85 Christopher Dr
Ellijay, GA 30540
$599,900
2 bd · 2 ba · 1,121 sqft · Listed 3d ago
View on Realtor.com →Year built
2024
Sqft
1,121
Lot sqft
40,511
HOA / mo
None
Furnished
Yes
List date
2026-11-09T16:04:28.000000Z
Revenue
Annual revenue
$40,462
ADR
$227
Occupancy
49%
Cleaning fees (12 mo)
$8,342
Confidence
Low (44.29), 30 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $45,477
Snuggle Up Ridge
House · 2 bd · 2 ba · sleeps 4 · 390 ft
- Hot tub
- A/C
- Free parking
- Wifi
- +3
Revenue $2,018ADR $392Occ ≈ 1%—
Lake View Spa Cabin: Hot Tub, Cold Plunge, Sauna
Cabin · 2 bd · 2 ba · sleeps 4 · 476 ft
- Hot tub
- A/C
- Free parking
- Wifi
- +4
Revenue $18,872ADR $448Occ ≈ 12%5★ (10)
Snuggle Up Ridge
Cabin · 2 bd · 2 ba · sleeps 4 · 515 ft
- Hot tub
- A/C
- Free parking
- Pets OK
- +4
Revenue $26,634ADR $203Occ ≈ 36%5★ (29)
Cabin by the creek
Cabin · 2 bd · 2 ba · sleeps 4 · 0.1 mi
Revenue $1,101ADR $119Occ ≈ 3%5★ (1)
Delisted
Ellijay Creekside | Ellijay, Georgia
Cabin · 2 bd · 2 ba · sleeps 6 · 0.1 mi
Revenue $45,717ADR $288Occ ≈ 43%4.7★ (6)
“Simpler Times”- 2 kings, 2 ba, dog friendly, pool table, rockers, WIFi! 3 tvs!
Cabin · 2 bd · 2 ba · sleeps 4 · 0.2 mi
- A/C
- Free parking
- Pets OK
- Wifi
- +5
Revenue $31,188ADR $198Occ ≈ 43%5★ (41)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Cozy Cabin Retreat | Hot Tub, Vinyl & Views Cabin
| 2 bd · 2 ba · sleeps 4 | $35,290 | $237 | 41% | 5★ (39) | 249 ft | AirbnbVrboBooking |
The Weeks End | Ellijay, GA Cabin
| 2 bd · 2 ba · sleeps 4 | $46,851 | $282 | 46% | 4.9★ (22) | 312 ft | AirbnbVrbo |
Snuggle Up Ridge House
| 2 bd · 2 ba · sleeps 4 | $2,018 | $392 | 1% | — | 390 ft | Airbnb |
Lake View Spa Cabin: Hot Tub, Cold Plunge, Sauna Cabin
| 2 bd · 2 ba · sleeps 4 | $18,872 | $448 | 12% | 5★ (10) | 476 ft | Airbnb |
Snuggle Up Ridge Cabin
| 2 bd · 2 ba · sleeps 4 | $26,634 | $203 | 36% | 5★ (29) | 515 ft | Airbnb |
Mtn Views | Fenced Yd | Barrel Sauna | Hot Tub Cabin
| 2 bd · 2 ba · sleeps 6 | $67,709 | $312 | 59% | 5★ (90) | 0.1 mi | AirbnbVrbo |
Cabin by the creek Cabin | 2 bd · 2 ba · sleeps 4 | $1,101 | $119 | 3% | 5★ (1) | 0.1 mi | Delisted |
Ellijay Creekside | Ellijay, Georgia Cabin | 2 bd · 2 ba · sleeps 6 | $45,717 | $288 | 43% | 4.7★ (6) | 0.1 mi | Airbnb |
Barn Owl`s Bliss | Cherry Log, GA Cabin
| 2 bd · 2 ba · sleeps 4 | $36,509 | $289 | 35% | 4.8★ (21) | 0.2 mi | AirbnbVrbo |
“Simpler Times”- 2 kings, 2 ba, dog friendly, pool table, rockers, WIFi! 3 tvs! Cabin
| 2 bd · 2 ba · sleeps 4 | $31,188 | $198 | 43% | 5★ (41) | 0.2 mi | Vrbo |
Show 20 more
The Roost at Boardtown-Loft in Ellijay
Guest suite · 2 bd · 1 ba · sleeps 5 · 0.4 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +1
Revenue $5,077ADR $145Occ ≈ 10%5★ (15)
Mountain Rescue
Cabin · 2 bd · 2 ba · sleeps 4 · 0.6 mi
- A/C
- Free parking
- Pets OK
- Wifi
- +3
Revenue $35,908ADR $148Occ ≈ 66%5★ (97)
MOST AMAZING Sunrises! 2 Lux kgs , 2 ba. real log cabin! WIFI, 3 Streaming TVs !
Cabin · 2 bd · 2 ba · sleeps 4 · 0.6 mi
Revenue $45,237ADR $196Occ ≈ 63%5★ (131)
Delisted
Budget friendly ! Dog friendly! 2 Q/bd/2 ba. Lodge decor! WIFI, cable.
Cabin · 2 bd · 2 ba · sleeps 5 · 0.6 mi
Revenue $10,471ADR $0Occ ≈ —5★ (113)
Delisted
Ole Mexico
Bungalow · 2 bd · 2 ba · sleeps 4 · 0.7 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +1
Revenue $12,058ADR $101Occ ≈ 33%5★ (281)
Blondie Acres: Regenerative Farm Experience
Farm stay · 2 bd · 2 ba · sleeps 6 · 0.7 mi
Revenue $5,732ADR $834Occ ≈ 2%5★ (107)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Romantic Lakefront Log Cabin | Hot Tub + Fireplace Cabin
| 2 bd · 2 ba · sleeps 5 | $65,814 | $218 | 83% | 5★ (361) | 0.2 mi | AirbnbVrbo |
Lakeside Hideaway has it all! Lakefront & hot tub Cabin
| 2 bd · 2 ba · sleeps 4 | $53,262 | $303 | 48% | 4.9★ (63) | 0.3 mi | AirbnbVrboBooking |
Lady of the Lake-dock, hot tub, pet friendly Cabin
| 2 bd · 2 ba · sleeps 4 | $60,916 | $295 | 57% | 4.8★ (8) | 0.4 mi | AirbnbVrboBooking |
Ellijay Lakefront Cabin: Hot Tub| Kayak| Game Room Cabin
| 2 bd · 2.5 ba · sleeps 6 | $51,693 | $341 | 42% | 5★ (95) | 0.4 mi | AirbnbVrbo |
The Roost at Boardtown-Loft in Ellijay Guest suite
| 2 bd · 1 ba · sleeps 5 | $5,077 | $145 | 10% | 5★ (15) | 0.4 mi | Airbnb |
Cozy & Comfortable - Lazy Bear Inn Cabin
| 2 bd · 2 ba · sleeps 4 | $46,735 | $217 | 59% | 5★ (205) | 0.4 mi | AirbnbVrbo |
The Cabin On Lake Buckhorn | Ellijay, GA Cabin
| 2 bd · 2 ba · sleeps 4 | $49,422 | $295 | 46% | 4.7★ (3) | 0.4 mi | AirbnbVrbo |
Lakeview Escape-Fishing, Hot Tub, Pool Table Cabin
| 2 bd · 2 ba · sleeps 4 | $62,009 | $304 | 56% | 4.7★ (79) | 0.5 mi | AirbnbVrboBooking |
Romantic Indoor/Outdoor Spa w/Sauna + Mtn Views Cabin
| 2 bd · 2 ba · sleeps 4 | $46,707 | $246 | 52% | 5★ (71) | 0.5 mi | AirbnbVrbo |
King, Hot tub 15 min to Blue Ridge & Ellijay Cabin
| 2 bd · 2 ba · sleeps 6 | $52,013 | $248 | 57% | 4.9★ (144) | 0.5 mi | AirbnbVrboBooking |
Lakefront Oasis In the Mountains Cabin
| 2 bd · 2 ba · sleeps 4 | $32,787 | $186 | 48% | 4.8★ (142) | 0.6 mi | AirbnbVrbo |
Mountain Rescue Cabin
| 2 bd · 2 ba · sleeps 4 | $35,908 | $148 | 66% | 5★ (97) | 0.6 mi | Airbnb |
Rayne’s Retreat|King Suites|Hot tub|Lake Access Cabin
| 2 bd · 2 ba · sleeps 5 | $23,990 | $303 | 22% | 5★ (29) | 0.6 mi | AirbnbVrbo |
Creekfront Spa Cabin: Hot Tub, Cold Plunge, Sauna Cabin
| 2 bd · 2 ba · sleeps 4 | $89,177 | $420 | 58% | 5★ (114) | 0.6 mi | AirbnbVrbo |
MOST AMAZING Sunrises! 2 Lux kgs , 2 ba. real log cabin! WIFI, 3 Streaming TVs ! Cabin | 2 bd · 2 ba · sleeps 4 | $45,237 | $196 | 63% | 5★ (131) | 0.6 mi | Delisted |
Budget friendly ! Dog friendly! 2 Q/bd/2 ba. Lodge decor! WIFI, cable. Cabin | 2 bd · 2 ba · sleeps 5 | $10,471 | $0 | — | 5★ (113) | 0.6 mi | Delisted |
Ole Mexico Bungalow
| 2 bd · 2 ba · sleeps 4 | $12,058 | $101 | 33% | 5★ (281) | 0.7 mi | Airbnb |
Luxury Log Cabin - "We Blu Inn" Cabin
| 2 bd · 2.5 ba · sleeps 4 | $48,600 | $220 | 61% | 4.9★ (235) | 0.7 mi | AirbnbVrbo |
The Blissful Bear Cabin STR Host Lic #: 002252 Cabin
| 2 bd · 2 ba · sleeps 4 | $61,817 | $239 | 71% | 5★ (283) | 0.7 mi | AirbnbVrbo |
Blondie Acres: Regenerative Farm Experience Farm stay | 2 bd · 2 ba · sleeps 6 | $5,732 | $834 | 2% | 5★ (107) | 0.7 mi | Airbnb |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.93% = 7.18% Freddie Mac 30-yr avg (Nov 5) + 0.75% investor premium
Est. revenue
$40,462
NOI
$15,486
Cash flow /mo
-$1,989
Cash needed
$173,971
Cash-on-cash
-13.7%
ROE (yr 1)
-1.2%
Cap rate
2.6%
DSCR
0.39
Year-1 write-off
$140,503
Year-1 tax shield @ 32%
$44,961
Year-1 return on equity
- Cash flow (annual)-$23,868
- Principal paydown$3,811
- Appreciation at%$17,997
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$8,092
- Platform fees (3% of revenue)$1,214
- Maintenance / capex (5% of revenue)$2,023
- Utilities & supplies$4,200
- HOA$0
- Property tax$2,968
- Insurance (STR-rated)$6,479
Cash needed to close
- Down payment (25%)$149,975
- Closing costs (4.0%)$23,996
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$44,961
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$543,000
Short-life (5/15-yr)
$140,000 · 26%
Year-1 deduction
$141,000
Year-1 tax shield @ 32%
$45,000
Land 10% (county tax record, market value split) · building $403,000 over 39 years
Based on: 1,121 sq ft, built 2024, 2 bd / 2 ba, furnished, listing features (hot tub, fireplace, flooring types, appliance list, septic).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $99,000 in year 1 (18% short-life, $32,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $17,800
Kitchen cabinetsdefault
$8,300 new × 92% good × 2.35 allocation
- $14,600
Kitchen countertopsdefault
$6,800 new × 92% good × 2.35 allocation
- $4,200
Decorative trimdefault
$2,000 new × 92% good × 2.35 allocation
- $600
Mirrorsdefault
$300 new × 83% good × 2.35 allocation
- $1,900
Shelvingdefault
$900 new × 92% good × 2.35 allocation
- $5,200
Window coverings (11)default
$2,800 new × 80% good × 2.35 allocation
- $14,500
Kitchen & laundry equipment plumbingdefault
$6,400 new × 96% good × 2.35 allocation
- $8,800
Kitchen, laundry & data equipment electricaldefault
$3,900 new × 96% good × 2.35 allocation
- $15,100
Appliances (range, microwave, dishwasher, refrigerator, washer, dryer)listing
$7,700 new × 83% good × 2.35 allocation
- $16,900
Hot tub (freestanding)listing
$9,000 new × 80% good × 2.35 allocation
- $6,400
Furniture conveyed with the sale (used)listing
$16,000 new × 40% good · out of the price
- $15,000
Paving: driveway & walks (paved)default
$6,900 new × 92% good × 2.35 allocation
- $14,400
Landscaping (typical)default
$6,700 new × 92% good × 2.35 allocation
- $2,400
Patiosdefault
$1,100 new × 92% good × 2.35 allocation
- $2,300
Decks & porches (attached)default
$1,100 new × 90% good × 2.35 allocation
- $275,200
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$121,300 new × 97% good × 2.35 allocation
- $28,300
Building plumbing & fixturesdefault
$12,600 new × 96% good × 2.35 allocation
- $25,900
Building electrical & lightingdefault
$11,500 new × 96% good × 2.35 allocation
- $26,700
HVACdefault
$12,600 new × 90% good × 2.35 allocation
- $15,600
Hardwood & tile floorsdefault
$7,200 new × 92% good × 2.35 allocation
- $5,700
Fireplacelisting
$2,600 new × 92% good × 2.35 allocation
- $25,900
Septic systemlisting
$12,000 new × 92% good × 2.35 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $105,900 | $34,100 | $400 | $140,500 |
| 2 | $0 | $0 | $10,300 | $10,300 |
| 3 | $0 | $0 | $10,300 | $10,300 |
| 4 | $0 | $0 | $10,300 | $10,300 |
| 5 | $0 | $0 | $10,300 | $10,300 |
| 6+ | $0 | $0 | $361,400 | $361,400 |
| Total | $105,900 | $34,100 | $403,200 | $543,300 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.