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65 Knollwood Gln

65 Knollwood Gln

Mineral Bluff, GA 30559

$699,900

6 bd · 4.5 ba · 4,316 sqft · Listed 1d ago

View on Realtor.com →
Low confidence

Year built

2005

Sqft

4,316

Lot sqft

43,560

HOA / mo

$0

Furnished

No

List date

2026-10-15T16:04:02.000000Z

Revenue

Annual revenue

$74,261

ADR

$403

Occupancy

50%

Cleaning fees (12 mo)

$15,779

Confidence

Low (36.75), 6 comps

Comp revenue range (p25 / median / p75)

$34,799$68,961$92,745

Few similar-size comps were found, so all comps are shown.

Median revenue of shown comps: $68,961

  • Bear View Cabin

    Cabin · 5 bd · 4 ba · sleeps 10 · 0.2 mi

    • Hot tub
    • A/C
    • Free parking
    • Pets OK
    • +5

    Revenue $65,522ADR $346Occ ≈ 52%5★ (24)

    AirbnbVrbo

  • Sapphire Sky | Kids Fun Zone | Sauna | Mtn Views

    Cabin · 5 bd · 3.5 ba · sleeps 12 · 0.7 mi

    • Hot tub
    • A/C
    • Free parking
    • Pets OK
    • +6

    Revenue $13,198ADR $408Occ ≈ 9%5★ (3)

    AirbnbVrbo

  • Blue Ridge Luxury: Views, Hot Tub, Games, EV

    Cabin · 5 bd · 4 ba · sleeps 10 · 1.4 mi

    Revenue $121,386ADR $513Occ ≈ 65%5★ (65)

    Airbnb

  • “Starlake” Waterfront retreat 15 min 2 blue ridge

    Cabin · 5 bd · 3 ba · sleeps 14 · 1.5 mi

    • Hot tub
    • Pool
    • A/C
    • Free parking
    • +6

    Revenue $24,558ADR $533Occ ≈ 13%5★ (4)

    AirbnbVrbo

  • Group Escape! 2 Homes+ Entertainment Barn+ Arcade

    House · 5 bd · 4 ba · sleeps 13 · 1.7 mi

    • Hot tub
    • A/C
    • Free parking
    • Pets OK
    • +5

    Revenue $99,526ADR $546Occ ≈ 50%5★ (36)

    AirbnbVrbo

  • Family Friendly! Fire pit/hot tub/arcades/game rm!

    Cabin · 5 bd · 3 ba · sleeps 14 · 2.1 mi

    • Hot tub
    • A/C
    • Free parking
    • Wifi
    • +5

    Revenue $72,400ADR $495Occ ≈ 40%5★ (140)

    AirbnbVrbo

Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.

Cash flow calculator

Financing
Management

Est. revenue

$74,261

NOI

$39,533

Cash flow /mo

$3,294

Cash needed

$757,896

Cash-on-cash (all cash)

5.2%

ROE (yr 1)

8.0%

Cap rate

5.6%

DSCR

—

Year-1 write-off

$164,652

Year-1 tax shield @ 32%

$52,689

Year-1 return on equity

  • Cash flow (annual)$39,533
  • Principal paydown (n/a, cash)$0
  • Appreciation at%$20,997
ROE8.0%

Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.

Opex, cash-needed & tax-savings breakdown

Annual operating expenses

  • Management (20% of revenue)$14,852
  • Platform fees (3% of revenue)$2,228
  • Maintenance / capex (5% of revenue)$3,713
  • Utilities & supplies$4,200
  • HOA$0
  • Property tax$2,281
  • Insurance (STR-rated)$7,454

Cash needed to close

  • Purchase price (all cash)$699,900
  • Closing costs (4.0%)$27,996
  • Furnishing (bought new)$30,000

Tax savings if the STR loophole applies

  • Tax shield @ 32%$52,689

Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).

The write-off comes from the cost segregation estimate below. Not tax advice.

Cost segregation estimate

An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.

Depreciable basis

$679,000

Short-life (5/15-yr)

$134,000 · 20%

Year-1 deduction

$165,000

Year-1 tax shield @ 32%

$53,000

Land 3% (county tax record, market value split) · building $545,000 over 39 years · new furniture $30,000

Based on: 4,316 sq ft, built 2005, 6 bd / 4.5 ba, unfurnished, listing features (hot tub, deck, covered patio, fence, fireplace, flooring types, appliance list, septic).

Try the cost segregation calculator on any property →

IRS-guide safe-harbor floor: $111,000 in year 1 (12% short-life, $36,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.

5-year property$80,600

  • Kitchen cabinetsdefault

    $15,300 new × 40% good × 1.36 allocation

    $8,300

  • Kitchen countertopsdefault

    $12,500 new × 40% good × 1.36 allocation

    $6,800

  • Decorative trimdefault

    $7,600 new × 40% good × 1.36 allocation

    $4,100

  • Mirrorsdefault

    $600 new × 40% good × 1.36 allocation

    $300

  • Shelvingdefault

    $2,100 new × 40% good × 1.36 allocation

    $1,100

  • Window coverings (43)default

    $10,800 new × 40% good × 1.36 allocation

    $5,800

  • Kitchen & laundry equipment plumbingdefault

    $11,900 new × 58% good × 1.36 allocation

    $9,400

  • Kitchen, laundry & data equipment electricaldefault

    $7,200 new × 58% good × 1.36 allocation

    $5,700

  • Appliances (range, microwave, dishwasher, refrigerator, washer, dryer)listing

    $7,700 new × 40% good × 1.36 allocation

    $4,200

  • Hot tub (freestanding)listing

    $9,000 new × 40% good × 1.36 allocation

    $4,900

  • Furniture bought newlisting

    $30,000 new × 100% good · bought separately

    $30,000
15-year land improvements$83,500

  • Paving: driveway & walks (paved)default

    $17,000 new × 50% good × 1.36 allocation

    $11,600

  • Landscaping (typical)default

    $13,100 new × 50% good × 1.36 allocation

    $8,900

  • Covered patiolisting

    $35,600 new × 50% good × 1.36 allocation

    $24,200

  • Decks & porches (attached)listing

    $48,600 new × 50% good × 1.36 allocation

    $33,000

  • Fencinglisting

    $6,000 new × 50% good × 1.36 allocation

    $4,100

  • Site lightinglisting

    $2,500 new × 50% good × 1.36 allocation

    $1,700
Building, 39-year$544,900

  • Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault

    $468,900 new × 65% good × 1.36 allocation

    $414,300

  • Building plumbing & fixturesdefault

    $48,700 new × 58% good × 1.36 allocation

    $38,400

  • Building electrical & lightingdefault

    $52,000 new × 58% good × 1.36 allocation

    $41,000

  • HVACdefault

    $48,600 new × 40% good × 1.36 allocation

    $26,400

  • Hardwood & tile floorsdefault

    $27,800 new × 40% good × 1.36 allocation

    $15,100

  • Fireplacelisting

    $2,600 new × 40% good × 1.36 allocation

    $1,400

  • Septic systemlisting

    $12,000 new × 50% good × 1.36 allocation

    $8,200

About the property

Depreciation schedule: typical cost seg study

Year5-yr15-yrBuildingTotal
1$80,600$83,500$600$164,700
2$0$0$14,000$14,000
3$0$0$14,000$14,000
4$0$0$14,000$14,000
5$0$0$14,000$14,000
6+$0$0$488,400$488,400
Total$80,600$83,500$544,900$708,900

Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.

Market note

Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.