88 Cascading Brook Ln
Blue Ridge, GA 30513
$999,000
3 bd · 3.5 ba · 3,260 sqft · Listed 1d ago
View on Realtor.com →Year built
2025
Sqft
3,260
Lot sqft
50,094
HOA / mo
None
Furnished
No
List date
2026-10-07T12:03:23.000000Z
Revenue
Annual revenue
$62,591
ADR
$286
Occupancy
60%
Cleaning fees (12 mo)
$13,444
Confidence
Med (62.22), 35 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $59,843
Sleeps 4-8 guests, river access-hot tub- one story
Cabin · 3 bd · 3 ba · sleeps 8 · 0.3 mi
Revenue $44,825ADR $290Occ ≈ 42%5★ (46)
River Access-Dwntn 11 Min-Pool Table-Hot Tub-Views
House · 3 bd · 3 ba · sleeps 10 · 0.3 mi
Revenue $60,199ADR $395Occ ≈ 42%4.9★ (73)
Parade of Homes Cabin w/hot tub, outdoor fireplace, community riverfront!
Cabin · 3 bd · 3.5 ba · sleeps 8 · 0.4 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +6
Revenue $37,634ADR $362Occ ≈ 28%5★ (26)
Bear-Guarded Firepit • Sauna • Game Room • Hot Tub
Cabin · 3 bd · 3.5 ba · sleeps 10 · 0.4 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +6
Revenue $89,112ADR $346Occ ≈ 71%5★ (70)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Modern River Retreat - Hot Tub, EV Charger & River Cabin
| 3 bd · 3 ba · sleeps 6 | $67,328 | $352 | 52% | 4.9★ (68) | 0.1 mi | AirbnbVrboBooking |
Wily Wolf | Outdoor Living, Fire Pit, Deck & Games Cabin
| 3 bd · 3 ba · sleeps 10 | $68,170 | $301 | 62% | 5★ (279) | 0.2 mi | AirbnbVrboBooking |
Sleeps 4-8 guests, river access-hot tub- one story Cabin | 3 bd · 3 ba · sleeps 8 | $44,825 | $290 | 42% | 5★ (46) | 0.3 mi | Airbnb |
River Access-Dwntn 11 Min-Pool Table-Hot Tub-Views House | 3 bd · 3 ba · sleeps 10 | $60,199 | $395 | 42% | 4.9★ (73) | 0.3 mi | Airbnb |
Toccoa River Station | Blue Ridge, Ga Cabin
| 3 bd · 3 ba · sleeps 8 | $42,621 | $356 | 33% | 4.8★ (7) | 0.3 mi | AirbnbVrbo |
Fun for All! 8 Min Downtown, Games, Views, Hot Tub Cabin
| 3 bd · 3 ba · sleeps 6 | $54,263 | $285 | 52% | 5★ (141) | 0.3 mi | AirbnbVrbo |
Mt View, Spa, Firepit, EV Chrgr & Pvt Riverside Pk Cabin
| 3 bd · 3.5 ba · sleeps 6 | $18,684 | $382 | 13% | 5★ (2) | 0.4 mi | AirbnbVrbo |
Hoops • Sauna • Game Room • Daily Deer Cabin
| 3 bd · 3.5 ba · sleeps 10 | $102,958 | $400 | 71% | 4.9★ (184) | 0.4 mi | AirbnbVrboBooking |
Parade of Homes Cabin w/hot tub, outdoor fireplace, community riverfront! Cabin
| 3 bd · 3.5 ba · sleeps 8 | $37,634 | $362 | 28% | 5★ (26) | 0.4 mi | Vrbo |
Bear-Guarded Firepit • Sauna • Game Room • Hot Tub Cabin
| 3 bd · 3.5 ba · sleeps 10 | $89,112 | $346 | 71% | 5★ (70) | 0.4 mi | Airbnb |
Show 25 more
Pickleball in the Woods-Sauna-Hottub-Gameroom
House · 3 bd · 3.5 ba · sleeps 10 · 0.6 mi
Revenue $57,644ADR $395Occ ≈ 40%4.9★ (25)
Fenced Yard, Paved roads, Pet friendly, 3 Kings
Cabin · 3 bd · 3.5 ba · sleeps 8 · 0.6 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +5
Revenue $46,248ADR $305Occ ≈ 42%5★ (24)
Luxury - Hot Tub - Fenced Yard - Game Room - 8 Mins to DT
Cabin · 3 bd · 4 ba · sleeps 10 · 0.7 mi
- A/C
- Pets OK
- Wifi
- Washer
Revenue $1,555ADR $311Occ ≈ 1%5★
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Close to Downtown! Hot Tub | Fire Pit | Game Room Cabin
| 3 bd · 3.5 ba · sleeps 8 | $77,962 | $278 | 77% | 5★ (248) | 0.4 mi | AirbnbVrbo |
Pickleball • Mini Golf • Hot Tub • Great Views Cabin
| 3 bd · 3.5 ba · sleeps 9 | $85,596 | $370 | 63% | 5★ (133) | 0.5 mi | AirbnbVrbo |
Pickleball | Hot tub | Gameroom | 6 min to town Cabin
| 3 bd · 3.5 ba · sleeps 10 | $34,241 | $316 | 30% | 5★ (26) | 0.5 mi | AirbnbVrbo |
Fall Sale! Luxury Cabin Top Location Hot Tub EV Cabin
| 3 bd · 3.5 ba · sleeps 8 | $58,617 | $308 | 52% | 5★ (198) | 0.5 mi | AirbnbVrbo |
Toccoa Modern | Riverfront + Hot Tub + Near DT Cabin
| 3 bd · 3.5 ba · sleeps 8 | $54,909 | $311 | 48% | 4.9★ (39) | 0.5 mi | AirbnbVrbo |
Silverberry Lodge Forest Escape Cabin
| 3 bd · 3.5 ba · sleeps 6 | $48,743 | $233 | 57% | 5★ (49) | 0.5 mi | AirbnbVrboBooking |
Gorgeous Mountain Cabin, Close to Blue Ridge, Fun Cabin | 3 bd · 3.5 ba · sleeps 6 | $24,314 | $322 | 21% | 5★ (20) | 0.5 mi | AirbnbVrbo |
Take a Paws - close to downtown, fenced yard, pets Cabin
| 3 bd · 3.5 ba · sleeps 8 | $78,509 | $327 | 66% | 5★ (105) | 0.5 mi | AirbnbVrboBooking |
The Ultimate Entertainment Cabin: Raven’s Retreat Cabin
| 3 bd · 3.5 ba · sleeps 8 | $36,385 | $290 | 34% | 5★ (53) | 0.5 mi | AirbnbVrboBooking |
Perfect Fall Retreat-Game Room/Fireplace/Creek Cabin
| 3 bd · 3 ba · sleeps 8 | $59,843 | $281 | 58% | 5★ (177) | 0.5 mi | AirbnbVrbo |
Blackberry Hill: A Dog Friendly Cabin in the Woods Cabin
| 3 bd · 3 ba · sleeps 6 | $55,076 | $228 | 66% | 5★ (246) | 0.5 mi | AirbnbVrbo |
Blue Ridge Cabin w/Basketball-Putting Green-HotTub Cabin
| 3 bd · 3.5 ba · sleeps 10 | $100,221 | $355 | 77% | 5★ (225) | 0.6 mi | AirbnbVrbo |
Cozy Hideaway Near Toccoa River, Downtown & Lake Cabin
| 3 bd · 3.5 ba · sleeps 6 | $50,267 | $450 | 31% | 5★ (71) | 0.6 mi | AirbnbVrbo |
S’more Fun - Pets, fenced yard, close to downtown Cabin
| 3 bd · 3 ba · sleeps 8 | $67,417 | $308 | 60% | 5★ (28) | 0.6 mi | AirbnbVrbo |
Knotty Dreams Retreat Cabin
| 3 bd · 3.5 ba · sleeps 8 | $67,738 | $271 | 68% | 5★ (162) | 0.6 mi | AirbnbVrbo |
Fern Creek Hollow Lodge- Blue Ridge Ga Cabin | 3 bd · 3.5 ba · sleeps 8 | $65,053 | $356 | 50% | 5★ (6) | 0.6 mi | AirbnbBooking |
Luxury Cabin w/ Hot Tub & Fire Pit Retreat Cabin
| 3 bd · 3.5 ba · sleeps 6 | $61,126 | $387 | 43% | 4.9★ (30) | 0.6 mi | AirbnbVrbo |
Pickleball in the Woods-Sauna-Hottub-Gameroom House | 3 bd · 3.5 ba · sleeps 10 | $57,644 | $395 | 40% | 4.9★ (25) | 0.6 mi | Airbnb |
6 Min to Downtown BR-EVCharger-Bunk Room-FirePit Cabin
| 3 bd · 3.5 ba · sleeps 9 | $68,439 | $286 | 66% | 5★ (129) | 0.6 mi | AirbnbVrbo |
4 M to Blue Ridge/Hot Tub/GameRm/Pets/Sleeps 10 Cabin
| 3 bd · 3.5 ba · sleeps 10 | $82,644 | $306 | 74% | 5★ (94) | 0.6 mi | AirbnbVrbo |
Fenced Yard, Paved roads, Pet friendly, 3 Kings Cabin
| 3 bd · 3.5 ba · sleeps 8 | $46,248 | $305 | 42% | 5★ (24) | 0.6 mi | Airbnb |
Wolfs Den II- Shuffleboard, Foosball, Firepit+more Cabin
| 3 bd · 3.5 ba · sleeps 8 | $34,232 | $343 | 27% | 5★ (4) | 0.6 mi | AirbnbVrboBooking |
Cabin w/ Hot Tub & Sauna: 5 Mi to Dtwn Blue Ridge! Cabin
| 3 bd · 3.5 ba · sleeps 9 | $75,835 | $338 | 61% | 5★ (87) | 0.7 mi | AirbnbVrboBooking |
Fall Leaves. Fire Pit + Hot Tub Nights. Cabin
| 3 bd · 3.5 ba · sleeps 9 | $75,020 | $297 | 69% | 5★ (165) | 0.7 mi | AirbnbVrboBooking |
Luxury - Hot Tub - Fenced Yard - Game Room - 8 Mins to DT Cabin
| 3 bd · 4 ba · sleeps 10 | $1,555 | $311 | 1% | 5★ | 0.7 mi | Vrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.03% = 7.28% Freddie Mac 30-yr avg (Oct 1) + 0.75% investor premium
Est. revenue
$62,591
NOI
$22,634
Cash flow /mo
-$3,627
Cash needed
$309,210
Cash-on-cash
-14.1%
ROE (yr 1)
-2.4%
Cap rate
2.3%
DSCR
0.34
Year-1 write-off
$153,285
Year-1 tax shield @ 32%
$49,051
Year-1 return on equity
- Cash flow (annual)-$43,527
- Principal paydown$6,222
- Appreciation at%$29,970
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$12,518
- Platform fees (3% of revenue)$1,878
- Maintenance / capex (5% of revenue)$3,130
- Utilities & supplies$4,200
- HOA$0
- Property tax$7,592
- Insurance (STR-rated)$10,639
Cash needed to close
- Down payment (25%)$249,750
- Closing costs (4.0%)$39,960
- Furnishing (bought new)$19,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$49,051
No county tax record split for property tax, insurance rate and the land/building split, so those use market defaults — edit the price above; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$849,000
Short-life (5/15-yr)
$133,000 · 16%
Year-1 deduction
$153,000
Year-1 tax shield @ 32%
$49,000
Land 15% (market default, no usable tax-record split) · building $716,000 over 39 years · new furniture $20,000
Based on: 3,260 sq ft, built 2025, 3 bd / 3.5 ba, unfurnished, listing features (fireplace, stone counters, flooring types, septic).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $102,000 in year 1 (10% short-life, $33,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $18,100
Kitchen cabinetsdefault
$12,900 new × 96% good × 1.46 allocation
- $18,500
Kitchen countertops (stone)listing
$13,200 new × 96% good × 1.46 allocation
- $8,000
Decorative trimdefault
$5,700 new × 96% good × 1.46 allocation
- $600
Mirrorsdefault
$500 new × 92% good × 1.46 allocation
- $1,700
Shelvingdefault
$1,200 new × 96% good × 1.46 allocation
- $10,800
Window coverings (33)default
$8,300 new × 90% good × 1.46 allocation
- $14,400
Kitchen & laundry equipment plumbingdefault
$10,100 new × 98% good × 1.46 allocation
- $8,700
Kitchen, laundry & data equipment electricaldefault
$6,100 new × 98% good × 1.46 allocation
- $10,800
Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)default
$8,100 new × 92% good × 1.46 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $16,600
Paving: driveway & walks (paved)default
$11,800 new × 96% good × 1.46 allocation
- $15,900
Landscaping (typical)default
$11,400 new × 96% good × 1.46 allocation
- $4,500
Patiosdefault
$3,200 new × 96% good × 1.46 allocation
- $4,500
Decks & porches (attached)default
$3,200 new × 95% good × 1.46 allocation
- $507,900
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$354,600 new × 98% good × 1.46 allocation
- $52,500
Building plumbing & fixturesdefault
$36,800 new × 98% good × 1.46 allocation
- $55,100
Building electrical & lightingdefault
$38,600 new × 98% good × 1.46 allocation
- $50,800
HVACdefault
$36,700 new × 95% good × 1.46 allocation
- $29,300
Hardwood & tile floorsdefault
$21,000 new × 96% good × 1.46 allocation
- $3,700
Fireplacelisting
$2,600 new × 96% good × 1.46 allocation
- $16,800
Septic systemlisting
$12,000 new × 96% good × 1.46 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $111,100 | $41,400 | $800 | $153,300 |
| 2 | $0 | $0 | $18,400 | $18,400 |
| 3 | $0 | $0 | $18,400 | $18,400 |
| 4 | $0 | $0 | $18,400 | $18,400 |
| 5 | $0 | $0 | $18,400 | $18,400 |
| 6+ | $0 | $0 | $641,900 | $641,900 |
| Total | $111,100 | $41,400 | $716,100 | $868,600 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.