428 Tall Timber Mountain Rd Unit 3
Cherry Log, GA 30522
$749,900
3 bd · 3 ba · 2,361 sqft · Listed 1d ago
View on Realtor.com →Year built
2005
Sqft
2,361
Lot sqft
130,680
HOA / mo
$0
Furnished
No
List date
2026-10-05T17:04:43.000000Z
Revenue
Annual revenue
$49,657
ADR
$249
Occupancy
55%
Cleaning fees (12 mo)
$9,749
Confidence
Low (50.66), 36 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $38,178
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
 Cabin with Sauna, Cedar Hot Tub, Creek, on 3 Acres Cabin
| 3 bd · 3 ba · sleeps 6 | $85,495 | $351 | 67% | 5★ (97) | 135 ft | AirbnbVrbo |
 Luxury Blue Ridge Cabin: Hot Tub & 5 Min to Town Cabin
| 3 bd · 3 ba · sleeps 6 | $28,407 | $308 | 25% | 5★ (8) | 0.1 mi | AirbnbVrboBooking |
 The Roasted Marshmallow Cabin
| 3 bd · 2 ba · sleeps 9 | $67,816 | $257 | 72% | 5★ (217) | 0.2 mi | AirbnbVrbo |
 Paradise Found Luxury Mtn View Hot Tub Pool Table Cabin
| 3 bd · 3 ba · sleeps 7 | $38,455 | $276 | 38% | 4.8★ (110) | 0.3 mi | AirbnbVrboBooking |
 Cabin in Blue Ridge: Hot Tub|Fire Pit|Fooseball Cabin
| 3 bd · 2 ba · sleeps 8 | $42,724 | $281 | 42% | 4.5★ (16) | 0.3 mi | AirbnbVrboBooking |
 Rustic cabin with mountain views and hot tub Cabin
| 3 bd · 2.5 ba · sleeps 6 | $46,313 | $222 | 57% | 4.8★ (63) | 0.3 mi | AirbnbVrboBooking |
 Private Hot Tub! Woodsy Family Cabin in Blue Ridge Cabin
| 3 bd · 2 ba · sleeps 7 | $20,173 | $347 | 16% | 5★ (7) | 0.3 mi | AirbnbVrboBooking |
 Moonlight Vista, luxury! Views, Hot Tub, Wi Fi Cabin
| 3 bd · 3 ba · sleeps 7 | $37,901 | $253 | 41% | 4.9★ (122) | 0.4 mi | AirbnbVrbo |
 Mountain View Cabin | Theatre & Arcade | Hot Tub Cabin
| 3 bd · 2 ba · sleeps 8 | $7,502 | $267 | 8% | 5★ (7) | 0.4 mi | AirbnbVrboBooking |
 Lakefront Blue Ridge Cabin w/ Hot Tub! Cabin | 3 bd · 3 ba · sleeps 8 | $47,124 | $244 | 53% | 4.8★ (30) | 0.4 mi | AirbnbVrboBooking |
Show 26 more
New Listing! Secluded Getaway
Chalet · 3 bd · 2 ba · sleeps 8 · 0.5 mi
Revenue $8,553ADR $475Occ ≈ 5%—
Water's Edge at Bear Lake/STR 004160
Cabin · 3 bd · 2.5 ba · sleeps 6 · 0.5 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +3
Revenue $82,372ADR $266Occ ≈ 85%5★ (88)
Creekside Cabin w/ Hot Tub | Blue Ridge • Fire Pit
Cabin · 3 bd · 3 ba · sleeps 6 · 0.7 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +4
Revenue $54,475ADR $252Occ ≈ 59%4.9★ (165)
Pets Welcome · Hot Tub · Stargazing Deck · Firepit
House · 3 bd · 2 ba · sleeps 6 · 0.7 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +4
Revenue $26,069ADR $228Occ ≈ 31%4.9★ (16)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Blue Ridge Cabin | 3BR|Hot Tub|Dog-Friendly|Views Cabin
| 3 bd · 3 ba · sleeps 6 | $36,780 | $238 | 42% | 4.9★ (96) | 0.4 mi | AirbnbVrboBooking |
Spacious Blue Ridge Cabin w/ Private Hot Tub! Cabin
| 3 bd · 3 ba · sleeps 6 | $25,065 | $248 | 28% | 5★ (76) | 0.4 mi | AirbnbVrboBooking |
New Listing! Secluded Getaway Chalet | 3 bd · 2 ba · sleeps 8 | $8,553 | $475 | 5% | — | 0.5 mi | Booking |
Cozy Cabin Retreat with Hot Tub, Game Room Cabin
| 3 bd · 2 ba · sleeps 8 | $26,313 | $269 | 27% | 4.8★ (62) | 0.5 mi | AirbnbVrboBooking |
Water's Edge at Bear Lake/STR 004160 Cabin
| 3 bd · 2.5 ba · sleeps 6 | $82,372 | $266 | 85% | 5★ (88) | 0.5 mi | Airbnb |
What A View from the Hot Tub! Ping pong & Pac Man! Cabin
| 3 bd · 2 ba · sleeps 8 | $32,413 | $237 | 37% | 4.9★ (183) | 0.5 mi | AirbnbVrbo |
Charming Blue Ridge Cabin w/ Game Room & Hot Tub! Cabin | 3 bd · 2 ba · sleeps 8 | $32,652 | $195 | 46% | 4.9★ (137) | 0.6 mi | AirbnbVrboBooking |
Enjoy Twin creeks cabin, a Calm Relaxing stay Cabin
| 3 bd · 2 ba · sleeps 8 | $38,883 | $224 | 48% | 5★ (234) | 0.6 mi | AirbnbVrbo |
Fire Pit, Games, Screen Porch | 8 Min to Downtown Cabin | 3 bd · 2 ba · sleeps 8 | $28,845 | $203 | 39% | 5★ (211) | 0.6 mi | AirbnbVrbo |
Sunrise View-10 Min to Blue Ridge,Hot Tub-3 BR Cabin
| 3 bd · 3 ba · sleeps 8 | $37,788 | $226 | 46% | 4.8★ (144) | 0.6 mi | AirbnbVrboBooking |
Mountain Views • Hot Tub • Fire Pit • Pet Friendly Cabin
| 3 bd · 3 ba · sleeps 6 | $24,445 | $225 | 30% | 5★ (38) | 0.6 mi | AirbnbVrbo |
Glory Days Getaway - Hot Tub, Billiards, Views! House
| 3 bd · 3 ba · sleeps 8 | $20,615 | $307 | 18% | 4.7★ (6) | 0.7 mi | AirbnbVrboBooking |
Fantastic Mountain Views plus Hot Tub & Fire Pit!! Cabin
| 3 bd · 3 ba · sleeps 6 | $40,014 | $211 | 52% | 5★ (101) | 0.7 mi | AirbnbVrbo |
The Stargazers Perch Cabin
| 3 bd · 2.5 ba · sleeps 6 | $40,443 | $233 | 48% | 4.8★ (50) | 0.7 mi | AirbnbVrboBooking |
Creekside Cabin w/ Hot Tub | Blue Ridge • Fire Pit Cabin
| 3 bd · 3 ba · sleeps 6 | $54,475 | $252 | 59% | 4.9★ (165) | 0.7 mi | Airbnb |
Pets Welcome · Hot Tub · Stargazing Deck · Firepit House
| 3 bd · 2 ba · sleeps 6 | $26,069 | $228 | 31% | 4.9★ (16) | 0.7 mi | Airbnb |
Family and Friends: Beautiful, Cozy & Relaxing Cabin | 3 bd · 3 ba · sleeps 10 | $49,976 | $444 | 31% | 4.9★ (328) | 0.7 mi | AirbnbVrbo |
Golden Eagle Cabin-King Bed, Hot Tub, & Fireplace Cabin
| 3 bd · 2 ba · sleeps 7 | $56,577 | $276 | 56% | 4.9★ (134) | 0.7 mi | AirbnbVrboBooking |
Snuggled Away on the Benton McKay Trail! Hot Tub Cabin | 3 bd · 2 ba · sleeps 6 | $34,225 | $197 | 48% | 4.8★ (61) | 0.7 mi | AirbnbVrbo |
Cherry Lake Lodge w/ Hot Tub, Fire Pit & Game Room Cabin
| 3 bd · 3 ba · sleeps 10 | $76,987 | $336 | 63% | 5★ (215) | 0.7 mi | AirbnbVrboBooking |
*NEW*Hot Tub* King Bed* 8 Min. to Blue Ridge*WIFI Cabin
| 3 bd · 2 ba · sleeps 7 | $41,576 | $174 | 65% | 4.9★ (179) | 0.8 mi | AirbnbVrbo |
Blu Water Retreat,A Lakefront Cabin Cabin | 3 bd · 2.5 ba · sleeps 6 | $58,425 | $313 | 51% | 5★ (251) | 0.8 mi | AirbnbVrbo |
The Cozy Rabbit Hole Cabin | 3 bd · 2 ba · sleeps 7 | $56,865 | $252 | 62% | 5★ (107) | 0.8 mi | AirbnbVrbo |
*new* Relax it’s Mountain Time! Cabin | 3 bd · 3 ba · sleeps 8 | $51,439 | $266 | 53% | 4.5★ (4) | 0.8 mi | AirbnbVrbo |
New listing-Relax and Enjoy, it's Mountain Time! Cabin
| 3 bd · 3 ba · sleeps 8 | $966 | $241 | 1% | 5★ (1) | 0.8 mi | AirbnbVrbo |
Game Room & Hot Tub! Family Cabin in Blue Ridge Cabin | 3 bd · 3 ba · sleeps 8 | $14,672 | $201 | 20% | — | 0.8 mi | AirbnbVrboBooking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Est. revenue
$49,657
NOI
$17,380
Cash flow /mo
$1,448
Cash needed
$799,396
Cash-on-cash (all cash)
2.2%
ROE (yr 1)
5.0%
Cap rate
2.3%
DSCR
—
Year-1 write-off
$148,406
Year-1 tax shield @ 32%
$47,490
Year-1 return on equity
- Cash flow (annual)$17,380
- Principal paydown (n/a, cash)$0
- Appreciation at%$22,497
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$9,931
- Platform fees (3% of revenue)$1,490
- Maintenance / capex (5% of revenue)$2,483
- Utilities & supplies$4,200
- HOA$0
- Property tax$6,074
- Insurance (STR-rated)$8,099
Cash needed to close
- Purchase price (all cash)$749,900
- Closing costs (4.0%)$29,996
- Furnishing (bought new)$19,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$47,490
No county tax record split for property tax, insurance rate and the land/building split, so those use market defaults — edit the price above; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$637,000
Short-life (5/15-yr)
$128,000 · 20%
Year-1 deduction
$148,000
Year-1 tax shield @ 32%
$47,000
Land 15% (market default, no usable tax-record split) · building $509,000 over 39 years · new furniture $20,000
Based on: 2,361 sq ft, built 2005, 3 bd / 3 ba, unfurnished, listing features (hot tub, deck, patio, fireplace, flooring types, appliance list, septic, wooded lot).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $94,000 in year 1 (12% short-life, $30,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $10,100
Kitchen cabinetsdefault
$11,000 new × 40% good × 2.30 allocation
- $8,300
Kitchen countertopsdefault
$9,000 new × 40% good × 2.30 allocation
- $3,800
Decorative trimdefault
$4,100 new × 40% good × 2.30 allocation
- $400
Mirrorsdefault
$500 new × 40% good × 2.30 allocation
- $1,100
Shelvingdefault
$1,200 new × 40% good × 2.30 allocation
- $5,500
Window coverings (24)default
$6,000 new × 40% good × 2.30 allocation
- $11,400
Kitchen & laundry equipment plumbingdefault
$8,500 new × 58% good × 2.30 allocation
- $6,900
Kitchen, laundry & data equipment electricaldefault
$5,200 new × 58% good × 2.30 allocation
- $7,100
Appliances (range, microwave, dishwasher, refrigerator, washer, dryer)listing
$7,700 new × 40% good × 2.30 allocation
- $8,300
Hot tub (freestanding)listing
$9,000 new × 40% good × 2.30 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $11,600
Paving: driveway & walks (paved)listing
$10,100 new × 50% good × 2.30 allocation
- $5,600
Landscaping (minimal)listing
$4,800 new × 50% good × 2.30 allocation
- $12,200
Patioslisting
$10,600 new × 50% good × 2.30 allocation
- $30,500
Decks & porches (attached)listing
$26,600 new × 50% good × 2.30 allocation
- $5,700
Gazebo / pergolalisting
$5,000 new × 50% good × 2.30 allocation
- $382,800
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$256,300 new × 65% good × 2.30 allocation
- $35,400
Building plumbing & fixturesdefault
$26,600 new × 58% good × 2.30 allocation
- $36,200
Building electrical & lightingdefault
$27,200 new × 58% good × 2.30 allocation
- $24,400
HVACdefault
$26,600 new × 40% good × 2.30 allocation
- $14,000
Hardwood & tile floorsdefault
$15,200 new × 40% good × 2.30 allocation
- $2,400
Fireplacelisting
$2,600 new × 40% good × 2.30 allocation
- $13,800
Septic systemlisting
$12,000 new × 50% good × 2.30 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $82,300 | $65,600 | $500 | $148,400 |
| 2 | $0 | $0 | $13,100 | $13,100 |
| 3 | $0 | $0 | $13,100 | $13,100 |
| 4 | $0 | $0 | $13,100 | $13,100 |
| 5 | $0 | $0 | $13,100 | $13,100 |
| 6+ | $0 | $0 | $456,300 | $456,300 |
| Total | $82,300 | $65,600 | $509,100 | $656,900 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.