200 13th St
Ellijay, GA 30540
$64,900
2 bd · 2 ba · 338 sqft · Listed 1d ago
View on Realtor.com →Year built
1993
Sqft
338
Lot sqft
4,356
HOA / mo
None
Furnished
Yes
List date
2026-10-03T21:45:33.000000Z
Revenue
Annual revenue
$27,154
ADR
$165
Occupancy
45%
Cleaning fees (12 mo)
$5,831
Confidence
Low (28.77), 21 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $22,411
Care Bears Cottage
Camper/RV · 2 bd · 1 ba · sleeps 5 · 0.1 mi
Revenue $1,435ADR $128Occ ≈ 3%4.8★ (12)
Ellijay Luxury Family Glamper! Indoor pool & deer
Tiny house · 2 bd · 1 ba · sleeps 4 · 0.2 mi
Revenue $22,411ADR $579Occ ≈ 11%4.8★ (28)
Relax camping in the mountains!
Camper/RV · 2 bd · 1 ba · sleeps 5 · 0.2 mi
Revenue $2,433ADR $172Occ ≈ 4%5★ (8)
NEW! Slow Forest Cabin Blue Ridge | Deer Sun Rest
Cabin · 2 bd · 2 ba · sleeps 6 · 0.3 mi
Revenue $22,310ADR $221Occ ≈ 28%5★ (20)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Care Bears Cottage Camper/RV | 2 bd · 1 ba · sleeps 5 | $1,435 | $128 | 3% | 4.8★ (12) | 0.1 mi | Airbnb |
Ellijay Luxury Family Glamper! Indoor pool & deer Tiny house | 2 bd · 1 ba · sleeps 4 | $22,411 | $579 | 11% | 4.8★ (28) | 0.2 mi | Airbnb |
Relax camping in the mountains! Camper/RV | 2 bd · 1 ba · sleeps 5 | $2,433 | $172 | 4% | 5★ (8) | 0.2 mi | Airbnb |
Saxonville Lodgehouse Farm stay | 2 bd · 1.5 ba · sleeps 7 | $4,158 | $113 | 10% | 4.9★ (10) | 0.2 mi | AirbnbVrbo |
Modern Cabin, Forest Deck and Deer Everywhere Cabin | 2 bd · 1 ba · sleeps 6 | $28,199 | $254 | 30% | 5★ (1) | 0.2 mi | AirbnbVrbo |
NEW! Slow Forest Cabin Blue Ridge | Deer Sun Rest Cabin | 2 bd · 2 ba · sleeps 6 | $22,310 | $221 | 28% | 5★ (20) | 0.3 mi | Airbnb |
River View Getaway by 2DC House | 2 bd · 2 ba · sleeps 4 | $36,345 | $212 | 47% | 5★ (100) | 0.3 mi | AirbnbVrboBooking |
Mountain Romance - Hot Tub - River Walk House | 2 bd · 2 ba · sleeps 4 | $14,114 | $243 | 16% | 5★ (13) | 0.4 mi | AirbnbVrboBooking |
On River Time House | 2 bd · 2 ba · sleeps 4 | $21,111 | $108 | 54% | 4.8★ (105) | 0.4 mi | AirbnbVrbo |
Rustic Elegance of Ellijay Cabin | 2 bd · 2 ba · sleeps 6 | $1,667 | $238 | 2% | 4.8★ (33) | 0.4 mi | AirbnbVrbo |
Show 11 more
Dream Ridge | Ellijay, GA
Cabin · 2 bd · 2 ba · sleeps 4 · 0.5 mi
Revenue $7,555ADR $314Occ ≈ 7%5★ (4)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Riverside! Bring Your Pups+ Hot Tub+Firepit+COMFY Cabin | 2 bd · 2 ba · sleeps 5 | $23,249 | $306 | 21% | 5★ (113) | 0.4 mi | AirbnbVrbo |
Dream Ridge | Ellijay, GA Cabin | 2 bd · 2 ba · sleeps 4 | $7,555 | $314 | 7% | 5★ (4) | 0.5 mi | Vrbo |
Moon River | Ellijay, GA Cabin | 2 bd · 2 ba · sleeps 4 | $53,127 | $335 | 43% | 4.8★ (36) | 0.5 mi | AirbnbVrbo |
3 BR home with access to community amenities House | 2 bd · 2 ba · sleeps 6 | $17,305 | $208 | 23% | — | 0.5 mi | AirbnbVrboBooking |
River Front House in Ellijay Cabin | 2 bd · 2 ba · sleeps 6 | $40,510 | $195 | 57% | 4.7★ (219) | 0.5 mi | AirbnbVrbo |
NEW | HotTub | GameRoom | Firepit | Master on Main Cabin | 2 bd · 2 ba · sleeps 6 | $46,910 | $216 | 60% | 5★ (28) | 0.6 mi | AirbnbVrbo |
Deer River Retreat | Waterfront in Coosawattee Cabin | 2 bd · 2 ba · sleeps 6 | $55,317 | $265 | 57% | 4.8★ (123) | 0.6 mi | AirbnbVrbo |
Cabin Zen. Riverfront. Hot Tub. Arcades. Sleeps 8+ Cabin | 2 bd · 3 ba · sleeps 8 | $57,721 | $334 | 47% | 4.8★ (45) | 0.6 mi | AirbnbVrboBooking |
Peaceful home, large hot tub, deer sightings House | 2 bd · 2 ba · sleeps 6 | $15,684 | $279 | 15% | 4.9★ (48) | 0.7 mi | AirbnbVrbo |
Riverfront Cabin- Hot Tub +Firepit +Apple Orchards Cabin | 2 bd · 2 ba · sleeps 6 | $56,770 | $269 | 58% | 5★ (131) | 0.7 mi | AirbnbVrbo |
Sauna -Jumbo Hot Tub w TV- Resort -Privacy- 5 Star Cabin | 2 bd · 2.5 ba · sleeps 8 | $41,494 | $262 | 43% | 5★ (68) | 0.8 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.03% = 7.28% Freddie Mac 30-yr avg (Oct 1) + 0.75% investor premium
Est. revenue
$27,154
NOI
$14,425
Cash flow /mo
$844
Cash needed
$18,821
Cash-on-cash
53.8%
ROE (yr 1)
66.3%
Cap rate
22.2%
DSCR
3.36
Year-1 write-off
$14,433
Year-1 tax shield @ 32%
$4,619
Year-1 return on equity
- Cash flow (annual)$10,127
- Principal paydown$404
- Appreciation at%$1,947
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$5,431
- Platform fees (3% of revenue)$815
- Maintenance / capex (5% of revenue)$1,358
- Utilities & supplies$4,200
- HOA$0
- Property tax$225
- Insurance (STR-rated)$701
Cash needed to close
- Down payment (25%)$16,225
- Closing costs (4.0%)$2,596
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$4,619
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$21,000
Short-life (5/15-yr)
$14,000 · 68%
Year-1 deduction
$14,000
Year-1 tax shield @ 32%
$5,000
Land 78% (county tax record, market value split) · building $7,000 over 39 years
Based on: 338 sq ft, built 1993, 2 bd / 2 ba, furnished, listing features (deck, game room, flooring types, appliance list, wooded lot).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $12,000 in year 1 (57% short-life, $4,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $900
Kitchen cabinetsdefault
$6,500 new × 40% good × 0.34 allocation
- $700
Kitchen countertopsdefault
$5,400 new × 40% good × 0.34 allocation
- $100
Decorative trimdefault
$600 new × 40% good × 0.34 allocation
- $0
Mirrorsdefault
$300 new × 40% good × 0.34 allocation
- $100
Shelvingdefault
$900 new × 40% good × 0.34 allocation
- $100
Window coverings (3)default
$800 new × 40% good × 0.34 allocation
- $300
Carpet, vinyl & laminate (100% of floors)listing
$2,200 new × 40% good × 0.34 allocation
- $700
Kitchen & laundry equipment plumbingdefault
$5,100 new × 40% good × 0.34 allocation
- $400
Kitchen, laundry & data equipment electricaldefault
$3,100 new × 40% good × 0.34 allocation
- $600
Appliances (range, microwave, refrigerator)listing
$4,700 new × 40% good × 0.34 allocation
- $6,400
Furniture conveyed with the sale (used)listing
$16,000 new × 40% good · out of the price
- $2,400
Game-room equipment (used)listing
$6,000 new × 40% good · out of the price
- $600
Paving: driveway & walks (paved)default
$3,800 new × 50% good × 0.34 allocation
- $300
Landscaping (minimal)listing
$1,800 new × 50% good × 0.34 allocation
- $100
Patiosdefault
$300 new × 50% good × 0.34 allocation
- $600
Decks & porches (attached)listing
$3,800 new × 50% good × 0.34 allocation
- $5,400
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$35,700 new × 45% good × 0.34 allocation
- $500
Building plumbing & fixturesdefault
$3,700 new × 40% good × 0.34 allocation
- $200
Building electrical & lightingdefault
$1,600 new × 40% good × 0.34 allocation
- $500
HVACdefault
$3,800 new × 40% good × 0.34 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $12,800 | $1,600 | $0 | $14,400 |
| 2 | $0 | $0 | $200 | $200 |
| 3 | $0 | $0 | $200 | $200 |
| 4 | $0 | $0 | $200 | $200 |
| 5 | $0 | $0 | $200 | $200 |
| 6+ | $0 | $0 | $6,000 | $6,000 |
| Total | $12,800 | $1,600 | $6,600 | $21,100 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.