110 Churn Creek Rd
Redding, CA 96003
$450,000
5 bd · 2.5 ba · 1,127 sqft · Listed 1d ago
View on Realtor.com →Year built
1966
Sqft
1,127
Lot sqft
21,780
HOA / mo
$0
Furnished
No
List date
2026-10-23T18:33:47.000000Z
Revenue
Annual revenue
$43,637
ADR
$189
Occupancy
63%
Cleaning fees (12 mo)
$7,724
Confidence
Low (18.27), 38 comps
Comp revenue range (p25 / median / p75)
Few similar-size comps were found, so all comps are shown.
Median revenue of shown comps: $30,219
Hawaiian Coffee Hale
Vacation home · 4 bd · 2 ba · sleeps 6 · 0.5 mi
Revenue $64,403ADR $300Occ ≈ 59%4.5★ (2)
Central Redding Retreat - Patio Fire Pit & Views
House · 4 bd · 2 ba · sleeps 8 · 0.7 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +3
Revenue $57,738ADR $224Occ ≈ 71%5★ (56)
Gather Relax & Explore | Beautiful, Spacious 4BR
House · 4 bd · 3 ba · sleeps 8 · 0.7 mi
Revenue $8,882ADR $168Occ ≈ 14%5★ (2)
Delisted
Private 4BR Retreat on Greenbelt • Near Bethel
House · 4 bd · 2 ba · sleeps 10 · 0.8 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +2
Revenue $22,641ADR $212Occ ≈ 29%5★ (7)
Upscale Spacious Home Best Neighbhd 30 Day Minimum
House · 4 bd · 2 ba · sleeps 6 · 0.8 mi
Revenue $12,745ADR $133Occ ≈ 26%—
Delisted
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Hawaiian Coffee Hale Vacation home | 4 bd · 2 ba · sleeps 6 | $64,403 | $300 | 59% | 4.5★ (2) | 0.5 mi | Booking |
Pool + Hot Tub | 4 BR | The Atelier Retreat House
| 4 bd · 2 ba · sleeps 9 | $72,712 | $447 | 45% | 5★ (25) | 0.5 mi | AirbnbVrbo |
Chefs Kitchen, Game Room, Walk to Bethel, Fire Pit House
| 4 bd · 2 ba · sleeps 8 | $61,581 | $278 | 61% | 5★ (20) | 0.6 mi | AirbnbVrboBooking |
Spacious SerenitiHouse: Hot Tub/Pool/BBQ & Court House
| 5 bd · 3 ba · sleeps 12 | $102,144 | $556 | 50% | 4.9★ (213) | 0.7 mi | AirbnbVrbo |
Central Redding Retreat - Patio Fire Pit & Views House
| 4 bd · 2 ba · sleeps 8 | $57,738 | $224 | 71% | 5★ (56) | 0.7 mi | Airbnb |
Gather Relax & Explore | Beautiful, Spacious 4BR House | 4 bd · 3 ba · sleeps 8 | $8,882 | $168 | 14% | 5★ (2) | 0.7 mi | Delisted |
Group Retreat With 2 Private Homes Near Bethel House | 6 bd · 3 ba · sleeps 14 | $24,051 | $216 | 31% | 5★ (6) | 0.8 mi | AirbnbVrbo |
Private 4BR Retreat on Greenbelt • Near Bethel House
| 4 bd · 2 ba · sleeps 10 | $22,641 | $212 | 29% | 5★ (7) | 0.8 mi | Airbnb |
6b/3b home with Huge Lot, RV Parking! King Bed! House
| 6 bd · 3 ba · sleeps 10 | $4,900 | $189 | 7% | 5★ (2) | 0.8 mi | AirbnbVrbo |
Upscale Spacious Home Best Neighbhd 30 Day Minimum House | 4 bd · 2 ba · sleeps 6 | $12,745 | $133 | 26% | — | 0.8 mi | Delisted |
Show 29 more
4BR Retreat - Pool & Sauna on site
House · 4 bd · 2 ba · sleeps 6 · 0.8 mi
Revenue $36,704ADR $652Occ ≈ 15%4.5★ (13)
Delisted
Large Home / privacy/desirable neighborhood /Views
House · 4 bd · 2.5 ba · sleeps 9 · 0.8 mi
- A/C
- Free parking
- Pets OK
- Wifi
- +2
Revenue $7,233ADR $183Occ ≈ 11%5★ (4)
Mountain view oasis
House · 4 bd · 2 ba · sleeps 6 · 0.9 mi
- A/C
- Free parking
- Pets OK
- Wifi
- +2
Revenue $23,720ADR $191Occ ≈ 34%—
Pool Hot Tub Fire Pit Pet Friendly BBQ 4BR
Vacation home · 4 bd · 2 ba · sleeps 8 · 0.9 mi
Revenue $6,713ADR $555Occ ≈ 3%—
The Ridgewood Estate | Pool - Fire Pit - Central
House · 4 bd · 2.5 ba · sleeps 10 · 0.9 mi
Revenue $121,789ADR $694Occ ≈ 48%5★ (12)
*Pool+Lassen Views *entire house* 7beds, 4bedrooms
House · 4 bd · 2 ba · sleeps 8 · 0.9 mi
Revenue $44,492ADR $284Occ ≈ 43%4.9★ (18)
Delisted
Pool/HotYoga/Cold Plunge/Sauna
House · 4 bd · 2.5 ba · sleeps 12 · 0.9 mi
Revenue $25,702ADR $449Occ ≈ 16%5★ (2)
Delisted
Parkside Gathering Retreat Near Bethel
House · 4 bd · 2 ba · sleeps 8 · 0.9 mi
Revenue $10,023ADR $225Occ ≈ 12%5★ (5)
Family Escape | Dog Friendly + Hot Tub + Fire Pit
House · 4 bd · 2 ba · sleeps 8 · 0.9 mi
Revenue $7,056ADR $588Occ ≈ 3%4.8★ (37)
Prime Estate: 4BR Spacious Luxury & Forest Views
House · 4 bd · 2 ba · sleeps 8 · 1.0 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +3
Revenue $7,406ADR $211Occ ≈ 10%5★ (5)
Modern 4 bedroom Central Home
House · 4 bd · 2.5 ba · sleeps 7 · 1.0 mi
- A/C
- Free parking
- Pets OK
- Wifi
- +2
Revenue $13,402ADR $108Occ ≈ 34%5★ (1)
The Charming Ridge House
House · 4 bd · 2 ba · sleeps 8 · 1.1 mi
- A/C
- Free parking
- Pets OK
- Wifi
- +2
Revenue $3,360ADR $112Occ ≈ 8%—
Sunset Walks at Lema Ranch 4 bdrm Modern Farmhouse
House · 4 bd · 2 ba · sleeps 6 · 1.1 mi
Revenue $4,932ADR $102Occ ≈ 13%—
Delisted
Fairway House/The 5th hole hideaway+Game basement
House · 5 bd · 2 ba · sleeps 10 · 1.2 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +2
Revenue $51,251ADR $474Occ ≈ 30%4.9★ (19)
Castenda Vista Retreat
House · 4 bd · 2 ba · sleeps 11 · 1.2 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +3
Revenue $30,219ADR $315Occ ≈ 26%5★ (16)
Hanland House
Vacation home · 4 bd · 2 ba · sleeps 8 · 1.2 mi
Revenue $103,629ADR $358Occ ≈ 79%5★ (4)
Hope Lane Hideaway
House · 6 bd · 3 ba · sleeps 10 · 1.3 mi
Revenue $17,820ADR $422Occ ≈ 12%4.8★ (15)
Delisted
Belcrest Blue House 4 Bed/3Bath & private office
House · 4 bd · 3 ba · sleeps 9 · 1.5 mi
Revenue $4,240ADR $0Occ ≈ —5★ (1)
Modern Boho pond escape
House · 6 bd · 3 ba · sleeps 16 · 1.7 mi
Revenue $16,531ADR $736Occ ≈ 6%—
Delisted
The sweetest escape with a pool
House · 4 bd · 2 ba · sleeps 8 · 2.0 mi
- Pool
- A/C
- Free parking
- Wifi
- +2
Revenue $46,779ADR $270Occ ≈ 47%4.8★ (53)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
4BR Retreat - Pool & Sauna on site House | 4 bd · 2 ba · sleeps 6 | $36,704 | $652 | 15% | 4.5★ (13) | 0.8 mi | Delisted |
Large Home / privacy/desirable neighborhood /Views House
| 4 bd · 2.5 ba · sleeps 9 | $7,233 | $183 | 11% | 5★ (4) | 0.8 mi | Airbnb |
Mountain view oasis House
| 4 bd · 2 ba · sleeps 6 | $23,720 | $191 | 34% | — | 0.9 mi | Airbnb |
Pool Hot Tub Fire Pit Pet Friendly BBQ 4BR Vacation home | 4 bd · 2 ba · sleeps 8 | $6,713 | $555 | 3% | — | 0.9 mi | Booking |
The Ridgewood Estate | Pool - Fire Pit - Central House | 4 bd · 2.5 ba · sleeps 10 | $121,789 | $694 | 48% | 5★ (12) | 0.9 mi | Airbnb |
4BR Gathering Place • Parkside • Mt Shasta Views House | 4 bd · 2 ba · sleeps 10 | $62,863 | $270 | 64% | 4.8★ (180) | 0.9 mi | AirbnbVrboBooking |
*Pool+Lassen Views *entire house* 7beds, 4bedrooms House | 4 bd · 2 ba · sleeps 8 | $44,492 | $284 | 43% | 4.9★ (18) | 0.9 mi | Delisted |
Pool/HotYoga/Cold Plunge/Sauna House | 4 bd · 2.5 ba · sleeps 12 | $25,702 | $449 | 16% | 5★ (2) | 0.9 mi | Delisted |
Parkside Gathering Retreat Near Bethel House | 4 bd · 2 ba · sleeps 8 | $10,023 | $225 | 12% | 5★ (5) | 0.9 mi | Airbnb |
Sunny Pines | Pool & Spa+Central House
| 4 bd · 2 ba · sleeps 10 | $92,922 | $506 | 50% | 5★ (30) | 0.9 mi | AirbnbVrbo |
The Refuge at Diamond Ridge | Pool and Spa House
| 4 bd · 2 ba · sleeps 10 | $42,303 | $493 | 24% | 4.9★ (22) | 0.9 mi | AirbnbVrbo |
Family Escape | Dog Friendly + Hot Tub + Fire Pit House | 4 bd · 2 ba · sleeps 8 | $7,056 | $588 | 3% | 4.8★ (37) | 0.9 mi | Airbnb |
Shasta View Home - Rest, Relax, Rejuvenate! House
| 4 bd · 3 ba · sleeps 8 | $84,029 | $432 | 53% | 5★ (258) | 0.9 mi | AirbnbVrbo |
Prime Estate: 4BR Spacious Luxury & Forest Views House
| 4 bd · 2 ba · sleeps 8 | $7,406 | $211 | 10% | 5★ (5) | 1.0 mi | Airbnb |
Modern 4 bedroom Central Home House
| 4 bd · 2.5 ba · sleeps 7 | $13,402 | $108 | 34% | 5★ (1) | 1.0 mi | Airbnb |
Eden Retreat House | 4 bd · 2 ba · sleeps 8 | $46,513 | $228 | 56% | 5★ (222) | 1.0 mi | AirbnbVrbo |
Redding Home w/ Patio Near Fishing! House | 4 bd · 2 ba · sleeps 8 | $56,222 | $216 | 71% | 4.9★ (57) | 1.0 mi | AirbnbBooking |
The Charming Ridge House House
| 4 bd · 2 ba · sleeps 8 | $3,360 | $112 | 8% | — | 1.1 mi | Airbnb |
Sunset Walks at Lema Ranch 4 bdrm Modern Farmhouse House | 4 bd · 2 ba · sleeps 6 | $4,932 | $102 | 13% | — | 1.1 mi | Delisted |
Fairway House/The 5th hole hideaway+Game basement House
| 5 bd · 2 ba · sleeps 10 | $51,251 | $474 | 30% | 4.9★ (19) | 1.2 mi | Airbnb |
Castenda Vista Retreat House
| 4 bd · 2 ba · sleeps 11 | $30,219 | $315 | 26% | 5★ (16) | 1.2 mi | Airbnb |
Prime Location. $85 per night. 4 bed/2 bath House | 4 bd · 2 ba · sleeps 7 | $17,171 | $104 | 45% | 4.9★ (18) | 1.2 mi | AirbnbVrbo |
Hanland House Vacation home | 4 bd · 2 ba · sleeps 8 | $103,629 | $358 | 79% | 5★ (4) | 1.2 mi | Booking |
Hanland House | Home Away From Home House
| 4 bd · 2 ba · sleeps 8 | $82,103 | $294 | 77% | 5★ (144) | 1.3 mi | AirbnbVrbo |
Hope Lane Hideaway House | 6 bd · 3 ba · sleeps 10 | $17,820 | $422 | 12% | 4.8★ (15) | 1.3 mi | Delisted |
Ohana Landing : ! Heated Pool ! Waters\ide* Spa* House
| 4 bd · 2.5 ba · sleeps 10 | $79,972 | $497 | 44% | 4.9★ (131) | 1.4 mi | AirbnbVrbo |
Belcrest Blue House 4 Bed/3Bath & private office House | 4 bd · 3 ba · sleeps 9 | $4,240 | $0 | — | 5★ (1) | 1.5 mi | Airbnb |
Modern Boho pond escape House | 6 bd · 3 ba · sleeps 16 | $16,531 | $736 | 6% | — | 1.7 mi | Delisted |
The sweetest escape with a pool House
| 4 bd · 2 ba · sleeps 8 | $46,779 | $270 | 47% | 4.8★ (53) | 2.0 mi | Airbnb |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.07% = 7.32% Freddie Mac 30-yr avg (Oct 22) + 0.75% investor premium
Est. revenue
$43,637
NOI
$19,636
Cash flow /mo
-$857
Cash needed
$157,000
Cash-on-cash
-6.5%
ROE (yr 1)
3.8%
Cap rate
4.4%
DSCR
0.66
Year-1 write-off
$120,194
Year-1 tax shield @ 32%
$38,462
Year-1 return on equity
- Cash flow (annual)-$10,279
- Principal paydown$2,780
- Appreciation at%$13,500
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$8,727
- Platform fees (3% of revenue)$1,309
- Maintenance / capex (5% of revenue)$2,182
- Utilities & supplies$4,200
- HOA$0
- Property tax$5,625
- Insurance (STR-rated)$2,633
Cash needed to close
- Down payment (25%)$112,500
- Closing costs (4.0%)$18,000
- Furnishing (bought new)$26,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$38,462
No county tax record split for property tax, insurance rate and the land/building split, so those use market defaults — edit the price above; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$360,000
Short-life (5/15-yr)
$93,000 · 26%
Year-1 deduction
$120,000
Year-1 tax shield @ 32%
$38,000
Land 20% (market default, no usable tax-record split) · building $267,000 over 39 years · new furniture $27,000
Based on: 1,127 sq ft, built 1966, 5 bd / 2.5 ba, unfurnished, listing features (fireplace, flooring types, septic).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $90,000 in year 1 (18% short-life, $29,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $12,300
Kitchen cabinetsdefault
$8,300 new × 40% good × 3.70 allocation
- $10,000
Kitchen countertopsdefault
$6,800 new × 40% good × 3.70 allocation
- $2,900
Decorative trimdefault
$2,000 new × 40% good × 3.70 allocation
- $400
Mirrorsdefault
$300 new × 40% good × 3.70 allocation
- $2,700
Shelvingdefault
$1,800 new × 40% good × 3.70 allocation
- $4,100
Window coverings (11)default
$2,800 new × 40% good × 3.70 allocation
- $4,300
Carpet, vinyl & laminate (40% of floors)listing
$2,900 new × 40% good × 3.70 allocation
- $9,500
Kitchen & laundry equipment plumbingdefault
$6,400 new × 40% good × 3.70 allocation
- $5,800
Kitchen, laundry & data equipment electricaldefault
$3,900 new × 40% good × 3.70 allocation
- $12,000
Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)default
$8,100 new × 40% good × 3.70 allocation
- $26,500
Furniture bought newlisting
$26,500 new × 100% good · bought separately
- $12,900
Paving: driveway & walks (paved)default
$7,000 new × 50% good × 3.70 allocation
- $12,400
Landscaping (typical)default
$6,700 new × 50% good × 3.70 allocation
- $2,100
Patiosdefault
$1,100 new × 50% good × 3.70 allocation
- $2,100
Decks & porches (attached)default
$1,100 new × 50% good × 3.70 allocation
- $179,400
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$121,000 new × 40% good × 3.70 allocation
- $18,700
Building plumbing & fixturesdefault
$12,600 new × 40% good × 3.70 allocation
- $17,100
Building electrical & lightingdefault
$11,600 new × 40% good × 3.70 allocation
- $18,800
HVACdefault
$12,700 new × 40% good × 3.70 allocation
- $6,400
Hardwood & tile floorsdefault
$4,400 new × 40% good × 3.70 allocation
- $3,900
Fireplacelisting
$2,600 new × 40% good × 3.70 allocation
- $22,200
Septic systemlisting
$12,000 new × 50% good × 3.70 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $90,500 | $29,400 | $300 | $120,200 |
| 2 | $0 | $0 | $6,800 | $6,800 |
| 3 | $0 | $0 | $6,800 | $6,800 |
| 4 | $0 | $0 | $6,800 | $6,800 |
| 5 | $0 | $0 | $6,800 | $6,800 |
| 6+ | $0 | $0 | $239,000 | $239,000 |
| Total | $90,500 | $29,400 | $266,600 | $386,500 |
The building's share of the price ($360,000) is 3.7x our depreciated replacement cost of the home ($97,000). The IRS guide treats a gap this size as a reason to review the land share: if land is worth more than the county ratio says, the basis and the write-off are smaller.
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Rules differ by jurisdiction. City of Redding caps whole-home vacation rentals at 400 with a 600 ft spacing rule (300 ft with a physical buffer), and its permit is NOT transferable to a new owner. Shasta Lake city and unincorporated Shasta County allow permitted rentals with no cap found, but permits also do not transfer on sale. Lodging tax ~10% plus a 2% tourism assessment in Redding. Verify parcel eligibility with the city or county before you buy.