313 Hilltop Ln
Big Bear City, CA 92314
$824,000
3 bd · 3 ba · 2,138 sqft · Listed 52d ago
View on Realtor.com →Year built
2024
Sqft
2,138
Lot sqft
5,658
HOA / mo
$0
Furnished
No
List date
2026-09-22T00:14:51.000000Z
Revenue
Annual revenue
$31,150
ADR
$241
Occupancy
35%
Cleaning fees (12 mo)
$6,070
Confidence
Low (34.56), 50 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $21,190
Hilltop Cabin | Fireplace - Games - Views
Cabin · 3 bd · 3 ba · sleeps 8 · 102 ft
Revenue $614ADR $307Occ ≈ 1%—
Delisted
BearsRUs
Cabin · 3 bd · 2 ba · sleeps 8 · 312 ft
- Free parking
- Pets OK
- Wifi
- Kitchen
- +3
Revenue $7,219ADR $414Occ ≈ 5%4.8★ (58)
Hilltop Bear Cabin
Cabin · 3 bd · 3 ba · sleeps 6 · 0.1 mi
Revenue $22,005ADR $325Occ ≈ 19%4.7★ (20)
Delisted
Spacious cabin | hot tub | central AC | near lake
House · 3 bd · 2.5 ba · sleeps 8 · 0.1 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +4
Revenue $16,185ADR $354Occ ≈ 13%5★ (13)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Serene Big Bear Retreat w/ Hot Tub + Game Room! Cabin
| 3 bd · 2.5 ba · sleeps 10 | $67,261 | $337 | 55% | 4.9★ (49) | 69 ft | AirbnbVrboBooking |
Hilltop Cabin | Fireplace - Games - Views Cabin | 3 bd · 3 ba · sleeps 8 | $614 | $307 | 1% | — | 102 ft | Delisted |
Foosball/Central Heat/Dogs OK -Rainbow Connection Cabin | 3 bd · 2 ba · sleeps 6 | $28,808 | $240 | 33% | 4.7★ (40) | 240 ft | AirbnbBooking |
BearsRUs Cabin
| 3 bd · 2 ba · sleeps 8 | $7,219 | $414 | 5% | 4.8★ (58) | 312 ft | Airbnb |
Hot Tub EV-Charging Adorable! Close to Lake/Slopes Cabin | 3 bd · 3 ba · sleeps 7 | $9,222 | $435 | 6% | 4.3★ (61) | 397 ft | AirbnbBooking |
Spa • Game Room • Cozy Cabin | Near Lake + Slopes Cabin
| 3 bd · 2 ba · sleeps 7 | $5,030 | $199 | 7% | 5★ (5) | 0.1 mi | AirbnbVrboBooking |
Hilltop Bear Cabin Cabin | 3 bd · 3 ba · sleeps 6 | $22,005 | $325 | 19% | 4.7★ (20) | 0.1 mi | Delisted |
Gingerbread House in the Woods Cabin
| 3 bd · 2.5 ba · sleeps 6 | $15,307 | $291 | 14% | 5★ (62) | 0.1 mi | AirbnbVrbo |
Spacious cabin | hot tub | central AC | near lake House
| 3 bd · 2.5 ba · sleeps 8 | $16,185 | $354 | 13% | 5★ (13) | 0.1 mi | Airbnb |
Secluded Cabin w/ Spa & Games! House
| 3 bd · 2 ba · sleeps 8 | $64,458 | $338 | 52% | 4.8★ (63) | 0.2 mi | AirbnbVrbo |
Show 38 more
Sugarpaw Cottage*SPA*EV Charger
Cabin · 3 bd · 2 ba · sleeps 8 · 0.2 mi
- Hot tub
- Free parking
- Wifi
- Kitchen
- +3
Revenue $21,376ADR $278Occ ≈ 21%4.8★ (20)
Big Wood Pines - Relaxing home with a large fenced yard for your furry friends to enjoy!
Vacation home · 3 bd · 2 ba · sleeps 7 · 0.2 mi
Revenue $29,309ADR $367Occ ≈ 22%5★ (1)
Danny’s Den - The Perfect Cabin with Hot Tub!
Cabin · 3 bd · 3 ba · sleeps 6 · 0.2 mi
- Hot tub
- Free parking
- Pets OK
- Wifi
- +4
Revenue $40,168ADR $170Occ ≈ 65%4.2★ (27)
“The Pilot's Chalet”
Cabin · 3 bd · 2 ba · sleeps 6 · 0.3 mi
- Hot tub
- Free parking
- Wifi
- Kitchen
- +2
Revenue $5,324ADR $102Occ ≈ 14%4.7★ (3)
Yogi Bears Den - Close to Lake and Slopes
Vacation home · 3 bd · 2 ba · sleeps 8 · 0.3 mi
Revenue $46,421ADR $703Occ ≈ 18%—
Walk to Oktoberfest. Cozy A-Frame Cabin
Cabin · 3 bd · 2.5 ba · sleeps 6 · 0.4 mi
- Free parking
- Wifi
- Kitchen
- Fireplace
Revenue $29,886ADR $234Occ ≈ 35%4.8★ (16)
HotTub/Speakeasy/FirePitTable/BBQ/Hammock/3bd/2ba
Cabin · 3 bd · 2 ba · sleeps 8 · 0.4 mi
Revenue $13,321ADR $264Occ ≈ 14%4.9★ (43)
Delisted
Cozy 3BR | Steps to Hiking | Pool Table & BBQ
Cabin · 3 bd · 2 ba · sleeps 6 · 0.4 mi
- Free parking
- Wifi
- Kitchen
- Washer
- +2
Revenue $11,161ADR $491Occ ≈ 6%5★ (11)
Maltby Modern 1936 Cabin w/ Hot Tub + Games
Chalet · 3 bd · 2 ba · sleeps 6 · 0.4 mi
Revenue $35,461ADR $463Occ ≈ 21%—
Cozy Family Cabin-Fireplace & Near Ski Lifts/Hikes
Cabin · 3 bd · 2 ba · sleeps 6 · 0.4 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +3
Revenue $29,628ADR $114Occ ≈ 71%4.8★ (35)
Rosie's Cabin: Near Lake & Hiking Trails!Foosball!
House · 3 bd · 3 ba · sleeps 6 · 0.4 mi
Revenue $7,077ADR $226Occ ≈ 9%4.8★ (22)
Blue Haven Lodge | Peaceful Retreat + Private Yard
Cabin · 3 bd · 2 ba · sleeps 6 · 0.4 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +5
Revenue $58,911ADR $383Occ ≈ 42%5★ (83)
Peter Pan Lodge: 3bed/2bath, Fireplace+karaoke
Cabin · 3 bd · 2 ba · sleeps 8 · 0.5 mi
- Free parking
- Wifi
- Kitchen
- Washer
- +1
Revenue $14,934ADR $267Occ ≈ 15%4.9★ (32)
Modern Bearadise Hideaway: Spa, Firepit, 3Bdr
House · 3 bd · 2 ba · sleeps 8 · 0.5 mi
- Hot tub
- Free parking
- Pets OK
- Wifi
- +3
Revenue $61,007ADR $280Occ ≈ 60%5★ (95)
Pixie Dust Pines by Rather Be Properties
Vacation home · 3 bd · 2 ba · sleeps 6 · 0.5 mi
Revenue $14,303ADR $285Occ ≈ 14%5★ (1)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Foosball Table, Pet Friendly, Fenced Yard Cabin
| 3 bd · 2 ba · sleeps 7 | $19,038 | $314 | 17% | 4.7★ (24) | 0.2 mi | AirbnbVrbo |
Sherwood Pines • Hot Tub +Playground • BBQ | Max 8 House
| 3 bd · 3 ba · sleeps 8 | $39,793 | $373 | 29% | 5★ (17) | 0.2 mi | AirbnbVrbo |
Charming cabin by the forrest Cabin
| 3 bd · 2 ba · sleeps 8 | $24,766 | $306 | 22% | 4.8★ (221) | 0.2 mi | AirbnbVrbo |
Walk to Trolley! Big Bear Family Cabin w/ Deck Cabin
| 3 bd · 2 ba · sleeps 8 | $11,172 | $341 | 9% | 4.8★ (4) | 0.2 mi | AirbnbVrboBooking |
Cozy Cabin-GAME ROOM, Fenced Dog Park, near slopes Cabin
| 3 bd · 2 ba · sleeps 8 | $28,369 | $319 | 24% | 4.9★ (76) | 0.2 mi | AirbnbVrbo |
Sugarpaw Cottage*SPA*EV Charger Cabin
| 3 bd · 2 ba · sleeps 8 | $21,376 | $278 | 21% | 4.8★ (20) | 0.2 mi | Airbnb |
Big Wood Pines - Relaxing home with a large fenced yard for your furry friends to enjoy! Vacation home | 3 bd · 2 ba · sleeps 7 | $29,309 | $367 | 22% | 5★ (1) | 0.2 mi | Booking |
Champagne Wishes & Cabin Dreams | Hot Tub, Decks House
| 3 bd · 2.5 ba · sleeps 8 | $6,290 | $285 | 6% | 5★ (2) | 0.2 mi | AirbnbVrboBooking |
Cozy Cabin with hot tub Cabin
| 3 bd · 2 ba · sleeps 6 | $5,903 | $191 | 8% | 4.9★ (60) | 0.2 mi | AirbnbVrbo |
Treehouse Feeling - Where Nature Sets the Mood House
| 3 bd · 2 ba · sleeps 6 | $18,223 | $340 | 15% | 4.2★ (12) | 0.2 mi | AirbnbVrbo |
Danny’s Den - The Perfect Cabin with Hot Tub! Cabin
| 3 bd · 3 ba · sleeps 6 | $40,168 | $170 | 65% | 4.2★ (27) | 0.2 mi | Airbnb |
Harrison’s Hangar | Rustic Cabin Retreat Cabin
| 3 bd · 2 ba · sleeps 6 | $8,073 | $194 | 11% | 3.8★ (2) | 0.3 mi | AirbnbBooking |
*Living Log Cabin*Hot Tub*Relaxing Bear City Area* Cabin
| 3 bd · 2 ba · sleeps 8 | $45,435 | $361 | 34% | 4.4★ (64) | 0.3 mi | AirbnbVrboBooking |
Living Log Cabin#1494 House
| 3 bd · 2 ba · sleeps 8 | $16,763 | $401 | 11% | 5★ (3) | 0.3 mi | AirbnbBooking |
Tri-Level Cabin w/ Deck Views + Weekly Discount Cabin
| 3 bd · 2 ba · sleeps 8 | $45,019 | $351 | 35% | 5★ (52) | 0.3 mi | AirbnbVrbo |
“The Pilot's Chalet” Cabin
| 3 bd · 2 ba · sleeps 6 | $5,324 | $102 | 14% | 4.7★ (3) | 0.3 mi | Airbnb |
Yogi Bears Den - Close to Lake and Slopes Vacation home | 3 bd · 2 ba · sleeps 8 | $46,421 | $703 | 18% | — | 0.3 mi | Booking |
Early Check in! Dog & Family Friendly Ski Cabin Cabin
| 3 bd · 2 ba · sleeps 7 | $47,050 | $330 | 39% | 4.9★ (71) | 0.3 mi | AirbnbVrbo |
Spacious Big Bear lake Cabin hiking trails nearby House
| 3 bd · 2.5 ba · sleeps 8 | $15,926 | $308 | 14% | 4.7★ (11) | 0.4 mi | AirbnbVrbo |
Carrera Cozy Cabin | FencedBackyard+FirePit+HotTub Cabin
| 3 bd · 2 ba · sleeps 8 | $21,003 | $602 | 10% | 5★ (27) | 0.4 mi | AirbnbVrboBooking |
Walk to Oktoberfest. Cozy A-Frame Cabin Cabin
| 3 bd · 2.5 ba · sleeps 6 | $29,886 | $234 | 35% | 4.8★ (16) | 0.4 mi | Airbnb |
HotTub/Speakeasy/FirePitTable/BBQ/Hammock/3bd/2ba Cabin | 3 bd · 2 ba · sleeps 8 | $13,321 | $264 | 14% | 4.9★ (43) | 0.4 mi | Delisted |
Cozy 3BR | Steps to Hiking | Pool Table & BBQ Cabin
| 3 bd · 2 ba · sleeps 6 | $11,161 | $491 | 6% | 5★ (11) | 0.4 mi | Airbnb |
Maltby Modern 1936 Cabin w/ Hot Tub + Games Chalet | 3 bd · 2 ba · sleeps 6 | $35,461 | $463 | 21% | — | 0.4 mi | Booking |
Charming Cabin for Fall Vibes Cabin
| 3 bd · 3 ba · sleeps 10 | $23,889 | $356 | 18% | 5★ (55) | 0.4 mi | AirbnbVrbo |
Cozy Family Cabin-Fireplace & Near Ski Lifts/Hikes Cabin
| 3 bd · 2 ba · sleeps 6 | $29,628 | $114 | 71% | 4.8★ (35) | 0.4 mi | Airbnb |
Rosie's Cabin: Near Lake & Hiking Trails!Foosball! House | 3 bd · 3 ba · sleeps 6 | $7,077 | $226 | 9% | 4.8★ (22) | 0.4 mi | Airbnb |
Blue Haven Lodge | Peaceful Retreat + Private Yard Cabin
| 3 bd · 2 ba · sleeps 6 | $58,911 | $383 | 42% | 5★ (83) | 0.4 mi | Airbnb |
Big Bear Cabin retreat! 3 Parking spots House
| 3 bd · 2 ba · sleeps 8 | $32,092 | $269 | 33% | 4.8★ (82) | 0.4 mi | AirbnbVrbo |
*Cozy Cabin nestled in the woods of Big Bear City Cabin
| 3 bd · 2 ba · sleeps 10 | $12,354 | $295 | 11% | 4.7★ (187) | 0.4 mi | AirbnbVrbo |
Winding Retreat | Walk to Oktoberfest & Adventure House
| 3 bd · 2.5 ba · sleeps 8 | $21,672 | $355 | 17% | 4.8★ (12) | 0.5 mi | AirbnbVrboBooking |
Sierra Family Getaway Spa/AC/Boat Parking/Wi-Fi House
| 3 bd · 2 ba · sleeps 8 | $18,399 | $288 | 18% | 5★ (31) | 0.5 mi | AirbnbBooking |
Cozy 3-bedroom cabin with indoor fireplace Cabin
| 3 bd · 3 ba · sleeps 6 | $24,389 | $184 | 36% | 4.9★ (50) | 0.5 mi | AirbnbVrbo |
Peter Pan Lodge: 3bed/2bath, Fireplace+karaoke Cabin
| 3 bd · 2 ba · sleeps 8 | $14,934 | $267 | 15% | 4.9★ (32) | 0.5 mi | Airbnb |
Lost Boy's Hideout + BBQ + Large Backyard! Cabin | 3 bd · 2 ba · sleeps 8 | $36,613 | $232 | 43% | 3.6★ (3) | 0.5 mi | AirbnbBooking |
Meadow Retreat- Log Style Cabin W/ Spa-Pets OK House
| 3 bd · 2 ba · sleeps 10 | $16,499 | $455 | 10% | 4.5★ (96) | 0.5 mi | AirbnbVrbo |
Modern Bearadise Hideaway: Spa, Firepit, 3Bdr House
| 3 bd · 2 ba · sleeps 8 | $61,007 | $280 | 60% | 5★ (95) | 0.5 mi | Airbnb |
Pixie Dust Pines by Rather Be Properties Vacation home | 3 bd · 2 ba · sleeps 6 | $14,303 | $285 | 14% | 5★ (1) | 0.5 mi | Booking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Est. revenue
$31,150
NOI
$4,962
Cash flow /mo
$413
Cash needed
$882,460
Cash-on-cash (all cash)
0.6%
ROE (yr 1)
3.4%
Cap rate
0.6%
DSCR
—
Year-1 write-off
$207,805
Year-1 tax shield @ 32%
$66,498
Year-1 return on equity
- Cash flow (annual)$4,962
- Principal paydown (n/a, cash)$0
- Appreciation at%$24,720
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$6,230
- Platform fees (3% of revenue)$935
- Maintenance / capex (5% of revenue)$1,558
- Utilities & supplies$4,200
- HOA$0
- Property tax$10,300
- Insurance (STR-rated)$4,202
Cash needed to close
- Purchase price (all cash)$824,000
- Closing costs (4.0%)$32,960
- Furnishing (bought new)$25,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$66,498
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$765,000
Short-life (5/15-yr)
$180,000 · 24%
Year-1 deduction
$208,000
Year-1 tax shield @ 32%
$66,000
Land 7% (county tax record, assessed value split) · building $585,000 over 39 years · new furniture $26,000
Based on: 2,138 sq ft, built 2024, 3 bd / 3 ba, unfurnished, listing features (deck, game room, fireplace, stone counters, flooring types, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $119,000 in year 1 (12% short-life, $38,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $18,700
Kitchen cabinetsdefault
$10,500 new × 92% good × 1.94 allocation
- $19,200
Kitchen countertops (stone)listing
$10,700 new × 92% good × 1.94 allocation
- $6,700
Decorative trimdefault
$3,700 new × 92% good × 1.94 allocation
- $700
Mirrorsdefault
$500 new × 83% good × 1.94 allocation
- $2,100
Shelvingdefault
$1,200 new × 92% good × 1.94 allocation
- $8,200
Window coverings (21)default
$5,300 new × 80% good × 1.94 allocation
- $11,100
Carpet, vinyl & laminate (50% of floors)listing
$6,900 new × 83% good × 1.94 allocation
- $15,200
Kitchen & laundry equipment plumbingdefault
$8,200 new × 96% good × 1.94 allocation
- $9,200
Kitchen, laundry & data equipment electricaldefault
$4,900 new × 96% good × 1.94 allocation
- $9,900
Appliances (range, microwave, dishwasher, disposal, refrigerator)listing
$6,100 new × 83% good × 1.94 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $6,000
Game-room equipment bought newlisting
$6,000 new × 100% good · bought separately
- $17,100
Paving: driveway & walks (paved)default
$9,600 new × 92% good × 1.94 allocation
- $16,500
Landscaping (typical)default
$9,200 new × 92% good × 1.94 allocation
- $3,800
Patiosdefault
$2,100 new × 92% good × 1.94 allocation
- $42,000
Decks & porches (attached)listing
$24,100 new × 90% good × 1.94 allocation
- $435,400
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$232,000 new × 97% good × 1.94 allocation
- $44,900
Building plumbing & fixturesdefault
$24,100 new × 96% good × 1.94 allocation
- $45,400
Building electrical & lightingdefault
$24,400 new × 96% good × 1.94 allocation
- $42,100
HVACdefault
$24,100 new × 90% good × 1.94 allocation
- $12,300
Hardwood & tile floorsdefault
$6,900 new × 92% good × 1.94 allocation
- $4,700
Fireplacelisting
$2,600 new × 92% good × 1.94 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $126,500 | $79,400 | $1,900 | $207,800 |
| 2 | $0 | $0 | $15,000 | $15,000 |
| 3 | $0 | $0 | $15,000 | $15,000 |
| 4 | $0 | $0 | $15,000 | $15,000 |
| 5 | $0 | $0 | $15,000 | $15,000 |
| 6+ | $0 | $0 | $523,000 | $523,000 |
| Total | $126,500 | $79,400 | $584,800 | $790,800 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.