819 Cameron Dr
Big Bear Lake, CA 92315
$449,000
2 bd · 2 ba · 941 sqft · Listed 52d ago
View on Realtor.com →Year built
1987
Sqft
941
Lot sqft
25,300
HOA / mo
$0
Furnished
No
List date
2026-09-22T18:51:21.000000Z
Revenue
Annual revenue
$29,727
ADR
$207
Occupancy
39%
Cleaning fees (12 mo)
$5,576
Confidence
Low (43.71), 50 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $24,500
Village retreat # 1897
Vacation home · 2 bd · 1 ba · sleeps 4 · 171 ft
Revenue $5,479ADR $221Occ ≈ 7%3.5★ (1)
P: No.16 Jacuzzi Skylight Cabin
Cabin · 2 bd · 1 ba · sleeps 4 · 246 ft
- Hot tub
- A/C
- Free parking
- Pets OK
- +4
Revenue $45,078ADR $167Occ ≈ 74%4.9★ (22)
Just a stroll away from the village
Cabin · 2 bd · 2 ba · sleeps 4 · 0.1 mi
Revenue $20,144ADR $345Occ ≈ 16%5★ (13)
Delisted
Village Hideaway Big Bear Lake
Cabin · 2 bd · 2 ba · sleeps 5 · 0.1 mi
Revenue $6,369ADR $206Occ ≈ 8%4.8★ (51)
Delisted
2 Bedroom Retreat-Pet Friendly- Walk to Village
House · 2 bd · 1 ba · sleeps 4 · 0.1 mi
Revenue $11,508ADR $163Occ ≈ 19%4.5★ (196)
P: No.15 Jacuzzi Skylight Cabin
Cabin · 2 bd · 1 ba · sleeps 4 · 0.2 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +4
Revenue $44,434ADR $178Occ ≈ 68%4.8★ (8)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Skyhigh Chalet | Outdoor Spa - Near Village Cabin
| 2 bd · 2 ba · sleeps 5 | $36,492 | $265 | 38% | 4.1★ (50) | 20 ft | AirbnbVrboBooking |
Village retreat # 1897 Vacation home | 2 bd · 1 ba · sleeps 4 | $5,479 | $221 | 7% | 3.5★ (1) | 171 ft | Booking |
P: No.16 Jacuzzi Skylight Cabin Cabin
| 2 bd · 1 ba · sleeps 4 | $45,078 | $167 | 74% | 4.9★ (22) | 246 ft | Airbnb |
Big Bear Bird's Eye View - Enjoy the View Cabin
| 2 bd · 1 ba · sleeps 8 | $37,265 | $780 | 13% | 4.5★ (9) | 443 ft | AirbnbVrbo |
Walk to Village, lake & Forest.EV charger Cabin
| 2 bd · 2 ba · sleeps 5 | $11,347 | $202 | 15% | 5★ (248) | 505 ft | AirbnbVrbo |
Walk to Village +Hot Tub+ Lake View +Pets Ok Cabin
| 2 bd · 1.5 ba · sleeps 4 | $18,144 | $209 | 24% | 5★ (14) | 0.1 mi | AirbnbVrbo |
Just a stroll away from the village Cabin | 2 bd · 2 ba · sleeps 4 | $20,144 | $345 | 16% | 5★ (13) | 0.1 mi | Delisted |
Village Hideaway Big Bear Lake Cabin | 2 bd · 2 ba · sleeps 5 | $6,369 | $206 | 8% | 4.8★ (51) | 0.1 mi | Delisted |
2 Bedroom Retreat-Pet Friendly- Walk to Village House | 2 bd · 1 ba · sleeps 4 | $11,508 | $163 | 19% | 4.5★ (196) | 0.1 mi | Airbnb |
P: No.15 Jacuzzi Skylight Cabin Cabin
| 2 bd · 1 ba · sleeps 4 | $44,434 | $178 | 68% | 4.8★ (8) | 0.2 mi | Airbnb |
Show 38 more
Lakeview Lodge 5 - Near Village Entrance
Cabin · 2 bd · 1 ba · sleeps 6 · 0.2 mi
Revenue $23,909ADR $163Occ ≈ 40%4★ (49)
Delisted
P: No.20 Jacuzzi Skylight Cabin
Cabin · 2 bd · 1 ba · sleeps 4 · 0.2 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +4
Revenue $50,802ADR $178Occ ≈ 78%4.8★ (56)
LakeView Lodge6 (NearTheVillage)
Cabin · 2 bd · 1 ba · sleeps 6 · 0.2 mi
- A/C
- Free parking
- Pets OK
- Wifi
- +2
Revenue $17,679ADR $133Occ ≈ 36%4.5★ (72)
The Club at Big Bear Village | Stunning 2BR Suite
Condominium (condo) · 2 bd · 2 ba · sleeps 6 · 0.2 mi
- Hot tub
- Pool
- A/C
- Free parking
- +4
Revenue $28,068ADR $414Occ ≈ 19%—
The Club at Big Bear Village | Stunning 2BR Suite
Condominium (condo) · 2 bd · 2 ba · sleeps 6 · 0.2 mi
- Hot tub
- Pool
- A/C
- Free parking
- +4
Revenue $31,327ADR $596Occ ≈ 14%—
The Club at Big Bear Village | Stunning 2BR Suite
Condominium (condo) · 2 bd · 2 ba · sleeps 6 · 0.2 mi
- Hot tub
- Pool
- A/C
- Free parking
- +4
Revenue $32,084ADR $338Occ ≈ 26%—
The Club at Big Bear Village | Stunning 2BR Suite
Condominium (condo) · 2 bd · 2 ba · sleeps 6 · 0.2 mi
- Hot tub
- Pool
- A/C
- Free parking
- +4
Revenue $26,988ADR $396Occ ≈ 19%—
P: No.18Jacuzzi Skylight Cabin
Cabin · 2 bd · 1 ba · sleeps 4 · 0.2 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +4
Revenue $41,049ADR $161Occ ≈ 70%4.9★ (44)
2 Bedroom 2 Bath Condo
Apartment · 2 bd · 2 ba · sleeps 6 · 0.2 mi
Revenue $16,293ADR $485Occ ≈ 9%5★ (1)
P: No.17 Jacuzzi Skylight Cabin
Cabin · 2 bd · 1 ba · sleeps 4 · 0.2 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +4
Revenue $39,014ADR $166Occ ≈ 64%4.5★ (4)
2 BDRM ON BIG BEAR LAKE HEATED POOL HOT TUB CLUBHOUSE WATERSPORTS SKIING DINING
Condominium (condo) · 2 bd · 2 ba · sleeps 6 · 0.2 mi
Revenue $1,443ADR $360Occ ≈ 1%—
Delisted
Jus’ Restin Village Retreat | Steps to Big Bear Village, Dining & Shops
Vacation home · 2 bd · 2 ba · sleeps 7 · 0.3 mi
Revenue $20,299ADR $310Occ ≈ 18%3.5★ (1)
Badger Cottage - Walk to village and Lake
Cabin · 2 bd · 1 ba · sleeps 5 · 0.3 mi
Revenue $17,729ADR $242Occ ≈ 20%4.9★ (39)
Delisted
Clean and Comfy Cabin, close to The Lake!
Cabin · 2 bd · 2 ba · sleeps 5 · 0.3 mi
- Free parking
- Wifi
- Kitchen
- Washer
- +1
Revenue $12,643ADR $178Occ ≈ 19%4.8★ (352)
Near Village Lakeview Lodge 4
Cabin · 2 bd · 1 ba · sleeps 5 · 0.3 mi
Revenue $16,178ADR $136Occ ≈ 33%4★ (62)
Delisted
The Village Retreat
House · 2 bd · 1.5 ba · sleeps 5 · 0.3 mi
- Hot tub
- Free parking
- Wifi
- Kitchen
- +3
Revenue $23,023ADR $493Occ ≈ 13%5★ (103)
Honey Bee Hideaway
House · 2 bd · 2 ba · sleeps 7 · 0.4 mi
- Hot tub
- Pool
- Free parking
- Pets OK
- +4
Revenue $65,900ADR $391Occ ≈ 46%5★ (48)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Lakeview Lodge 5 - Near Village Entrance Cabin | 2 bd · 1 ba · sleeps 6 | $23,909 | $163 | 40% | 4★ (49) | 0.2 mi | Delisted |
Tree Top Ranch - Walk to the Village & Hot Tub Cabin
| 2 bd · 1 ba · sleeps 4 | $38,339 | $216 | 49% | 4.8★ (107) | 0.2 mi | AirbnbVrbo |
LakeView Lodge 1 (Near Village) Cabin
| 2 bd · 1 ba · sleeps 5 | $14,486 | $201 | 20% | 4.1★ (64) | 0.2 mi | AirbnbVrbo |
P: No.20 Jacuzzi Skylight Cabin Cabin
| 2 bd · 1 ba · sleeps 4 | $50,802 | $178 | 78% | 4.8★ (56) | 0.2 mi | Airbnb |
LakeView Lodge6 (NearTheVillage) Cabin
| 2 bd · 1 ba · sleeps 6 | $17,679 | $133 | 36% | 4.5★ (72) | 0.2 mi | Airbnb |
The Club at Big Bear Village | Stunning 2BR Suite Condominium (condo)
| 2 bd · 2 ba · sleeps 6 | $42,942 | $827 | 14% | — | 0.2 mi | AirbnbVrbo |
The Club at Big Bear Village | Stunning 2BR Suite Condominium (condo)
| 2 bd · 2 ba · sleeps 6 | $28,068 | $414 | 19% | — | 0.2 mi | Airbnb |
The Club at Big Bear Village | Stunning 2BR Suite Condominium (condo)
| 2 bd · 2 ba · sleeps 6 | $31,327 | $596 | 14% | — | 0.2 mi | Airbnb |
The Club at Big Bear Village | Stunning 2BR Suite Condominium (condo)
| 2 bd · 2 ba · sleeps 6 | $32,084 | $338 | 26% | — | 0.2 mi | Airbnb |
The Club at Big Bear Village | Stunning 2BR Suite Condominium (condo)
| 2 bd · 2 ba · sleeps 6 | $26,988 | $396 | 19% | — | 0.2 mi | Airbnb |
P: No.18Jacuzzi Skylight Cabin Cabin
| 2 bd · 1 ba · sleeps 4 | $41,049 | $161 | 70% | 4.9★ (44) | 0.2 mi | Airbnb |
Steps To The Village w/Game Room & Hot Tub Cabin
| 2 bd · 2 ba · sleeps 6 | $39,689 | $432 | 25% | 4.7★ (52) | 0.2 mi | AirbnbVrboBooking |
2 Bedroom 2 Bath Condo Apartment | 2 bd · 2 ba · sleeps 6 | $16,293 | $485 | 9% | 5★ (1) | 0.2 mi | Airbnb |
Cozy* Fireplace* Jacuzzi* Walk to Village&Lake Cabin
| 2 bd · 1 ba · sleeps 6 | $624 | $312 | 1% | 3★ (1) | 0.2 mi | AirbnbVrbo |
Village Hideout- Walk to Village & Lake, Hot Tub House
| 2 bd · 2 ba · sleeps 6 | $15,529 | $203 | 21% | 4.8★ (12) | 0.2 mi | AirbnbVrboBooking |
P: No.17 Jacuzzi Skylight Cabin Cabin
| 2 bd · 1 ba · sleeps 4 | $39,014 | $166 | 64% | 4.5★ (4) | 0.2 mi | Airbnb |
2 BDRM ON BIG BEAR LAKE HEATED POOL HOT TUB CLUBHOUSE WATERSPORTS SKIING DINING Condominium (condo) | 2 bd · 2 ba · sleeps 6 | $1,443 | $360 | 1% | — | 0.2 mi | Delisted |
Hillside hideaway: hidden gem, walkable to village Cabin
| 2 bd · 1 ba · sleeps 4 | $16,988 | $241 | 19% | 5★ (55) | 0.2 mi | AirbnbVrboBooking |
Jus' Restin Village Retreat by Big Bear Vacations Cabin
| 2 bd · 2 ba · sleeps 7 | $17,132 | $360 | 13% | 4.2★ (41) | 0.3 mi | AirbnbVrboBooking |
Jus’ Restin Village Retreat | Steps to Big Bear Village, Dining & Shops Vacation home | 2 bd · 2 ba · sleeps 7 | $20,299 | $310 | 18% | 3.5★ (1) | 0.3 mi | Booking |
LVL Cabin #7 (Nearby Village) Cabin
| 2 bd · 1 ba · sleeps 5 | $15,005 | $200 | 21% | 4★ (48) | 0.3 mi | AirbnbVrbo |
Fire Pit & Steps to Village- Village Hideaway Cabin
| 2 bd · 2 ba · sleeps 5 | $27,945 | $342 | 22% | 4.8★ (117) | 0.3 mi | AirbnbVrboBooking |
Badger Cottage - Walk to village and Lake Cabin | 2 bd · 1 ba · sleeps 5 | $17,729 | $242 | 20% | 4.9★ (39) | 0.3 mi | Delisted |
Lake-View Lodge 3 (Near Village) Cabin
| 2 bd · 1 ba · sleeps 4 | $15,768 | $128 | 34% | 4.2★ (83) | 0.3 mi | AirbnbVrbo |
Hot Tub + Deck + Walk to Village & Lake Cabin
| 2 bd · 2 ba · sleeps 6 | $33,533 | $287 | 32% | 4.9★ (28) | 0.3 mi | AirbnbVrboBooking |
Cabin In Village•Hot Tub•Walk to Shops/Lake• Pets Cabin
| 2 bd · 1 ba · sleeps 4 | $43,660 | $219 | 55% | 4.7★ (109) | 0.3 mi | AirbnbBooking |
Clean and Comfy Cabin, close to The Lake! Cabin
| 2 bd · 2 ba · sleeps 5 | $12,643 | $178 | 19% | 4.8★ (352) | 0.3 mi | Airbnb |
Lawliss Hideout | Steps to Village, Hot Tub Cabin
| 2 bd · 1 ba · sleeps 4 | $57,202 | $257 | 61% | 4.9★ (42) | 0.3 mi | AirbnbVrbo |
Near Village Lakeview Lodge 4 Cabin | 2 bd · 1 ba · sleeps 5 | $16,178 | $136 | 33% | 4★ (62) | 0.3 mi | Delisted |
Hot Tub! Cute! Walk to Village & Slopes Trolley House
| 2 bd · 2 ba · sleeps 5 | $5,889 | $342 | 5% | 5★ (2) | 0.3 mi | AirbnbVrbo |
Village Hideaway walking to the village/ W Spa Cabin | 2 bd · 2 ba · sleeps 5 | $31,942 | $346 | 25% | 4.5★ (35) | 0.3 mi | AirbnbBooking |
Johan's Village Haus:Located in the Village! Spa! House
| 2 bd · 1 ba · sleeps 5 | $25,090 | $325 | 21% | 4.8★ (43) | 0.3 mi | AirbnbVrbo |
The Village Retreat House
| 2 bd · 1.5 ba · sleeps 5 | $23,023 | $493 | 13% | 5★ (103) | 0.3 mi | Airbnb |
Cozy Little Hideaway Right In The Village Cabin
| 2 bd · 1.5 ba · sleeps 5 | $16,892 | $236 | 20% | 4.7★ (65) | 0.3 mi | AirbnbVrboBooking |
Badger Chalet- May spring Special, Walk to Village Chalet
| 2 bd · 1 ba · sleeps 4 | $32,863 | $200 | 45% | 4.9★ (405) | 0.3 mi | AirbnbVrbo |
Honey Bee Hideaway House
| 2 bd · 2 ba · sleeps 7 | $65,900 | $391 | 46% | 5★ (48) | 0.4 mi | Airbnb |
Walk to Village, Lake Views, AC, Pool House
| 2 bd · 2 ba · sleeps 7 | $27,160 | $441 | 17% | 4.5★ (41) | 0.4 mi | AirbnbVrboBooking |
Lakefront Condo w/ Pool, Spa & Dock Condominium (condo)
| 2 bd · 2 ba · sleeps 6 | $35,001 | $281 | 34% | 4.5★ (14) | 0.4 mi | AirbnbVrboBooking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.86% = 7.11% Freddie Mac 30-yr avg (Nov 12) + 0.75% investor premium
Est. revenue
$29,727
NOI
$9,975
Cash flow /mo
-$1,607
Cash needed
$146,210
Cash-on-cash
-13.2%
ROE (yr 1)
-2.0%
Cap rate
2.2%
DSCR
0.34
Year-1 write-off
$116,797
Year-1 tax shield @ 32%
$37,375
Year-1 return on equity
- Cash flow (annual)-$19,283
- Principal paydown$2,892
- Appreciation at%$13,470
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$5,945
- Platform fees (3% of revenue)$892
- Maintenance / capex (5% of revenue)$1,486
- Utilities & supplies$4,200
- HOA$0
- Property tax$5,613
- Insurance (STR-rated)$2,290
Cash needed to close
- Down payment (25%)$112,250
- Closing costs (4.0%)$17,960
- Furnishing (bought new)$16,000
Tax savings if the STR loophole applies
- Tax shield @ 32%$37,375
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$264,000
Short-life (5/15-yr)
$100,000 · 38%
Year-1 deduction
$117,000
Year-1 tax shield @ 32%
$37,000
Land 41% (county tax record, assessed value split) · building $164,000 over 39 years · new furniture $16,000
Based on: 941 sq ft, built 1987, 2 bd / 2 ba, unfurnished, listing features (hot tub, deck, fireplace, flooring types).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $80,000 in year 1 (24% short-life, $26,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $9,600
Kitchen cabinetsdefault
$7,900 new × 40% good × 3.04 allocation
- $7,800
Kitchen countertopsdefault
$6,400 new × 40% good × 3.04 allocation
- $2,000
Decorative trimdefault
$1,600 new × 40% good × 3.04 allocation
- $400
Mirrorsdefault
$300 new × 40% good × 3.04 allocation
- $1,100
Shelvingdefault
$900 new × 40% good × 3.04 allocation
- $2,700
Window coverings (9)default
$2,300 new × 40% good × 3.04 allocation
- $7,400
Carpet, vinyl & laminate (100% of floors)listing
$6,100 new × 40% good × 3.04 allocation
- $7,400
Kitchen & laundry equipment plumbingdefault
$6,100 new × 40% good × 3.04 allocation
- $4,500
Kitchen, laundry & data equipment electricaldefault
$3,700 new × 40% good × 3.04 allocation
- $9,900
Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)default
$8,100 new × 40% good × 3.04 allocation
- $11,000
Hot tub (freestanding)listing
$9,000 new × 40% good × 3.04 allocation
- $16,000
Furniture bought newlisting
$16,000 new × 100% good · bought separately
- $9,700
Paving: driveway & walks (paved)default
$6,400 new × 50% good × 3.04 allocation
- $9,300
Landscaping (typical)default
$6,100 new × 50% good × 3.04 allocation
- $1,400
Patiosdefault
$900 new × 50% good × 3.04 allocation
- $16,100
Decks & porches (attached)listing
$10,600 new × 50% good × 3.04 allocation
- $123,700
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$101,600 new × 40% good × 3.04 allocation
- $12,800
Building plumbing & fixturesdefault
$10,500 new × 40% good × 3.04 allocation
- $11,200
Building electrical & lightingdefault
$9,200 new × 40% good × 3.04 allocation
- $12,900
HVACdefault
$10,600 new × 40% good × 3.04 allocation
- $3,200
Fireplacelisting
$2,600 new × 40% good × 3.04 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $79,800 | $36,500 | $500 | $116,800 |
| 2 | $0 | $0 | $4,200 | $4,200 |
| 3 | $0 | $0 | $4,200 | $4,200 |
| 4 | $0 | $0 | $4,200 | $4,200 |
| 5 | $0 | $0 | $4,200 | $4,200 |
| 6+ | $0 | $0 | $146,500 | $146,500 |
| Total | $79,800 | $36,500 | $163,800 | $280,100 |
The building's share of the price ($264,000) is 3.0x our depreciated replacement cost of the home ($87,000). The IRS guide treats a gap this size as a reason to review the land share: if land is worth more than the county ratio says, the basis and the write-off are smaller.
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.