4749 Front St
Shasta Lake, CA 96019
$329,000
3 bd · 2 ba · 1,064 sqft · Listed 1d ago
View on Realtor.com →Year built
1945
Sqft
1,064
Lot sqft
11,326
HOA / mo
$0
Furnished
No
List date
2026-10-06T23:20:45.000000Z
Revenue
Annual revenue
$44,487
ADR
$189
Occupancy
64%
Cleaning fees (12 mo)
$7,556
Confidence
Med (69.47), 6 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $49,174
Close to I5: Newer Pet-friendly Home Near Bethel
House · 3 bd · 2 ba · sleeps 7 · 1.1 mi
Revenue $20,287ADR $142Occ ≈ 39%3.7★ (3)
Shasta House
House · 3 bd · 2 ba · sleeps 6 · 1.4 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +4
Revenue $45,728ADR $190Occ ≈ 66%5★ (88)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
White retreat-close to I5- Petfriendly near Bethel House
| 3 bd · 2 ba · sleeps 8 | $52,619 | $174 | 83% | 4.8★ (82) | 1.1 mi | AirbnbVrboBooking |
Close to I5: Newer Pet-friendly Home Near Bethel House | 3 bd · 2 ba · sleeps 7 | $20,287 | $142 | 39% | 3.7★ (3) | 1.1 mi | Airbnb |
Beautiful Country House. House
| 3 bd · 2 ba · sleeps 8 | $56,735 | $291 | 53% | 4.9★ (151) | 1.2 mi | AirbnbVrbo |
Shasta House House
| 3 bd · 2 ba · sleeps 6 | $45,728 | $190 | 66% | 5★ (88) | 1.4 mi | Airbnb |
Home in Shasta Lake Near Redding: Early Check-In! House
| 3 bd · 2 ba · sleeps 8 | $39,899 | $232 | 47% | 5★ (79) | 1.5 mi | AirbnbVrboBooking |
*Family friendly *Hot Tub *2200 sq ft *2 acres House
| 3 bd · 2 ba · sleeps 9 | $55,919 | $259 | 59% | 4.7★ (129) | 1.9 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.03% = 7.28% Freddie Mac 30-yr avg (Oct 1) + 0.75% investor premium
Est. revenue
$44,487
NOI
$22,287
Cash flow /mo
$42
Cash needed
$114,910
Cash-on-cash
0.4%
ROE (yr 1)
10.8%
Cap rate
6.8%
DSCR
1.02
Year-1 write-off
$76,547
Year-1 tax shield @ 32%
$24,495
Year-1 return on equity
- Cash flow (annual)$498
- Principal paydown$2,049
- Appreciation at%$9,870
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$8,897
- Platform fees (3% of revenue)$1,335
- Maintenance / capex (5% of revenue)$2,224
- Utilities & supplies$4,200
- HOA$0
- Property tax$4,113
- Insurance (STR-rated)$1,925
Cash needed to close
- Down payment (25%)$82,250
- Closing costs (4.0%)$13,160
- Furnishing (bought new)$19,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$24,495
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$182,000
Short-life (5/15-yr)
$57,000 · 31%
Year-1 deduction
$77,000
Year-1 tax shield @ 32%
$24,000
Land 45% (county tax record, assessed value split) · building $126,000 over 39 years · new furniture $20,000
Based on: 1,064 sq ft, built 1945, 3 bd / 2 ba, unfurnished, listing features (fence, flooring types).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $61,000 in year 1 (22% short-life, $19,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $6,700
Kitchen cabinetsdefault
$8,100 new × 40% good × 2.05 allocation
- $5,500
Kitchen countertopsdefault
$6,700 new × 40% good × 2.05 allocation
- $1,500
Decorative trimdefault
$1,900 new × 40% good × 2.05 allocation
- $200
Mirrorsdefault
$300 new × 40% good × 2.05 allocation
- $1,000
Shelvingdefault
$1,200 new × 40% good × 2.05 allocation
- $2,300
Window coverings (11)default
$2,800 new × 40% good × 2.05 allocation
- $2,800
Carpet, vinyl & laminate (50% of floors)listing
$3,400 new × 40% good × 2.05 allocation
- $5,200
Kitchen & laundry equipment plumbingdefault
$6,300 new × 40% good × 2.05 allocation
- $3,100
Kitchen, laundry & data equipment electricaldefault
$3,800 new × 40% good × 2.05 allocation
- $6,700
Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)default
$8,100 new × 40% good × 2.05 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $6,900
Paving: driveway & walks (paved)default
$6,800 new × 50% good × 2.05 allocation
- $6,700
Landscaping (typical)default
$6,500 new × 50% good × 2.05 allocation
- $1,100
Patiosdefault
$1,100 new × 50% good × 2.05 allocation
- $1,100
Decks & porches (attached)default
$1,100 new × 50% good × 2.05 allocation
- $6,200
Fencinglisting
$6,000 new × 50% good × 2.05 allocation
- $94,300
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$114,800 new × 40% good × 2.05 allocation
- $9,800
Building plumbing & fixturesdefault
$11,900 new × 40% good × 2.05 allocation
- $8,800
Building electrical & lightingdefault
$10,800 new × 40% good × 2.05 allocation
- $9,800
HVACdefault
$12,000 new × 40% good × 2.05 allocation
- $2,800
Hardwood & tile floorsdefault
$3,400 new × 40% good × 2.05 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $54,500 | $21,900 | $100 | $76,500 |
| 2 | $0 | $0 | $3,200 | $3,200 |
| 3 | $0 | $0 | $3,200 | $3,200 |
| 4 | $0 | $0 | $3,200 | $3,200 |
| 5 | $0 | $0 | $3,200 | $3,200 |
| 6+ | $0 | $0 | $112,500 | $112,500 |
| Total | $54,500 | $21,900 | $125,500 | $202,000 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Rules differ by jurisdiction. City of Redding caps whole-home vacation rentals at 400 with a 600 ft spacing rule (300 ft with a physical buffer), and its permit is NOT transferable to a new owner. Shasta Lake city and unincorporated Shasta County allow permitted rentals with no cap found, but permits also do not transfer on sale. Lodging tax ~10% plus a 2% tourism assessment in Redding. Verify parcel eligibility with the city or county before you buy.