814 Eagle Mountain Dr W

Ellijay, GA 30540

$529,900

3 bd · 3 ba · 3,020 sqft · Listed 8d ago

View on Realtor.com →

Rental historyLow confidenceEst. land %

Year built

2006

Sqft

3,020

Lot sqft

28,314

HOA / mo

None

Furnished

Yes

List date

2026-09-19T14:09:33.000000Z

Revenue

Annual revenue

$35,491

ADR

$201

Occupancy

48%

Cleaning fees (12 mo)

$6,324

Confidence

Low (39.43), 23 comps

Comp revenue range (p25 / median / p75)

$14,808$30,865$42,181

Ellijay Harmony Lodge • Live Music Room • Sleeps 8
House · 3 bd · 3 ba · sleeps 8 · 305 ft
Revenue $44,181ADR $195Occ ≈ 62%5★ (6)
Airbnb Vrbo Booking
Ledger Creek Cabin
Cabin · 3 bd · 3 ba · sleeps 8 · 0.1 mi
Revenue $25,513ADR $205Occ ≈ 34%4.9★ (34)
Airbnb Vrbo Booking
Cozy Mountain Cabin hot tub, fire pit, hiking
House · 3 bd · 2 ba · sleeps 6 · 0.2 mi
Revenue $30,865ADR $238Occ ≈ 36%4.8★ (63)
Airbnb Vrbo Booking
Dolche Vita Chalet A great place to stay.
Cabin · 3 bd · 3 ba · sleeps 8 · 0.2 mi
Revenue $1,154ADR $577Occ ≈ 1%5★ (11)
Airbnb Vrbo
5-Star,Gated River Resort,Dog friendly, Hot Tub!
Cabin · 3 bd · 3 ba · sleeps 10 · 0.2 mi
Revenue $65,025ADR $296Occ ≈ 60%5★ (81)
Airbnb Vrbo
Peaceful, screened porch, hot tub, firepit, grill
Cabin · 3 bd · 3 ba · sleeps 6 · 0.2 mi
Revenue $47,408ADR $192Occ ≈ 68%5★ (52)
Airbnb Vrbo
Chicken Coop | No Pet Fees | Sleeps 6 | large fenced yard| Paved Roads
Cabin · 3 bd · 3 ba · sleeps 6 · 0.2 mi
Revenue $68,825ADR $311Occ ≈ 61%5★ (17)
Vrbo
Fall Cabin: Hot Tub | Fire Pit | Hikes | Wineries
Cabin · 3 bd · 2.5 ba · sleeps 8 · 0.3 mi
Revenue $32,912ADR $253Occ ≈ 36%5★ (42)
Airbnb Vrbo Booking
Ellijay Cardinal Cabin Retreat in River Resort + Full Amenities & Nature Access
House · 3 bd · 3 ba · sleeps 8 · 0.3 mi
Revenue $36,274ADR $223Occ ≈ 45%5★ (1)
Vrbo
Rustic Cabin Escape in Gilmer County
House · 3 bd · 2.5 ba · sleeps 8 · 0.3 mi
Revenue $10,299ADR $344Occ ≈ 8%—
Airbnb Vrbo

Listing	Size	Revenue (12 mo)	ADR	Occ ≈	Rating	Distance	Links
Ellijay Harmony Lodge • Live Music Room • Sleeps 8 House	3 bd · 3 ba · sleeps 8	$44,181	$195	62%	5★ (6)	305 ft	Airbnb Vrbo Booking
Ledger Creek Cabin Cabin	3 bd · 3 ba · sleeps 8	$25,513	$205	34%	4.9★ (34)	0.1 mi	Airbnb Vrbo Booking
Cozy Mountain Cabin hot tub, fire pit, hiking House	3 bd · 2 ba · sleeps 6	$30,865	$238	36%	4.8★ (63)	0.2 mi	Airbnb Vrbo Booking
Dolche Vita Chalet A great place to stay. Cabin	3 bd · 3 ba · sleeps 8	$1,154	$577	1%	5★ (11)	0.2 mi	Airbnb Vrbo
5-Star,Gated River Resort,Dog friendly, Hot Tub! Cabin	3 bd · 3 ba · sleeps 10	$65,025	$296	60%	5★ (81)	0.2 mi	Airbnb Vrbo
Peaceful, screened porch, hot tub, firepit, grill Cabin	3 bd · 3 ba · sleeps 6	$47,408	$192	68%	5★ (52)	0.2 mi	Airbnb Vrbo
Chicken Coop \| No Pet Fees \| Sleeps 6 \| large fenced yard\| Paved Roads Cabin	3 bd · 3 ba · sleeps 6	$68,825	$311	61%	5★ (17)	0.2 mi	Vrbo
Fall Cabin: Hot Tub \| Fire Pit \| Hikes \| Wineries Cabin	3 bd · 2.5 ba · sleeps 8	$32,912	$253	36%	5★ (42)	0.3 mi	Airbnb Vrbo Booking
Ellijay Cardinal Cabin Retreat in River Resort + Full Amenities & Nature Access House	3 bd · 3 ba · sleeps 8	$36,274	$223	45%	5★ (1)	0.3 mi	Vrbo
Rustic Cabin Escape in Gilmer County House	3 bd · 2.5 ba · sleeps 8	$10,299	$344	8%	—	0.3 mi	Airbnb Vrbo

Show all 23 comps

Hot Tub & Movie Room: Updated Cabin in Ellijay!
Cabin · 3 bd · 3 ba · sleeps 9 · 0.3 mi
Revenue $31,494ADR $239Occ ≈ 36%5★ (32)
Airbnb Vrbo Booking
2025 BUILT*Family Friendly*Game Rm*Fire Pit*5 TV's
House · 3 bd · 2.5 ba · sleeps 8 · 0.4 mi
Revenue $27,879ADR $237Occ ≈ 32%5★ (7)
Airbnb Vrbo
Mountain Resort Cabin, Private, screened porch overlooking wide peaceful creek.
Cabin · 3 bd · 2 ba · sleeps 8 · 0.5 mi
Revenue $15,738ADR $245Occ ≈ 18%5★ (247)
Vrbo
New Listing-Community Amenities-Prime Location
House · 3 bd · 3 ba · sleeps 6 · 0.5 mi
Revenue $7,506ADR $163Occ ≈ 13%5★ (1)
Airbnb Vrbo
Fully Fenced Backyard for Pets/ Outdoor Pools
Cabin · 3 bd · 3 ba · sleeps 8 · 0.6 mi
Revenue $59,713ADR $262Occ ≈ 62%4.9★ (49)
Airbnb Vrbo
Wandering Bear's Den
House · 3 bd · 2 ba · sleeps 6 · 0.6 mi
Revenue $13,878ADR $184Occ ≈ 21%4.3★ (29)
Airbnb Vrbo
It's Time to Unwind
Cabin · 3 bd · 3.5 ba · sleeps 15 · 0.6 mi
Revenue $55,590ADR $357Occ ≈ 43%5★ (126)
Airbnb
Trapper View Lodge | Lush Cabin
Cabin · 3 bd · 3 ba · sleeps 6 · 0.6 mi
Revenue $40,180ADR $296Occ ≈ 37%4.8★ (48)
Airbnb Vrbo
Welcome to Whiskey Woods *Hot Tub* *Resort Pools*
Cabin · 3 bd · 3.5 ba · sleeps 10 · 0.7 mi
Revenue $36,249ADR $266Occ ≈ 37%4.8★ (14)
Airbnb
Mountain cabin with WiFi, fireplace, shared pools, game room, tennis, & gym
Cabin · 3 bd · 3 ba · sleeps 10 · 0.7 mi
Revenue $27,211ADR $159Occ ≈ 47%4.6★ (10)
Vrbo
Four Winds Lodge & Hot Tub and Community Pool
Cabin · 3 bd · 2 ba · sleeps 6 · 0.7 mi
Revenue $9,660ADR $153Occ ≈ 17%4.9★ (213)
Airbnb
Unique mountain getaway! Hot tub, game room, year round community pool!
House · 3 bd · 2 ba · sleeps 6 · 0.7 mi
Revenue $10,226ADR $224Occ ≈ 13%4.9★ (20)
Vrbo
2 Kings-Dog Friendly-Hot Cocoa-Walk to Rec Center!
Cabin · 3 bd · 2 ba · sleeps 6 · 0.8 mi
Revenue $25,135ADR $232Occ ≈ 30%5★ (10)
Airbnb Vrbo

Listing	Size	Revenue (12 mo)	ADR	Occ ≈	Rating	Distance	Links
Hot Tub & Movie Room: Updated Cabin in Ellijay! Cabin	3 bd · 3 ba · sleeps 9	$31,494	$239	36%	5★ (32)	0.3 mi	Airbnb Vrbo Booking
2025 BUILTFamily FriendlyGame RmFire Pit5 TV's House	3 bd · 2.5 ba · sleeps 8	$27,879	$237	32%	5★ (7)	0.4 mi	Airbnb Vrbo
Mountain Resort Cabin, Private, screened porch overlooking wide peaceful creek. Cabin	3 bd · 2 ba · sleeps 8	$15,738	$245	18%	5★ (247)	0.5 mi	Vrbo
New Listing-Community Amenities-Prime Location House	3 bd · 3 ba · sleeps 6	$7,506	$163	13%	5★ (1)	0.5 mi	Airbnb Vrbo
Fully Fenced Backyard for Pets/ Outdoor Pools Cabin	3 bd · 3 ba · sleeps 8	$59,713	$262	62%	4.9★ (49)	0.6 mi	Airbnb Vrbo
Wandering Bear's Den House	3 bd · 2 ba · sleeps 6	$13,878	$184	21%	4.3★ (29)	0.6 mi	Airbnb Vrbo
It's Time to Unwind Cabin	3 bd · 3.5 ba · sleeps 15	$55,590	$357	43%	5★ (126)	0.6 mi	Airbnb
Trapper View Lodge \| Lush Cabin Cabin	3 bd · 3 ba · sleeps 6	$40,180	$296	37%	4.8★ (48)	0.6 mi	Airbnb Vrbo
Welcome to Whiskey Woods Hot Tub Resort Pools Cabin	3 bd · 3.5 ba · sleeps 10	$36,249	$266	37%	4.8★ (14)	0.7 mi	Airbnb
Mountain cabin with WiFi, fireplace, shared pools, game room, tennis, & gym Cabin	3 bd · 3 ba · sleeps 10	$27,211	$159	47%	4.6★ (10)	0.7 mi	Vrbo
Four Winds Lodge & Hot Tub and Community Pool Cabin	3 bd · 2 ba · sleeps 6	$9,660	$153	17%	4.9★ (213)	0.7 mi	Airbnb
Unique mountain getaway! Hot tub, game room, year round community pool! House	3 bd · 2 ba · sleeps 6	$10,226	$224	13%	4.9★ (20)	0.7 mi	Vrbo
2 Kings-Dog Friendly-Hot Cocoa-Walk to Rec Center! Cabin	3 bd · 2 ba · sleeps 6	$25,135	$232	30%	5★ (10)	0.8 mi	Airbnb Vrbo

Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.

Cash flow calculator

Financing

Purchase priceAlready furnishedTax bracket

Est. revenue

$35,491

NOI

$11,338

Cash flow /mo

$945

Cash needed

$551,096

Cash-on-cash (all cash)

2.1%

ROE (yr 1)

4.9%

Cap rate

2.1%

DSCR

—

Year-1 write-off

$70,867

Year-1 tax shield @ 32%

$22,678

Year-1 return on equity

Cash flow (annual)$11,338
Principal paydown (n/a, cash)$0
Appreciation at%$15,897

ROE4.9%

ROE incl. year-1 tax savings (32% bracket, STR loophole)9.1%

Opex, cash-needed & tax-savings breakdown

Annual operating expenses

Management (20% of revenue)$7,098
Platform fees (3% of revenue)$1,065
Maintenance / capex (5% of revenue)$1,775
Utilities & supplies$4,200
HOA$0
Property tax$4,292
Insurance (STR-rated)$5,723

Cash needed to close

Purchase price (all cash)$529,900
Closing costs (4.0%)$21,196
Furnishing (conveyed with the sale)$0

Tax savings if the STR loophole applies

Tax shield @ 32%$22,678

No county tax record split for property tax, insurance rate and the land/building split, so those use market defaults — edit the price above; other assumptions match the daily feed (see tasks/plan.md).

The write-off comes from the cost segregation estimate below. Not tax advice.

Cost segregation estimate

An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.

Depreciable basis

$452,000

Short-life (5/15-yr)

$70,000 · 15%

Year-1 deduction

$71,000

Year-1 tax shield @ 32%

$23,000

Land 15% (market default, no usable tax-record split) · building $382,000 over 39 years

Based on: 3,020 sq ft, built 2006, 3 bd / 3 ba, furnished, listing features (hot tub, game room, fireplace, flooring types, appliance list, septic).

IRS-guide safe-harbor floor: $53,000 in year 1 (12% short-life, $17,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.

5-year property$50,900

Kitchen cabinetsdefault
$12,400 new × 40% good × 1.32 allocation
$6,600
Kitchen countertopsdefault
$10,200 new × 40% good × 1.32 allocation
$5,400
Decorative trimdefault
$5,300 new × 40% good × 1.32 allocation
$2,800
Mirrorsdefault
$500 new × 40% good × 1.32 allocation
$200
Shelvingdefault
$1,200 new × 40% good × 1.32 allocation
$600
Window coverings (30)default
$7,500 new × 40% good × 1.32 allocation
$4,000
Kitchen & laundry equipment plumbingdefault
$9,700 new × 60% good × 1.32 allocation
$7,700
Kitchen, laundry & data equipment electricaldefault
$5,800 new × 60% good × 1.32 allocation
$4,600
Appliances (range, microwave, dishwasher, refrigerator, washer, dryer)listing
$7,700 new × 40% good × 1.32 allocation
$4,100
Hot tub (freestanding)listing
$9,000 new × 40% good × 1.32 allocation
$4,800
Furniture conveyed with the sale (used)listing
$19,500 new × 40% good · out of the price
$7,800
Game-room equipment (used)listing
$6,000 new × 40% good · out of the price
$2,400

15-year land improvements$18,700

Paving: driveway & walks (paved)default
$11,400 new × 50% good × 1.32 allocation
$7,500
Landscaping (typical)default
$11,000 new × 50% good × 1.32 allocation
$7,200
Patiosdefault
$3,000 new × 50% good × 1.32 allocation
$2,000
Decks & porches (attached)default
$3,000 new × 50% good × 1.32 allocation
$2,000

Building, 39-year$382,300

Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$328,300 new × 67% good × 1.32 allocation
$289,500
Building plumbing & fixturesdefault
$34,100 new × 60% good × 1.32 allocation
$27,000
Building electrical & lightingdefault
$35,600 new × 60% good × 1.32 allocation
$28,200
HVACdefault
$34,000 new × 40% good × 1.32 allocation
$18,000
Hardwood & tile floorsdefault
$19,400 new × 40% good × 1.32 allocation
$10,300
Fireplacelisting
$2,600 new × 40% good × 1.32 allocation
$1,400
Septic systemlisting
$12,000 new × 50% good × 1.32 allocation
$7,900

About the property

Sold furnishedGame roomHot tubPoolDeckDrivewayLandscapingFencedIrrigationLong-term rental (27.5-yr)Carpet / vinyl / laminate %Placed in serviceClosing costs $ (adds to basis)Land %Bonus depreciation %

Depreciation schedule: typical cost seg study

Year	5-yr	15-yr	Building	Total
1	$50,900	$18,700	$1,200	$70,900
2	$0	$0	$9,800	$9,800
3	$0	$0	$9,800	$9,800
4	$0	$0	$9,800	$9,800
5	$0	$0	$9,800	$9,800
6+	$0	$0	$341,900	$341,900
Total	$50,900	$18,700	$382,300	$451,900

Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: Georgia disallows bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.

Market note

Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.