1976 Trumpet Dr
Redding, CA 96003
$385,000
4 bd · 2 ba · 1,672 sqft · Listed 8d ago
View on Realtor.com →Year built
1990
Sqft
1,672
Lot sqft
8,712
HOA / mo
$0
Furnished
No
List date
2026-11-04T18:31:13.000000Z
Revenue
Annual revenue
$39,276
ADR
$149
Occupancy
72%
Cleaning fees (12 mo)
$6,167
Confidence
Low (14.4), 6 comps
Comp revenue range (p25 / median / p75)
Few similar-size comps were found, so all comps are shown.
Median revenue of shown comps: $31,099
Comfy home + great outside space - 30 day
House · 3 bd · 2.5 ba · sleeps 7 · 0.3 mi
Revenue $8,372ADR $87Occ ≈ 26%—
Delisted
The sweetest escape with a pool
House · 4 bd · 2 ba · sleeps 8 · 0.6 mi
- Pool
- A/C
- Free parking
- Wifi
- +2
Revenue $46,779ADR $270Occ ≈ 47%4.8★ (53)
Comfortable 30+ Day Stay – Perfect for Work/Travel
House · 3 bd · 2 ba · sleeps 8 · 0.7 mi
Revenue $15,418ADR $169Occ ≈ 25%4.8★ (6)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Fenced Pool | 4BR King Bed Central Family Friendly House
| 4 bd · 2 ba · sleeps 8 | $70,498 | $266 | 73% | 4.8★ (100) | 0.1 mi | AirbnbVrboBooking |
Comfy home + great outside space - 30 day House | 3 bd · 2.5 ba · sleeps 7 | $8,372 | $87 | 26% | — | 0.3 mi | Delisted |
Sundial Bridge Stylish & Modern 4BR Home w Arcade! House
| 4 bd · 2 ba · sleeps 8 | $1,606 | $412 | 1% | 4.4★ (5) | 0.4 mi | AirbnbVrbo |
Fayette House near Lema Ranch House
| 3 bd · 2 ba · sleeps 8 | $51,804 | $196 | 72% | 5★ (121) | 0.6 mi | AirbnbVrbo |
The sweetest escape with a pool House
| 4 bd · 2 ba · sleeps 8 | $46,779 | $270 | 47% | 4.8★ (53) | 0.6 mi | Airbnb |
Comfortable 30+ Day Stay – Perfect for Work/Travel House | 3 bd · 2 ba · sleeps 8 | $15,418 | $169 | 25% | 4.8★ (6) | 0.7 mi | Airbnb |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.93% = 7.18% Freddie Mac 30-yr avg (Nov 5) + 0.75% investor premium
Est. revenue
$39,276
NOI
$17,591
Cash flow /mo
-$639
Cash needed
$134,650
Cash-on-cash
-5.7%
ROE (yr 1)
4.7%
Cap rate
4.6%
DSCR
0.70
Year-1 write-off
$109,290
Year-1 tax shield @ 32%
$34,973
Year-1 return on equity
- Cash flow (annual)-$7,665
- Principal paydown$2,446
- Appreciation at%$11,550
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$7,855
- Platform fees (3% of revenue)$1,178
- Maintenance / capex (5% of revenue)$1,964
- Utilities & supplies$4,200
- HOA$0
- Property tax$4,813
- Insurance (STR-rated)$2,252
Cash needed to close
- Down payment (25%)$96,250
- Closing costs (4.0%)$15,400
- Furnishing (bought new)$23,000
Tax savings if the STR loophole applies
- Tax shield @ 32%$34,973
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$315,000
Short-life (5/15-yr)
$86,000 · 27%
Year-1 deduction
$109,000
Year-1 tax shield @ 32%
$35,000
Land 18% (county tax record, assessed value split) · building $229,000 over 39 years · new furniture $23,000
Based on: 1,672 sq ft, built 1990, 4 bd / 2 ba, unfurnished, listing features (patio, flooring types).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $86,000 in year 1 (20% short-life, $28,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $9,100
Kitchen cabinetsdefault
$9,500 new × 40% good × 2.41 allocation
- $7,500
Kitchen countertopsdefault
$7,700 new × 40% good × 2.41 allocation
- $2,800
Decorative trimdefault
$2,900 new × 40% good × 2.41 allocation
- $300
Mirrorsdefault
$300 new × 40% good × 2.41 allocation
- $1,400
Shelvingdefault
$1,500 new × 40% good × 2.41 allocation
- $4,100
Window coverings (17)default
$4,300 new × 40% good × 2.41 allocation
- $10,400
Carpet, vinyl & laminate (100% of floors)listing
$10,800 new × 40% good × 2.41 allocation
- $7,100
Kitchen & laundry equipment plumbingdefault
$7,400 new × 40% good × 2.41 allocation
- $4,300
Kitchen, laundry & data equipment electricaldefault
$4,500 new × 40% good × 2.41 allocation
- $7,800
Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)default
$8,100 new × 40% good × 2.41 allocation
- $23,000
Furniture bought newlisting
$23,000 new × 100% good · bought separately
- $10,200
Paving: driveway & walks (paved)default
$8,500 new × 50% good × 2.41 allocation
- $9,800
Landscaping (typical)default
$8,200 new × 50% good × 2.41 allocation
- $9,100
Patioslisting
$7,500 new × 50% good × 2.41 allocation
- $2,000
Decks & porches (attached)default
$1,700 new × 50% good × 2.41 allocation
- $174,600
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$180,900 new × 40% good × 2.41 allocation
- $18,100
Building plumbing & fixturesdefault
$18,800 new × 40% good × 2.41 allocation
- $17,800
Building electrical & lightingdefault
$18,500 new × 40% good × 2.41 allocation
- $18,200
HVACdefault
$18,800 new × 40% good × 2.41 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $77,900 | $31,100 | $200 | $109,300 |
| 2 | $0 | $0 | $5,900 | $5,900 |
| 3 | $0 | $0 | $5,900 | $5,900 |
| 4 | $0 | $0 | $5,900 | $5,900 |
| 5 | $0 | $0 | $5,900 | $5,900 |
| 6+ | $0 | $0 | $205,100 | $205,100 |
| Total | $77,900 | $31,100 | $228,800 | $337,900 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Rules differ by jurisdiction. City of Redding caps whole-home vacation rentals at 400 with a 600 ft spacing rule (300 ft with a physical buffer), and its permit is NOT transferable to a new owner. Shasta Lake city and unincorporated Shasta County allow permitted rentals with no cap found, but permits also do not transfer on sale. Lodging tax ~10% plus a 2% tourism assessment in Redding. Verify parcel eligibility with the city or county before you buy.