559 Overlook Trl
Blue Ridge, GA 30513
$1,200,000
3 bd · 3.5 ba · 2,800 sqft · Listed 1d ago
View on Realtor.com →Year built
2018
Sqft
2,800
Lot sqft
75,794
HOA / mo
$0
Furnished
No
List date
2026-10-12T15:32:47.000000Z
Revenue
Annual revenue
$58,002
ADR
$297
Occupancy
54%
Cleaning fees (12 mo)
$8,857
Confidence
Med (61.12), 26 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $53,570
Gaga Heights
Cabin · 3 bd · 4 ba · sleeps 6 · 436 ft
- Hot tub
- A/C
- Free parking
- Wifi
- +3
Revenue $51,541ADR $499Occ ≈ 28%5★ (3)
Off Program - Eagles Landing
Cabin · 3 bd · 3 ba · sleeps 8 · 476 ft
Revenue $45,856ADR $328Occ ≈ 38%5★ (5)
Delisted
Coppertree Getaway
Vacation home · 3 bd · 3 ba · sleeps 7 · 0.1 mi
Revenue $88,626ADR $447Occ ≈ 54%—
Seven Turns to Sunrise
Vacation home · 3 bd · 3 ba · sleeps 6 · 0.2 mi
Revenue $59,563ADR $326Occ ≈ 50%—
Exceptional Aska Area Luxury Cabin with hot tub close to downtown Blue Ridge
House · 3 bd · 3 ba · sleeps 10 · 0.2 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +5
Revenue $42,150ADR $387Occ ≈ 30%5★ (85)
Coppertree Getaway
Cabin · 3 bd · 3 ba · sleeps 7 · 0.2 mi
Revenue $80,623ADR $390Occ ≈ 57%5★ (2)
Lil' Bill's Hill | Modern Cabin | 10 Min to Town
Cabin · 3 bd · 3 ba · sleeps 9 · 0.2 mi
Revenue $38,727ADR $267Occ ≈ 40%4.8★ (80)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Mountain Dream Lodge Cabin
| 3 bd · 3 ba · sleeps 6 | $69,504 | $343 | 56% | 5★ (4) | 328 ft | AirbnbBooking |
Gaga Heights Cabin
| 3 bd · 4 ba · sleeps 6 | $51,541 | $499 | 28% | 5★ (3) | 436 ft | Airbnb |
Off Program - Eagles Landing Cabin | 3 bd · 3 ba · sleeps 8 | $45,856 | $328 | 38% | 5★ (5) | 476 ft | Delisted |
Coppertree Getaway Vacation home | 3 bd · 3 ba · sleeps 7 | $88,626 | $447 | 54% | — | 0.1 mi | Booking |
Seven Turns to Sunrise Vacation home | 3 bd · 3 ba · sleeps 6 | $59,563 | $326 | 50% | — | 0.2 mi | Booking |
Exceptional Aska Area Luxury Cabin with hot tub close to downtown Blue Ridge House
| 3 bd · 3 ba · sleeps 10 | $42,150 | $387 | 30% | 5★ (85) | 0.2 mi | Vrbo |
Coppertree Getaway Cabin | 3 bd · 3 ba · sleeps 7 | $80,623 | $390 | 57% | 5★ (2) | 0.2 mi | Airbnb |
Seven Turns to Sunrise- Views, EV Charger, Hot Tub Cabin | 3 bd · 3 ba · sleeps 6 | $53,570 | $338 | 43% | 4.3★ (6) | 0.2 mi | AirbnbVrbo |
Lil' Bill's Hill | Modern Cabin | 10 Min to Town Cabin | 3 bd · 3 ba · sleeps 9 | $38,727 | $267 | 40% | 4.8★ (80) | 0.2 mi | Airbnb |
Hillcrest Vista - Blue Ridge,GA Cabin
| 3 bd · 3.5 ba · sleeps 8 | $7,183 | $509 | 4% | — | 0.2 mi | AirbnbVrboBooking |
Show 15 more
New Listing! Fire Pit-Pool Table-Hot Tub!
House · 3 bd · 3 ba · sleeps 8 · 0.7 mi
Revenue $44,728ADR $202Occ ≈ 61%5★ (29)
Incredible Views/Spacious 3 Bedroom Cabin/ Hot Tub
Cabin · 3 bd · 3 ba · sleeps 8 · 0.7 mi
Revenue $19,194ADR $408Occ ≈ 13%5★ (60)
Overlook Cabin
Vacation home · 3 bd · 3 ba · sleeps 10 · 0.8 mi
Revenue $53,728ADR $392Occ ≈ 38%—
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Out of Office Inn- HotTub, OD Fireplace, Arcade! Cabin
| 3 bd · 3 ba · sleeps 7 | $36,870 | $401 | 25% | 5★ (2) | 0.3 mi | AirbnbVrbo |
Little Bird Landing- Outdoor Fireplace, Hot Tub Cabin | 3 bd · 3 ba · sleeps 6 | $33,453 | $275 | 33% | 5★ (11) | 0.3 mi | AirbnbBooking |
Breathe Inn - Huge Views, Close to Adventure Cabin
| 3 bd · 2.5 ba · sleeps 9 | $65,856 | $358 | 50% | 5★ (14) | 0.4 mi | AirbnbVrboBooking |
Mountain Views-Fireplace-Jacuzzi-Games-Close to BR Cabin
| 3 bd · 3 ba · sleeps 8 | $91,248 | $354 | 71% | 5★ (53) | 0.5 mi | AirbnbVrbo |
Sunshine Daydream - Mtn View, Hot Tub, Billiards! House
| 3 bd · 3 ba · sleeps 8 | $46,816 | $356 | 36% | 5★ (11) | 0.5 mi | AirbnbVrboBooking |
Southern Living Inspired Cabin w/ Hot Tub, Views & Pool Table Cabin | 3 bd · 3.5 ba · sleeps 6 | $63,931 | $345 | 51% | — | 0.6 mi | VrboBooking |
Aska Lux - Mountain views & hot tub Cabin | 3 bd · 3.5 ba · sleeps 8 | $53,183 | $310 | 47% | 4.8★ (42) | 0.6 mi | AirbnbVrboBooking |
Smokey Mountain: Modern Vibe, Views, Hot Tub Cabin
| 3 bd · 3 ba · sleeps 6 | $35,335 | $327 | 30% | 5★ (263) | 0.6 mi | AirbnbVrbo |
Mountain Views • Hot Tub • Fire Pit • Games Chalet
| 3 bd · 3 ba · sleeps 8 | $91,009 | $306 | 81% | 4.9★ (304) | 0.6 mi | AirbnbVrbo |
Mountainside Retreat- HotTub, Mtn Views, Game Room Cabin
| 3 bd · 3 ba · sleeps 8 | $76,480 | $324 | 65% | 5★ (18) | 0.6 mi | AirbnbVrboBooking |
Mountain Medicine Blue Ridge Cabin Cabin
| 3 bd · 3 ba · sleeps 8 | $57,443 | $268 | 59% | 5★ (64) | 0.7 mi | AirbnbVrbo |
Bear Tree Lodge -Mtn View, Pet frndly, Hot tub Cabin
| 3 bd · 3 ba · sleeps 6 | $71,497 | $402 | 49% | 5★ (6) | 0.7 mi | AirbnbVrbo |
New Listing! Fire Pit-Pool Table-Hot Tub! House | 3 bd · 3 ba · sleeps 8 | $44,728 | $202 | 61% | 5★ (29) | 0.7 mi | Airbnb |
Incredible Views/Spacious 3 Bedroom Cabin/ Hot Tub Cabin | 3 bd · 3 ba · sleeps 8 | $19,194 | $408 | 13% | 5★ (60) | 0.7 mi | Airbnb |
Overlook Cabin Vacation home | 3 bd · 3 ba · sleeps 10 | $53,728 | $392 | 38% | — | 0.8 mi | Booking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.15% = 7.40% Freddie Mac 30-yr avg (Oct 8) + 0.75% investor premium
Est. revenue
$58,002
NOI
$23,053
Cash flow /mo
-$4,777
Cash needed
$367,500
Cash-on-cash
-15.6%
ROE (yr 1)
-3.8%
Cap rate
1.9%
DSCR
0.29
Year-1 write-off
$159,261
Year-1 tax shield @ 32%
$50,964
Year-1 return on equity
- Cash flow (annual)-$57,325
- Principal paydown$7,297
- Appreciation at%$36,000
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$11,600
- Platform fees (3% of revenue)$1,740
- Maintenance / capex (5% of revenue)$2,900
- Utilities & supplies$4,200
- HOA$0
- Property tax$1,728
- Insurance (STR-rated)$12,780
Cash needed to close
- Down payment (25%)$300,000
- Closing costs (4.0%)$48,000
- Furnishing (bought new)$19,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$50,964
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$1,043,000
Short-life (5/15-yr)
$139,000 · 13%
Year-1 deduction
$159,000
Year-1 tax shield @ 32%
$51,000
Land 13% (county tax record, market value split) · building $904,000 over 39 years · new furniture $20,000
Based on: 2,800 sq ft, built 2018, 3 bd / 3.5 ba, unfurnished, listing features (fireplace, flooring types, appliance list, septic).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $108,000 in year 1 (8% short-life, $34,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $20,200
Kitchen cabinetsdefault
$11,900 new × 68% good × 2.49 allocation
- $16,600
Kitchen countertopsdefault
$9,800 new × 68% good × 2.49 allocation
- $8,300
Decorative trimdefault
$4,900 new × 68% good × 2.49 allocation
- $400
Mirrorsdefault
$500 new × 40% good × 2.49 allocation
- $2,000
Shelvingdefault
$1,200 new × 68% good × 2.49 allocation
- $7,000
Window coverings (28)default
$7,000 new × 40% good × 2.49 allocation
- $19,500
Kitchen & laundry equipment plumbingdefault
$9,300 new × 84% good × 2.49 allocation
- $11,800
Kitchen, laundry & data equipment electricaldefault
$5,600 new × 84% good × 2.49 allocation
- $7,700
Appliances (range, microwave, dishwasher, refrigerator, washer, dryer)listing
$7,700 new × 40% good × 2.49 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $18,600
Paving: driveway & walks (paved)default
$11,000 new × 68% good × 2.49 allocation
- $17,900
Landscaping (typical)default
$10,600 new × 68% good × 2.49 allocation
- $4,700
Patiosdefault
$2,800 new × 68% good × 2.49 allocation
- $4,100
Decks & porches (attached)default
$2,800 new × 60% good × 2.49 allocation
- $657,600
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$304,300 new × 87% good × 2.49 allocation
- $66,100
Building plumbing & fixturesdefault
$31,600 new × 84% good × 2.49 allocation
- $68,600
Building electrical & lightingdefault
$32,800 new × 84% good × 2.49 allocation
- $47,200
HVACdefault
$31,500 new × 60% good × 2.49 allocation
- $30,600
Hardwood & tile floorsdefault
$18,000 new × 68% good × 2.49 allocation
- $13,400
Fireplaces (3)listing
$7,900 new × 68% good × 2.49 allocation
- $20,300
Septic systemlisting
$12,000 new × 68% good × 2.49 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $113,000 | $45,300 | $1,000 | $159,300 |
| 2 | $0 | $0 | $23,200 | $23,200 |
| 3 | $0 | $0 | $23,200 | $23,200 |
| 4 | $0 | $0 | $23,200 | $23,200 |
| 5 | $0 | $0 | $23,200 | $23,200 |
| 6+ | $0 | $0 | $810,200 | $810,200 |
| Total | $113,000 | $45,300 | $903,900 | $1,062,200 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.