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819 Cameron Dr

819 Cameron Dr

Big Bear Lake, CA 92315

$449,000

2 bd · 2 ba · 941 sqft · Listed 7d ago

View on Realtor.com →

Year built

1987

Sqft

941

Lot sqft

25,300

HOA / mo

$0

Furnished

No

List date

2026-09-22T18:51:21.000000Z

Revenue

Annual revenue

$29,727

ADR

$207

Occupancy

39%

Cleaning fees (12 mo)

$5,576

Confidence

Low (43.71), 50 comps

Comp revenue range (p25 / median / p75)

$15,871$24,500$37,072

  • Skyhigh Chalet | Outdoor Spa - Near Village

    Cabin · 2 bd · 2 ba · sleeps 5 · 20 ft

    Revenue $36,492ADR $265Occ ≈ 38%4.1★ (50)

    AirbnbVrboBooking

  • Village retreat # 1897

    Vacation home · 2 bd · 1 ba · sleeps 4 · 171 ft

    Revenue $5,479ADR $221Occ ≈ 7%3.5★ (1)

    Booking

  • P: No.16 Jacuzzi Skylight Cabin

    Cabin · 2 bd · 1 ba · sleeps 4 · 246 ft

    Revenue $45,078ADR $167Occ ≈ 74%4.9★ (22)

    Airbnb

  • Big Bear Bird's Eye View - Enjoy the View

    Cabin · 2 bd · 1 ba · sleeps 8 · 443 ft

    Revenue $37,265ADR $780Occ ≈ 13%4.5★ (9)

    AirbnbVrbo

  • Walk to Village, lake & Forest.EV charger

    Cabin · 2 bd · 2 ba · sleeps 5 · 505 ft

    Revenue $11,347ADR $202Occ ≈ 15%5★ (248)

    AirbnbVrbo

  • Walk to Village +Hot Tub+ Lake View +Pets Ok

    Cabin · 2 bd · 1.5 ba · sleeps 4 · 0.1 mi

    Revenue $18,144ADR $209Occ ≈ 24%5★ (14)

    AirbnbVrbo

  • Just a stroll away from the village

    Cabin · 2 bd · 2 ba · sleeps 4 · 0.1 mi

    Revenue $20,144ADR $345Occ ≈ 16%5★ (13)

    Airbnb

  • Village Hideaway Big Bear Lake

    Cabin · 2 bd · 2 ba · sleeps 5 · 0.1 mi

    Revenue $6,369ADR $206Occ ≈ 8%4.8★ (51)

    Vrbo

  • Big Bear Cabin – Walk to Lake & Village

    Cabin · 2 bd · 1 ba · sleeps 3 · 0.1 mi

    Revenue $10,520ADR $230Occ ≈ 13%4.1★ (14)

    AirbnbVrboBooking

  • 2 Bedroom Retreat-Pet Friendly- Walk to Village

    House · 2 bd · 1 ba · sleeps 4 · 0.1 mi

    Revenue $11,508ADR $163Occ ≈ 19%4.5★ (196)

    AirbnbVrbo

Show all 50 comps

  • P: No.15 Jacuzzi Skylight Cabin

    Cabin · 2 bd · 1 ba · sleeps 4 · 0.2 mi

    Revenue $44,434ADR $178Occ ≈ 68%4.8★ (8)

    Airbnb

  • Lakeview Lodge 5 - Near Village Entrance

    Cabin · 2 bd · 1 ba · sleeps 6 · 0.2 mi

    Revenue $23,909ADR $163Occ ≈ 40%4★ (49)

    Airbnb

  • Tree Top Ranch - Walk to the Village & Hot Tub

    Cabin · 2 bd · 1 ba · sleeps 4 · 0.2 mi

    Revenue $38,339ADR $216Occ ≈ 49%4.8★ (107)

    AirbnbVrbo

  • LakeView Lodge 1 (Near Village)

    Cabin · 2 bd · 1 ba · sleeps 5 · 0.2 mi

    Revenue $14,486ADR $201Occ ≈ 20%4.1★ (64)

    AirbnbVrbo

  • P: No.20 Jacuzzi Skylight Cabin

    Cabin · 2 bd · 1 ba · sleeps 4 · 0.2 mi

    Revenue $50,802ADR $178Occ ≈ 78%4.8★ (56)

    Airbnb

  • LakeView Lodge6 (NearTheVillage)

    Cabin · 2 bd · 1 ba · sleeps 6 · 0.2 mi

    Revenue $17,679ADR $133Occ ≈ 36%4.5★ (72)

    Airbnb

  • The Club at Big Bear Village | Stunning 2BR Suite

    Condominium (condo) · 2 bd · 2 ba · sleeps 6 · 0.2 mi

    Revenue $42,942ADR $827Occ ≈ 14%—

    AirbnbVrbo

  • The Club at Big Bear Village | Stunning 2BR Suite

    Condominium (condo) · 2 bd · 2 ba · sleeps 6 · 0.2 mi

    Revenue $28,068ADR $414Occ ≈ 19%—

    Airbnb

  • The Club at Big Bear Village | Stunning 2BR Suite

    Condominium (condo) · 2 bd · 2 ba · sleeps 6 · 0.2 mi

    Revenue $31,327ADR $596Occ ≈ 14%—

    Airbnb

  • The Club at Big Bear Village | Stunning 2BR Suite

    Condominium (condo) · 2 bd · 2 ba · sleeps 6 · 0.2 mi

    Revenue $32,084ADR $338Occ ≈ 26%—

    Airbnb

  • The Club at Big Bear Village | Stunning 2BR Suite

    Condominium (condo) · 2 bd · 2 ba · sleeps 6 · 0.2 mi

    Revenue $26,988ADR $396Occ ≈ 19%—

    Airbnb

  • P: No.18Jacuzzi Skylight Cabin

    Cabin · 2 bd · 1 ba · sleeps 4 · 0.2 mi

    Revenue $41,049ADR $161Occ ≈ 70%4.9★ (44)

    Airbnb

  • Steps To The Village w/Game Room & Hot Tub

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.2 mi

    Revenue $39,689ADR $432Occ ≈ 25%4.7★ (52)

    AirbnbVrboBooking

  • 2 Bedroom 2 Bath Condo

    Apartment · 2 bd · 2 ba · sleeps 6 · 0.2 mi

    Revenue $16,293ADR $485Occ ≈ 9%5★ (1)

    AirbnbVrbo

  • Cozy* Fireplace* Jacuzzi* Walk to Village&Lake

    Cabin · 2 bd · 1 ba · sleeps 6 · 0.2 mi

    Revenue $624ADR $312Occ ≈ 1%3★ (1)

    AirbnbVrbo

  • Village Hideout- Walk to Village & Lake, Hot Tub

    House · 2 bd · 2 ba · sleeps 6 · 0.2 mi

    Revenue $15,529ADR $203Occ ≈ 21%4.8★ (12)

    AirbnbVrboBooking

  • P: No.17 Jacuzzi Skylight Cabin

    Cabin · 2 bd · 1 ba · sleeps 4 · 0.2 mi

    Revenue $39,014ADR $166Occ ≈ 64%4.5★ (4)

    Airbnb

  • 2 BDRM ON BIG BEAR LAKE HEATED POOL HOT TUB CLUBHOUSE WATERSPORTS SKIING DINING

    Condominium (condo) · 2 bd · 2 ba · sleeps 6 · 0.2 mi

    Revenue $1,443ADR $360Occ ≈ 1%—

    Vrbo

  • Hillside hideaway: hidden gem, walkable to village

    Cabin · 2 bd · 1 ba · sleeps 4 · 0.2 mi

    Revenue $16,988ADR $241Occ ≈ 19%5★ (55)

    AirbnbVrboBooking

  • Jus' Restin Village Retreat by Big Bear Vacations

    Cabin · 2 bd · 2 ba · sleeps 7 · 0.3 mi

    Revenue $17,132ADR $360Occ ≈ 13%4.2★ (41)

    AirbnbVrboBooking

  • Jus’ Restin Village Retreat | Steps to Big Bear Village, Dining & Shops

    Vacation home · 2 bd · 2 ba · sleeps 7 · 0.3 mi

    Revenue $20,299ADR $310Occ ≈ 18%3.5★ (1)

    Booking

  • LVL Cabin #7 (Nearby Village)

    Cabin · 2 bd · 1 ba · sleeps 5 · 0.3 mi

    Revenue $15,005ADR $200Occ ≈ 21%4★ (48)

    AirbnbVrbo

  • Fire Pit & Steps to Village- Village Hideaway

    Cabin · 2 bd · 2 ba · sleeps 5 · 0.3 mi

    Revenue $27,945ADR $342Occ ≈ 22%4.8★ (117)

    AirbnbVrboBooking

  • Badger Cottage - Walk to village and Lake

    Cabin · 2 bd · 1 ba · sleeps 5 · 0.3 mi

    Revenue $17,729ADR $242Occ ≈ 20%4.9★ (39)

    Airbnb

  • Lake-View Lodge 3 (Near Village)

    Cabin · 2 bd · 1 ba · sleeps 4 · 0.3 mi

    Revenue $15,768ADR $128Occ ≈ 34%4.2★ (83)

    AirbnbVrbo

  • Hot Tub + Deck + Walk to Village & Lake

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.3 mi

    Revenue $33,533ADR $287Occ ≈ 32%4.9★ (28)

    AirbnbVrboBooking

  • Cabin In Village•Hot Tub•Walk to Shops/Lake• Pets

    Cabin · 2 bd · 1 ba · sleeps 4 · 0.3 mi

    Revenue $43,660ADR $219Occ ≈ 55%4.7★ (109)

    AirbnbBooking

  • Clean and Comfy Cabin, close to The Lake!

    Cabin · 2 bd · 2 ba · sleeps 5 · 0.3 mi

    Revenue $12,643ADR $178Occ ≈ 19%4.8★ (352)

    Airbnb

  • Cozy Sundance Chalet: Hottub, AC,5 mins to Village

    Cabin · 2 bd · 1 ba · sleeps 3 · 0.3 mi

    Revenue $47,601ADR $248Occ ≈ 53%4.9★ (232)

    Airbnb

  • Lawliss Hideout | Steps to Village, Hot Tub

    Cabin · 2 bd · 1 ba · sleeps 4 · 0.3 mi

    Revenue $57,202ADR $257Occ ≈ 61%4.9★ (42)

    AirbnbVrbo

  • Near Village Lakeview Lodge 4

    Cabin · 2 bd · 1 ba · sleeps 5 · 0.3 mi

    Revenue $16,178ADR $136Occ ≈ 33%4★ (62)

    Airbnb

  • Hot Tub! Cute! Walk to Village & Slopes Trolley

    House · 2 bd · 2 ba · sleeps 5 · 0.3 mi

    Revenue $5,889ADR $342Occ ≈ 5%5★ (2)

    AirbnbVrbo

  • Village Hideaway walking to the village/ W Spa

    Cabin · 2 bd · 2 ba · sleeps 5 · 0.3 mi

    Revenue $31,942ADR $346Occ ≈ 25%4.5★ (35)

    AirbnbVrboBooking

  • Johan's Village Haus:Located in the Village! Spa!

    House · 2 bd · 1 ba · sleeps 5 · 0.3 mi

    Revenue $25,090ADR $325Occ ≈ 21%4.8★ (43)

    AirbnbVrbo

  • The Village Retreat

    House · 2 bd · 1.5 ba · sleeps 5 · 0.3 mi

    Revenue $23,023ADR $493Occ ≈ 13%5★ (103)

    Airbnb

  • Cozy Little Hideaway Right In The Village

    Cabin · 2 bd · 1.5 ba · sleeps 5 · 0.3 mi

    Revenue $16,892ADR $236Occ ≈ 20%4.7★ (65)

    AirbnbVrboBooking

  • Badger Chalet- May spring Special, Walk to Village

    Chalet · 2 bd · 1 ba · sleeps 4 · 0.3 mi

    Revenue $32,863ADR $200Occ ≈ 45%4.9★ (405)

    AirbnbVrbo

  • Honey Bee Hideaway

    House · 2 bd · 2 ba · sleeps 7 · 0.4 mi

    Revenue $65,900ADR $391Occ ≈ 46%5★ (48)

    Airbnb

  • Walk to Village, Lake Views, AC, Pool

    House · 2 bd · 2 ba · sleeps 7 · 0.4 mi

    Revenue $27,160ADR $441Occ ≈ 17%4.5★ (41)

    AirbnbVrboBooking

  • Lakefront Condo w/ Pool, Spa & Dock

    Condominium (condo) · 2 bd · 2 ba · sleeps 6 · 0.4 mi

    Revenue $35,001ADR $281Occ ≈ 34%4.5★ (14)

    AirbnbVrboBooking

Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.

Cash flow calculator

Financing

Est. revenue

$29,727

NOI

$9,975

Cash flow /mo

$831

Cash needed

$482,960

Cash-on-cash (all cash)

2.1%

ROE (yr 1)

4.9%

Cap rate

2.2%

DSCR

—

Year-1 write-off

$116,797

Year-1 tax shield @ 32%

$37,375

Year-1 return on equity

  • Cash flow (annual)$9,975
  • Principal paydown (n/a, cash)$0
  • Appreciation at%$13,470
ROE4.9%
ROE incl. year-1 tax savings (32% bracket, STR loophole)12.6%
Opex, cash-needed & tax-savings breakdown

Annual operating expenses

  • Management (20% of revenue)$5,945
  • Platform fees (3% of revenue)$892
  • Maintenance / capex (5% of revenue)$1,486
  • Utilities & supplies$4,200
  • HOA$0
  • Property tax$5,613
  • Insurance (STR-rated)$2,290

Cash needed to close

  • Purchase price (all cash)$449,000
  • Closing costs (4.0%)$17,960
  • Furnishing (bought new)$16,000

Tax savings if the STR loophole applies

  • Tax shield @ 32%$37,375

Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).

The write-off comes from the cost segregation estimate below. Not tax advice.

Cost segregation estimate

An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.

Depreciable basis

$264,000

Short-life (5/15-yr)

$100,000 · 38%

Year-1 deduction

$117,000

Year-1 tax shield @ 32%

$37,000

Land 41% (county tax record, assessed value split) · building $164,000 over 39 years · new furniture $16,000

Based on: 941 sq ft, built 1987, 2 bd / 2 ba, unfurnished, listing features (hot tub, deck, fireplace, flooring types).

IRS-guide safe-harbor floor: $80,000 in year 1 (24% short-life, $26,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.

5-year property$79,800

  • Kitchen cabinetsdefault

    $7,900 new × 40% good × 3.04 allocation

    $9,600

  • Kitchen countertopsdefault

    $6,400 new × 40% good × 3.04 allocation

    $7,800

  • Decorative trimdefault

    $1,600 new × 40% good × 3.04 allocation

    $2,000

  • Mirrorsdefault

    $300 new × 40% good × 3.04 allocation

    $400

  • Shelvingdefault

    $900 new × 40% good × 3.04 allocation

    $1,100

  • Window coverings (9)default

    $2,300 new × 40% good × 3.04 allocation

    $2,700

  • Carpet, vinyl & laminate (100% of floors)listing

    $6,100 new × 40% good × 3.04 allocation

    $7,400

  • Kitchen & laundry equipment plumbingdefault

    $6,100 new × 40% good × 3.04 allocation

    $7,400

  • Kitchen, laundry & data equipment electricaldefault

    $3,700 new × 40% good × 3.04 allocation

    $4,500

  • Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)default

    $8,100 new × 40% good × 3.04 allocation

    $9,900

  • Hot tub (freestanding)listing

    $9,000 new × 40% good × 3.04 allocation

    $11,000

  • Furniture bought newlisting

    $16,000 new × 100% good · bought separately

    $16,000
15-year land improvements$36,500

  • Paving: driveway & walks (paved)default

    $6,400 new × 50% good × 3.04 allocation

    $9,700

  • Landscaping (typical)default

    $6,100 new × 50% good × 3.04 allocation

    $9,300

  • Patiosdefault

    $900 new × 50% good × 3.04 allocation

    $1,400

  • Decks & porches (attached)listing

    $10,600 new × 50% good × 3.04 allocation

    $16,100
Building, 39-year$163,800

  • Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault

    $101,600 new × 40% good × 3.04 allocation

    $123,700

  • Building plumbing & fixturesdefault

    $10,500 new × 40% good × 3.04 allocation

    $12,800

  • Building electrical & lightingdefault

    $9,200 new × 40% good × 3.04 allocation

    $11,200

  • HVACdefault

    $10,600 new × 40% good × 3.04 allocation

    $12,900

  • Fireplacelisting

    $2,600 new × 40% good × 3.04 allocation

    $3,200

About the property

Depreciation schedule: typical cost seg study

Year5-yr15-yrBuildingTotal
1$79,800$36,500$500$116,800
2$0$0$4,200$4,200
3$0$0$4,200$4,200
4$0$0$4,200$4,200
5$0$0$4,200$4,200
6+$0$0$146,500$146,500
Total$79,800$36,500$163,800$280,100

The building's share of the price ($264,000) is 3.0x our depreciated replacement cost of the home ($87,000). The IRS guide treats a gap this size as a reason to review the land share: if land is worth more than the county ratio says, the basis and the write-off are smaller.

Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California and Georgia disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.

Market note

Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.