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Rate 7.99% = 7.24% Freddie Mac 30-yr avg (Oct 29) + 0.75% investor premium

3070 Ridgecrest Way

3070 Ridgecrest Way

Sevierville, TN 37862

$630,000

2 bd · 2.5 ba · 1,747 sqft · Listed 2d ago

View on Realtor.com →
Est. land %Negative cash flow

Year built

2002

Sqft

1,747

Lot sqft

51,836

HOA / mo

$0

Furnished

No

List date

2026-10-31T15:49:10.000000Z

Revenue

Annual revenue

$55,812

ADR

$227

Occupancy

67%

Cleaning fees (12 mo)

$10,364

Confidence

Low (43.49), 50 comps

Comp revenue range (p25 / median / p75)

$34,701$53,707$66,046

Median revenue of shown comps: $51,264

  • New Smoky Ridge Lookout

    Cabin · 2 bd · 2.5 ba · sleeps 8 · 138 ft

    • Hot tub
    • A/C
    • Free parking
    • Wifi
    • +4

    Revenue $66,072ADR $245Occ ≈ 74%4.8★ (42)

    AirbnbVrboBooking

  • *Stunning 2BD Cabin w/ VIEWS! Hot Tub + Fire Pit*

    Cabin · 2 bd · 2 ba · sleeps 8 · 180 ft

    Revenue $21,566ADR $358Occ ≈ 17%4.5★ (48)

    Airbnb

  • View & Location! Sleeps 6!

    Cabin · 2 bd · 2.5 ba · sleeps 6 · 184 ft

    • Hot tub
    • A/C
    • Free parking
    • Wifi
    • +5

    Revenue $76,673ADR $246Occ ≈ 85%5★ (175)

    AirbnbVrbo

  • Cliffside Spa Cabin with Views

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.1 mi

    • Hot tub
    • A/C
    • Free parking
    • Wifi
    • +2

    Revenue $60,753ADR $330Occ ≈ 50%5★ (27)

    Airbnb

  • Views! Sauna/Hot tub/Firepit/Privacy/Yoga/Spa feel

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.1 mi

    • A/C
    • Free parking
    • Wifi
    • Kitchen
    • +1

    Revenue $66,318ADR $273Occ ≈ 67%5★ (75)

    AirbnbVrbo

  • Epic Fall View | Hot Tub | Minutes to Pigeon Forge

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.1 mi

    • Hot tub
    • A/C
    • Free parking
    • Wifi
    • +4

    Revenue $5,985ADR $193Occ ≈ 8%5★ (1)

    AirbnbVrboBooking

  • Bee-utiful 2 bedroom/2 bathroom with game room

    Apartment · 2 bd · 2 ba · sleeps 4 · 0.1 mi

    Revenue $824ADR $206Occ ≈ 1%4.8★ (98)

    Airbnb

  • The Nest - Pickle Ball, Firepit, Hot Tub, Mt Views

    Chalet · 2 bd · 2 ba · sleeps 4 · 0.1 mi

    Revenue $19,956ADR $419Occ ≈ 13%—

    Booking

  • The Nest - Pickle Ball, Firepit, Hot Tub, Mt Views

    Cabin · 2 bd · 2 ba · sleeps 4 · 0.1 mi

    • Hot tub
    • A/C
    • Free parking
    • Wifi
    • +6

    Revenue $45,714ADR $216Occ ≈ 58%4.9★ (147)

    AirbnbVrbo

  • View and Me just needs you!

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.1 mi

    Revenue $56,839ADR $248Occ ≈ 63%4.5★ (20)

    Airbnb

Show 36 more
  • Mt views, Firepit, Pickle Ball, Hot Tub, Fireplace

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.2 mi

    • Hot tub
    • A/C
    • Free parking
    • Wifi
    • +6

    Revenue $50,932ADR $196Occ ≈ 71%4.9★ (209)

    AirbnbVrboBooking

  • A-Frame Mountain Retreat | Jaw-Dropping Smoky Moun

    House · 2 bd · 1.5 ba · sleeps 6 · 0.2 mi

    • Hot tub
    • A/C
    • Free parking
    • Wifi
    • +5

    Revenue $15,461ADR $237Occ ≈ 18%5★ (10)

    AirbnbVrbo

  • EaglesView:MtnViews*H/moon*H/Tub*Wifi*FirePit*Yard

    Cabin · 2 bd · 1.5 ba · sleeps 6 · 0.2 mi

    Revenue $75,775ADR $316Occ ≈ 66%5★ (2)

    Airbnb

  • Bearly Paradise: Mountaintop Views & Hot Tub

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.3 mi

    • Hot tub
    • A/C
    • Free parking
    • Wifi
    • +4

    Revenue $55,335ADR $261Occ ≈ 58%4.5★ (15)

    AirbnbVrbo

  • VIEWS! Min. from Dollywood. Book now

    Cabin · 2 bd · 2 ba · sleeps 7 · 0.3 mi

    • Hot tub
    • A/C
    • Free parking
    • Wifi
    • +3

    Revenue $99,209ADR $301Occ ≈ 90%4.9★ (351)

    Airbnb

  • Convenient Pigeon Forge Cabin-Two Bedroom Pool Table Internet-

    Cabin · 2 bd · 2 ba · sleeps 4 · 0.3 mi

    Revenue $45,688ADR $193Occ ≈ 65%4.5★ (14)

    Booking

  • OutskirtsofHeaven: HotTub, Wifi, Games, FirePlace

    Cabin · 2 bd · 2 ba · sleeps 4 · 0.3 mi

    • Hot tub
    • A/C
    • Free parking
    • Wifi
    • +4

    Revenue $2,658ADR $224Occ ≈ 3%—

    Airbnb

  • Rustic Cabin, 6 Mi to Dollywood, Full Coffee Bar

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.3 mi

    • Hot tub
    • A/C
    • Free parking
    • Wifi
    • +5

    Revenue $69,462ADR $262Occ ≈ 73%5★ (412)

    AirbnbVrbo

  • All Inclusive of the Smokies

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.3 mi

    • Hot tub
    • A/C
    • Free parking
    • Wifi
    • +4

    Revenue $40,183ADR $235Occ ≈ 47%5★ (57)

    AirbnbVrbo

  • #2 Miles of Spectacular Views-Private-1Level-HTub

    Cabin · 2 bd · 2 ba · sleeps 4 · 0.3 mi

    • Hot tub
    • A/C
    • Free parking
    • Pets OK
    • +6

    Revenue $62,329ADR $254Occ ≈ 67%4.7★ (367)

    AirbnbVrbo

  • Dream Catcher Hideaway

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.3 mi

    • Hot tub
    • A/C
    • Free parking
    • Wifi
    • +4

    Revenue $39,678ADR $195Occ ≈ 56%4.8★ (305)

    AirbnbVrboBooking

  • A Secluded Retreat is a private 2 bedroom cabin mi

    House · 2 bd · 2.5 ba · sleeps 6 · 0.4 mi

    • Hot tub
    • A/C
    • Free parking
    • Pets OK
    • +5

    Revenue $57,284ADR $246Occ ≈ 64%4.2★ (75)

    AirbnbVrboBooking

  • MOUNTAIN HIDEAWAY - AUTHENTIC LOG CABIN MINUTES TO PARKWAY AND ATTRACTIONS!!!

    Cabin · 2 bd · 2 ba · sleeps 4 · 0.4 mi

    • Hot tub
    • A/C
    • Free parking
    • Wifi
    • +4

    Revenue $54,584ADR $261Occ ≈ 57%4.8★ (335)

    VrboBooking

  • The Fur Traders Cabin- Pigeon Forge

    Vacation home · 2 bd · 2 ba · sleeps 4 · 0.4 mi

    Revenue $18,955ADR $239Occ ≈ 22%—

    Booking

  • The Fur Traders Cabin- Pigeon Forge cabin

    Vacation home · 2 bd · 2 ba · sleeps 4 · 0.4 mi

    Revenue $41,766ADR $209Occ ≈ 55%—

    Booking

  • New! the Fur Traders Cabin- Pigeon Forge

    Cabin · 2 bd · 2 ba · sleeps 4 · 0.4 mi

    Revenue $12,609ADR $282Occ ≈ 12%—

    Delisted

  • Real log cabin quiet in trees 5 min from action

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.4 mi

    • Hot tub
    • A/C
    • Free parking
    • Pets OK
    • +5

    Revenue $33,092ADR $175Occ ≈ 52%4.8★ (156)

    Airbnb

  • Jan/Feb SPECIAL! STAY 3 nts, Get 4th nt 1/2 Off. STAY 6 nts, GET 7TH FREE.

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.4 mi

    • Hot tub
    • A/C
    • Free parking
    • Wifi
    • +3

    Revenue $44,949ADR $176Occ ≈ 70%4.8★ (347)

    Vrbo

  • "All Inclusive of the Smokies" 2 Bedroom Cabin

    House · 2 bd · 2 ba · sleeps 6 · 0.4 mi

    • Hot tub
    • A/C
    • Free parking
    • Wifi
    • +2

    Revenue $17,966ADR $326Occ ≈ 15%—

    AirbnbVrbo

  • 2/2 Real log cabin w/FreeTix2Dollywd,zipline

    Cabin · 2 bd · 2 ba · sleeps 4 · 0.5 mi

    Revenue $5,866ADR $243Occ ≈ 7%3★ (1)

    Airbnb

  • Meadows Way 3378

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.5 mi

    • Hot tub
    • A/C
    • Free parking
    • Wifi
    • +4

    Revenue $51,596ADR $233Occ ≈ 61%4.9★ (95)

    AirbnbVrboBooking

  • Cubby Bear Smoky Mountain Cabin - Summer Specials!

    Cabin · 2 bd · 2 ba · sleeps 8 · 0.5 mi

    Revenue $63,976ADR $286Occ ≈ 61%4.7★ (174)

    AirbnbBooking

  • Sleeping 6-Hot Tub, Pool Table-Almost Heaven 2

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.5 mi

    • Hot tub
    • Pool
    • A/C
    • Free parking
    • +6

    Revenue $22,704ADR $215Occ ≈ 29%4.5★ (56)

    AirbnbVrboBooking

  • Bear Paws Mountain Chalet Incredible Views!

    Cabin · 2 bd · 2 ba · sleeps 8 · 0.5 mi

    • Hot tub
    • A/C
    • Free parking
    • Wifi
    • +2

    Revenue $39,526ADR $229Occ ≈ 47%4.8★ (183)

    AirbnbVrbo

  • Mtn views. Hot tub. Pool table.5min to attractions

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.5 mi

    • Hot tub
    • A/C
    • Free parking
    • Wifi
    • +5

    Revenue $43,898ADR $206Occ ≈ 58%4.9★ (213)

    Airbnb

  • Private Indoor Pool-Brand New Cabin-Views-Location

    Cabin · 2 bd · 2.5 ba · sleeps 8 · 0.5 mi

    Revenue $102,242ADR $318Occ ≈ 88%4.9★ (310)

    AirbnbVrbo

  • MyHappyPlace:Mtn Views*Res/Pool*Games*Hot Tub*Wifi

    Cabin · 2 bd · 2 ba · sleeps 7 · 0.5 mi

    Revenue $88,285ADR $372Occ ≈ 65%3.7★ (7)

    Airbnb

  • Cubby Bear Cabin

    Cabin · 2 bd · 2 ba · sleeps 8 · 0.5 mi

    • Hot tub
    • Pool
    • A/C
    • Free parking
    • +5

    Revenue $2,415ADR $244Occ ≈ 3%—

    AirbnbVrboBooking

  • 2BR 2BA 5 Min to Pkwy | Dog Friendly | 1 Level

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.5 mi

    Revenue $62,189ADR $250Occ ≈ 68%4.9★ (19)

    AirbnbVrboBooking

  • Evening Majesty has an unbelievable view

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.5 mi

    • Hot tub
    • A/C
    • Free parking
    • Wifi
    • +5

    Revenue $63,099ADR $258Occ ≈ 67%4.9★ (445)

    AirbnbVrbo

  • Sweet Little Cabin in Pigeon Forge

    Cabin · 2 bd · 2 ba · sleeps 8 · 0.5 mi

    Revenue $52,829ADR $236Occ ≈ 61%4.7★ (9)

    AirbnbVrbo

  • 2BR 2BA 1 MI to Parkway Hot Tub & Access to Pool

    Cabin · 2 bd · 2 ba · sleeps 5 · 0.5 mi

    Revenue $63,495ADR $258Occ ≈ 67%4.9★ (36)

    AirbnbVrboBooking

  • ER 226 - 2BD 2BA - 1MI to Parkway w/ Pool Table!

    Cabin · 2 bd · 2 ba · sleeps 8 · 0.6 mi

    Revenue $64,941ADR $262Occ ≈ 68%4.1★ (27)

    AirbnbVrboBooking

  • 2BR 2BA 1 MI to Parkway Pool Table - Hot Tub

    Cabin · 2 bd · 2 ba · sleeps 8 · 0.6 mi

    Revenue $65,967ADR $252Occ ≈ 72%3.6★ (18)

    AirbnbVrboBooking

  • Country Bear Cove - Hot Tub, Games & Deck w/ View

    Cabin · 2 bd · 2 ba · sleeps 8 · 0.6 mi

    Revenue $46,101ADR $269Occ ≈ 47%4.8★ (72)

    AirbnbVrboBooking

  • Secluded Cabin 1.5 Mi-PKWY/Hot Tub/Arcade/KingBeds

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.6 mi

    • Hot tub
    • A/C
    • Free parking
    • Pets OK
    • +4

    Revenue $69,144ADR $239Occ ≈ 79%5★ (169)

    AirbnbVrbo

Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.

Cash flow calculator

Financing
Management
Term

Rate 7.99% = 7.24% Freddie Mac 30-yr avg (Oct 29) + 0.75% investor premium

Est. revenue

$55,812

NOI

$30,383

Cash flow /mo

-$932

Cash needed

$204,700

Cash-on-cash

-5.5%

ROE (yr 1)

5.7%

Cap rate

4.8%

DSCR

0.73

Year-1 write-off

$138,595

Year-1 tax shield @ 32%

$44,350

Year-1 return on equity

  • Cash flow (annual)-$11,182
  • Principal paydown$3,955
  • Appreciation at%$18,900
ROE5.7%

Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.

Opex, cash-needed & tax-savings breakdown

Annual operating expenses

  • Management (20% of revenue)$11,162
  • Platform fees (3% of revenue)$1,674
  • Maintenance / capex (5% of revenue)$2,791
  • Utilities & supplies$4,200
  • HOA$0
  • Property tax$1,822
  • Insurance (STR-rated)$3,780

Cash needed to close

  • Down payment (25%)$157,500
  • Closing costs (4.0%)$25,200
  • Furnishing (bought new)$22,000

Tax savings if the STR loophole applies

  • Tax shield @ 32%$44,350

No county tax record split for property tax, insurance rate and the land/building split, so those use market defaults — edit the price above; other assumptions match the daily feed (see tasks/plan.md).

The write-off comes from the cost segregation estimate below. Not tax advice.

Cost segregation estimate

An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.

Depreciable basis

$536,000

Short-life (5/15-yr)

$116,000 · 22%

Year-1 deduction

$139,000

Year-1 tax shield @ 32%

$44,000

Land 15% (market default, no usable tax-record split) · building $419,000 over 39 years · new furniture $22,000

Based on: 1,747 sq ft, built 2002, 2 bd / 2.5 ba, unfurnished, listing features (hot tub, deck, game room, fireplace, flooring types, appliance list, septic).

Try the cost segregation calculator on any property →

IRS-guide safe-harbor floor: $88,000 in year 1 (12% short-life, $28,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.

5-year property$85,700
  • Kitchen cabinetsdefault

    $9,600 new × 40% good × 2.73 allocation

    $10,500
  • Kitchen countertopsdefault

    $7,900 new × 40% good × 2.73 allocation

    $8,600
  • Decorative trimdefault

    $3,100 new × 40% good × 2.73 allocation

    $3,300
  • Mirrorsdefault

    $300 new × 40% good × 2.73 allocation

    $300
  • Shelvingdefault

    $900 new × 40% good × 2.73 allocation

    $1,000
  • Window coverings (17)default

    $4,300 new × 40% good × 2.73 allocation

    $4,600
  • Kitchen & laundry equipment plumbingdefault

    $7,500 new × 52% good × 2.73 allocation

    $10,600
  • Kitchen, laundry & data equipment electricaldefault

    $4,500 new × 52% good × 2.73 allocation

    $6,400
  • Appliances (range, microwave, dishwasher, refrigerator, washer, dryer)listing

    $7,700 new × 40% good × 2.73 allocation

    $8,400
  • Hot tub (freestanding)listing

    $9,000 new × 40% good × 2.73 allocation

    $9,800
  • Furniture bought newlisting

    $16,000 new × 100% good · bought separately

    $16,000
  • Game-room equipment bought newlisting

    $6,000 new × 100% good · bought separately

    $6,000
15-year land improvements$52,400
  • Paving: driveway & walks (paved)default

    $8,700 new × 50% good × 2.73 allocation

    $11,800
  • Landscaping (typical)default

    $8,300 new × 50% good × 2.73 allocation

    $11,400
  • Patiosdefault

    $1,700 new × 50% good × 2.73 allocation

    $2,400
  • Decks & porches (attached)listing

    $19,700 new × 50% good × 2.73 allocation

    $26,800
Building, 39-year$419,400
  • Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault

    $189,700 new × 60% good × 2.73 allocation

    $310,800
  • Building plumbing & fixturesdefault

    $19,600 new × 52% good × 2.73 allocation

    $27,900
  • Building electrical & lightingdefault

    $19,400 new × 52% good × 2.73 allocation

    $27,600
  • HVACdefault

    $19,700 new × 40% good × 2.73 allocation

    $21,500
  • Hardwood & tile floorsdefault

    $11,200 new × 40% good × 2.73 allocation

    $12,300
  • Fireplacelisting

    $2,600 new × 40% good × 2.73 allocation

    $2,900
  • Septic systemlisting

    $12,000 new × 50% good × 2.73 allocation

    $16,400

About the property

Depreciation schedule: typical cost seg study

Year5-yr15-yrBuildingTotal
1$85,700$52,400$400$138,600
2$0$0$10,800$10,800
3$0$0$10,800$10,800
4$0$0$10,800$10,800
5$0$0$10,800$10,800
6+$0$0$375,900$375,900
Total$85,700$52,400$419,400$557,500

Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.

Market note

STR allowed in most of Sevier County; inside Gatlinburg city limits only in overnight-rental zones.