hot Tub Cabin
| 3 bd · 3 ba · sleeps 10 | $33,978 | $269 | 35% | 4.5★ (14) | 0.7 mi | AirbnbVrboBooking |
3BR Mountainview Cabin w/ Free Attraction Tickets Cabin | 3 bd · 3 ba · sleeps 10 | $13,649 | $355 | 11% | 4.6★ (66) | 0.7 mi | AirbnbBooking |
Cozy Private Cabin~ *Pool Table *Hot Tub *Arcade Cabin | 3 bd · 3 ba · sleeps 8 | $38,497 | $275 | 38% | 4.9★ (167) | 0.7 mi | AirbnbVrbo |
Fall SALE! Smoky Mtn. Views w/Game Room, Hot Tub Cabin
| 3 bd · 2 ba · sleeps 10 | $95,739 | $346 | 76% | 5★ (194) | 0.7 mi | AirbnbVrboBooking |
Brand New Chalet with Spectacular Views- Ursa Mons Cabin | 3 bd · 3 ba · sleeps 10 | $72,094 | $347 | 57% | 5★ (164) | 0.7 mi | AirbnbVrboBooking |
Mountain Charm | Hot Tub, Game Room Loft, Porch! Cabin | 3 bd · 2 ba · sleeps 6 | $46,914 | $326 | 39% | 4.5★ (54) | 0.7 mi | AirbnbVrboBooking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.07% = 7.32% Freddie Mac 30-yr avg (Oct 22) + 0.75% investor premium
Est. revenue
$70,769
NOI
$40,004
Cash flow /mo
-$2,699
Cash needed
$335,310
Cash-on-cash
-9.7%
ROE (yr 1)
2.1%
Cap rate
3.7%
DSCR
0.55
Year-1 write-off
$358,889
Year-1 tax shield @ 32%
$114,844
Year-1 return on equity
- Cash flow (annual)-$32,391
- Principal paydown$6,729
- Appreciation at%$32,670
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$14,154
- Platform fees (3% of revenue)$2,123
- Maintenance / capex (5% of revenue)$3,538
- Utilities & supplies$4,200
- HOA$0
- Property tax$216
- Insurance (STR-rated)$6,534
Cash needed to close
- Down payment (25%)$272,250
- Closing costs (4.0%)$43,560
- Furnishing (bought new)$19,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$114,844
No county tax record split for property tax, insurance rate and the land/building split, so those use market defaults — edit the price above; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$926,000
Short-life (5/15-yr)
$339,000 · 37%
Year-1 deduction
$359,000
Year-1 tax shield @ 32%
$115,000
Land 15% (market default, no usable tax-record split) · building $587,000 over 39 years · new furniture $20,000
Based on: 2,015 sq ft, built 2026, 3 bd / 3 ba, unfurnished, listing features (hot tub, pool, patio, fence, fireplace, flooring types, appliance list, wooded lot).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $307,000 in year 1 (31% short-life, $98,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $20,700
Kitchen cabinetsdefault
$10,200 new × 100% good × 2.03 allocation
- $17,000
Kitchen countertopsdefault
$8,400 new × 100% good × 2.03 allocation
- $7,200
Decorative trimdefault
$3,500 new × 100% good × 2.03 allocation
- $900
Mirrorsdefault
$500 new × 100% good × 2.03 allocation
- $2,400
Shelvingdefault
$1,200 new × 100% good × 2.03 allocation
- $10,100
Window coverings (20)default
$5,000 new × 100% good × 2.03 allocation
- $26,300
Carpet, vinyl & laminate (100% of floors)listing
$13,000 new × 100% good × 2.03 allocation
- $16,100
Kitchen & laundry equipment plumbingdefault
$7,900 new × 100% good × 2.03 allocation
- $9,700
Kitchen, laundry & data equipment electricaldefault
$4,800 new × 100% good × 2.03 allocation
- $15,600
Appliances (range, microwave, dishwasher, refrigerator, washer, dryer)listing
$7,700 new × 100% good × 2.03 allocation
- $18,300
Hot tub (freestanding)listing
$9,000 new × 100% good × 2.03 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $18,900
Paving: driveway & walks (paved)default
$9,300 new × 100% good × 2.03 allocation
- $9,100
Landscaping (minimal)listing
$4,500 new × 100% good × 2.03 allocation
- $18,400
Patioslisting
$9,100 new × 100% good × 2.03 allocation
- $4,000
Decks & porches (attached)default
$2,000 new × 100% good × 2.03 allocation
- $131,800
Pool (in-ground)listing
$65,000 new × 100% good × 2.03 allocation
- $12,200
Fencinglisting
$6,000 new × 100% good × 2.03 allocation
- $443,200
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$218,500 new × 100% good × 2.03 allocation
- $46,000
Building plumbing & fixturesdefault
$22,700 new × 100% good × 2.03 allocation
- $46,300
Building electrical & lightingdefault
$22,800 new × 100% good × 2.03 allocation
- $46,000
HVACdefault
$22,700 new × 100% good × 2.03 allocation
- $5,300
Fireplacelisting
$2,600 new × 100% good × 2.03 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $163,900 | $194,400 | $600 | $358,900 |
| 2 | $0 | $0 | $15,000 | $15,000 |
| 3 | $0 | $0 | $15,000 | $15,000 |
| 4 | $0 | $0 | $15,000 | $15,000 |
| 5 | $0 | $0 | $15,000 | $15,000 |
| 6+ | $0 | $0 | $526,100 | $526,100 |
| Total | $163,900 | $194,400 | $586,900 | $945,100 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
STR allowed in most of Sevier County; inside Gatlinburg city limits only in overnight-rental zones.