43142 Moonridge Rd
Big Bear Lake, CA 92315
$999,000
4 bd · 3 ba · 2,256 sqft · Listed 2d ago
View on Realtor.com →Year built
2026
Sqft
2,256
Lot sqft
7,680
HOA / mo
$0
Furnished
No
List date
2026-11-10T03:17:39.000000Z
Revenue
Annual revenue
$48,367
ADR
$444
Occupancy
30%
Cleaning fees (12 mo)
$9,312
Confidence
Low (39.36), 45 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $48,164
Fairway to Heaven w/ Hot Tub Views Of Golf Course
Cabin · 4 bd · 3 ba · sleeps 10 · 0.1 mi
Revenue $61,026ADR $501Occ ≈ 33%4.8★ (47)
Delisted
Fairway to Heaven
Vacation home · 4 bd · 3 ba · sleeps 9 · 0.1 mi
Revenue $57,397ADR $444Occ ≈ 35%—
Luxury Log Cabin | Hot Tub, Game Room
Cabin · 4 bd · 3 ba · sleeps 12 · 0.1 mi
Revenue $64,560ADR $879Occ ≈ 20%5★ (4)
Le Vonde Chalet - Luxury log-style, Hot Tub, Game Room, Fire Pit, Walk to Slopes
Vacation home · 4 bd · 3 ba · sleeps 11 · 0.1 mi
Revenue $38,289ADR $835Occ ≈ 13%—
Moonridge Golf Escape | Firepit | Walk to Slopes
House · 4 bd · 2.5 ba · sleeps 12 · 0.1 mi
Revenue $40,534ADR $496Occ ≈ 22%4.8★ (13)
Delisted
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Bear Mtn Ski Resort 1 min by car, Spa, Fireplace! Chalet
| 4 bd · 2.5 ba · sleeps 10 | $20,944 | $478 | 12% | 5★ (6) | 66 ft | AirbnbVrbo |
1 Mi to Slopes: Big Bear Lake 'Alpen Haus' w/ Spa Cabin
| 4 bd · 3 ba · sleeps 11 | $48,970 | $483 | 28% | 4.8★ (60) | 358 ft | AirbnbVrboBooking |
Fun-Filled Cabin with Game Room & Hot Tub Chalet
| 4 bd · 2.5 ba · sleeps 13 | $90,822 | $666 | 37% | 4.8★ (36) | 492 ft | AirbnbVrboBooking |
Fairway to Heaven w/ Hot Tub Views Of Golf Course Cabin | 4 bd · 3 ba · sleeps 10 | $61,026 | $501 | 33% | 4.8★ (47) | 0.1 mi | Delisted |
Fairway to Heaven Vacation home | 4 bd · 3 ba · sleeps 9 | $57,397 | $444 | 35% | — | 0.1 mi | Booking |
Luxury Log Cabin | Hot Tub, Game Room Cabin | 4 bd · 3 ba · sleeps 12 | $64,560 | $879 | 20% | 5★ (4) | 0.1 mi | Airbnb |
Luxe Moonridge Log Cabin | Hot Tub + Games + AC! Cabin
| 4 bd · 3 ba · sleeps 12 | $18,681 | $475 | 11% | 5★ (9) | 0.1 mi | AirbnbVrbo |
Le Vonde Chalet - Luxury log-style, Hot Tub, Game Room, Fire Pit, Walk to Slopes Vacation home | 4 bd · 3 ba · sleeps 11 | $38,289 | $835 | 13% | — | 0.1 mi | Booking |
Moonridge Golf Escape | Firepit | Walk to Slopes House | 4 bd · 2.5 ba · sleeps 12 | $40,534 | $496 | 22% | 4.8★ (13) | 0.1 mi | Delisted |
Fairway to Heaven | Views of Golf Course & Hot Tub Cabin
| 4 bd · 3 ba · sleeps 10 | $52,866 | $506 | 29% | 5★ (5) | 0.2 mi | AirbnbVrbo |
Show 22 more
Stay Forever Cabin ~ Book your stay today!
House · 4 bd · 3 ba · sleeps 12 · 0.3 mi
- A/C
- Free parking
- Pets OK
- Wifi
- +3
Revenue $2,797ADR $392Occ ≈ 2%5★ (1)
Luxury A-Frame at Bear Mtn | Hot tub and game room
House · 4 bd · 2 ba · sleeps 12 · 0.3 mi
Revenue $19,105ADR $557Occ ≈ 9%5★ (4)
Delisted
Panoramic Views! HOT TUB! Near Bear Mtn, Golf&Zoo!
House · 4 bd · 3 ba · sleeps 9 · 0.3 mi
- Hot tub
- Free parking
- Wifi
- Kitchen
- +2
Revenue $31,923ADR $381Occ ≈ 23%4.8★ (12)
Incredible views, hot tub, walk to hiking trails
Chalet · 4 bd · 3.5 ba · sleeps 9 · 0.3 mi
- Hot tub
- Free parking
- Pets OK
- Wifi
- +5
Revenue $135,092ADR $705Occ ≈ 52%5★ (315)
Moonridge Retreat | Hot Tub+A/C+Fire Pit+Near Lake
Cabin · 4 bd · 2.5 ba · sleeps 10 · 0.4 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +4
Revenue $92,173ADR $324Occ ≈ 78%4.9★ (109)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Hot Tub & Game Room: Spacious Big Bear Lake Cabin Cabin
| 4 bd · 4 ba · sleeps 13 | $72,824 | $504 | 40% | 4.1★ (19) | 0.2 mi | AirbnbVrboBooking |
Close to Ski Resorts! Game Room! Pet Friendly! House
| 4 bd · 2 ba · sleeps 9 | $33,916 | $296 | 31% | 4.6★ (51) | 0.2 mi | AirbnbVrbo |
Walk to Ski Resort: Mtn-View Cabin w/ Hot Tub! Cabin
| 4 bd · 2.5 ba · sleeps 10 | $36,134 | $663 | 15% | 4.7★ (40) | 0.2 mi | AirbnbVrboBooking |
RidgeTop Retreat, new rental. House
| 4 bd · 3 ba · sleeps 10 | $29,913 | $596 | 14% | 5★ (12) | 0.2 mi | AirbnbVrbo |
Game Room! Yard! Fireplaces! BBQ! Hot Tub! House
| 4 bd · 3.5 ba · sleeps 12 | $34,628 | $524 | 18% | 4.5★ (118) | 0.2 mi | AirbnbVrbo |
Walking Distance to Bear Mtn!Hot Tub!Fenced Yard! House
| 4 bd · 3 ba · sleeps 9 | $47,358 | $478 | 27% | 4.9★ (28) | 0.2 mi | AirbnbVrboBooking |
Walk to Ski Lift: Gem w/ Hot Tub in Big Bear Lake Cabin
| 4 bd · 2.5 ba · sleeps 13 | $68,739 | $705 | 27% | 5★ (88) | 0.2 mi | AirbnbVrboBooking |
Grizzly Mountain Retreat House
| 4 bd · 3 ba · sleeps 11 | $68,801 | $517 | 36% | 4.7★ (39) | 0.2 mi | AirbnbVrbo |
Bear Mtn Chalet |Walk 2 Zoo, Bear Mtn & Golf+Games House
| 4 bd · 3.5 ba · sleeps 12 | $26,214 | $550 | 13% | 4.8★ (47) | 0.3 mi | AirbnbVrbo |
Stay Forever Cabin ~ Book your stay today! House
| 4 bd · 3 ba · sleeps 12 | $2,797 | $392 | 2% | 5★ (1) | 0.3 mi | Airbnb |
Luxury A-Frame at Bear Mtn | Hot tub and game room House | 4 bd · 2 ba · sleeps 12 | $19,105 | $557 | 9% | 5★ (4) | 0.3 mi | Delisted |
Panoramic Views! HOT TUB! Near Bear Mtn, Golf&Zoo! House
| 4 bd · 3 ba · sleeps 9 | $31,923 | $381 | 23% | 4.8★ (12) | 0.3 mi | Airbnb |
Halfpipe Lodge - 4 bd/4 bth (8 beds) w/spa. Cabin
| 4 bd · 4 ba · sleeps 11 | $53,239 | $492 | 30% | 5★ (73) | 0.3 mi | AirbnbVrbo |
Edge Family Getaway: Tub!Pool Table!Internet! BBQ! House
| 4 bd · 2 ba · sleeps 9 | $44,244 | $309 | 39% | 4.5★ (158) | 0.3 mi | AirbnbVrbo |
Bear Mountain Chalet w/ views, Hot Tub, and Games! Cabin | 4 bd · 4 ba · sleeps 12 | $58,059 | $750 | 21% | 5★ (7) | 0.3 mi | AirbnbBooking |
Moonlit Chalet: Hot Tub, Huge Deck w/ Fire Pit. Cabin
| 4 bd · 2.5 ba · sleeps 10 | $72,113 | $720 | 27% | 5★ (18) | 0.3 mi | AirbnbVrbo |
Moonridge Ski&Zoo Chalet HotTub/4BB/BBQ/Fr Pit/AC* Chalet
| 4 bd · 4 ba · sleeps 12 | $83,728 | $524 | 44% | 5★ (67) | 0.3 mi | AirbnbVrboBooking |
Moonridge Retreat ~ Snow Summit View, Games & Pets House
| 4 bd · 2 ba · sleeps 10 | $13,401 | $285 | 13% | 4.9★ (10) | 0.3 mi | AirbnbVrboBooking |
Incredible views, hot tub, walk to hiking trails Chalet
| 4 bd · 3.5 ba · sleeps 9 | $135,092 | $705 | 52% | 5★ (315) | 0.3 mi | Airbnb |
Rustic Bear Mountain Retreat • Large Deck • Spa Cabin
| 4 bd · 2.5 ba · sleeps 10 | $51,503 | $362 | 39% | 4.9★ (35) | 0.4 mi | AirbnbVrbo |
4bdr Big bear cabin/hot tub +pool table Cabin
| 4 bd · 3 ba · sleeps 12 | $20,762 | $329 | 17% | 4.6★ (10) | 0.4 mi | AirbnbVrbo |
Moonridge Retreat | Hot Tub+A/C+Fire Pit+Near Lake Cabin
| 4 bd · 2.5 ba · sleeps 10 | $92,173 | $324 | 78% | 4.9★ (109) | 0.4 mi | Airbnb |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.93% = 7.18% Freddie Mac 30-yr avg (Nov 5) + 0.75% investor premium
Est. revenue
$48,367
NOI
$14,540
Cash flow /mo
-$4,250
Cash needed
$312,710
Cash-on-cash
-16.3%
ROE (yr 1)
-4.7%
Cap rate
1.5%
DSCR
0.22
Year-1 write-off
$162,291
Year-1 tax shield @ 32%
$51,933
Year-1 return on equity
- Cash flow (annual)-$50,994
- Principal paydown$6,346
- Appreciation at%$29,970
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$9,673
- Platform fees (3% of revenue)$1,451
- Maintenance / capex (5% of revenue)$2,418
- Utilities & supplies$4,200
- HOA$0
- Property tax$12,488
- Insurance (STR-rated)$5,095
Cash needed to close
- Down payment (25%)$249,750
- Closing costs (4.0%)$39,960
- Furnishing (bought new)$23,000
Tax savings if the STR loophole applies
- Tax shield @ 32%$51,933
No county tax record split for property tax, insurance rate and the land/building split, so those use market defaults — edit the price above; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$699,000
Short-life (5/15-yr)
$139,000 · 20%
Year-1 deduction
$162,000
Year-1 tax shield @ 32%
$52,000
Land 30% (market default, no usable tax-record split) · building $561,000 over 39 years · new furniture $23,000
Based on: 2,256 sq ft, built 2026, 4 bd / 3 ba, unfurnished, listing features (fireplace).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $116,000 in year 1 (13% short-life, $37,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $18,100
Kitchen cabinetsdefault
$10,700 new × 100% good × 1.69 allocation
- $14,800
Kitchen countertopsdefault
$8,800 new × 100% good × 1.69 allocation
- $6,700
Decorative trimdefault
$3,900 new × 100% good × 1.69 allocation
- $800
Mirrorsdefault
$500 new × 100% good × 1.69 allocation
- $2,500
Shelvingdefault
$1,500 new × 100% good × 1.69 allocation
- $9,700
Window coverings (23)default
$5,800 new × 100% good × 1.69 allocation
- $9,800
Carpet, vinyl & laminate (40% of floors)default
$5,800 new × 100% good × 1.69 allocation
- $14,100
Kitchen & laundry equipment plumbingdefault
$8,400 new × 100% good × 1.69 allocation
- $8,500
Kitchen, laundry & data equipment electricaldefault
$5,100 new × 100% good × 1.69 allocation
- $13,700
Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)default
$8,100 new × 100% good × 1.69 allocation
- $23,000
Furniture bought newlisting
$23,000 new × 100% good · bought separately
- $16,600
Paving: driveway & walks (paved)default
$9,800 new × 100% good × 1.69 allocation
- $16,000
Landscaping (typical)default
$9,500 new × 100% good × 1.69 allocation
- $3,800
Patiosdefault
$2,200 new × 100% good × 1.69 allocation
- $3,800
Decks & porches (attached)default
$2,200 new × 100% good × 1.69 allocation
- $412,200
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$244,600 new × 100% good × 1.69 allocation
- $42,800
Building plumbing & fixturesdefault
$25,400 new × 100% good × 1.69 allocation
- $43,600
Building electrical & lightingdefault
$25,900 new × 100% good × 1.69 allocation
- $42,800
HVACdefault
$25,400 new × 100% good × 1.69 allocation
- $14,700
Hardwood & tile floorsdefault
$8,700 new × 100% good × 1.69 allocation
- $4,400
Fireplacelisting
$2,600 new × 100% good × 1.69 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $121,600 | $40,100 | $600 | $162,300 |
| 2 | $0 | $0 | $14,400 | $14,400 |
| 3 | $0 | $0 | $14,400 | $14,400 |
| 4 | $0 | $0 | $14,400 | $14,400 |
| 5 | $0 | $0 | $14,400 | $14,400 |
| 6+ | $0 | $0 | $502,500 | $502,500 |
| Total | $121,600 | $40,100 | $560,600 | $722,300 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.