2140 Bear Haven Way
Sevierville, TN 37876
$619,000
2 bd · 2.5 ba · 1,638 sqft · Listed 48d ago
View on Realtor.com →Year built
2006
Sqft
1,638
Lot sqft
2,614
HOA / mo
None
Furnished
No
List date
2026-09-25T00:37:24.000000Z
Revenue
Annual revenue
$56,340
ADR
$234
Occupancy
66%
Cleaning fees (12 mo)
$10,558
Confidence
Med (56.71), 50 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $50,940
Community Pools | Views | Hot Tub | Putt Putt
Cabin · 2 bd · 2 ba · sleeps 8 · 157 ft
Revenue $70,915ADR $248Occ ≈ 78%5★ (236)
Sevierville 45 - Two Bedroom Villa, Sleeps 8
Villa · 2 bd · 2 ba · sleeps 8 · 272 ft
Revenue $7,395ADR $205Occ ≈ 10%—
Delisted
Indoor Resort Pool + FREE Mini Golf + HotTub
Cabin · 2 bd · 2 ba · sleeps 8 · 364 ft
Revenue $37,206ADR $262Occ ≈ 39%4.8★ (120)
3 King Beds-Luxury-Perfect for Couples & Families! Minutes From All Attractions!
Cabin · 2 bd · 2 ba · sleeps 6 · 390 ft
- Hot tub
- Pool
- A/C
- Free parking
- +5
Revenue $24,301ADR $371Occ ≈ 18%4.9★ (147)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
2BR, hot tub, games, sleeps 8. Cabin
| 2 bd · 2 ba · sleeps 8 | $50,722 | $263 | 53% | 4.3★ (137) | 52 ft | AirbnbVrbo |
Pools, Hot Tub, Game Loft, Putt Putt, Views Cabin
| 2 bd · 2 ba · sleeps 8 | $73,558 | $267 | 75% | 5★ (69) | 85 ft | AirbnbVrbo |
Cozy Cabin: Game Loft, Pool Access + Hot Tub Cabin
| 2 bd · 2 ba · sleeps 8 | $80,174 | $298 | 74% | 4.9★ (178) | 148 ft | AirbnbVrbo |
Community Pools | Views | Hot Tub | Putt Putt Cabin | 2 bd · 2 ba · sleeps 8 | $70,915 | $248 | 78% | 5★ (236) | 157 ft | Airbnb |
2BR Bear Creek Crossing | Free Attraction Tickets Cabin | 2 bd · 2 ba · sleeps 8 | $49,300 | $210 | 64% | 4.3★ (110) | 174 ft | AirbnbBooking |
In-Room Jacuzzi · Game Loft · Hot Tub · Mtn Views Cabin
| 2 bd · 2 ba · sleeps 8 | $54,421 | $251 | 59% | 5★ (61) | 223 ft | AirbnbVrbo |
Sevierville 45 - Two Bedroom Villa, Sleeps 8 Villa | 2 bd · 2 ba · sleeps 8 | $7,395 | $205 | 10% | — | 272 ft | Delisted |
Indoor Resort Pool + FREE Mini Golf + HotTub Cabin | 2 bd · 2 ba · sleeps 8 | $37,206 | $262 | 39% | 4.8★ (120) | 364 ft | Airbnb |
3 King Beds-Luxury-Perfect for Couples & Families! Minutes From All Attractions! Cabin
| 2 bd · 2 ba · sleeps 6 | $24,301 | $371 | 18% | 4.9★ (147) | 390 ft | Vrbo |
Smokies Escape - Mountain Cabin, Hot Tub & Pools Cabin
| 2 bd · 2 ba · sleeps 6 | $42,830 | $222 | 53% | 4.8★ (69) | 407 ft | AirbnbVrboBooking |
Show 23 more
Sevierville 33 - Two Bedroom Villa, Sleeps 8
Villa · 2 bd · 2 ba · sleeps 8 · 413 ft
Revenue $6,488ADR $187Occ ≈ 10%—
Delisted
Wooden Pet-Friendly Cabin with Hot-Tub, Game Room and Pool in Sevierville, Tennessee
Cabin · 2 bd · 2 ba · sleeps 8 · 417 ft
Revenue $56,147ADR $1,366Occ ≈ 11%—
Pool Access • Gated Comm • Pool Table • Hot Tub
Cabin · 2 bd · 2 ba · sleeps 8 · 512 ft
Revenue $65,469ADR $273Occ ≈ 66%4.7★ (3)
Delisted
*Cozy 2BD Cabin Near TOWN! Hot Tub + GAMES!*
Cabin · 2 bd · 2 ba · sleeps 8 · 518 ft
Revenue $57,123ADR $6,347Occ ≈ 2%—
Delisted
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Sevierville 33 - Two Bedroom Villa, Sleeps 8 Villa | 2 bd · 2 ba · sleeps 8 | $6,488 | $187 | 10% | — | 413 ft | Delisted |
Mtn View Cabin W Hot Tub, Sleeps 8・Resort Pool Cabin
| 2 bd · 2 ba · sleeps 8 | $43,382 | $235 | 51% | 4.7★ (26) | 413 ft | AirbnbVrboBooking |
Wooden Pet-Friendly Cabin with Hot-Tub, Game Room and Pool in Sevierville, Tennessee Cabin | 2 bd · 2 ba · sleeps 8 | $56,147 | $1,366 | 11% | — | 417 ft | Booking |
Mtn Views! Hot tub! 2 Pools! Mini Golf! Family fun Cabin
| 2 bd · 2 ba · sleeps 6 | $13,063 | $261 | 14% | 4.9★ (11) | 443 ft | AirbnbVrboBooking |
Fun Cabin with Game Loft Cabin
| 2 bd · 2 ba · sleeps 8 | $56,861 | $283 | 55% | 4.6★ (5) | 453 ft | AirbnbVrbo |
New! Summer Cabin w/ Hot Tub Game Room & WOW Views Cabin
| 2 bd · 2 ba · sleeps 6 | $18,052 | $225 | 22% | 4.9★ (8) | 459 ft | AirbnbVrbo |
High-End Cabin w/Game Room, Near Pigeon Forge Cabin
| 2 bd · 2 ba · sleeps 8 | $64,684 | $310 | 57% | 4.6★ (240) | 476 ft | AirbnbVrbo |
American Bear: Resort Pools + Game Loft + Hot Tub Cabin
| 2 bd · 2 ba · sleeps 8 | $45,172 | $244 | 51% | 4.5★ (13) | 502 ft | AirbnbVrbo |
Pool Access • Gated Comm • Pool Table • Hot Tub Cabin | 2 bd · 2 ba · sleeps 8 | $65,469 | $273 | 66% | 4.7★ (3) | 512 ft | Delisted |
Wonderland Dream Cabin in Pigeon Forge Cabin
| 2 bd · 2 ba · sleeps 8 | $35,879 | $232 | 42% | 4★ (2) | 512 ft | AirbnbVrbo |
Dog friendly, hot tub, game room, putt putt! Cabin
| 2 bd · 2 ba · sleeps 8 | $29,774 | $287 | 28% | 4.8★ (4) | 515 ft | AirbnbVrbo |
*Cozy 2BD Cabin Near TOWN! Hot Tub + GAMES!* Cabin | 2 bd · 2 ba · sleeps 8 | $57,123 | $6,347 | 2% | — | 518 ft | Delisted |
2BR, Hot Tub, King Suites. Minutes to Pigeon Cabin
| 2 bd · 2 ba · sleeps 8 | $50,940 | $263 | 53% | 4.6★ (90) | 518 ft | AirbnbVrboBooking |
Smoky Traditions-Luxury Cabin Cabin
| 2 bd · 2 ba · sleeps 8 | $70,551 | $250 | 77% | 5★ (83) | 0.1 mi | AirbnbVrbo |
'Cubbie’s Cabin' w/ Hot Tub ~ 7 Mi to Dollywood! Cabin | 2 bd · 3 ba · sleeps 8 | $54,622 | $262 | 57% | 5★ (265) | 0.1 mi | AirbnbBooking |
Fall Cabin Amazing Views and Pool mins to Dolly! Cabin
| 2 bd · 3 ba · sleeps 8 | $23,539 | $291 | 22% | 4.9★ (11) | 0.1 mi | AirbnbVrbo |
Jazzy's Cajun Cabin/Hot Tub/ Community Pools House
| 2 bd · 1.5 ba · sleeps 7 | $38,806 | $217 | 49% | 5★ (88) | 0.1 mi | AirbnbVrboBooking |
Bear's Den Cabin
| 2 bd · 2.5 ba · sleeps 6 | $42,037 | $267 | 43% | 4.9★ (45) | 0.1 mi | AirbnbVrbo |
Bear Hug at Bear Creek - Gorgeous Views & Hot Tub Cabin
| 2 bd · 2 ba · sleeps 8 | $53,172 | $286 | 51% | 4.8★ (20) | 0.1 mi | AirbnbVrbo |
Smoky Mts Cabin: Pool, Hot Tub & Fireplace | 6 Pax Cabin
| 2 bd · 1.5 ba · sleeps 6 | $59,905 | $226 | 73% | 4.8★ (140) | 0.1 mi | AirbnbVrbo |
2 Pools & Mini Golf! Private HotTub with views, 2 Cabin
| 2 bd · 2 ba · sleeps 8 | $68,321 | $245 | 76% | 5★ (210) | 0.1 mi | AirbnbVrbo |
Oh Yea - Pet Friendly, Hot Tub & Games Cabin
| 2 bd · 2 ba · sleeps 8 | $67,231 | $291 | 63% | 4.5★ (22) | 0.1 mi | AirbnbVrbo |
Lucky Enough - Pet-friendly, plus hot tub + games! Cabin
| 2 bd · 2 ba · sleeps 8 | $51,604 | $290 | 49% | 4.2★ (28) | 0.1 mi | AirbnbVrboBooking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.93% = 7.18% Freddie Mac 30-yr avg (Nov 5) + 0.75% investor premium
Est. revenue
$56,340
NOI
$30,359
Cash flow /mo
-$854
Cash needed
$201,510
Cash-on-cash
-5.1%
ROE (yr 1)
6.1%
Cap rate
4.9%
DSCR
0.75
Year-1 write-off
$139,512
Year-1 tax shield @ 32%
$44,644
Year-1 return on equity
- Cash flow (annual)-$10,248
- Principal paydown$3,932
- Appreciation at%$18,570
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$11,268
- Platform fees (3% of revenue)$1,690
- Maintenance / capex (5% of revenue)$2,817
- Utilities & supplies$4,200
- HOA$0
- Property tax$2,292
- Insurance (STR-rated)$3,714
Cash needed to close
- Down payment (25%)$154,750
- Closing costs (4.0%)$24,760
- Furnishing (bought new)$22,000
Tax savings if the STR loophole applies
- Tax shield @ 32%$44,644
No county tax record split for property tax, insurance rate and the land/building split, so those use market defaults — edit the price above; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$526,000
Short-life (5/15-yr)
$116,000 · 22%
Year-1 deduction
$140,000
Year-1 tax shield @ 32%
$45,000
Land 15% (market default, no usable tax-record split) · building $410,000 over 39 years · new furniture $22,000
Based on: 1,638 sq ft, built 2006, 2 bd / 2.5 ba, unfurnished, listing features (hot tub, deck, game room, fireplace, flooring types, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $92,000 in year 1 (13% short-life, $29,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $10,100
Kitchen cabinetsdefault
$9,400 new × 40% good × 2.70 allocation
- $8,300
Kitchen countertopsdefault
$7,700 new × 40% good × 2.70 allocation
- $3,100
Decorative trimdefault
$2,900 new × 40% good × 2.70 allocation
- $300
Mirrorsdefault
$300 new × 40% good × 2.70 allocation
- $1,000
Shelvingdefault
$900 new × 40% good × 2.70 allocation
- $4,300
Window coverings (16)default
$4,000 new × 40% good × 2.70 allocation
- $2,800
Carpet, vinyl & laminate (25% of floors)listing
$2,600 new × 40% good × 2.70 allocation
- $11,800
Kitchen & laundry equipment plumbingdefault
$7,300 new × 60% good × 2.70 allocation
- $7,100
Kitchen, laundry & data equipment electricaldefault
$4,400 new × 60% good × 2.70 allocation
- $8,300
Appliances (range, microwave, dishwasher, refrigerator, washer, dryer)listing
$7,700 new × 40% good × 2.70 allocation
- $9,700
Hot tub (freestanding)listing
$9,000 new × 40% good × 2.70 allocation
- $16,000
Furniture bought newlisting
$16,000 new × 100% good · bought separately
- $6,000
Game-room equipment bought newlisting
$6,000 new × 100% good · bought separately
- $11,300
Paving: driveway & walks (paved)default
$8,400 new × 50% good × 2.70 allocation
- $10,900
Landscaping (typical)default
$8,100 new × 50% good × 2.70 allocation
- $2,200
Patiosdefault
$1,600 new × 50% good × 2.70 allocation
- $24,900
Decks & porches (attached)listing
$18,400 new × 50% good × 2.70 allocation
- $319,700
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$177,800 new × 67% good × 2.70 allocation
- $29,800
Building plumbing & fixturesdefault
$18,400 new × 60% good × 2.70 allocation
- $29,200
Building electrical & lightingdefault
$18,000 new × 60% good × 2.70 allocation
- $19,900
HVACdefault
$18,500 new × 40% good × 2.70 allocation
- $8,500
Hardwood & tile floorsdefault
$7,900 new × 40% good × 2.70 allocation
- $2,800
Fireplacelisting
$2,600 new × 40% good × 2.70 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $89,000 | $49,200 | $1,300 | $139,500 |
| 2 | $0 | $0 | $10,500 | $10,500 |
| 3 | $0 | $0 | $10,500 | $10,500 |
| 4 | $0 | $0 | $10,500 | $10,500 |
| 5 | $0 | $0 | $10,500 | $10,500 |
| 6+ | $0 | $0 | $366,600 | $366,600 |
| Total | $89,000 | $49,200 | $410,000 | $548,200 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
STR allowed in most of Sevier County; inside Gatlinburg city limits only in overnight-rental zones.