199 Hiawatha Trl N
Blue Ridge, GA 30513
$863,000
3 bd · 2.5 ba · 1,732 sqft · Listed 66d ago
View on Realtor.com →Year built
2017
Sqft
1,732
Lot sqft
40,511
HOA / mo
None
Furnished
Yes
List date
2026-09-07T12:26:57.000000Z
Revenue
Annual revenue
$47,103
ADR
$290
Occupancy
44%
Cleaning fees (12 mo)
$9,865
Confidence
Low (38.69), 50 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $45,454
The Squirrel's Nest
Cabin · 3 bd · 3 ba · sleeps 6 · 0.1 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +2
Revenue $3,831ADR $180Occ ≈ 6%5★ (5)
Creekside, family-friendly cabin w/ a private hot tub, game room, & firepit
Cabin · 3 bd · 3 ba · sleeps 6 · 0.1 mi
Revenue $20,829ADR $221Occ ≈ 26%4.5★ (80)
Delisted
Lucille's Creekside Hideaway
Cabin · 3 bd · 3 ba · sleeps 6 · 0.2 mi
- Hot tub
- A/C
- Wifi
- Kitchen
- +3
Revenue $1,085ADR $217Occ ≈ 1%4.6★ (59)
Blue Ridge Cabin Retreat; Amongst The Clouds
Cabin · 3 bd · 3.5 ba · sleeps 8 · 0.3 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +4
Revenue $33,193ADR $221Occ ≈ 41%5★ (353)
Paddy`s Porch | Blue Ridge, GA
Cabin · 3 bd · 2 ba · sleeps 6 · 0.3 mi
Revenue $18,183ADR $332Occ ≈ 15%4.6★ (9)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Singing Pines- Mtn Views, Close to Town, Hot Tub Cabin
| 3 bd · 2.5 ba · sleeps 6 | $36,439 | $348 | 29% | 4.2★ (5) | 118 ft | AirbnbVrboBooking |
The Squirrel's Nest Cabin
| 3 bd · 3 ba · sleeps 6 | $3,831 | $180 | 6% | 5★ (5) | 0.1 mi | Airbnb |
Creekside, family-friendly cabin w/ a private hot tub, game room, & firepit Cabin | 3 bd · 3 ba · sleeps 6 | $20,829 | $221 | 26% | 4.5★ (80) | 0.1 mi | Delisted |
Our Blue Heaven- Close to Town, Hot Tub, Billiards Cabin
| 3 bd · 3 ba · sleeps 6 | $78,287 | $323 | 66% | 5★ (74) | 0.1 mi | AirbnbVrboBooking |
Lucille's Creekside Hideaway Cabin
| 3 bd · 3 ba · sleeps 6 | $1,085 | $217 | 1% | 4.6★ (59) | 0.2 mi | Airbnb |
Tucked Away Cabin, Dog Friendly, Blue Ridge, Ga Cabin
| 3 bd · 3 ba · sleeps 6 | $30,661 | $243 | 35% | 5★ (117) | 0.3 mi | AirbnbVrbo |
Foxhollow - Great deal! Minutes to Blue Ridge! Cabin
| 3 bd · 3 ba · sleeps 8 | $65,514 | $310 | 58% | 5★ (53) | 0.3 mi | AirbnbVrbo |
Blue Ridge Cabin Retreat; Amongst The Clouds Cabin
| 3 bd · 3.5 ba · sleeps 8 | $33,193 | $221 | 41% | 5★ (353) | 0.3 mi | Airbnb |
Bentley's Retreat on Overlook- Blue Ridge GA Cabin
| 3 bd · 3 ba · sleeps 8 | $60,020 | $321 | 51% | 4.4★ (5) | 0.3 mi | AirbnbVrboBooking |
Paddy`s Porch | Blue Ridge, GA Cabin | 3 bd · 2 ba · sleeps 6 | $18,183 | $332 | 15% | 4.6★ (9) | 0.3 mi | Airbnb |
Show 38 more
PRIVATE CABIN-STUNNING VIEWS-CLOSE TO TOWN*PETS OK
Cabin · 3 bd · 2 ba · sleeps 6 · 0.4 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +6
Revenue $44,427ADR $184Occ ≈ 66%5★ (236)
Lizard Lookout Cabin, Pets Welcome!
Vacation home · 3 bd · 2 ba · sleeps 6 · 0.4 mi
Revenue $53,761ADR $244Occ ≈ 60%4.7★ (12)
The Brantley Tranquil Escape
Cabin · 3 bd · 2 ba · sleeps 8 · 0.4 mi
Revenue $12,214ADR $278Occ ≈ 12%3.4★ (5)
Lofty Willow Lodge - Modern Mountain Home
House · 3 bd · 2 ba · sleeps 6 · 0.4 mi
Revenue $1,514ADR $302Occ ≈ 1%—
Delisted
Moonlight Creek Cabin- PRIVATE MOUNTAIN CABIN- 5 mins to Downtown Blue Ridge
Cabin · 3 bd · 3 ba · sleeps 10 · 0.5 mi
Revenue $12,354ADR $295Occ ≈ 11%4.6★ (19)
Delisted
*Special/View/Dog Friendly gated deck/Firepit/King
Cabin · 3 bd · 3 ba · sleeps 6 · 0.7 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +5
Revenue $32,541ADR $228Occ ≈ 39%4.9★ (223)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Babbling Brook - 10 Minutes Downtown Blue Ridge Cabin
| 3 bd · 2.5 ba · sleeps 6 | $59,723 | $319 | 51% | 4.7★ (37) | 0.3 mi | AirbnbVrboBooking |
PRIVATE CABIN-STUNNING VIEWS-CLOSE TO TOWN*PETS OK Cabin
| 3 bd · 2 ba · sleeps 6 | $44,427 | $184 | 66% | 5★ (236) | 0.4 mi | Airbnb |
Lizard Lookout Cabin, Pets Welcome! Vacation home | 3 bd · 2 ba · sleeps 6 | $53,761 | $244 | 60% | 4.7★ (12) | 0.4 mi | Booking |
Beyond Cabin + GeoDome • Hot Tub • Mtn Retreat Cabin
| 3 bd · 3 ba · sleeps 8 | $51,148 | $294 | 48% | 4.9★ (44) | 0.4 mi | AirbnbVrbo |
The Brantley Tranquil Escape Cabin | 3 bd · 2 ba · sleeps 8 | $12,214 | $278 | 12% | 3.4★ (5) | 0.4 mi | Airbnb |
A Beary Good Life Cabin
| 3 bd · 3.5 ba · sleeps 6 | $35,862 | $281 | 35% | 5★ (2) | 0.4 mi | AirbnbBooking |
Blueberry Hill - S’mores & Soaks by Starlight Cabin | 3 bd · 3 ba · sleeps 8 | $36,012 | $329 | 30% | 4.8★ (11) | 0.4 mi | AirbnbBooking |
Lofty Willow Lodge - Modern Mountain Home House | 3 bd · 2 ba · sleeps 6 | $1,514 | $302 | 1% | — | 0.4 mi | Delisted |
Modern Mountain Cabin w/ Games & Outdoor Living Cabin
| 3 bd · 3 ba · sleeps 8 | $44,618 | $339 | 36% | 5★ (44) | 0.5 mi | AirbnbVrbo |
Mountain Solace- Pets OK, Arcade Games, Hot Tub Cabin
| 3 bd · 3 ba · sleeps 9 | $63,764 | $399 | 44% | 5★ (10) | 0.5 mi | AirbnbVrbo |
Designer Cabin • MTN Views • Hot-Tub • Mins to DT Cabin
| 3 bd · 2.5 ba · sleeps 8 | $105,059 | $381 | 76% | 5★ (62) | 0.5 mi | AirbnbVrbo |
Blue Ridge Sunset Mountain View Getaway Near Town! Cabin
| 3 bd · 3 ba · sleeps 6 | $87,137 | $308 | 78% | 5★ (389) | 0.5 mi | AirbnbVrbo |
Mountain Dream’n- modern, dog friendly, hot tub House
| 3 bd · 2.5 ba · sleeps 8 | $123,996 | $408 | 83% | 5★ (41) | 0.5 mi | AirbnbVrbo |
Mountain Views | Fireplace Deck | Game Room Cabin
| 3 bd · 3 ba · sleeps 7 | $51,727 | $340 | 42% | 5★ (31) | 0.5 mi | AirbnbVrboBooking |
Moonlight Creek Cabin- PRIVATE MOUNTAIN CABIN- 5 mins to Downtown Blue Ridge Cabin | 3 bd · 3 ba · sleeps 10 | $12,354 | $295 | 11% | 4.6★ (19) | 0.5 mi | Delisted |
Game Room + Hot Tub | Blue Ridge Cabin Cabin
| 3 bd · 3 ba · sleeps 10 | $51,190 | $368 | 38% | 5★ (61) | 0.5 mi | AirbnbVrbo |
Peaceful Peaks Cabin
| 3 bd · 3 ba · sleeps 8 | $46,290 | $259 | 49% | 4.9★ (40) | 0.5 mi | AirbnbVrbo |
Luxury cabin mins to downtown; sleeps 10 Cabin
| 3 bd · 3 ba · sleeps 10 | $23,067 | $273 | 23% | 4.8★ (243) | 0.5 mi | AirbnbVrboBooking |
Ken's Cabin Blue Ridge Cabin
| 3 bd · 3.5 ba · sleeps 8 | $16,553 | $295 | 15% | 4.9★ (40) | 0.6 mi | AirbnbVrboBooking |
Luxury Cabin Minutes to DWTN Blue Ridge All Paved Cabin
| 3 bd · 3 ba · sleeps 10 | $21,428 | $329 | 18% | 4.8★ (157) | 0.6 mi | AirbnbVrbo |
Beautiful 3 bedroom cabin with hot tub Cabin
| 3 bd · 3 ba · sleeps 8 | $7,982 | $349 | 6% | 4.8★ (32) | 0.6 mi | AirbnbVrbo |
Luxury Mountain View Cabin with Jacuzzi Cabin
| 3 bd · 3 ba · sleeps 6 | $59,103 | $324 | 50% | 5★ (139) | 0.6 mi | AirbnbVrbo |
Endless Sunset - Blue RidgeGa Cabin
| 3 bd · 3 ba · sleeps 6 | $68,465 | $300 | 63% | 4.7★ (31) | 0.6 mi | AirbnbVrboBooking |
The Sanctuary in Blue, Long Range Mountain Views Cabin
| 3 bd · 3 ba · sleeps 8 | $38,149 | $329 | 32% | 5★ (62) | 0.6 mi | AirbnbVrboBooking |
Family Mountain Retreat | Hot Tub, Games & Views Cabin
| 3 bd · 3 ba · sleeps 6 | $56,295 | $265 | 58% | 4.9★ (171) | 0.6 mi | AirbnbVrbo |
Appalachian View- Luxury Cabin w/Hot Tub & Mt View Cabin
| 3 bd · 3 ba · sleeps 6 | $68,961 | $305 | 62% | 4.5★ (38) | 0.6 mi | AirbnbVrboBooking |
Cherokee Dreamer`s Den | Blue Ridge, GA Cabin
| 3 bd · 3 ba · sleeps 6 | $72,268 | $347 | 57% | 4.8★ (68) | 0.6 mi | AirbnbVrbo |
Picabo Cabin Getaway Cabin
| 3 bd · 3 ba · sleeps 6 | $4,138 | $185 | 6% | 4.5★ (164) | 0.6 mi | AirbnbVrbo |
Serenity on The Mountain | Blue Ridge, GA Cabin
| 3 bd · 3 ba · sleeps 6 | $30,302 | $337 | 25% | 4.5★ (34) | 0.7 mi | AirbnbVrbo |
All Decked Out- Screened Porch | Outdoor Fireplace | Luxurious Hot Tub Cabin | 3 bd · 3 ba · sleeps 8 | $50,086 | $466 | 29% | 4.7★ (20) | 0.7 mi | AirbnbBooking |
A Point of View - Cozy, secluded, all paved roads Cabin
| 3 bd · 3.5 ba · sleeps 6 | $76,715 | $385 | 55% | 5★ (168) | 0.7 mi | AirbnbVrbo |
Tondelia- Master on Main, Indoor Hot Tub, Mtn View Cabin
| 3 bd · 3.5 ba · sleeps 8 | $35,686 | $316 | 31% | 4.7★ (13) | 0.7 mi | AirbnbVrboBooking |
Mountain View Cabin w/ Hot Tub & Game Room Cabin
| 3 bd · 3 ba · sleeps 6 | $57,596 | $298 | 53% | 4.7★ (124) | 0.7 mi | AirbnbVrboBooking |
*Special/View/Dog Friendly gated deck/Firepit/King Cabin
| 3 bd · 3 ba · sleeps 6 | $32,541 | $228 | 39% | 4.9★ (223) | 0.7 mi | Airbnb |
Hilltop Hideaway- EV Charger, HotTub, Game Room Cabin
| 3 bd · 3 ba · sleeps 8 | $74,511 | $343 | 60% | 5★ (21) | 0.7 mi | AirbnbVrboBooking |
Dream Catcher - Blue Ridge, GA Cabin
| 3 bd · 3.5 ba · sleeps 6 | $84,769 | $365 | 64% | 4.9★ (35) | 0.8 mi | AirbnbVrboBooking |
Bigfoot's Hideout - Treehouse, Arcade, Hot Tub Cabin
| 3 bd · 2 ba · sleeps 6 | $12,399 | $326 | 10% | 4.2★ (6) | 0.8 mi | AirbnbVrbo |
Family Retreat - Sauna, Hot tub, Views, Game Rm House
| 3 bd · 3 ba · sleeps 10 | $85,631 | $325 | 72% | 4.9★ (80) | 0.8 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.93% = 7.18% Freddie Mac 30-yr avg (Nov 5) + 0.75% investor premium
Est. revenue
$47,103
NOI
$13,964
Cash flow /mo
-$3,554
Cash needed
$250,270
Cash-on-cash
-17.0%
ROE (yr 1)
-4.5%
Cap rate
1.6%
DSCR
0.25
Year-1 write-off
$154,597
Year-1 tax shield @ 32%
$49,471
Year-1 return on equity
- Cash flow (annual)-$42,649
- Principal paydown$5,482
- Appreciation at%$25,890
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$9,421
- Platform fees (3% of revenue)$1,413
- Maintenance / capex (5% of revenue)$2,355
- Utilities & supplies$4,200
- HOA$0
- Property tax$6,559
- Insurance (STR-rated)$9,191
Cash needed to close
- Down payment (25%)$215,750
- Closing costs (4.0%)$34,520
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$49,471
No county tax record split for property tax, insurance rate and the land/building split, so those use market defaults — edit the price above; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$735,000
Short-life (5/15-yr)
$153,000 · 21%
Year-1 deduction
$155,000
Year-1 tax shield @ 32%
$49,000
Land 15% (market default, no usable tax-record split) · building $582,000 over 39 years
Based on: 1,732 sq ft, built 2017, 3 bd / 2.5 ba, furnished, listing features (hot tub, deck, fireplace, flooring types, appliance list, septic).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $90,000 in year 1 (12% short-life, $29,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $16,200
Kitchen cabinetsdefault
$9,600 new × 64% good × 2.64 allocation
- $13,300
Kitchen countertopsdefault
$7,900 new × 64% good × 2.64 allocation
- $5,100
Decorative trimdefault
$3,000 new × 64% good × 2.64 allocation
- $300
Mirrorsdefault
$300 new × 40% good × 2.64 allocation
- $2,000
Shelvingdefault
$1,200 new × 64% good × 2.64 allocation
- $4,500
Window coverings (17)default
$4,300 new × 40% good × 2.64 allocation
- $16,200
Kitchen & laundry equipment plumbingdefault
$7,500 new × 82% good × 2.64 allocation
- $9,800
Kitchen, laundry & data equipment electricaldefault
$4,500 new × 82% good × 2.64 allocation
- $8,100
Appliances (range, microwave, dishwasher, refrigerator, washer, dryer)listing
$7,700 new × 40% good × 2.64 allocation
- $9,500
Hot tub (freestanding)listing
$9,000 new × 40% good × 2.64 allocation
- $7,800
Furniture conveyed with the sale (used)listing
$19,500 new × 40% good · out of the price
- $14,600
Paving: driveway & walks (paved)default
$8,600 new × 64% good × 2.64 allocation
- $14,000
Landscaping (typical)default
$8,300 new × 64% good × 2.64 allocation
- $2,900
Patiosdefault
$1,700 new × 64% good × 2.64 allocation
- $28,300
Decks & porches (attached)listing
$19,500 new × 55% good × 2.64 allocation
- $421,700
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$187,700 new × 85% good × 2.64 allocation
- $42,200
Building plumbing & fixturesdefault
$19,500 new × 82% good × 2.64 allocation
- $41,700
Building electrical & lightingdefault
$19,200 new × 82% good × 2.64 allocation
- $28,400
HVACdefault
$19,500 new × 55% good × 2.64 allocation
- $18,900
Hardwood & tile floorsdefault
$11,100 new × 64% good × 2.64 allocation
- $8,900
Fireplaces (2)listing
$5,300 new × 64% good × 2.64 allocation
- $20,300
Septic systemlisting
$12,000 new × 64% good × 2.64 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $92,900 | $59,800 | $1,900 | $154,600 |
| 2 | $0 | $0 | $14,900 | $14,900 |
| 3 | $0 | $0 | $14,900 | $14,900 |
| 4 | $0 | $0 | $14,900 | $14,900 |
| 5 | $0 | $0 | $14,900 | $14,900 |
| 6+ | $0 | $0 | $520,400 | $520,400 |
| Total | $92,900 | $59,800 | $582,000 | $734,700 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.