STR Yield
← Back to deals
200 13th St

200 13th St

Ellijay, GA 30540

$64,900

2 bd · 2 ba · 338 sqft · Listed 1d ago

View on Realtor.com →
Low confidence

Year built

1993

Sqft

338

Lot sqft

4,356

HOA / mo

None

Furnished

Yes

List date

2026-10-03T21:45:33.000000Z

Revenue

Annual revenue

$27,154

ADR

$165

Occupancy

45%

Cleaning fees (12 mo)

$5,831

Confidence

Low (28.77), 21 comps

Comp revenue range (p25 / median / p75)

$14,114$22,411$41,494

Median revenue of shown comps: $22,411

  • Care Bears Cottage

    Camper/RV · 2 bd · 1 ba · sleeps 5 · 0.1 mi

    Revenue $1,435ADR $128Occ ≈ 3%4.8★ (12)

    Airbnb

  • Ellijay Luxury Family Glamper! Indoor pool & deer

    Tiny house · 2 bd · 1 ba · sleeps 4 · 0.2 mi

    Revenue $22,411ADR $579Occ ≈ 11%4.8★ (28)

    Airbnb

  • Relax camping in the mountains!

    Camper/RV · 2 bd · 1 ba · sleeps 5 · 0.2 mi

    Revenue $2,433ADR $172Occ ≈ 4%5★ (8)

    Airbnb

  • Saxonville Lodgehouse

    Farm stay · 2 bd · 1.5 ba · sleeps 7 · 0.2 mi

    Revenue $4,158ADR $113Occ ≈ 10%4.9★ (10)

    AirbnbVrbo

  • Modern Cabin, Forest Deck and Deer Everywhere

    Cabin · 2 bd · 1 ba · sleeps 6 · 0.2 mi

    Revenue $28,199ADR $254Occ ≈ 30%5★ (1)

    AirbnbVrbo

  • NEW! Slow Forest Cabin Blue Ridge | Deer Sun Rest

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.3 mi

    Revenue $22,310ADR $221Occ ≈ 28%5★ (20)

    Airbnb

  • River View Getaway by 2DC

    House · 2 bd · 2 ba · sleeps 4 · 0.3 mi

    Revenue $36,345ADR $212Occ ≈ 47%5★ (100)

    AirbnbVrboBooking

  • Mountain Romance - Hot Tub - River Walk

    House · 2 bd · 2 ba · sleeps 4 · 0.4 mi

    Revenue $14,114ADR $243Occ ≈ 16%5★ (13)

    AirbnbVrboBooking

  • On River Time

    House · 2 bd · 2 ba · sleeps 4 · 0.4 mi

    Revenue $21,111ADR $108Occ ≈ 54%4.8★ (105)

    AirbnbVrbo

  • Rustic Elegance of Ellijay

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.4 mi

    Revenue $1,667ADR $238Occ ≈ 2%4.8★ (33)

    AirbnbVrbo

Show 11 more
  • Riverside! Bring Your Pups+ Hot Tub+Firepit+COMFY

    Cabin · 2 bd · 2 ba · sleeps 5 · 0.4 mi

    Revenue $23,249ADR $306Occ ≈ 21%5★ (113)

    AirbnbVrbo

  • Dream Ridge | Ellijay, GA

    Cabin · 2 bd · 2 ba · sleeps 4 · 0.5 mi

    Revenue $7,555ADR $314Occ ≈ 7%5★ (4)

    Vrbo

  • Moon River | Ellijay, GA

    Cabin · 2 bd · 2 ba · sleeps 4 · 0.5 mi

    Revenue $53,127ADR $335Occ ≈ 43%4.8★ (36)

    AirbnbVrbo

  • 3 BR home with access to community amenities

    House · 2 bd · 2 ba · sleeps 6 · 0.5 mi

    Revenue $17,305ADR $208Occ ≈ 23%—

    AirbnbVrboBooking

  • River Front House in Ellijay

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.5 mi

    Revenue $40,510ADR $195Occ ≈ 57%4.7★ (219)

    AirbnbVrbo

  • NEW | HotTub | GameRoom | Firepit | Master on Main

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.6 mi

    Revenue $46,910ADR $216Occ ≈ 60%5★ (28)

    AirbnbVrbo

  • Deer River Retreat | Waterfront in Coosawattee

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.6 mi

    Revenue $55,317ADR $265Occ ≈ 57%4.8★ (123)

    AirbnbVrbo

  • Cabin Zen. Riverfront. Hot Tub. Arcades. Sleeps 8+

    Cabin · 2 bd · 3 ba · sleeps 8 · 0.6 mi

    Revenue $57,721ADR $334Occ ≈ 47%4.8★ (45)

    AirbnbVrboBooking

  • Peaceful home, large hot tub, deer sightings

    House · 2 bd · 2 ba · sleeps 6 · 0.7 mi

    Revenue $15,684ADR $279Occ ≈ 15%4.9★ (48)

    AirbnbVrbo

  • Riverfront Cabin- Hot Tub +Firepit +Apple Orchards

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.7 mi

    Revenue $56,770ADR $269Occ ≈ 58%5★ (131)

    AirbnbVrbo

  • Sauna -Jumbo Hot Tub w TV- Resort -Privacy- 5 Star

    Cabin · 2 bd · 2.5 ba · sleeps 8 · 0.8 mi

    Revenue $41,494ADR $262Occ ≈ 43%5★ (68)

    AirbnbVrbo

Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.

Cash flow calculator

Financing
Management

Est. revenue

$27,154

NOI

$14,425

Cash flow /mo

$1,202

Cash needed

$67,496

Cash-on-cash (all cash)

21.4%

ROE (yr 1)

24.3%

Cap rate

22.2%

DSCR

—

Year-1 write-off

$14,433

Year-1 tax shield @ 32%

$4,619

Year-1 return on equity

  • Cash flow (annual)$14,425
  • Principal paydown (n/a, cash)$0
  • Appreciation at%$1,947
ROE24.3%

Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.

Opex, cash-needed & tax-savings breakdown

Annual operating expenses

  • Management (20% of revenue)$5,431
  • Platform fees (3% of revenue)$815
  • Maintenance / capex (5% of revenue)$1,358
  • Utilities & supplies$4,200
  • HOA$0
  • Property tax$225
  • Insurance (STR-rated)$701

Cash needed to close

  • Purchase price (all cash)$64,900
  • Closing costs (4.0%)$2,596
  • Furnishing (conveyed with the sale)$0

Tax savings if the STR loophole applies

  • Tax shield @ 32%$4,619

Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).

The write-off comes from the cost segregation estimate below. Not tax advice.

Cost segregation estimate

An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.

Depreciable basis

$21,000

Short-life (5/15-yr)

$14,000 · 68%

Year-1 deduction

$14,000

Year-1 tax shield @ 32%

$5,000

Land 78% (county tax record, market value split) · building $7,000 over 39 years

Based on: 338 sq ft, built 1993, 2 bd / 2 ba, furnished, listing features (deck, game room, flooring types, appliance list, wooded lot).

Try the cost segregation calculator on any property →

IRS-guide safe-harbor floor: $12,000 in year 1 (57% short-life, $4,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.

5-year property$12,800
  • Kitchen cabinetsdefault

    $6,500 new × 40% good × 0.34 allocation

    $900
  • Kitchen countertopsdefault

    $5,400 new × 40% good × 0.34 allocation

    $700
  • Decorative trimdefault

    $600 new × 40% good × 0.34 allocation

    $100
  • Mirrorsdefault

    $300 new × 40% good × 0.34 allocation

    $0
  • Shelvingdefault

    $900 new × 40% good × 0.34 allocation

    $100
  • Window coverings (3)default

    $800 new × 40% good × 0.34 allocation

    $100
  • Carpet, vinyl & laminate (100% of floors)listing

    $2,200 new × 40% good × 0.34 allocation

    $300
  • Kitchen & laundry equipment plumbingdefault

    $5,100 new × 40% good × 0.34 allocation

    $700
  • Kitchen, laundry & data equipment electricaldefault

    $3,100 new × 40% good × 0.34 allocation

    $400
  • Appliances (range, microwave, refrigerator)listing

    $4,700 new × 40% good × 0.34 allocation

    $600
  • Furniture conveyed with the sale (used)listing

    $16,000 new × 40% good · out of the price

    $6,400
  • Game-room equipment (used)listing

    $6,000 new × 40% good · out of the price

    $2,400
15-year land improvements$1,600
  • Paving: driveway & walks (paved)default

    $3,800 new × 50% good × 0.34 allocation

    $600
  • Landscaping (minimal)listing

    $1,800 new × 50% good × 0.34 allocation

    $300
  • Patiosdefault

    $300 new × 50% good × 0.34 allocation

    $100
  • Decks & porches (attached)listing

    $3,800 new × 50% good × 0.34 allocation

    $600
Building, 39-year$6,600
  • Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault

    $35,700 new × 45% good × 0.34 allocation

    $5,400
  • Building plumbing & fixturesdefault

    $3,700 new × 40% good × 0.34 allocation

    $500
  • Building electrical & lightingdefault

    $1,600 new × 40% good × 0.34 allocation

    $200
  • HVACdefault

    $3,800 new × 40% good × 0.34 allocation

    $500

About the property

Depreciation schedule: typical cost seg study

Year5-yr15-yrBuildingTotal
1$12,800$1,600$0$14,400
2$0$0$200$200
3$0$0$200$200
4$0$0$200$200
5$0$0$200$200
6+$0$0$6,000$6,000
Total$12,800$1,600$6,600$21,100

Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.

Market note

Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.