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329 Autumn Ridge Dr

329 Autumn Ridge Dr

Mineral Bluff, GA 30559

$550,000

3 bd · 2 ba · 1,380 sqft · Listed 1d ago

View on Realtor.com →

Year built

2020

Sqft

1,380

Lot sqft

56,497

HOA / mo

None

Furnished

No

List date

2026-10-15T23:30:34.000000Z

Revenue

Annual revenue

$23,430

ADR

$191

Occupancy

34%

Cleaning fees (12 mo)

$5,233

Confidence

Low (49.71), 10 comps

Comp revenue range (p25 / median / p75)

$17,578$20,284$23,892

Median revenue of shown comps: $20,284

  • The Dogwood Cabin

    Cabin · 3 bd · 3 ba · sleeps 10 · 0.3 mi

    Revenue $24,152ADR $216Occ ≈ 31%5★ (38)

    Airbnb

  • Annie's Mountain Mist - Hot tub & Fireplace

    Cabin · 3 bd · 2 ba · sleeps 6 · 0.4 mi

    • Hot tub
    • A/C
    • Free parking
    • Wifi
    • +3

    Revenue $23,110ADR $227Occ ≈ 28%5★ (7)

    AirbnbBooking

  • Heavens View

    Cabin · 3 bd · 3 ba · sleeps 9 · 0.4 mi

    • Hot tub
    • A/C
    • Free parking
    • Pets OK
    • +6

    Revenue $33,675ADR $339Occ ≈ 27%5★ (4)

    AirbnbVrbo

  • Mountain Views | Hot Tub, Arcade Game & Firepit

    Cabin · 3 bd · 3 ba · sleeps 10 · 0.5 mi

    • Hot tub
    • A/C
    • Free parking
    • Pets OK
    • +5

    Revenue $12,303ADR $383Occ ≈ 9%5★ (2)

    AirbnbVrboBooking

  • Summer Specials | Hot Tub + Mtn View | Sleeps 8

    Cabin · 3 bd · 2.5 ba · sleeps 8 · 0.5 mi

    • Hot tub
    • A/C
    • Free parking
    • Wifi
    • +3

    Revenue $18,432ADR $177Occ ≈ 29%4.8★ (21)

    Airbnb

  • Sleeps 9 + Hot tub

    Cabin · 3 bd · 2 ba · sleeps 9 · 0.6 mi

    Revenue $2,740ADR $302Occ ≈ 2%4.8★ (29)

    Airbnb

  • Mineral Bluff Cabin w/ Hot Tub + Game Room!

    Cabin · 3 bd · 3 ba · sleeps 6 · 0.6 mi

    Revenue $41,958ADR $302Occ ≈ 38%4.9★ (27)

    AirbnbBooking

  • Mountain Therapy - Hot tub, firepit, and more!

    Cabin · 3 bd · 3 ba · sleeps 8 · 0.6 mi

    • Hot tub
    • A/C
    • Free parking
    • Wifi
    • +3

    Revenue $19,398ADR $229Occ ≈ 23%4.6★ (63)

    AirbnbVrboBooking

  • Charming 3 bedroom on 10 private acres with a small branch below and hot tub!| 3 Bedroom, 2 Bathroom

    Cabin · 3 bd · 2 ba · sleeps 6 · 0.6 mi

    • Hot tub
    • A/C
    • Free parking
    • Wifi
    • +3

    Revenue $21,169ADR $206Occ ≈ 28%5★ (68)

    AirbnbVrbo

  • Peaceful Cabin: The Poke

    Cabin · 3 bd · 2.5 ba · sleeps 10 · 0.7 mi

    • Hot tub
    • A/C
    • Free parking
    • Wifi
    • +4

    Revenue $17,293ADR $185Occ ≈ 26%5★ (30)

    AirbnbVrbo

Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.

Cash flow calculator

Financing
Management

Est. revenue

$23,430

NOI

$4,920

Cash flow /mo

$410

Cash needed

$591,500

Cash-on-cash (all cash)

0.8%

ROE (yr 1)

3.6%

Cap rate

0.9%

DSCR

—

Year-1 write-off

$139,938

Year-1 tax shield @ 32%

$44,780

Year-1 return on equity

  • Cash flow (annual)$4,920
  • Principal paydown (n/a, cash)$0
  • Appreciation at%$16,500
ROE3.6%

Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.

Opex, cash-needed & tax-savings breakdown

Annual operating expenses

  • Management (20% of revenue)$4,686
  • Platform fees (3% of revenue)$703
  • Maintenance / capex (5% of revenue)$1,172
  • Utilities & supplies$4,200
  • HOA$0
  • Property tax$1,892
  • Insurance (STR-rated)$5,858

Cash needed to close

  • Purchase price (all cash)$550,000
  • Closing costs (4.0%)$22,000
  • Furnishing (bought new)$19,500

Tax savings if the STR loophole applies

  • Tax shield @ 32%$44,780

Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).

The write-off comes from the cost segregation estimate below. Not tax advice.

Cost segregation estimate

An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.

Depreciable basis

$519,000

Short-life (5/15-yr)

$120,000 · 23%

Year-1 deduction

$140,000

Year-1 tax shield @ 32%

$45,000

Land 6% (county tax record, market value split) · building $399,000 over 39 years · new furniture $20,000

Based on: 1,380 sq ft, built 2020, 3 bd / 2 ba, unfurnished, listing features (hot tub, deck, fireplace, flooring types, appliance list, septic).

Try the cost segregation calculator on any property →

IRS-guide safe-harbor floor: $85,000 in year 1 (13% short-life, $27,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.

5-year property$90,300

  • Kitchen cabinetsdefault

    $8,800 new × 76% good × 2.10 allocation

    $14,100

  • Kitchen countertopsdefault

    $7,200 new × 76% good × 2.10 allocation

    $11,500

  • Decorative trimdefault

    $2,400 new × 76% good × 2.10 allocation

    $3,900

  • Mirrorsdefault

    $300 new × 50% good × 2.10 allocation

    $300

  • Shelvingdefault

    $1,200 new × 76% good × 2.10 allocation

    $1,900

  • Window coverings (14)default

    $3,500 new × 40% good × 2.10 allocation

    $2,900

  • Kitchen & laundry equipment plumbingdefault

    $6,900 new × 88% good × 2.10 allocation

    $12,700

  • Kitchen, laundry & data equipment electricaldefault

    $4,200 new × 88% good × 2.10 allocation

    $7,700

  • Appliances (range, microwave, dishwasher, refrigerator, washer, dryer)listing

    $7,700 new × 50% good × 2.10 allocation

    $8,100

  • Hot tub (freestanding)listing

    $9,000 new × 40% good × 2.10 allocation

    $7,600

  • Furniture bought newlisting

    $19,500 new × 100% good · bought separately

    $19,500
15-year land improvements$49,200

  • Paving: driveway & walks (paved)default

    $7,700 new × 76% good × 2.10 allocation

    $12,300

  • Landscaping (typical)default

    $7,400 new × 76% good × 2.10 allocation

    $11,900

  • Patiosdefault

    $1,400 new × 76% good × 2.10 allocation

    $2,200

  • Decks & porches (attached)listing

    $15,500 new × 70% good × 2.10 allocation

    $22,900
Building, 39-year$399,300

  • Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault

    $149,300 new × 90% good × 2.10 allocation

    $282,800

  • Building plumbing & fixturesdefault

    $15,500 new × 88% good × 2.10 allocation

    $28,700

  • Building electrical & lightingdefault

    $14,800 new × 88% good × 2.10 allocation

    $27,300

  • HVACdefault

    $15,500 new × 70% good × 2.10 allocation

    $22,900

  • Hardwood & tile floorsdefault

    $8,900 new × 76% good × 2.10 allocation

    $14,200

  • Fireplacelisting

    $2,600 new × 76% good × 2.10 allocation

    $4,200

  • Septic systemlisting

    $12,000 new × 76% good × 2.10 allocation

    $19,200

About the property

Depreciation schedule: typical cost seg study

Year5-yr15-yrBuildingTotal
1$90,300$49,200$400$139,900
2$0$0$10,200$10,200
3$0$0$10,200$10,200
4$0$0$10,200$10,200
5$0$0$10,200$10,200
6+$0$0$357,900$357,900
Total$90,300$49,200$399,300$538,800

Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.

Market note

Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.