108 Wildflower Dr
Mineral Bluff, GA 30559
$729,000
3 bd · 2.5 ba · 1,830 sqft · Listed 1d ago
View on Realtor.com →Year built
2025
Sqft
1,830
Lot sqft
78,844
HOA / mo
None
Furnished
No
List date
2026-10-19T21:57:18.000000Z
Revenue
Annual revenue
$41,401
ADR
$264
Occupancy
43%
Cleaning fees (12 mo)
$8,937
Confidence
Low (45.92), 50 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $38,610
New Mod Cabin w Views, Hot tub, Mins to Blue Ridge
Cabin · 3 bd · 3 ba · sleeps 6 · 0.9 mi
Revenue $13,374ADR $263Occ ≈ 14%4.7★ (139)
Delisted
3BR/3BA w Hot Tub Modern Cabin - Guest Favorite
House · 3 bd · 3 ba · sleeps 8 · 1.1 mi
Revenue $13,006ADR $289Occ ≈ 12%5★ (65)
3 levels with screened porch, fire pit, & hot tub!
Cabin · 3 bd · 3 ba · sleeps 9 · 1.1 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +6
Revenue $32,917ADR $248Occ ≈ 36%5★ (77)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Blue Ridge Mountain Escape ! Hot Tub! Fire pit! Cabin | 3 bd · 2 ba · sleeps 6 | $46,816 | $190 | 68% | 5★ (319) | 0.5 mi | AirbnbVrbo |
New Mod Cabin w Views, Hot tub, Mins to Blue Ridge Cabin | 3 bd · 3 ba · sleeps 6 | $13,374 | $263 | 14% | 4.7★ (139) | 0.9 mi | Delisted |
Bluebud Cottage | Fenced Yard + Mountain Views House | 3 bd · 1.5 ba · sleeps 6 | $22,620 | $122 | 51% | 4.8★ (18) | 0.9 mi | AirbnbVrbo |
Modern Luxury Cabin w/ Hot Tub & Epic Views Cabin
| 3 bd · 3 ba · sleeps 8 | $50,220 | $320 | 43% | 5★ (45) | 1.0 mi | AirbnbVrboBooking |
Rosewood Bluff - Sauna, Hot Tub, Mahjong, Karaoke Cabin
| 3 bd · 3 ba · sleeps 10 | $5,309 | $265 | 5% | 5★ (3) | 1.0 mi | AirbnbVrbo |
Modern Cabin, Heavenly Views with Hot Tub. House
| 3 bd · 3 ba · sleeps 6 | $19,053 | $282 | 19% | 4.8★ (9) | 1.1 mi | AirbnbVrboBooking |
Mountain view cabin | Hot tub | Peloton | Arcade Cabin
| 3 bd · 3 ba · sleeps 7 | $41,678 | $308 | 37% | 5★ (153) | 1.1 mi | AirbnbVrbo |
Hidden Hearts - Mtn View, Game Room, Hot Tub Cabin
| 3 bd · 3 ba · sleeps 9 | $36,640 | $303 | 33% | 5★ (2) | 1.1 mi | AirbnbVrbo |
3BR/3BA w Hot Tub Modern Cabin - Guest Favorite House | 3 bd · 3 ba · sleeps 8 | $13,006 | $289 | 12% | 5★ (65) | 1.1 mi | Airbnb |
3 levels with screened porch, fire pit, & hot tub! Cabin
| 3 bd · 3 ba · sleeps 9 | $32,917 | $248 | 36% | 5★ (77) | 1.1 mi | Airbnb |
Show 39 more
3 BR home with gas fireplace and patio
Cabin · 3 bd · 3 ba · sleeps 8 · 1.2 mi
Revenue $18,171ADR $266Occ ≈ 19%4.4★ (2)
Sleepy Bear Hideaway
Cabin · 3 bd · 3 ba · sleeps 8 · 1.3 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +5
Revenue $2,531ADR $167Occ ≈ 4%5★ (3)
Upscale Lodge w/ Views, Hot tub, Decks & Firepit
Cabin · 3 bd · 3 ba · sleeps 8 · 1.3 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +4
Revenue $75,985ADR $351Occ ≈ 59%5★ (172)
Beautiful cabin w/mountain views - 3bdrms/2 baths, rec room, wrap around porch
Cabin · 3 bd · 2 ba · sleeps 6 · 1.4 mi
Revenue $9,961ADR $233Occ ≈ 12%5★ (3)
Always on My Mind
Cabin · 3 bd · 3 ba · sleeps 8 · 1.4 mi
Revenue $50,942ADR $314Occ ≈ 44%4.8★ (4)
Knotty Dreams
Vacation home · 3 bd · 3 ba · sleeps 8 · 1.5 mi
Revenue $28,021ADR $292Occ ≈ 26%—
Just Breathe Cabin!
House · 3 bd · 3 ba · sleeps 8 · 1.5 mi
Revenue $3,620ADR $362Occ ≈ 3%5★ (99)
Sunrise Views | Hot Tub | Near Blue Ridge
House · 3 bd · 2 ba · sleeps 6 · 1.8 mi
Revenue $23,485ADR $263Occ ≈ 24%5★ (21)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
3BR Luxury Cabin • Hot Tub, Sauna • Pet Friendly Cabin
| 3 bd · 2.5 ba · sleeps 7 | $38,610 | $228 | 46% | 4.7★ (48) | 1.1 mi | AirbnbVrboBooking |
Points of View- Pets OK, Hot Tub, Billiards, View! Cabin
| 3 bd · 3 ba · sleeps 8 | $75,125 | $369 | 56% | 4.8★ (5) | 1.1 mi | AirbnbVrboBooking |
Sunrise Haven- Mtn Views, Hot Tub, Outdoor Living! Cabin | 3 bd · 3 ba · sleeps 8 | $82,065 | $313 | 72% | 4.7★ (7) | 1.2 mi | AirbnbBooking |
Awe-Inspiring Mountain View Cabin | 3 bd · 3 ba · sleeps 10 | $60,323 | $358 | 46% | — | 1.2 mi | AirbnbVrbo |
Awe-Inspiring Mountain View - Soaks, Games & Films Cabin | 3 bd · 3 ba · sleeps 10 | $39,703 | $264 | 41% | 5★ (14) | 1.2 mi | AirbnbVrbo |
Mountain Escape w/ View, Hot Tub, Fire Pit & EV Cabin
| 3 bd · 3 ba · sleeps 8 | $46,797 | $290 | 44% | 5★ (67) | 1.2 mi | AirbnbVrboBooking |
3 BR home with gas fireplace and patio Cabin | 3 bd · 3 ba · sleeps 8 | $18,171 | $266 | 19% | 4.4★ (2) | 1.2 mi | Airbnb |
Golden Getaway- Mineral Bluff GA Cabin | 3 bd · 3 ba · sleeps 6 | $32,269 | $290 | 30% | 5★ (1) | 1.2 mi | AirbnbBooking |
Stargazer - Mountain View, Mineral Bluff Cabin
| 3 bd · 3 ba · sleeps 6 | $38,549 | $335 | 32% | 5★ (26) | 1.3 mi | AirbnbVrboBooking |
Skyfall - Stunning views + a hot tub! Cabin | 3 bd · 3.5 ba · sleeps 10 | $62,033 | $376 | 45% | 5★ (76) | 1.3 mi | AirbnbVrboBooking |
Sleepy Bear Hideaway Cabin
| 3 bd · 3 ba · sleeps 8 | $2,531 | $167 | 4% | 5★ (3) | 1.3 mi | Airbnb |
Mountain View Cabin w/ Hot Tub & Game Room Cabin
| 3 bd · 3 ba · sleeps 6 | $41,255 | $339 | 33% | 4.5★ (4) | 1.3 mi | AirbnbVrbo |
Sunset Ridge Chalet - King Beds, Views, Dogs OK! House | 3 bd · 3 ba · sleeps 10 | $37,703 | $373 | 28% | 5★ (2) | 1.3 mi | AirbnbVrbo |
Snowbird Sanctuary - Hot Tub, Firepit & Game Room Cabin | 3 bd · 3.5 ba · sleeps 8 | $51,824 | $407 | 35% | 4.5★ (2) | 1.3 mi | AirbnbBooking |
Always on My Mind -Mtn View, Dogs OK, Hot Tub Cabin | 3 bd · 3 ba · sleeps 8 | $2,171 | $310 | 2% | — | 1.3 mi | AirbnbVrboBooking |
Upscale Lodge w/ Views, Hot tub, Decks & Firepit Cabin
| 3 bd · 3 ba · sleeps 8 | $75,985 | $351 | 59% | 5★ (172) | 1.3 mi | Airbnb |
A Bear's Lair - Mountain High Cabin Rental Cabin
| 3 bd · 3 ba · sleeps 6 | $48,204 | $296 | 45% | 4.5★ (16) | 1.4 mi | AirbnbVrboBooking |
Hothouse Creek Retreat Cabin | 3 bd · 3 ba · sleeps 8 | $11,287 | $480 | 6% | 5★ (1) | 1.4 mi | AirbnbBooking |
Beautiful cabin w/mountain views - 3bdrms/2 baths, rec room, wrap around porch Cabin | 3 bd · 2 ba · sleeps 6 | $9,961 | $233 | 12% | 5★ (3) | 1.4 mi | Vrbo |
Always on My Mind Cabin | 3 bd · 3 ba · sleeps 8 | $50,942 | $314 | 44% | 4.8★ (4) | 1.4 mi | Booking |
Sunrise Vista Lodge - Mountain Views & Fireplaces! Cabin | 3 bd · 3 ba · sleeps 10 | $53,284 | $358 | 41% | 5★ (16) | 1.4 mi | AirbnbVrboBooking |
Hawks Hideaway- Mineral Bluff GA Cabin
| 3 bd · 3 ba · sleeps 7 | $68,272 | $566 | 33% | 4.6★ (5) | 1.4 mi | AirbnbVrboBooking |
Mountain High Lodge - Mineral Bluff, GA Cabin
| 3 bd · 3 ba · sleeps 6 | $23,836 | $352 | 19% | 4.8★ (35) | 1.4 mi | AirbnbVrboBooking |
Highland Hideaway- Hot tub-Pool Table-Air Hockey Cabin | 3 bd · 2.5 ba · sleeps 8 | $65,427 | $268 | 67% | 5★ (231) | 1.4 mi | AirbnbVrbo |
License 2 Chill - Mineral Bluff, GA Cabin | 3 bd · 3.5 ba · sleeps 8 | $49,361 | $281 | 48% | 4.8★ (21) | 1.4 mi | AirbnbBooking |
Eagle's Rising- Pet Friendly w/ Fenced Yard, VIEWS Cabin | 3 bd · 3.5 ba · sleeps 8 | $74,568 | $461 | 44% | 4.8★ (8) | 1.5 mi | AirbnbVrboBooking |
Eagle Ridge-Mountain View, Hot Tub, Fenced Cabin
| 3 bd · 3 ba · sleeps 6 | $56,936 | $325 | 48% | 4.8★ (7) | 1.5 mi | AirbnbVrboBooking |
Cabin Near Blue Ridge w/ Fire Pit & Large Deck Cabin | 3 bd · 2.5 ba · sleeps 7 | $34,250 | $265 | 35% | 5★ (35) | 1.5 mi | AirbnbVrboBooking |
Knotty Dreams Vacation home | 3 bd · 3 ba · sleeps 8 | $28,021 | $292 | 26% | — | 1.5 mi | Booking |
The Eyrie Cabin
| 3 bd · 3 ba · sleeps 6 | $21,930 | $279 | 22% | 5★ (132) | 1.5 mi | AirbnbVrbo |
Knotty Dreams - Luxury Awaits, Hot Tub, PartyPorch Cabin | 3 bd · 2.5 ba · sleeps 8 | $36,051 | $370 | 27% | — | 1.5 mi | AirbnbVrbo |
"Recharge Station" - Blue Ridge area Cabin | 3 bd · 3 ba · sleeps 9 | $38,177 | $298 | 35% | 5★ (162) | 1.5 mi | AirbnbVrbo |
Luxe retreat, stunning views, puppy approved Cabin
| 3 bd · 3 ba · sleeps 10 | $41,210 | $323 | 35% | 4.9★ (16) | 1.5 mi | AirbnbVrbo |
Amazing Serenity Wood Cabin | 3 bd · 3 ba · sleeps 6 | $14,514 | $272 | 15% | 4.7★ (56) | 1.5 mi | AirbnbVrboBooking |
Just Breathe Cabin! House | 3 bd · 3 ba · sleeps 8 | $3,620 | $362 | 3% | 5★ (99) | 1.5 mi | Airbnb |
Out of this World Views! Pool Table! Pet Friendly! Cabin
| 3 bd · 3 ba · sleeps 8 | $66,613 | $332 | 55% | 5★ (196) | 1.6 mi | AirbnbVrbo |
Blue Ridge Mtn View Cabin| Hot Tub | Game Room Cabin
| 3 bd · 3 ba · sleeps 10 | $39,327 | $402 | 27% | 5★ (38) | 1.6 mi | AirbnbVrbo |
Secluded Cabin/Game Room/Hot Tub Cabin
| 3 bd · 3 ba · sleeps 10 | $45,870 | $264 | 48% | 4.9★ (146) | 1.7 mi | AirbnbVrboBooking |
Sunrise Views | Hot Tub | Near Blue Ridge House | 3 bd · 2 ba · sleeps 6 | $23,485 | $263 | 24% | 5★ (21) | 1.8 mi | Airbnb |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.15% = 7.40% Freddie Mac 30-yr avg (Oct 15) + 0.75% investor premium
Est. revenue
$41,401
NOI
$17,746
Cash flow /mo
-$2,590
Cash needed
$230,910
Cash-on-cash
-13.5%
ROE (yr 1)
-2.1%
Cap rate
2.4%
DSCR
0.36
Year-1 write-off
$148,829
Year-1 tax shield @ 32%
$47,625
Year-1 return on equity
- Cash flow (annual)-$31,084
- Principal paydown$4,433
- Appreciation at%$21,870
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$8,280
- Platform fees (3% of revenue)$1,242
- Maintenance / capex (5% of revenue)$2,070
- Utilities & supplies$4,200
- HOA$0
- Property tax$99
- Insurance (STR-rated)$7,764
Cash needed to close
- Down payment (25%)$182,250
- Closing costs (4.0%)$29,160
- Furnishing (bought new)$19,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$47,625
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$697,000
Short-life (5/15-yr)
$129,000 · 18%
Year-1 deduction
$149,000
Year-1 tax shield @ 32%
$48,000
Land 4% (county tax record, market value split) · building $568,000 over 39 years · new furniture $20,000
Based on: 1,830 sq ft, built 2025, 3 bd / 2.5 ba, unfurnished, listing features (fireplace, flooring types, septic).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $103,000 in year 1 (12% short-life, $33,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $18,600
Kitchen cabinetsdefault
$9,800 new × 96% good × 1.97 allocation
- $15,200
Kitchen countertopsdefault
$8,000 new × 96% good × 1.97 allocation
- $6,100
Decorative trimdefault
$3,200 new × 96% good × 1.97 allocation
- $500
Mirrorsdefault
$300 new × 92% good × 1.97 allocation
- $2,300
Shelvingdefault
$1,200 new × 96% good × 1.97 allocation
- $8,000
Window coverings (18)default
$4,500 new × 90% good × 1.97 allocation
- $14,800
Kitchen & laundry equipment plumbingdefault
$7,600 new × 98% good × 1.97 allocation
- $8,900
Kitchen, laundry & data equipment electricaldefault
$4,600 new × 98% good × 1.97 allocation
- $14,600
Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)default
$8,100 new × 92% good × 1.97 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $16,800
Paving: driveway & walks (paved)default
$8,900 new × 96% good × 1.97 allocation
- $16,200
Landscaping (typical)default
$8,500 new × 96% good × 1.97 allocation
- $3,400
Patiosdefault
$1,800 new × 96% good × 1.97 allocation
- $3,400
Decks & porches (attached)default
$1,800 new × 95% good × 1.97 allocation
- $384,900
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$198,500 new × 98% good × 1.97 allocation
- $39,800
Building plumbing & fixturesdefault
$20,600 new × 98% good × 1.97 allocation
- $39,600
Building electrical & lightingdefault
$20,500 new × 98% good × 1.97 allocation
- $38,600
HVACdefault
$20,600 new × 95% good × 1.97 allocation
- $22,300
Hardwood & tile floorsdefault
$11,800 new × 96% good × 1.97 allocation
- $19,900
Fireplaces (4)listing
$10,500 new × 96% good × 1.97 allocation
- $22,700
Septic systemlisting
$12,000 new × 96% good × 1.97 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $108,500 | $39,800 | $600 | $148,800 |
| 2 | $0 | $0 | $14,600 | $14,600 |
| 3 | $0 | $0 | $14,600 | $14,600 |
| 4 | $0 | $0 | $14,600 | $14,600 |
| 5 | $0 | $0 | $14,600 | $14,600 |
| 6+ | $0 | $0 | $509,000 | $509,000 |
| Total | $108,500 | $39,800 | $567,900 | $716,100 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.