144 Old Ridge Rd

Mineral Bluff, GA 30559

$469,000

2 bd · 2 ba · 1,200 sqft · Listed 8d ago

View on Realtor.com →

Est. land %

Year built

2026

Sqft

1,200

Lot sqft

77,101

HOA / mo

$64

Furnished

List date

2026-11-04T15:41:15.000000Z

Revenue

Annual revenue

$32,504

ADR

$181

Occupancy

49%

Cleaning fees (12 mo)

$7,982

Confidence

Low (47.11), 14 comps

Comp revenue range (p25 / median / p75)

$15,594$20,832$28,790

Median revenue of shown comps: $20,832

Getaway Cabin - Hot Tub, Sauna & Views
House · 2 bd · 2 ba · sleeps 4 · 482 ft
- Hot tub
- A/C
- Free parking
- Pets OK
- +5
Revenue $38,571ADR $226Occ ≈ 47%5★ (51)
Airbnb
Whiskey Pines- Hot Tub, Disc Golf, EV Charger
Cabin · 2 bd · 2 ba · sleeps 4 · 0.9 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +4
Revenue $19,896ADR $281Occ ≈ 19%5★ (1)
Airbnb Vrbo
A Beautiful Cabin on a Nice Wide Creek! FREE WiFi/ ROKU TV
Cabin · 2 bd · 2 ba · sleeps 6 · 1.3 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +4
Revenue $26,995ADR $169Occ ≈ 44%4.7★ (268)
Vrbo
Huckleberry Hideaway | Mineral Bluff, GA
Cabin · 2 bd · 2 ba · sleeps 4 · 1.5 mi
- A/C
- Free parking
- Pets OK
- Wifi
- +4
Revenue $21,768ADR $269Occ ≈ 22%4.9★ (26)
Airbnb Vrbo
Cabin in Blue Ridge Mountains
Cabin · 2 bd · 2 ba · sleeps 6 · 1.5 mi
Revenue $29,388ADR $156Occ ≈ 52%5★ (1)
Delisted
Firepit- 2 Fireplaces-Jetted Tub-Free Activities
Cabin · 2 bd · 2 ba · sleeps 6 · 1.6 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +2
Revenue $23,208ADR $178Occ ≈ 36%5★ (12)
Airbnb Vrbo
Private Murphy Cabin Hot Tub Fire Pit
Cabin · 2 bd · 2 ba · sleeps 6 · 1.6 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +3
Revenue $44,732ADR $167Occ ≈ 73%5★ (147)
Airbnb Vrbo Booking
Fabulous Frog!
Cabin · 2 bd · 2 ba · sleeps 5 · 1.6 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +3
Revenue $14,377ADR $172Occ ≈ 23%5★ (24)
Airbnb Vrbo
Peaceful Seasons – A Cozy Hot Tub Retreat
Cabin · 2 bd · 2 ba · sleeps 5 · 1.7 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +3
Revenue $2,432ADR $221Occ ≈ 3%5★ (1)
Airbnb Vrbo
Blueridge Cabin Oasis w/ Hot Tub
Cabin · 2 bd · 2 ba · sleeps 5 · 1.7 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +4
Revenue $47,509ADR $175Occ ≈ 74%5★ (217)
Airbnb Vrbo Booking

Listing	Size	Revenue (12 mo)	ADR	Occ ≈	Rating	Distance	Links
Getaway Cabin - Hot Tub, Sauna & Views House Hot tub A/C Free parking Pets OK +5	2 bd · 2 ba · sleeps 4	$38,571	$226	47%	5★ (51)	482 ft	Airbnb
Whiskey Pines- Hot Tub, Disc Golf, EV Charger Cabin Hot tub A/C Free parking Wifi +4	2 bd · 2 ba · sleeps 4	$19,896	$281	19%	5★ (1)	0.9 mi	Airbnb Vrbo
A Beautiful Cabin on a Nice Wide Creek! FREE WiFi/ ROKU TV Cabin Hot tub A/C Free parking Pets OK +4	2 bd · 2 ba · sleeps 6	$26,995	$169	44%	4.7★ (268)	1.3 mi	Vrbo
Huckleberry Hideaway \| Mineral Bluff, GA Cabin A/C Free parking Pets OK Wifi +4	2 bd · 2 ba · sleeps 4	$21,768	$269	22%	4.9★ (26)	1.5 mi	Airbnb Vrbo
Cabin in Blue Ridge Mountains Cabin	2 bd · 2 ba · sleeps 6	$29,388	$156	52%	5★ (1)	1.5 mi	Delisted
Firepit- 2 Fireplaces-Jetted Tub-Free Activities Cabin A/C Free parking Wifi Kitchen +2	2 bd · 2 ba · sleeps 6	$23,208	$178	36%	5★ (12)	1.6 mi	Airbnb Vrbo
Private Murphy Cabin Hot Tub Fire Pit Cabin Hot tub A/C Free parking Wifi +3	2 bd · 2 ba · sleeps 6	$44,732	$167	73%	5★ (147)	1.6 mi	Airbnb Vrbo Booking
Fabulous Frog! Cabin Hot tub A/C Free parking Wifi +3	2 bd · 2 ba · sleeps 5	$14,377	$172	23%	5★ (24)	1.6 mi	Airbnb Vrbo
Peaceful Seasons – A Cozy Hot Tub Retreat Cabin Hot tub A/C Free parking Wifi +3	2 bd · 2 ba · sleeps 5	$2,432	$221	3%	5★ (1)	1.7 mi	Airbnb Vrbo
Blueridge Cabin Oasis w/ Hot Tub Cabin Hot tub A/C Free parking Wifi +4	2 bd · 2 ba · sleeps 5	$47,509	$175	74%	5★ (217)	1.7 mi	Airbnb Vrbo Booking

Show 4 more

Peaceful Seasons
House · 2 bd · 2 ba · sleeps 6 · 1.7 mi
Revenue $14,323ADR $276Occ ≈ 14%5★ (5)
Airbnb
Mountain Getaway|HotTub|Fire Pit|Spring Fever Time
Cabin · 2 bd · 2 ba · sleeps 5 · 1.7 mi
Revenue $18,889ADR $234Occ ≈ 22%5★ (139)
Airbnb
The Bear Den. New cozy mountain cabin
Cabin · 2 bd · 2 ba · sleeps 5 · 1.7 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +1
Revenue $15,368ADR $125Occ ≈ 34%5★ (18)
Airbnb Vrbo Booking
BRAND NEW Mountain Cabin fully Equipped for Extended Stays & Remote Work
Cabin · 2 bd · 2 ba · sleeps 5 · 1.8 mi
Revenue $16,270ADR $135Occ ≈ 33%5★ (0)
Delisted

Listing	Size	Revenue (12 mo)	ADR	Occ ≈	Rating	Distance	Links
Peaceful Seasons House	2 bd · 2 ba · sleeps 6	$14,323	$276	14%	5★ (5)	1.7 mi	Airbnb
Mountain Getaway\|HotTub\|Fire Pit\|Spring Fever Time Cabin	2 bd · 2 ba · sleeps 5	$18,889	$234	22%	5★ (139)	1.7 mi	Airbnb
The Bear Den. New cozy mountain cabin Cabin A/C Free parking Wifi Kitchen +1	2 bd · 2 ba · sleeps 5	$15,368	$125	34%	5★ (18)	1.7 mi	Airbnb Vrbo Booking
BRAND NEW Mountain Cabin fully Equipped for Extended Stays & Remote Work Cabin	2 bd · 2 ba · sleeps 5	$16,270	$135	33%	5★ (0)	1.8 mi	Delisted

Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.

Cash flow calculator

Financing

Management

Purchase priceAlready furnishedTax bracketCount tax savings in returnsOnly if you can use the losses (STR loophole)

Est. revenue

$32,504

NOI

$9,876

Cash flow /mo

$823

Cash needed

$503,760

Cash-on-cash (all cash)

2.0%

ROE (yr 1)

4.8%

Cap rate

2.1%

DSCR

—

Year-1 write-off

$100,440

Year-1 tax shield @ 32%

$32,141

Year-1 return on equity

Cash flow (annual)$9,876
Principal paydown (n/a, cash)$0
Appreciation at%$14,070

ROE4.8%

Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.

Opex, cash-needed & tax-savings breakdown

Annual operating expenses

Management (20% of revenue)$6,501
Platform fees (3% of revenue)$975
Maintenance / capex (5% of revenue)$1,625
Utilities & supplies$4,200
HOA$768
Property tax$3,564
Insurance (STR-rated)$4,995

Cash needed to close

Purchase price (all cash)$469,000
Closing costs (4.0%)$18,760
Furnishing (bought new)$16,000

Tax savings if the STR loophole applies

Tax shield @ 32%$32,141

No county tax record split for property tax, insurance rate and the land/building split, so those use market defaults — edit the price above; other assumptions match the daily feed (see tasks/plan.md).

The write-off comes from the cost segregation estimate below. Not tax advice.

Cost segregation estimate

An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.

Depreciable basis

$399,000

Short-life (5/15-yr)

$84,000 · 21%

Year-1 deduction

$100,000

Year-1 tax shield @ 32%

$32,000

Land 15% (market default, no usable tax-record split) · building $315,000 over 39 years · new furniture $16,000

Based on: 1,200 sq ft, built 2026, 2 bd / 2 ba, unfurnished, listing features (fireplace, flooring types, appliance list, septic, wooded lot).

Try the cost segregation calculator on any property →

IRS-guide safe-harbor floor: $67,000 in year 1 (13% short-life, $22,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.

5-year property$85,800

Kitchen cabinetsdefault
$8,400 new × 100% good × 1.67 allocation
$14,100
Kitchen countertopsdefault
$6,900 new × 100% good × 1.67 allocation
$11,500
Decorative trimdefault
$2,100 new × 100% good × 1.67 allocation
$3,500
Mirrorsdefault
$300 new × 100% good × 1.67 allocation
$500
Shelvingdefault
$900 new × 100% good × 1.67 allocation
$1,500
Window coverings (12)default
$3,000 new × 100% good × 1.67 allocation
$5,000
Carpet, vinyl & laminate (50% of floors)listing
$3,900 new × 100% good × 1.67 allocation
$6,500
Kitchen & laundry equipment plumbingdefault
$6,600 new × 100% good × 1.67 allocation
$11,000
Kitchen, laundry & data equipment electricaldefault
$4,000 new × 100% good × 1.67 allocation
$6,600
Appliances (range, microwave, dishwasher, refrigerator)listing
$5,700 new × 100% good × 1.67 allocation
$9,500
Furniture bought newlisting
$16,000 new × 100% good · bought separately
$16,000

15-year land improvements$14,300

Paving: driveway & walks (gravel)listing
$2,700 new × 100% good × 1.67 allocation
$4,500
Landscaping (minimal)listing
$3,500 new × 100% good × 1.67 allocation
$5,800
Patiosdefault
$1,200 new × 100% good × 1.67 allocation
$2,000
Decks & porches (attached)default
$1,200 new × 100% good × 1.67 allocation
$2,000

Building, 39-year$314,500

Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$129,900 new × 100% good × 1.67 allocation
$217,500
Building plumbing & fixturesdefault
$13,500 new × 100% good × 1.67 allocation
$22,500
Building electrical & lightingdefault
$12,500 new × 100% good × 1.67 allocation
$20,900
HVACdefault
$13,500 new × 100% good × 1.67 allocation
$22,600
Hardwood & tile floorsdefault
$3,900 new × 100% good × 1.67 allocation
$6,500
Fireplacelisting
$2,600 new × 100% good × 1.67 allocation
$4,400
Septic systemlisting
$12,000 new × 100% good × 1.67 allocation
$20,100

About the property

Sold furnishedGame roomHot tubPoolDeckDrivewayLandscapingFencedIrrigationLong-term rental (27.5-yr)Carpet / vinyl / laminate %Placed in serviceClosing costs $ (adds to basis)Land %Bonus depreciation %

Depreciation schedule: typical cost seg study

Year	5-yr	15-yr	Building	Total
1	$85,800	$14,300	$300	$100,400
2	$0	$0	$8,100	$8,100
3	$0	$0	$8,100	$8,100
4	$0	$0	$8,100	$8,100
5	$0	$0	$8,100	$8,100
6+	$0	$0	$282,000	$282,000
Total	$85,800	$14,300	$314,500	$414,600

Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.

Market note

Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.