1114 Black Bear Cub Way
Sevierville, TN 37862
$1,050,000
6 bd · 6.5 ba · 4,728 sqft · Listed 1d ago
View on Realtor.com →Year built
2005
Sqft
4,728
Lot sqft
2,544,775
HOA / mo
$125
Furnished
No
List date
2026-10-03T21:21:05.000000Z
Revenue
Annual revenue
$125,561
ADR
$709
Occupancy
49%
Cleaning fees (12 mo)
$20,021
Confidence
Med (55.95), 28 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $121,266
*Luxurious 6BD Lodge w/ POOL! Hot Tub + VIEWS*
Cabin · 6 bd · 6.5 ba · sleeps 16 · 390 ft
Revenue $41,047ADR $921Occ ≈ 12%3.9★ (7)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
EPIC VIEW-Pvt Indoor POOL- 6 Mstr BR- 5Mi to Pkwy Cabin | 6 bd · 6.5 ba · sleeps 16 | $179,204 | $738 | 67% | 5★ (184) | 253 ft | AirbnbVrboBooking |
Duval by AvantStay | Indoor Pool, Hot Tub, Views! Cabin | 6 bd · 6.5 ba · sleeps 14 | $161,732 | $730 | 61% | 4.7★ (86) | 345 ft | AirbnbVrbo |
6BDR Cabin ~ Heated Pool l Arcade Games l Theater Cabin | 6 bd · 6.5 ba · sleeps 16 | $96,837 | $699 | 38% | 4.8★ (87) | 351 ft | AirbnbVrbo |
*Luxurious 6BD Lodge w/ POOL! Hot Tub + VIEWS* Cabin | 6 bd · 6.5 ba · sleeps 16 | $41,047 | $921 | 12% | 3.9★ (7) | 390 ft | Airbnb |
All Fun & Games | Indoor Pool, Game Room, Theater House | 6 bd · 6 ba · sleeps 14 | $53,050 | $1,030 | 14% | 4.8★ (19) | 486 ft | AirbnbVrbo |
Duval by AvantStay | Indoor Pool, Hot Tub, Views! Cabin | 6 bd · 6.5 ba · sleeps 14 | $198,481 | $811 | 67% | 4.8★ (13) | 499 ft | AirbnbBooking |
Paradise Mountain Pool Premium Cabin Cabin | 6 bd · 7 ba · sleeps 16 | $77,150 | $1,031 | 21% | 3.4★ (26) | 499 ft | AirbnbVrbo |
Top 5%~Epic Views~Pvt Indoor Pool~Sleeps 24 Cabin | 6 bd · 6 ba · sleeps 16 | $164,665 | $880 | 51% | 4.9★ (113) | 509 ft | AirbnbVrbo |
Sleeps 18 | Hot Tub, Game Room, Movie Theater Cabin | 6 bd · 7.5 ba · sleeps 16 | $128,816 | $677 | 52% | 4.8★ (29) | 0.1 mi | AirbnbVrboBooking |
Paradise Mountain Pool Lodge Cabin | 6 bd · 7 ba · sleeps 16 | $85,921 | $1,042 | 23% | 2.4★ (16) | 0.1 mi | AirbnbVrbo |
Show 14 more
Smoky Mountain Cinema Showtime in the Smokies
Chalet · 6 bd · 6 ba · sleeps 14 · 0.2 mi
Revenue $104,586ADR $618Occ ≈ 46%—
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
*Birdseye Views, Heated POOL-Theater-Game Room Cabin | 6 bd · 6.5 ba · sleeps 16 | $140,547 | $898 | 43% | 4.8★ (99) | 0.1 mi | AirbnbVrbo |
*Soaring Eagle* VIEWS! Heated POOL-Theater-Game Rm Cabin | 6 bd · 6.5 ba · sleeps 16 | $143,195 | $815 | 48% | 4.8★ (97) | 0.1 mi | AirbnbVrbo |
*Luxurious 6BD Lodge w/ POOL! Fireplace + VIEWS* Cabin | 6 bd · 7.5 ba · sleeps 16 | $128,708 | $839 | 42% | 3.8★ (31) | 0.1 mi | AirbnbVrbo |
Jennie's Cove - Your Own Indoor Pool & Theater! Cabin | 6 bd · 6 ba · sleeps 16 | $127,920 | $802 | 44% | 3.8★ (29) | 0.1 mi | AirbnbVrboBooking |
Mountain Theatre Lodge | Movie Theater, Pool Table Cabin | 6 bd · 6.5 ba · sleeps 16 | $97,590 | $785 | 34% | 4.3★ (19) | 0.2 mi | AirbnbVrboBooking |
Jennie's Cove | 6BR•Private Theater•Indoor Pool! House | 6 bd · 6 ba · sleeps 16 | $16,330 | $369 | 12% | — | 0.2 mi | AirbnbVrbo |
Mountain Views · 4 Ensuite Suites · Sleeps 20 Cabin | 6 bd · 6 ba · sleeps 16 | $83,714 | $635 | 36% | 4.8★ (17) | 0.2 mi | AirbnbVrbo |
Smoky Mountain Cinema: Showtime in the Smokies Cabin | 6 bd · 6.5 ba · sleeps 14 | $105,403 | $715 | 40% | 4.8★ (5) | 0.2 mi | AirbnbVrbo |
Smoky Mountain Cinema Showtime in the Smokies Chalet | 6 bd · 6 ba · sleeps 14 | $104,586 | $618 | 46% | — | 0.2 mi | Booking |
Mountain Cinema Lodge | Hot Tub, Pool Table! Cabin | 6 bd · 6.5 ba · sleeps 16 | $114,612 | $766 | 41% | 4.2★ (46) | 0.2 mi | AirbnbVrboBooking |
NEW|Pool|Views|Theater|Hot Tub|Arcade|Sleep22+pets Cabin | 6 bd · 6 ba · sleeps 16 | $149,402 | $734 | 56% | 5★ (47) | 0.2 mi | AirbnbVrbo |
The Great Escape - Handicap Accessible with elevator - Theater - Game Room Cabin | 6 bd · 7 ba · sleeps 16 | $111,463 | $787 | 39% | 4.9★ (241) | 0.2 mi | AirbnbVrbo |
Eagle River Lodge - Indoor pool & game room Cabin | 6 bd · 7.5 ba · sleeps 16 | $190,141 | $1,134 | 46% | 4.6★ (190) | 0.5 mi | AirbnbVrbo |
Eagle River Lodge | Pool & Hot Tub | Sleeps 24 Cabin | 6 bd · 7.5 ba · sleeps 16 | $234,786 | $1,244 | 52% | 4.7★ (12) | 0.5 mi | AirbnbBooking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.03% = 7.28% Freddie Mac 30-yr avg (Oct 1) + 0.75% investor premium
Est. revenue
$125,561
NOI
$73,998
Cash flow /mo
$372
Cash needed
$340,500
Cash-on-cash
1.3%
ROE (yr 1)
12.5%
Cap rate
7.0%
DSCR
1.06
Year-1 write-off
$203,352
Year-1 tax shield @ 32%
$65,073
Year-1 return on equity
- Cash flow (annual)$4,459
- Principal paydown$6,539
- Appreciation at%$31,500
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$25,112
- Platform fees (3% of revenue)$3,767
- Maintenance / capex (5% of revenue)$6,278
- Utilities & supplies$4,200
- HOA$1,500
- Property tax$4,406
- Insurance (STR-rated)$6,300
Cash needed to close
- Down payment (25%)$262,500
- Closing costs (4.0%)$42,000
- Furnishing (bought new)$36,000
Tax savings if the STR loophole applies
- Tax shield @ 32%$65,073
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$1,010,000
Short-life (5/15-yr)
$166,000 · 16%
Year-1 deduction
$203,000
Year-1 tax shield @ 32%
$65,000
Land 4% (county tax record, market value split) · building $844,000 over 39 years · new furniture $36,000
Based on: 4,728 sq ft, built 2005, 6 bd / 6.5 ba, unfurnished, listing features (deck, patio, game room, fireplace, flooring types, appliance list, septic).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $121,000 in year 1 (8% short-life, $39,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $12,400
Kitchen cabinetsdefault
$16,200 new × 40% good × 1.92 allocation
- $10,200
Kitchen countertopsdefault
$13,200 new × 40% good × 1.92 allocation
- $6,400
Decorative trimdefault
$8,300 new × 40% good × 1.92 allocation
- $700
Mirrorsdefault
$900 new × 40% good × 1.92 allocation
- $1,600
Shelvingdefault
$2,100 new × 40% good × 1.92 allocation
- $9,000
Window coverings (47)default
$11,800 new × 40% good × 1.92 allocation
- $14,000
Kitchen & laundry equipment plumbingdefault
$12,600 new × 58% good × 1.92 allocation
- $8,500
Kitchen, laundry & data equipment electricaldefault
$7,600 new × 58% good × 1.92 allocation
- $5,400
Appliances (range, dishwasher, refrigerator, washer, dryer)listing
$7,000 new × 40% good × 1.92 allocation
- $30,000
Furniture bought newlisting
$30,000 new × 100% good · bought separately
- $6,000
Game-room equipment bought newlisting
$6,000 new × 100% good · bought separately
- $13,700
Paving: driveway & walks (paved)default
$14,300 new × 50% good × 1.92 allocation
- $13,200
Landscaping (typical)default
$13,700 new × 50% good × 1.92 allocation
- $20,400
Patioslisting
$21,300 new × 50% good × 1.92 allocation
- $51,100
Decks & porches (attached)listing
$53,200 new × 50% good × 1.92 allocation
- $641,000
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$513,600 new × 65% good × 1.92 allocation
- $59,500
Building plumbing & fixturesdefault
$53,400 new × 58% good × 1.92 allocation
- $63,700
Building electrical & lightingdefault
$57,200 new × 58% good × 1.92 allocation
- $40,900
HVACdefault
$53,300 new × 40% good × 1.92 allocation
- $23,400
Hardwood & tile floorsdefault
$30,400 new × 40% good × 1.92 allocation
- $4,000
Fireplaces (2)listing
$5,300 new × 40% good × 1.92 allocation
- $11,500
Septic systemlisting
$12,000 new × 50% good × 1.92 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $104,100 | $98,300 | $900 | $203,400 |
| 2 | $0 | $0 | $21,600 | $21,600 |
| 3 | $0 | $0 | $21,600 | $21,600 |
| 4 | $0 | $0 | $21,600 | $21,600 |
| 5 | $0 | $0 | $21,600 | $21,600 |
| 6+ | $0 | $0 | $756,600 | $756,600 |
| Total | $104,100 | $98,300 | $844,100 | $1,046,500 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
STR allowed in most of Sevier County; inside Gatlinburg city limits only in overnight-rental zones.