8550 Deschutes Rd
Palo Cedro, CA 96073
$995,000
3 bd · 4 ba · 3,350 sqft · Listed 8d ago
View on Realtor.com →Year built
2007
Sqft
3,350
Lot sqft
219,107
HOA / mo
$0
Furnished
No
List date
2026-11-04T16:19:14.000000Z
Revenue
Annual revenue
$45,076
ADR
$387
Occupancy
32%
Cleaning fees (12 mo)
$9,838
Confidence
Low (28.48), 7 comps
Comp revenue range (p25 / median / p75)
Few similar-size comps were found, so all comps are shown.
Median revenue of shown comps: $33,607
-The Bluebird- Located on our Flower Farm
Farm stay · 4 bd · 2 ba · sleeps 6 · 2.6 mi
Revenue $63,469ADR $497Occ ≈ 35%5★ (11)
Delisted
Palo Cedro Country Family Home on Creek
House · 3 bd · 2 ba · sleeps 7 · 2.9 mi
Revenue $7,735ADR $761Occ ≈ 3%—
Delisted
Revival Ranchette - Mountain Views
House · 4 bd · 2.5 ba · sleeps 8 · 3.3 mi
Revenue $46,575ADR $568Occ ≈ 22%5★ (42)
Delisted
Redding retreat for Large Family / Entire house
House · 4 bd · 2 ba · sleeps 8 · 3.5 mi
- A/C
- Wifi
- Kitchen
- Washer
- +1
Revenue $33,607ADR $227Occ ≈ 41%5★ (124)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Farm house on 36 beautiful acres House
| 4 bd · 3 ba · sleeps 12 | $98,257 | $937 | 29% | 4.6★ (49) | 1.3 mi | AirbnbVrbo |
Gorgeous Lakehouse w/POOL! House
| 2 bd · 3 ba · sleeps 10 | $20,425 | $535 | 10% | 5★ (19) | 1.5 mi | AirbnbVrbo |
Palo Cedro 22-Acre ViewPoint Lodge House
| 3 bd · 3 ba · sleeps 8 | $27,795 | $293 | 26% | 5★ (23) | 2.4 mi | AirbnbVrbo |
-The Bluebird- Located on our Flower Farm Farm stay | 4 bd · 2 ba · sleeps 6 | $63,469 | $497 | 35% | 5★ (11) | 2.6 mi | Delisted |
Palo Cedro Country Family Home on Creek House | 3 bd · 2 ba · sleeps 7 | $7,735 | $761 | 3% | — | 2.9 mi | Delisted |
Revival Ranchette - Mountain Views House | 4 bd · 2.5 ba · sleeps 8 | $46,575 | $568 | 22% | 5★ (42) | 3.3 mi | Delisted |
Redding retreat for Large Family / Entire house House
| 4 bd · 2 ba · sleeps 8 | $33,607 | $227 | 41% | 5★ (124) | 3.5 mi | Airbnb |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Est. revenue
$45,076
NOI
$11,489
Cash flow /mo
$957
Cash needed
$1,054,300
Cash-on-cash (all cash)
1.1%
ROE (yr 1)
3.9%
Cap rate
1.2%
DSCR
—
Year-1 write-off
$125,897
Year-1 tax shield @ 32%
$40,287
Year-1 return on equity
- Cash flow (annual)$11,489
- Principal paydown (n/a, cash)$0
- Appreciation at%$29,850
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$9,015
- Platform fees (3% of revenue)$1,352
- Maintenance / capex (5% of revenue)$2,254
- Utilities & supplies$4,200
- HOA$0
- Property tax$12,438
- Insurance (STR-rated)$5,821
Cash needed to close
- Purchase price (all cash)$995,000
- Closing costs (4.0%)$39,800
- Furnishing (bought new)$19,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$40,287
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$728,000
Short-life (5/15-yr)
$106,000 · 15%
Year-1 deduction
$126,000
Year-1 tax shield @ 32%
$40,000
Land 27% (county tax record, assessed value split) · building $622,000 over 39 years · new furniture $20,000
Based on: 3,350 sq ft, built 2007, 3 bd / 4 ba, unfurnished, listing features (fireplace, stone counters, flooring types, septic).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $96,000 in year 1 (10% short-life, $31,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $10,300
Kitchen cabinetsdefault
$13,100 new × 40% good × 1.95 allocation
- $10,500
Kitchen countertops (stone)listing
$13,400 new × 40% good × 1.95 allocation
- $4,600
Decorative trimdefault
$5,900 new × 40% good × 1.95 allocation
- $500
Mirrorsdefault
$600 new × 40% good × 1.95 allocation
- $900
Shelvingdefault
$1,200 new × 40% good × 1.95 allocation
- $6,600
Window coverings (34)default
$8,500 new × 40% good × 1.95 allocation
- $16,800
Carpet, vinyl & laminate (100% of floors)listing
$21,600 new × 40% good × 1.95 allocation
- $12,400
Kitchen & laundry equipment plumbingdefault
$10,200 new × 62% good × 1.95 allocation
- $7,500
Kitchen, laundry & data equipment electricaldefault
$6,200 new × 62% good × 1.95 allocation
- $6,300
Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)default
$8,100 new × 40% good × 1.95 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $11,700
Paving: driveway & walks (paved)default
$12,000 new × 50% good × 1.95 allocation
- $11,300
Landscaping (typical)default
$11,500 new × 50% good × 1.95 allocation
- $3,200
Patiosdefault
$3,300 new × 50% good × 1.95 allocation
- $3,200
Decks & porches (attached)default
$3,300 new × 50% good × 1.95 allocation
- $485,400
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$364,200 new × 68% good × 1.95 allocation
- $45,700
Building plumbing & fixturesdefault
$37,800 new × 62% good × 1.95 allocation
- $48,000
Building electrical & lightingdefault
$39,700 new × 62% good × 1.95 allocation
- $29,400
HVACdefault
$37,700 new × 40% good × 1.95 allocation
- $2,100
Fireplacelisting
$2,600 new × 40% good × 1.95 allocation
- $11,700
Septic systemlisting
$12,000 new × 50% good × 1.95 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $95,800 | $29,400 | $700 | $125,900 |
| 2 | $0 | $0 | $16,000 | $16,000 |
| 3 | $0 | $0 | $16,000 | $16,000 |
| 4 | $0 | $0 | $16,000 | $16,000 |
| 5 | $0 | $0 | $16,000 | $16,000 |
| 6+ | $0 | $0 | $557,900 | $557,900 |
| Total | $95,800 | $29,400 | $622,400 | $747,600 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Rules differ by jurisdiction. City of Redding caps whole-home vacation rentals at 400 with a 600 ft spacing rule (300 ft with a physical buffer), and its permit is NOT transferable to a new owner. Shasta Lake city and unincorporated Shasta County allow permitted rentals with no cap found, but permits also do not transfer on sale. Lodging tax ~10% plus a 2% tourism assessment in Redding. Verify parcel eligibility with the city or county before you buy.