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1330 Jim Fain Rd

1330 Jim Fain Rd

Sevierville, TN 37876

$1,199,000

3 bd · 3.5 ba · 3,880 sqft · Listed 3d ago

View on Realtor.com →

Year built

2021

Sqft

3,880

Lot sqft

173,369

HOA / mo

None

Furnished

No

List date

2026-10-08T16:03:30.000000Z

Revenue

Annual revenue

$36,458

ADR

$206

Occupancy

48%

Cleaning fees (12 mo)

$9,227

Confidence

Med (65.31), 8 comps

Comp revenue range (p25 / median / p75)

$28,807$36,878$41,728

Few similar-size comps were found, so all comps are shown.

Median revenue of shown comps: $36,878

  • Fall SALE! •Pet Friendly •Mtn Views & Firepit!

    House · 3 bd · 2.5 ba · sleeps 12 · 0.6 mi

    • A/C
    • Free parking
    • Pets OK
    • Wifi
    • +3

    Revenue $53,483ADR $236Occ ≈ 62%4.8★ (50)

    AirbnbVrbo

  • Private Hot Tub: Serene Family Home in Sevierville

    House · 3 bd · 2.5 ba · sleeps 6 · 0.7 mi

    • Hot tub
    • A/C
    • Free parking
    • Wifi
    • +3

    Revenue $17,220ADR $280Occ ≈ 17%4.7★ (16)

    AirbnbVrboBooking

  • Peaceful Sevierville Home w/ Private Hot Tub!

    House · 3 bd · 3 ba · sleeps 8 · 0.9 mi

    • Hot tub
    • A/C
    • Wifi
    • Kitchen
    • +3

    Revenue $37,809ADR $221Occ ≈ 47%4.4★ (80)

    AirbnbVrboBooking

  • Valley View Farm House

    House · 4 bd · 2.5 ba · sleeps 8 · 0.9 mi

    Revenue $27,264ADR $186Occ ≈ 40%5★ (62)

    Airbnb

  • Carden Cabin- 4 Bedrooms, 2.5 Bathrooms, Sleeps 10

    Cabin · 4 bd · 2.5 ba · sleeps 10 · 1.3 mi

    • A/C
    • Free parking
    • Wifi
    • Kitchen
    • +2

    Revenue $37,596ADR $195Occ ≈ 53%5★ (324)

    AirbnbVrbo

  • The Great Escape King suite, Kid friendly

    Vacation home · 4 bd · 3 ba · sleeps 12 · 2.1 mi

    Revenue $36,159ADR $318Occ ≈ 31%4.2★ (4)

    Booking

  • The Great Escape- 4 bedroom Condo- lots of space

    House · 4 bd · 3 ba · sleeps 12 · 2.2 mi

    • Hot tub
    • A/C
    • Free parking
    • Wifi
    • +3

    Revenue $29,321ADR $272Occ ≈ 30%4.8★ (81)

    AirbnbVrbo

  • Sunset Farm Stay with Pond

    House · 4 bd · 2.5 ba · sleeps 12 · 2.2 mi

    • A/C
    • Free parking
    • Pets OK
    • Wifi
    • +3

    Revenue $54,824ADR $183Occ ≈ 82%4.9★ (83)

    Airbnb

Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.

Cash flow calculator

Financing
Management

Est. revenue

$36,458

NOI

$12,159

Cash flow /mo

$1,013

Cash needed

$1,266,460

Cash-on-cash (all cash)

1.0%

ROE (yr 1)

3.8%

Cap rate

1.0%

DSCR

—

Year-1 write-off

$191,733

Year-1 tax shield @ 32%

$61,355

Year-1 return on equity

  • Cash flow (annual)$12,159
  • Principal paydown (n/a, cash)$0
  • Appreciation at%$35,970
ROE3.8%

Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.

Opex, cash-needed & tax-savings breakdown

Annual operating expenses

  • Management (20% of revenue)$7,292
  • Platform fees (3% of revenue)$1,094
  • Maintenance / capex (5% of revenue)$1,823
  • Utilities & supplies$4,200
  • HOA$0
  • Property tax$2,697
  • Insurance (STR-rated)$7,194

Cash needed to close

  • Purchase price (all cash)$1,199,000
  • Closing costs (4.0%)$47,960
  • Furnishing (bought new)$19,500

Tax savings if the STR loophole applies

  • Tax shield @ 32%$61,355

Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).

The write-off comes from the cost segregation estimate below. Not tax advice.

Cost segregation estimate

An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.

Depreciable basis

$941,000

Short-life (5/15-yr)

$171,000 · 18%

Year-1 deduction

$192,000

Year-1 tax shield @ 32%

$61,000

Land 21% (county tax record, market value split) · building $770,000 over 39 years · new furniture $20,000

Based on: 3,880 sq ft, built 2021, 3 bd / 3.5 ba, unfurnished, listing features (deck, fireplace, flooring types, appliance list, septic).

Try the cost segregation calculator on any property →

IRS-guide safe-harbor floor: $103,000 in year 1 (9% short-life, $33,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.

5-year property$104,500

  • Kitchen cabinetsdefault

    $14,300 new × 80% good × 1.47 allocation

    $16,900

  • Kitchen countertopsdefault

    $11,700 new × 80% good × 1.47 allocation

    $13,800

  • Decorative trimdefault

    $6,800 new × 80% good × 1.47 allocation

    $8,000

  • Mirrorsdefault

    $500 new × 58% good × 1.47 allocation

    $400

  • Shelvingdefault

    $1,200 new × 80% good × 1.47 allocation

    $1,400

  • Window coverings (39)default

    $9,800 new × 50% good × 1.47 allocation

    $7,200

  • Carpet, vinyl & laminate (50% of floors)listing

    $12,500 new × 58% good × 1.47 allocation

    $10,700

  • Kitchen & laundry equipment plumbingdefault

    $11,100 new × 90% good × 1.47 allocation

    $14,800

  • Kitchen, laundry & data equipment electricaldefault

    $6,700 new × 90% good × 1.47 allocation

    $8,900

  • Appliances (range, microwave, dishwasher)listing

    $3,500 new × 58% good × 1.47 allocation

    $3,000

  • Furniture bought newlisting

    $19,500 new × 100% good · bought separately

    $19,500
15-year land improvements$86,400

  • Paving: driveway & walks (paved)default

    $16,100 new × 80% good × 1.47 allocation

    $19,000

  • Landscaping (typical)default

    $12,400 new × 80% good × 1.47 allocation

    $14,600

  • Patiosdefault

    $3,800 new × 80% good × 1.47 allocation

    $4,500

  • Decks & porches (attached)listing

    $43,700 new × 75% good × 1.47 allocation

    $48,200
Building, 39-year$770,000

  • Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault

    $422,300 new × 92% good × 1.47 allocation

    $570,100

  • Building plumbing & fixturesdefault

    $43,800 new × 90% good × 1.47 allocation

    $58,000

  • Building electrical & lightingdefault

    $46,500 new × 90% good × 1.47 allocation

    $61,600

  • HVACdefault

    $43,700 new × 75% good × 1.47 allocation

    $48,300

  • Hardwood & tile floorsdefault

    $12,500 new × 80% good × 1.47 allocation

    $14,700

  • Fireplacelisting

    $2,600 new × 80% good × 1.47 allocation

    $3,100

  • Septic systemlisting

    $12,000 new × 80% good × 1.47 allocation

    $14,100

About the property

Depreciation schedule: typical cost seg study

Year5-yr15-yrBuildingTotal
1$104,500$86,400$800$191,700
2$0$0$19,700$19,700
3$0$0$19,700$19,700
4$0$0$19,700$19,700
5$0$0$19,700$19,700
6+$0$0$690,200$690,200
Total$104,500$86,400$770,000$960,900

Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.

Market note

STR allowed in most of Sevier County; inside Gatlinburg city limits only in overnight-rental zones.