42948 Moonridge Rd
Big Bear City, CA 92314
$639,000
3 bd · 2 ba · 1,522 sqft · Listed 1d ago
View on Realtor.com →Year built
1955
Sqft
1,522
Lot sqft
7,680
HOA / mo
None
Furnished
Yes
List date
2026-10-13T23:32:45.000000Z
Revenue
Annual revenue
$31,267
ADR
$306
Occupancy
28%
Cleaning fees (12 mo)
$6,276
Confidence
Low (38.68), 50 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $26,327
Mountain View, Pool Table, Walk to Coffee and Zoo
Cabin · 3 bd · 2 ba · sleeps 8 · 56 ft
Revenue $36,822ADR $248Occ ≈ 41%5★ (10)
Delisted
Golf & Ski Retreat at Bear Mountain by Big Bear Vacations
Vacation home · 3 bd · 2 ba · sleeps 9 · 397 ft
Revenue $55,303ADR $620Occ ≈ 24%—
1443-Golf & Ski Retreat
Cabin · 3 bd · 2 ba · sleeps 9 · 410 ft
Revenue $56,316ADR $535Occ ≈ 29%—
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Silver Fox Den | Bear Mtn & Golf View Near Slopes Cabin | 3 bd · 2 ba · sleeps 6 | $34,067 | $395 | 24% | 5★ (29) | 10 ft | AirbnbBooking |
Mountain View, Pool Table, Walk to Coffee and Zoo Cabin | 3 bd · 2 ba · sleeps 8 | $36,822 | $248 | 41% | 5★ (10) | 56 ft | Delisted |
Amazing Mountain View, Adorable with Pool Table Cabin
| 3 bd · 2 ba · sleeps 8 | $2,056 | $366 | 2% | 5★ (3) | 230 ft | AirbnbVrbo |
Sunshine Cabin: Comfortable, Cozy 2-Story Getaway Cabin
| 3 bd · 1 ba · sleeps 6 | $23,598 | $211 | 31% | 4.1★ (27) | 302 ft | AirbnbVrboBooking |
Tehama Cottage: Close to Bear Mtn! Pet Friendly! House
| 3 bd · 2 ba · sleeps 9 | $30,846 | $274 | 31% | 4.8★ (69) | 381 ft | AirbnbVrbo |
Golf & Ski Retreat at Bear Mountain by Big Bear Vacations Vacation home | 3 bd · 2 ba · sleeps 9 | $55,303 | $620 | 24% | — | 397 ft | Booking |
1443-Golf & Ski Retreat Cabin | 3 bd · 2 ba · sleeps 9 | $56,316 | $535 | 29% | — | 410 ft | Booking |
Golf & Ski Retreat: 3BR w/ Deck, Fire Pit & Views Cabin
| 3 bd · 2 ba · sleeps 9 | $26,327 | $450 | 16% | 4.3★ (35) | 423 ft | AirbnbVrbo |
Bear Hug Hideaway Cabin
| 3 bd · 2 ba · sleeps 8 | $39,211 | $343 | 31% | 4.9★ (167) | 0.1 mi | AirbnbVrbo |
Large Deck • Firepit • 3 Mins to Bear Mountain Cabin
| 3 bd · 1.5 ba · sleeps 6 | $39,832 | $322 | 34% | 4.7★ (54) | 0.1 mi | AirbnbVrboBooking |
Show 35 more
Walk to Bear Mtn. Jacuzzi New Kitchen King Bed
Cabin · 3 bd · 2 ba · sleeps 7 · 0.1 mi
Revenue $29,849ADR $279Occ ≈ 29%4.8★ (261)
Boutique Cabin, Across From Zoo, Mountain Views
Cabin · 3 bd · 2 ba · sleeps 6 · 0.1 mi
- Hot tub
- Free parking
- Pets OK
- Wifi
- +4
Revenue $42,056ADR $361Occ ≈ 32%5★ (79)
Mt Vista Retreat~Pet ok
House · 3 bd · 2 ba · sleeps 7 · 0.1 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +2
Revenue $31,111ADR $521Occ ≈ 16%5★ (2)
Welcome to the Moonridge Chalet
House · 3 bd · 2 ba · sleeps 7 · 0.1 mi
Revenue $18,788ADR $245Occ ≈ 21%4.8★ (40)
Bear’s Lair by AvantStay | 3mins to Bear Mountain
Cabin · 3 bd · 1.5 ba · sleeps 6 · 0.1 mi
Revenue $2,604ADR $309Occ ≈ 2%—
Delisted
Louie Bear | Spa, Bbq, Cozy, Moonridge!
Cabin · 3 bd · 2 ba · sleeps 6 · 0.1 mi
- Hot tub
- Free parking
- Pets OK
- Wifi
- +3
Revenue $1,966ADR $163Occ ≈ 3%5★ (4)
Ultimate Ski Trip~ 8 Bed, Hot Tub, 3 min to resort
Cabin · 3 bd · 2 ba · sleeps 8 · 0.1 mi
Revenue $10,795ADR $622Occ ≈ 5%4.8★ (41)
Delisted
LA Miracle's Chalet *Pet Friendly/HotTub*
Cabin · 3 bd · 1.5 ba · sleeps 7 · 0.1 mi
Revenue $18,890ADR $256Occ ≈ 20%4.8★ (33)
Delisted
Walk to Zoo, Game Room, Hot Tub, Luxury Cabin
Cabin · 3 bd · 3 ba · sleeps 8 · 0.1 mi
- Hot tub
- Free parking
- Wifi
- Kitchen
- +4
Revenue $28,271ADR $562Occ ≈ 14%5★ (45)
Switzerland - Close to Slopes & Zoo, Fireplace, Deck, Barbecue
Vacation home · 3 bd · 2 ba · sleeps 6 · 0.2 mi
Revenue $24,956ADR $422Occ ≈ 16%—
Bear Paws and Rest Retreat #2542
Vacation home · 3 bd · 3 ba · sleeps 8 · 0.2 mi
Revenue $58,576ADR $542Occ ≈ 30%—
Hillsie's Hideaway
Cabin · 3 bd · 1.5 ba · sleeps 6 · 0.2 mi
Revenue $8,638ADR $195Occ ≈ 12%4.8★ (43)
Delisted
HOT TUB!PoolTable!Close to Bear Mtn Shuttles&Zoo!
House · 3 bd · 2 ba · sleeps 7 · 0.2 mi
Revenue $47,870ADR $342Occ ≈ 38%4.7★ (105)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Walk to Bear Mtn. Jacuzzi New Kitchen King Bed Cabin | 3 bd · 2 ba · sleeps 7 | $29,849 | $279 | 29% | 4.8★ (261) | 0.1 mi | Airbnb |
Boutique Cabin, Across From Zoo, Mountain Views Cabin
| 3 bd · 2 ba · sleeps 6 | $42,056 | $361 | 32% | 5★ (79) | 0.1 mi | Airbnb |
Mt Vista Retreat~Pet ok House
| 3 bd · 2 ba · sleeps 7 | $31,111 | $521 | 16% | 5★ (2) | 0.1 mi | Airbnb |
Welcome to the Moonridge Chalet House | 3 bd · 2 ba · sleeps 7 | $18,788 | $245 | 21% | 4.8★ (40) | 0.1 mi | Airbnb |
Walk to Slopes Hot Tub, Air Hockey, Deck Cabin | 3 bd · 2.5 ba · sleeps 7 | $24,670 | $456 | 15% | 3.8★ (13) | 0.1 mi | AirbnbBooking |
Bear’s Lair by AvantStay | 3mins to Bear Mountain Cabin | 3 bd · 1.5 ba · sleeps 6 | $2,604 | $309 | 2% | — | 0.1 mi | Delisted |
CedarBear Cabin Cabin
| 3 bd · 1.5 ba · sleeps 6 | $12,811 | $263 | 13% | 5★ (4) | 0.1 mi | AirbnbVrboBooking |
Walk to Bear Mountain | Log Cabin + Fireplace Cabin
| 3 bd · 2 ba · sleeps 7 | $9,595 | $413 | 6% | 5★ (1) | 0.1 mi | AirbnbVrbo |
Louie Bear | Spa, Bbq, Cozy, Moonridge! Cabin
| 3 bd · 2 ba · sleeps 6 | $1,966 | $163 | 3% | 5★ (4) | 0.1 mi | Airbnb |
Cute! Lower Moonridge! Walk to Zoo-Golf-Slopes ADS Cabin | 3 bd · 2 ba · sleeps 7 | $23,517 | $443 | 15% | 4.6★ (76) | 0.1 mi | AirbnbBooking |
Hot Tub, Arcade, Pet Friendly with Fenced Yard Cabin
| 3 bd · 2 ba · sleeps 7 | $17,753 | $277 | 18% | 5★ (9) | 0.1 mi | AirbnbVrbo |
Ultimate Ski Trip~ 8 Bed, Hot Tub, 3 min to resort Cabin | 3 bd · 2 ba · sleeps 8 | $10,795 | $622 | 5% | 4.8★ (41) | 0.1 mi | Delisted |
LA Miracle's Chalet *Pet Friendly/HotTub* Cabin | 3 bd · 1.5 ba · sleeps 7 | $18,890 | $256 | 20% | 4.8★ (33) | 0.1 mi | Delisted |
Near Bear Mtn | Hot Tub + Game Room Cabin
| 3 bd · 3 ba · sleeps 8 | $39,955 | $388 | 28% | 4.8★ (14) | 0.1 mi | AirbnbVrbo |
Walk to Zoo, Game Room, Hot Tub, Luxury Cabin Cabin
| 3 bd · 3 ba · sleeps 8 | $28,271 | $562 | 14% | 5★ (45) | 0.1 mi | Airbnb |
Mountain View Cabin with Private Hot Tub House
| 3 bd · 3 ba · sleeps 9 | $4,368 | $128 | 9% | 4★ (2) | 0.2 mi | AirbnbVrbo |
Walk to Bear Mtn & Zoo | Fireplace Cabin
| 3 bd · 2 ba · sleeps 6 | $11,990 | $356 | 9% | 4.4★ (16) | 0.2 mi | AirbnbVrbo |
Cozy Big Bear Cabin -Hot Tub/Game Room/Mountains Cabin
| 3 bd · 2 ba · sleeps 8 | $37,628 | $497 | 21% | 4.8★ (124) | 0.2 mi | AirbnbVrbo |
King Kong’s Cozy Cabin with View Cabin
| 3 bd · 2 ba · sleeps 6 | $6,537 | $490 | 4% | 4.9★ (22) | 0.2 mi | AirbnbVrbo |
Modern, Hot Tub, Baby Items, Kids Play Set Cabin | 3 bd · 2 ba · sleeps 6 | $1,292 | $0 | — | 4.9★ (12) | 0.2 mi | AirbnbBooking |
Summit Views-Mins from Bear Mtn., Golf, and Zoo Cabin
| 3 bd · 2 ba · sleeps 6 | $23,276 | $256 | 25% | 4.9★ (17) | 0.2 mi | AirbnbVrbo |
NEW Hot Tub • Central Heat • NearZoo • Fenced Yard Cabin
| 3 bd · 2 ba · sleeps 6 | $30,657 | $288 | 29% | 4.9★ (67) | 0.2 mi | AirbnbVrbo |
Switzerland - Close to Slopes & Zoo, Fireplace, Deck, Barbecue Vacation home | 3 bd · 2 ba · sleeps 6 | $24,956 | $422 | 16% | — | 0.2 mi | Booking |
Walk to Slope Pickup & Zoo! Fireplaces,Balcony&BBQ Cabin
| 3 bd · 2 ba · sleeps 7 | $18,348 | $228 | 22% | 4.8★ (59) | 0.2 mi | AirbnbVrboBooking |
Big Bear Mountain Cabin • Hot Tub • Golf & Zoo! House
| 3 bd · 2.5 ba · sleeps 7 | $18,347 | $489 | 10% | 4.8★ (27) | 0.2 mi | AirbnbVrbo |
Vacation Art Gallery: Houz of Ozzi (ev charging) Cabin
| 3 bd · 2 ba · sleeps 8 | $47,513 | $297 | 44% | 4.8★ (53) | 0.2 mi | AirbnbVrboBooking |
Mountain Chic Cabin: Scenic Deck, Trails & Hot Tub Cabin
| 3 bd · 2.5 ba · sleeps 8 | $41,452 | $514 | 22% | 4.9★ (100) | 0.2 mi | AirbnbVrbo |
Moonridge Sky Lodge w/ Game Room & Jacuzzi House
| 3 bd · 2.5 ba · sleeps 10 | $28,891 | $501 | 16% | 4.7★ (52) | 0.2 mi | AirbnbVrbo |
Moonridge A-Frame Beauty-Central Heat/AC- Hot Tub House
| 3 bd · 2.5 ba · sleeps 8 | $59,404 | $426 | 38% | 4.9★ (52) | 0.2 mi | AirbnbVrboBooking |
Location, Location, Location! Emerald Isle Cabin Cabin
| 3 bd · 2 ba · sleeps 6 | $64,449 | $289 | 61% | 5★ (147) | 0.2 mi | AirbnbVrbo |
< 1 Mi to Bear Mtn! Family Ski Cabin w/ Game Room Cabin
| 3 bd · 3 ba · sleeps 8 | $14,063 | $322 | 12% | 4.8★ (4) | 0.2 mi | AirbnbVrboBooking |
Bear Paws & Rest Retreat | Moonridge Family Cabin Cabin | 3 bd · 3 ba · sleeps 8 | $46,182 | $758 | 17% | 3.9★ (4) | 0.2 mi | AirbnbBooking |
Bear Paws and Rest Retreat #2542 Vacation home | 3 bd · 3 ba · sleeps 8 | $58,576 | $542 | 30% | — | 0.2 mi | Booking |
Hillsie's Hideaway Cabin | 3 bd · 1.5 ba · sleeps 6 | $8,638 | $195 | 12% | 4.8★ (43) | 0.2 mi | Delisted |
HOT TUB!PoolTable!Close to Bear Mtn Shuttles&Zoo! House | 3 bd · 2 ba · sleeps 7 | $47,870 | $342 | 38% | 4.7★ (105) | 0.2 mi | Airbnb |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.15% = 7.40% Freddie Mac 30-yr avg (Oct 8) + 0.75% investor premium
Est. revenue
$31,267
NOI
$8,024
Cash flow /mo
-$2,898
Cash needed
$185,310
Cash-on-cash
-18.8%
ROE (yr 1)
-6.3%
Cap rate
1.3%
DSCR
0.19
Year-1 write-off
$116,750
Year-1 tax shield @ 32%
$37,360
Year-1 return on equity
- Cash flow (annual)-$34,777
- Principal paydown$3,886
- Appreciation at%$19,170
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$6,253
- Platform fees (3% of revenue)$938
- Maintenance / capex (5% of revenue)$1,563
- Utilities & supplies$4,200
- HOA$0
- Property tax$7,988
- Insurance (STR-rated)$3,259
Cash needed to close
- Down payment (25%)$159,750
- Closing costs (4.0%)$25,560
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$37,360
No county tax record split for property tax, insurance rate and the land/building split, so those use market defaults — edit the price above; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$450,000
Short-life (5/15-yr)
$116,000 · 26%
Year-1 deduction
$117,000
Year-1 tax shield @ 32%
$37,000
Land 30% (market default, no usable tax-record split) · building $333,000 over 39 years
Based on: 1,522 sq ft, built 1955, 3 bd / 2 ba, furnished, listing features (fireplace, flooring types, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $82,000 in year 1 (18% short-life, $26,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $14,000
Kitchen cabinetsdefault
$9,100 new × 40% good × 3.82 allocation
- $11,400
Kitchen countertopsdefault
$7,500 new × 40% good × 3.82 allocation
- $4,100
Decorative trimdefault
$2,700 new × 40% good × 3.82 allocation
- $500
Mirrorsdefault
$300 new × 40% good × 3.82 allocation
- $1,800
Shelvingdefault
$1,200 new × 40% good × 3.82 allocation
- $5,700
Window coverings (15)default
$3,800 new × 40% good × 3.82 allocation
- $15,000
Carpet, vinyl & laminate (100% of floors)listing
$9,800 new × 40% good × 3.82 allocation
- $10,900
Kitchen & laundry equipment plumbingdefault
$7,100 new × 40% good × 3.82 allocation
- $6,600
Kitchen, laundry & data equipment electricaldefault
$4,300 new × 40% good × 3.82 allocation
- $2,700
Appliances (range)listing
$1,800 new × 40% good × 3.82 allocation
- $7,800
Furniture conveyed with the sale (used)listing
$19,500 new × 40% good · out of the price
- $15,400
Paving: driveway & walks (paved)default
$8,100 new × 50% good × 3.82 allocation
- $14,900
Landscaping (typical)default
$7,800 new × 50% good × 3.82 allocation
- $2,900
Patiosdefault
$1,500 new × 50% good × 3.82 allocation
- $2,900
Decks & porches (attached)default
$1,500 new × 50% good × 3.82 allocation
- $251,600
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$164,800 new × 40% good × 3.82 allocation
- $26,100
Building plumbing & fixturesdefault
$17,100 new × 40% good × 3.82 allocation
- $25,300
Building electrical & lightingdefault
$16,600 new × 40% good × 3.82 allocation
- $26,200
HVACdefault
$17,100 new × 40% good × 3.82 allocation
- $4,000
Fireplacelisting
$2,600 new × 40% good × 3.82 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $80,400 | $36,000 | $400 | $116,800 |
| 2 | $0 | $0 | $8,500 | $8,500 |
| 3 | $0 | $0 | $8,500 | $8,500 |
| 4 | $0 | $0 | $8,500 | $8,500 |
| 5 | $0 | $0 | $8,500 | $8,500 |
| 6+ | $0 | $0 | $298,700 | $298,700 |
| Total | $80,400 | $36,000 | $333,200 | $449,600 |
The building's share of the price ($442,000) is 3.8x our depreciated replacement cost of the home ($116,000). The IRS guide treats a gap this size as a reason to review the land share: if land is worth more than the county ratio says, the basis and the write-off are smaller.
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.