1729 Barnes Chapel Rd
Blue Ridge, GA 30513
$899,000
3 bd · 3.5 ba · 3,000 sqft · Listed today
View on Realtor.com →Year built
2026
Sqft
3,000
Lot sqft
98,010
HOA / mo
None
Furnished
No
List date
2026-10-22T11:44:52.000000Z
Revenue
Annual revenue
$58,985
ADR
$299
Occupancy
54%
Cleaning fees (12 mo)
$12,083
Confidence
Low (50.48), 49 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $54,263
Blue Ridge Cabin within 40 feet of the Toccoa River and Trout Fishing
Cabin · 3 bd · 2.5 ba · sleeps 6 · 0.8 mi
Revenue $27,263ADR $211Occ ≈ 35%4.7★ (33)
Luxury - Hot Tub - Fenced Yard - Game Room - 8 Mins to DT
Cabin · 3 bd · 4 ba · sleeps 10 · 1.0 mi
- A/C
- Pets OK
- Wifi
- Washer
Revenue $1,555ADR $311Occ ≈ 1%5★
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Sugar Shack - Only 10 Minutes Downtown Blue Ridge Nature lodge | 3 bd · 3 ba · sleeps 10 | $75,112 | $409 | 50% | 4.5★ (10) | 0.5 mi | AirbnbVrbo |
Fox Den - Stunning, view, hot tub, game room, pets Cabin | 3 bd · 3.5 ba · sleeps 8 | $76,167 | $337 | 62% | 5★ (90) | 0.8 mi | AirbnbVrbo |
Happy DAZE- HotTub, Close 2 Town, Game Room + more Cabin | 3 bd · 3.5 ba · sleeps 8 | $55,311 | $474 | 32% | 5★ (5) | 0.8 mi | AirbnbVrbo |
Blue Ridge Cabin within 40 feet of the Toccoa River and Trout Fishing Cabin | 3 bd · 2.5 ba · sleeps 6 | $27,263 | $211 | 35% | 4.7★ (33) | 0.8 mi | Vrbo |
ThunderMountainRetreat Breathtaking Long Mntn View Cabin
| 3 bd · 3 ba · sleeps 8 | $33,168 | $278 | 33% | 4.9★ (180) | 0.9 mi | AirbnbVrbo |
Secluded Escape + VIEWS + Hot Tub | 3BR Log Cabin Cabin
| 3 bd · 3 ba · sleeps 6 | $21,989 | $359 | 17% | 5★ (81) | 0.9 mi | AirbnbVrbo |
Lookout Point Cabin-Long Range Mt View-PAVED ROADS Cabin
| 3 bd · 3 ba · sleeps 8 | $47,955 | $295 | 45% | 4.9★ (169) | 1.0 mi | AirbnbVrboBooking |
Luxury - Hot Tub - Fenced Yard - Game Room - 8 Mins to DT Cabin
| 3 bd · 4 ba · sleeps 10 | $1,555 | $311 | 1% | 5★ | 1.0 mi | Vrbo |
Lazy K-Best Location! Modern & Cozy, View, Hot Tub Cabin
| 3 bd · 3 ba · sleeps 6 | $33,344 | $285 | 32% | 5★ (23) | 1.0 mi | AirbnbVrbo |
Logging Memories | Mtn Views + Hot Tub + Games Cabin
| 3 bd · 3 ba · sleeps 8 | $35,344 | $343 | 28% | 4.8★ (154) | 1.0 mi | AirbnbVrboBooking |
Show 39 more
Hazy Horizons - Mtn Views, Hot Tub -Minimum Age
Cabin · 3 bd · 2.5 ba · sleeps 8 · 1.1 mi
Revenue $13,737ADR $283Occ ≈ 13%4.6★ (5)
Delisted
Over The Top Hideaway - Entire House
Cabin · 3 bd · 3 ba · sleeps 8 · 1.1 mi
Revenue $116,678ADR $491Occ ≈ 65%4.9★ (102)
Pickleball in the Woods-Sauna-Hottub-Gameroom
House · 3 bd · 3.5 ba · sleeps 10 · 1.1 mi
Revenue $57,644ADR $395Occ ≈ 40%4.9★ (25)
WOW‼️CREEKSIDE 3KINGS-Sleeps 10 🐩🐕Dogs🫶 Near DTown,Orchard,Rivers,Vineyard,Hiking
Cabin · 3 bd · 2.5 ba · sleeps 10 · 1.1 mi
- A/C
- Free parking
- Pets OK
- Wifi
- +4
Revenue $30,196ADR $236Occ ≈ 35%4.8★ (207)
Sleeps 4-8 guests, river access-hot tub- one story
Cabin · 3 bd · 3 ba · sleeps 8 · 1.2 mi
Revenue $44,825ADR $290Occ ≈ 42%5★ (46)
Blue Moon Rise | Top Luxury with Vineyard Views
House · 3 bd · 3 ba · sleeps 6 · 1.2 mi
Revenue $41,666ADR $294Occ ≈ 39%5★ (15)
Two King Suites! Endless View! Close to Town. All paved roads. Pet Friendly.
Cabin · 3 bd · 3.5 ba · sleeps 6 · 1.2 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +6
Revenue $54,647ADR $203Occ ≈ 74%5★ (328)
Bear-Guarded Firepit • Sauna • Game Room • Hot Tub
Cabin · 3 bd · 3.5 ba · sleeps 10 · 1.2 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +6
Revenue $89,112ADR $346Occ ≈ 71%5★ (70)
Fenced Yard, Paved roads, Pet friendly, 3 Kings
Cabin · 3 bd · 3.5 ba · sleeps 8 · 1.3 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +5
Revenue $46,248ADR $305Occ ≈ 42%5★ (24)
Hot Tub | Fenced Yard | Game Room | 8 Mins to DT
Cabin · 3 bd · 3.5 ba · sleeps 10 · 1.3 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +5
Revenue $10,604ADR $324Occ ≈ 9%5★ (13)
Blue Moon Rise - Hot tub, Mountain views, Fire pit
Cabin · 3 bd · 3 ba · sleeps 10 · 1.3 mi
Revenue $86,040ADR $321Occ ≈ 73%5★ (25)
Delisted
Toccoa Fish Camp 3BR Custom Cabin on Toccoa Rive
Vacation home · 3 bd · 4 ba · sleeps 8 · 1.3 mi
Revenue $42,635ADR $746Occ ≈ 16%—
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Hazy Horizons | 4 state long-range views Cabin
| 3 bd · 2.5 ba · sleeps 8 | $36,751 | $339 | 30% | 5★ (56) | 1.0 mi | AirbnbVrbo |
Blue Ridge Cabin w/Basketball-Putting Green-HotTub Cabin
| 3 bd · 3.5 ba · sleeps 10 | $100,221 | $355 | 77% | 5★ (225) | 1.1 mi | AirbnbVrbo |
Hazy Horizons - Mtn Views, Hot Tub -Minimum Age Cabin | 3 bd · 2.5 ba · sleeps 8 | $13,737 | $283 | 13% | 4.6★ (5) | 1.1 mi | Delisted |
Over The Top Hideaway - Entire House Cabin | 3 bd · 3 ba · sleeps 8 | $116,678 | $491 | 65% | 4.9★ (102) | 1.1 mi | Airbnb |
BeauJax Cabin Cabin
| 3 bd · 3.5 ba · sleeps 9 | $37,929 | $315 | 33% | 5★ (5) | 1.1 mi | AirbnbVrboBooking |
Pickleball in the Woods-Sauna-Hottub-Gameroom House | 3 bd · 3.5 ba · sleeps 10 | $57,644 | $395 | 40% | 4.9★ (25) | 1.1 mi | Airbnb |
WOW‼️CREEKSIDE 3KINGS-Sleeps 10 🐩🐕Dogs🫶 Near DTown,Orchard,Rivers,Vineyard,Hiking Cabin
| 3 bd · 2.5 ba · sleeps 10 | $30,196 | $236 | 35% | 4.8★ (207) | 1.1 mi | Vrbo |
Silverberry Lodge Forest Escape Cabin
| 3 bd · 3.5 ba · sleeps 6 | $48,743 | $233 | 57% | 5★ (49) | 1.1 mi | AirbnbVrboBooking |
6 Min to Downtown BR-EVCharger-Bunk Room-FirePit Cabin
| 3 bd · 3.5 ba · sleeps 9 | $68,439 | $286 | 66% | 5★ (129) | 1.1 mi | AirbnbVrbo |
Cabin w/ Hot Tub & Sauna: 5 Mi to Dtwn Blue Ridge! Cabin
| 3 bd · 3.5 ba · sleeps 9 | $75,835 | $338 | 61% | 5★ (87) | 1.1 mi | AirbnbVrboBooking |
Toccoa River Front, Luxury Cabin, 10 min to BR Cabin | 3 bd · 3 ba · sleeps 6 | $64,340 | $370 | 48% | 5★ (207) | 1.1 mi | AirbnbVrbo |
Sleeps 4-8 guests, river access-hot tub- one story Cabin | 3 bd · 3 ba · sleeps 8 | $44,825 | $290 | 42% | 5★ (46) | 1.2 mi | Airbnb |
4 M to Blue Ridge/Hot Tub/GameRm/Pets/Sleeps 10 Cabin
| 3 bd · 3.5 ba · sleeps 10 | $82,644 | $306 | 74% | 5★ (94) | 1.2 mi | AirbnbVrbo |
Knotty Dreams Retreat Cabin
| 3 bd · 3.5 ba · sleeps 8 | $67,738 | $271 | 68% | 5★ (162) | 1.2 mi | AirbnbVrbo |
S’more Fun - Pets, fenced yard, close to downtown Cabin
| 3 bd · 3 ba · sleeps 8 | $67,417 | $308 | 60% | 5★ (28) | 1.2 mi | AirbnbVrbo |
Fall Sale! Luxury Cabin Top Location Hot Tub EV Cabin
| 3 bd · 3.5 ba · sleeps 8 | $58,617 | $308 | 52% | 5★ (198) | 1.2 mi | AirbnbVrbo |
Blue Moon Rise | Top Luxury with Vineyard Views House | 3 bd · 3 ba · sleeps 6 | $41,666 | $294 | 39% | 5★ (15) | 1.2 mi | Airbnb |
Blue Moon Rise -Pets OK, Mountain View, Hot tub Cabin
| 3 bd · 3 ba · sleeps 6 | $16,803 | $372 | 12% | 5★ (2) | 1.2 mi | AirbnbVrbo |
Fun for All! 8 Min Downtown, Games, Views, Hot Tub Cabin
| 3 bd · 3 ba · sleeps 6 | $54,263 | $285 | 52% | 5★ (141) | 1.2 mi | AirbnbVrbo |
Fern Creek Hollow Lodge- Blue Ridge Ga Cabin | 3 bd · 3.5 ba · sleeps 8 | $65,053 | $356 | 50% | 5★ (6) | 1.2 mi | AirbnbBooking |
Modern Retreat-Close 2 Town-Jacuzzi-Gym-Speakeasy Cabin
| 3 bd · 3 ba · sleeps 6 | $5,310 | $299 | 5% | 5★ (6) | 1.2 mi | AirbnbVrbo |
Fall Leaves. Fire Pit + Hot Tub Nights. Cabin
| 3 bd · 3.5 ba · sleeps 9 | $75,020 | $297 | 69% | 5★ (165) | 1.2 mi | AirbnbVrboBooking |
Close to Downtown! Hot Tub | Fire Pit | Game Room Cabin
| 3 bd · 3.5 ba · sleeps 8 | $77,962 | $278 | 77% | 5★ (248) | 1.2 mi | AirbnbVrbo |
Cozy Hideaway Near Toccoa River, Downtown & Lake Cabin
| 3 bd · 3.5 ba · sleeps 6 | $50,267 | $450 | 31% | 5★ (71) | 1.2 mi | AirbnbVrbo |
Two King Suites! Endless View! Close to Town. All paved roads. Pet Friendly. Cabin
| 3 bd · 3.5 ba · sleeps 6 | $54,647 | $203 | 74% | 5★ (328) | 1.2 mi | Vrbo |
Wolfs Den II- Shuffleboard, Foosball, Firepit+more Cabin
| 3 bd · 3.5 ba · sleeps 8 | $34,232 | $343 | 27% | 5★ (4) | 1.2 mi | AirbnbVrboBooking |
Hoops • Sauna • Game Room • Daily Deer Cabin
| 3 bd · 3.5 ba · sleeps 10 | $102,958 | $400 | 71% | 4.9★ (184) | 1.2 mi | AirbnbVrboBooking |
Pickleball | Hot tub | Gameroom | 6 min to town Cabin
| 3 bd · 3.5 ba · sleeps 10 | $34,241 | $316 | 30% | 5★ (26) | 1.2 mi | AirbnbVrbo |
Bear-Guarded Firepit • Sauna • Game Room • Hot Tub Cabin
| 3 bd · 3.5 ba · sleeps 10 | $89,112 | $346 | 71% | 5★ (70) | 1.2 mi | Airbnb |
Luxury Cabin w/ Hot Tub & Fire Pit Retreat Cabin
| 3 bd · 3.5 ba · sleeps 6 | $61,126 | $387 | 43% | 4.9★ (30) | 1.3 mi | AirbnbVrbo |
Fenced Yard, Paved roads, Pet friendly, 3 Kings Cabin
| 3 bd · 3.5 ba · sleeps 8 | $46,248 | $305 | 42% | 5★ (24) | 1.3 mi | Airbnb |
Peaceful Living - Hot tub plus great location! Cabin
| 3 bd · 3 ba · sleeps 7 | $26,395 | $263 | 27% | 4★ (44) | 1.3 mi | AirbnbVrboBooking |
Pickleball • Mini Golf • Hot Tub • Great Views Cabin
| 3 bd · 3.5 ba · sleeps 9 | $85,596 | $370 | 63% | 5★ (133) | 1.3 mi | AirbnbVrbo |
Toccoa Riverfront Cabin | Hot Tub & Fire Pit Cabin | 3 bd · 2.5 ba · sleeps 8 | $105,360 | $404 | 71% | 4.9★ (209) | 1.3 mi | AirbnbVrbo |
The Ultimate Entertainment Cabin: Raven’s Retreat Cabin
| 3 bd · 3.5 ba · sleeps 8 | $36,385 | $290 | 34% | 5★ (53) | 1.3 mi | AirbnbVrboBooking |
Hot Tub | Fenced Yard | Game Room | 8 Mins to DT Cabin
| 3 bd · 3.5 ba · sleeps 10 | $10,604 | $324 | 9% | 5★ (13) | 1.3 mi | Airbnb |
Blue Moon Rise - Hot tub, Mountain views, Fire pit Cabin | 3 bd · 3 ba · sleeps 10 | $86,040 | $321 | 73% | 5★ (25) | 1.3 mi | Delisted |
Toccoa Fish Camp 3BR Custom Cabin on Toccoa Rive Vacation home | 3 bd · 4 ba · sleeps 8 | $42,635 | $746 | 16% | — | 1.3 mi | Booking |
Blue Ridge cabin w/ views, game room & hot tub Cabin
| 3 bd · 3.5 ba · sleeps 8 | $73,022 | $391 | 51% | 5★ (201) | 1.4 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.15% = 7.40% Freddie Mac 30-yr avg (Oct 15) + 0.75% investor premium
Est. revenue
$58,985
NOI
$21,862
Cash flow /mo
-$3,196
Cash needed
$286,210
Cash-on-cash
-13.4%
ROE (yr 1)
-2.1%
Cap rate
2.4%
DSCR
0.36
Year-1 write-off
$184,116
Year-1 tax shield @ 32%
$58,917
Year-1 return on equity
- Cash flow (annual)-$38,355
- Principal paydown$5,467
- Appreciation at%$26,970
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$11,797
- Platform fees (3% of revenue)$1,770
- Maintenance / capex (5% of revenue)$2,949
- Utilities & supplies$4,200
- HOA$0
- Property tax$6,832
- Insurance (STR-rated)$9,574
Cash needed to close
- Down payment (25%)$224,750
- Closing costs (4.0%)$35,960
- Furnishing (bought new)$25,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$58,917
No county tax record split for property tax, insurance rate and the land/building split, so those use market defaults — edit the price above; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$764,000
Short-life (5/15-yr)
$158,000 · 21%
Year-1 deduction
$184,000
Year-1 tax shield @ 32%
$59,000
Land 15% (market default, no usable tax-record split) · building $606,000 over 39 years · new furniture $26,000
Based on: 3,000 sq ft, built 2026, 3 bd / 3.5 ba, unfurnished, listing features (hot tub, covered patio, game room, fireplace, stone counters, flooring types, appliance list, septic).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $138,000 in year 1 (15% short-life, $44,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $16,400
Kitchen cabinetsdefault
$12,400 new × 100% good × 1.32 allocation
- $16,700
Kitchen countertops (stone)listing
$12,700 new × 100% good × 1.32 allocation
- $6,900
Decorative trimdefault
$5,300 new × 100% good × 1.32 allocation
- $600
Mirrorsdefault
$500 new × 100% good × 1.32 allocation
- $1,600
Shelvingdefault
$1,200 new × 100% good × 1.32 allocation
- $9,900
Window coverings (30)default
$7,500 new × 100% good × 1.32 allocation
- $6,400
Carpet, vinyl & laminate (25% of floors)listing
$4,800 new × 100% good × 1.32 allocation
- $12,700
Kitchen & laundry equipment plumbingdefault
$9,600 new × 100% good × 1.32 allocation
- $7,700
Kitchen, laundry & data equipment electricaldefault
$5,800 new × 100% good × 1.32 allocation
- $900
Appliances (microwave)listing
$700 new × 100% good × 1.32 allocation
- $11,900
Hot tub (freestanding)listing
$9,000 new × 100% good × 1.32 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $6,000
Game-room equipment bought newlisting
$6,000 new × 100% good · bought separately
- $15,000
Paving: driveway & walks (paved)listing
$11,400 new × 100% good × 1.32 allocation
- $14,500
Landscaping (typical)default
$10,900 new × 100% good × 1.32 allocation
- $32,700
Covered patiolisting
$24,800 new × 100% good × 1.32 allocation
- $3,900
Decks & porches (attached)default
$3,000 new × 100% good × 1.32 allocation
- $431,500
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$326,100 new × 100% good × 1.32 allocation
- $44,800
Building plumbing & fixturesdefault
$33,800 new × 100% good × 1.32 allocation
- $46,700
Building electrical & lightingdefault
$35,300 new × 100% good × 1.32 allocation
- $44,700
HVACdefault
$33,800 new × 100% good × 1.32 allocation
- $19,200
Hardwood & tile floorsdefault
$14,500 new × 100% good × 1.32 allocation
- $3,500
Fireplacelisting
$2,600 new × 100% good × 1.32 allocation
- $15,900
Septic systemlisting
$12,000 new × 100% good × 1.32 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $117,300 | $66,100 | $600 | $184,100 |
| 2 | $0 | $0 | $15,500 | $15,500 |
| 3 | $0 | $0 | $15,500 | $15,500 |
| 4 | $0 | $0 | $15,500 | $15,500 |
| 5 | $0 | $0 | $15,500 | $15,500 |
| 6+ | $0 | $0 | $543,400 | $543,400 |
| Total | $117,300 | $66,100 | $606,200 | $789,700 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.