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1821 Stanley Creek Rd

1821 Stanley Creek Rd

Cherry Log, GA 30522

$1,200,000

3 bd · 3.5 ba · 3,188 sqft · Listed 28d ago

View on Realtor.com →
Est. land %

Year built

2026

Sqft

3,188

Lot sqft

122,404

HOA / mo

None

Furnished

Yes

List date

2026-08-30T05:26:56.000000Z

Revenue

Annual revenue

$50,348

ADR

$274

Occupancy

50%

Cleaning fees (12 mo)

$10,489

Confidence

Low (49.59), 17 comps

Comp revenue range (p25 / median / p75)

$39,975$46,174$67,545

  • Aska's Cozy Corner Cabin

    Cabin · 3 bd · 3 ba · sleeps 6 · 0.2 mi

    Revenue $42,550ADR $206Occ ≈ 57%5★ (52)

    AirbnbVrboBooking

  • Blue Ridge Retreat Near Toccoa River + Hot Tub

    Cabin · 3 bd · 2.5 ba · sleeps 8 · 0.2 mi

    Revenue $7,322ADR $317Occ ≈ 6%5★ (44)

    AirbnbVrbo

  • Waldhaus- Great Deal! View, Pet Friendly, Hot Tub

    Cabin · 3 bd · 3 ba · sleeps 10 · 0.3 mi

    Revenue $66,325ADR $297Occ ≈ 61%5★ (53)

    AirbnbVrbo

  • 5 min to Aska Adventure area! Hot Tub + Fireplace

    Cabin · 3 bd · 3 ba · sleeps 7 · 0.4 mi

    Revenue $9,769ADR $203Occ ≈ 13%5★ (7)

    AirbnbVrbo

  • BUCKingham Palace- Pet Friendly, HotTub, Fireplace

    Cabin · 3 bd · 3 ba · sleeps 7 · 0.5 mi

    Revenue $28,097ADR $322Occ ≈ 24%4.8★ (22)

    AirbnbVrboBooking

  • Serenity Lodge on the Creek- Pet Friendly, Hot Tub

    Cabin · 3 bd · 3 ba · sleeps 10 · 0.5 mi

    Revenue $46,174ADR $341Occ ≈ 37%3.8★ (7)

    AirbnbVrbo

  • Water's Edge- Pets OK, Creekfront, HotTub, Firepit

    Cabin · 3 bd · 3 ba · sleeps 8 · 0.6 mi

    Revenue $67,545ADR $390Occ ≈ 47%4.9★ (18)

    AirbnbVrbo

  • Mountain View Peaceful 12 Acres

    Cabin · 3 bd · 2.5 ba · sleeps 8 · 0.6 mi

    Revenue $63,186ADR $309Occ ≈ 56%5★ (169)

    AirbnbVrboBooking

  • Serenity Lodge on the Creek

    Vacation home · 3 bd · 3 ba · sleeps 10 · 0.6 mi

    Revenue $40,561ADR $283Occ ≈ 39%—

    Booking

  • Water's Edge

    Vacation home · 3 bd · 3 ba · sleeps 8 · 0.6 mi

    Revenue $68,577ADR $369Occ ≈ 51%—

    Booking

Show all 17 comps

  • Luxury Mountain Escape on Aska ~ NEW Hot Tub, Game Room & Spectacular Views!

    House · 3 bd · 4 ba · sleeps 10 · 0.7 mi

    Revenue $28,958ADR $347Occ ≈ 23%4.8★ (9)

    Vrbo

  • Luxury Cabin w/ Stunning Mountain Views & Hot Tub

    Cabin · 3 bd · 3.5 ba · sleeps 10 · 0.7 mi

    Revenue $93,824ADR $372Occ ≈ 69%4.8★ (53)

    AirbnbVrbo

  • Breath of Heaven

    Cabin · 3 bd · 3 ba · sleeps 10 · 0.7 mi

    Revenue $66,847ADR $482Occ ≈ 38%4.9★ (82)

    AirbnbVrbo

  • Little Creek Cabin - Soothing Soaks & Game Nights

    Cabin · 3 bd · 3.5 ba · sleeps 10 · 0.7 mi

    Revenue $73,594ADR $331Occ ≈ 61%5★ (72)

    AirbnbVrbo

  • Aska Adventure Cabin

    Cabin · 3 bd · 3 ba · sleeps 6 · 0.7 mi

    Revenue $39,975ADR $296Occ ≈ 37%5★ (3)

    AirbnbBooking

  • Reset Ridge - Mountain view, hot tub, fire pit

    Cabin · 3 bd · 3 ba · sleeps 8 · 0.7 mi

    Revenue $102,090ADR $367Occ ≈ 76%5★ (65)

    AirbnbVrbo

  • Rocky Ridge Escape- Mtn Views, Hot Tub, King Beds!

    House · 3 bd · 3.5 ba · sleeps 8 · 0.7 mi

    Revenue $44,189ADR $424Occ ≈ 29%4.7★ (3)

    AirbnbVrbo

Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.

Cash flow calculator

Financing

Est. revenue

$50,348

NOI

$10,151

Cash flow /mo

$846

Cash needed

$1,248,000

Cash-on-cash (all cash)

0.8%

ROE (yr 1)

3.7%

Cap rate

0.8%

DSCR

—

Year-1 write-off

$213,472

Year-1 tax shield @ 32%

$68,311

Year-1 return on equity

  • Cash flow (annual)$10,151
  • Principal paydown (n/a, cash)$0
  • Appreciation at%$36,000
ROE3.7%
ROE incl. year-1 tax savings (32% bracket, STR loophole)9.2%
Opex, cash-needed & tax-savings breakdown

Annual operating expenses

  • Management (20% of revenue)$10,070
  • Platform fees (3% of revenue)$1,510
  • Maintenance / capex (5% of revenue)$2,517
  • Utilities & supplies$4,200
  • HOA$0
  • Property tax$9,120
  • Insurance (STR-rated)$12,780

Cash needed to close

  • Purchase price (all cash)$1,200,000
  • Closing costs (4.0%)$48,000
  • Furnishing (conveyed with the sale)$0

Tax savings if the STR loophole applies

  • Tax shield @ 32%$68,311

No county tax record split for property tax, insurance rate and the land/building split, so those use market defaults — edit the price above; other assumptions match the daily feed (see tasks/plan.md).

The write-off comes from the cost segregation estimate below. Not tax advice.

Cost segregation estimate

An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.

Depreciable basis

$1,022,000

Short-life (5/15-yr)

$209,000 · 20%

Year-1 deduction

$213,000

Year-1 tax shield @ 32%

$68,000

Land 15% (market default, no usable tax-record split) · building $812,000 over 39 years

Based on: 3,188 sq ft, built 2026, 3 bd / 3.5 ba, furnished, listing features (deck, game room, fireplace, flooring types, appliance list, septic).

IRS-guide safe-harbor floor: $104,000 in year 1 (10% short-life, $33,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.

5-year property$106,700

  • Kitchen cabinetsdefault

    $12,800 new × 100% good × 1.65 allocation

    $21,100

  • Kitchen countertopsdefault

    $10,500 new × 100% good × 1.65 allocation

    $17,300

  • Decorative trimdefault

    $5,600 new × 100% good × 1.65 allocation

    $9,200

  • Mirrorsdefault

    $500 new × 100% good × 1.65 allocation

    $700

  • Shelvingdefault

    $1,200 new × 100% good × 1.65 allocation

    $2,000

  • Window coverings (32)default

    $8,000 new × 100% good × 1.65 allocation

    $13,200

  • Kitchen & laundry equipment plumbingdefault

    $9,900 new × 100% good × 1.65 allocation

    $16,400

  • Kitchen, laundry & data equipment electricaldefault

    $6,000 new × 100% good × 1.65 allocation

    $9,900

  • Appliances (microwave, dishwasher, refrigerator)listing

    $3,900 new × 100% good × 1.65 allocation

    $6,400

  • Furniture conveyed with the sale (used)listing

    $19,500 new × 40% good · out of the price

    $7,800

  • Game-room equipment (used)listing

    $6,000 new × 40% good · out of the price

    $2,400
15-year land improvements$102,500

  • Paving: driveway & walks (paved)listing

    $11,700 new × 100% good × 1.65 allocation

    $19,400

  • Landscaping (typical)default

    $11,300 new × 100% good × 1.65 allocation

    $18,600

  • Patiosdefault

    $3,100 new × 100% good × 1.65 allocation

    $5,200

  • Decks & porches (attached)listing

    $35,900 new × 100% good × 1.65 allocation

    $59,300
Building, 39-year$812,400

  • Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault

    $346,700 new × 100% good × 1.65 allocation

    $573,200

  • Building plumbing & fixturesdefault

    $36,000 new × 100% good × 1.65 allocation

    $59,400

  • Building electrical & lightingdefault

    $37,700 new × 100% good × 1.65 allocation

    $62,300

  • HVACdefault

    $35,900 new × 100% good × 1.65 allocation

    $59,400

  • Hardwood & tile floorsdefault

    $20,500 new × 100% good × 1.65 allocation

    $33,900

  • Fireplacelisting

    $2,600 new × 100% good × 1.65 allocation

    $4,400

  • Septic systemlisting

    $12,000 new × 100% good × 1.65 allocation

    $19,800

About the property

Depreciation schedule: typical cost seg study

Year5-yr15-yrBuildingTotal
1$106,700$102,500$4,300$213,500
2$0$0$20,800$20,800
3$0$0$20,800$20,800
4$0$0$20,800$20,800
5$0$0$20,800$20,800
6+$0$0$724,700$724,700
Total$106,700$102,500$812,400$1,021,500

Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: Georgia disallows bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.

Market note

Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.