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1114 Black Bear Cub Way

1114 Black Bear Cub Way

Sevierville, TN 37862

$1,050,000

6 bd · 6.5 ba · 4,728 sqft · Listed 1d ago

View on Realtor.com →

Year built

2005

Sqft

4,728

Lot sqft

2,544,775

HOA / mo

$125

Furnished

No

List date

2026-10-03T21:21:05.000000Z

Revenue

Annual revenue

$125,561

ADR

$709

Occupancy

49%

Cleaning fees (12 mo)

$20,021

Confidence

Med (55.95), 28 comps

Comp revenue range (p25 / median / p75)

$94,108$128,314$162,274

Median revenue of shown comps: $121,266

  • EPIC VIEW-Pvt Indoor POOL- 6 Mstr BR- 5Mi to Pkwy

    Cabin · 6 bd · 6.5 ba · sleeps 16 · 253 ft

    Revenue $179,204ADR $738Occ ≈ 67%5★ (184)

    AirbnbVrboBooking

  • Duval by AvantStay | Indoor Pool, Hot Tub, Views!

    Cabin · 6 bd · 6.5 ba · sleeps 14 · 345 ft

    Revenue $161,732ADR $730Occ ≈ 61%4.7★ (86)

    AirbnbVrbo

  • 6BDR Cabin ~ Heated Pool l Arcade Games l Theater

    Cabin · 6 bd · 6.5 ba · sleeps 16 · 351 ft

    Revenue $96,837ADR $699Occ ≈ 38%4.8★ (87)

    AirbnbVrbo

  • *Luxurious 6BD Lodge w/ POOL! Hot Tub + VIEWS*

    Cabin · 6 bd · 6.5 ba · sleeps 16 · 390 ft

    Revenue $41,047ADR $921Occ ≈ 12%3.9★ (7)

    Airbnb

  • All Fun & Games | Indoor Pool, Game Room, Theater

    House · 6 bd · 6 ba · sleeps 14 · 486 ft

    Revenue $53,050ADR $1,030Occ ≈ 14%4.8★ (19)

    AirbnbVrbo

  • Duval by AvantStay | Indoor Pool, Hot Tub, Views!

    Cabin · 6 bd · 6.5 ba · sleeps 14 · 499 ft

    Revenue $198,481ADR $811Occ ≈ 67%4.8★ (13)

    AirbnbBooking

  • Paradise Mountain Pool Premium Cabin

    Cabin · 6 bd · 7 ba · sleeps 16 · 499 ft

    Revenue $77,150ADR $1,031Occ ≈ 21%3.4★ (26)

    AirbnbVrbo

  • Top 5%~Epic Views~Pvt Indoor Pool~Sleeps 24

    Cabin · 6 bd · 6 ba · sleeps 16 · 509 ft

    Revenue $164,665ADR $880Occ ≈ 51%4.9★ (113)

    AirbnbVrbo

  • Sleeps 18 | Hot Tub, Game Room, Movie Theater

    Cabin · 6 bd · 7.5 ba · sleeps 16 · 0.1 mi

    Revenue $128,816ADR $677Occ ≈ 52%4.8★ (29)

    AirbnbVrboBooking

  • Paradise Mountain Pool Lodge

    Cabin · 6 bd · 7 ba · sleeps 16 · 0.1 mi

    Revenue $85,921ADR $1,042Occ ≈ 23%2.4★ (16)

    AirbnbVrbo

Show 14 more

  • *Birdseye Views, Heated POOL-Theater-Game Room

    Cabin · 6 bd · 6.5 ba · sleeps 16 · 0.1 mi

    Revenue $140,547ADR $898Occ ≈ 43%4.8★ (99)

    AirbnbVrbo

  • *Soaring Eagle* VIEWS! Heated POOL-Theater-Game Rm

    Cabin · 6 bd · 6.5 ba · sleeps 16 · 0.1 mi

    Revenue $143,195ADR $815Occ ≈ 48%4.8★ (97)

    AirbnbVrbo

  • *Luxurious 6BD Lodge w/ POOL! Fireplace + VIEWS*

    Cabin · 6 bd · 7.5 ba · sleeps 16 · 0.1 mi

    Revenue $128,708ADR $839Occ ≈ 42%3.8★ (31)

    AirbnbVrbo

  • Jennie's Cove - Your Own Indoor Pool & Theater!

    Cabin · 6 bd · 6 ba · sleeps 16 · 0.1 mi

    Revenue $127,920ADR $802Occ ≈ 44%3.8★ (29)

    AirbnbVrboBooking

  • Mountain Theatre Lodge | Movie Theater, Pool Table

    Cabin · 6 bd · 6.5 ba · sleeps 16 · 0.2 mi

    Revenue $97,590ADR $785Occ ≈ 34%4.3★ (19)

    AirbnbVrboBooking

  • Jennie's Cove | 6BR•Private Theater•Indoor Pool!

    House · 6 bd · 6 ba · sleeps 16 · 0.2 mi

    Revenue $16,330ADR $369Occ ≈ 12%—

    AirbnbVrbo

  • Mountain Views · 4 Ensuite Suites · Sleeps 20

    Cabin · 6 bd · 6 ba · sleeps 16 · 0.2 mi

    Revenue $83,714ADR $635Occ ≈ 36%4.8★ (17)

    AirbnbVrbo

  • Smoky Mountain Cinema: Showtime in the Smokies

    Cabin · 6 bd · 6.5 ba · sleeps 14 · 0.2 mi

    Revenue $105,403ADR $715Occ ≈ 40%4.8★ (5)

    AirbnbVrbo

  • Smoky Mountain Cinema Showtime in the Smokies

    Chalet · 6 bd · 6 ba · sleeps 14 · 0.2 mi

    Revenue $104,586ADR $618Occ ≈ 46%—

    Booking

  • Mountain Cinema Lodge | Hot Tub, Pool Table!

    Cabin · 6 bd · 6.5 ba · sleeps 16 · 0.2 mi

    Revenue $114,612ADR $766Occ ≈ 41%4.2★ (46)

    AirbnbVrboBooking

  • NEW|Pool|Views|Theater|Hot Tub|Arcade|Sleep22+pets

    Cabin · 6 bd · 6 ba · sleeps 16 · 0.2 mi

    Revenue $149,402ADR $734Occ ≈ 56%5★ (47)

    AirbnbVrbo

  • The Great Escape - Handicap Accessible with elevator - Theater - Game Room

    Cabin · 6 bd · 7 ba · sleeps 16 · 0.2 mi

    Revenue $111,463ADR $787Occ ≈ 39%4.9★ (241)

    AirbnbVrbo

  • Eagle River Lodge - Indoor pool & game room

    Cabin · 6 bd · 7.5 ba · sleeps 16 · 0.5 mi

    Revenue $190,141ADR $1,134Occ ≈ 46%4.6★ (190)

    AirbnbVrbo

  • Eagle River Lodge | Pool & Hot Tub | Sleeps 24

    Cabin · 6 bd · 7.5 ba · sleeps 16 · 0.5 mi

    Revenue $234,786ADR $1,244Occ ≈ 52%4.7★ (12)

    AirbnbBooking

Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.

Cash flow calculator

Financing
Management

Est. revenue

$125,561

NOI

$73,998

Cash flow /mo

$6,166

Cash needed

$1,128,000

Cash-on-cash (all cash)

6.6%

ROE (yr 1)

9.4%

Cap rate

7.0%

DSCR

—

Year-1 write-off

$203,352

Year-1 tax shield @ 32%

$65,073

Year-1 return on equity

  • Cash flow (annual)$73,998
  • Principal paydown (n/a, cash)$0
  • Appreciation at%$31,500
ROE9.4%

Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.

Opex, cash-needed & tax-savings breakdown

Annual operating expenses

  • Management (20% of revenue)$25,112
  • Platform fees (3% of revenue)$3,767
  • Maintenance / capex (5% of revenue)$6,278
  • Utilities & supplies$4,200
  • HOA$1,500
  • Property tax$4,406
  • Insurance (STR-rated)$6,300

Cash needed to close

  • Purchase price (all cash)$1,050,000
  • Closing costs (4.0%)$42,000
  • Furnishing (bought new)$36,000

Tax savings if the STR loophole applies

  • Tax shield @ 32%$65,073

Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).

The write-off comes from the cost segregation estimate below. Not tax advice.

Cost segregation estimate

An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.

Depreciable basis

$1,010,000

Short-life (5/15-yr)

$166,000 · 16%

Year-1 deduction

$203,000

Year-1 tax shield @ 32%

$65,000

Land 4% (county tax record, market value split) · building $844,000 over 39 years · new furniture $36,000

Based on: 4,728 sq ft, built 2005, 6 bd / 6.5 ba, unfurnished, listing features (deck, patio, game room, fireplace, flooring types, appliance list, septic).

Try the cost segregation calculator on any property →

IRS-guide safe-harbor floor: $121,000 in year 1 (8% short-life, $39,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.

5-year property$104,100

  • Kitchen cabinetsdefault

    $16,200 new × 40% good × 1.92 allocation

    $12,400

  • Kitchen countertopsdefault

    $13,200 new × 40% good × 1.92 allocation

    $10,200

  • Decorative trimdefault

    $8,300 new × 40% good × 1.92 allocation

    $6,400

  • Mirrorsdefault

    $900 new × 40% good × 1.92 allocation

    $700

  • Shelvingdefault

    $2,100 new × 40% good × 1.92 allocation

    $1,600

  • Window coverings (47)default

    $11,800 new × 40% good × 1.92 allocation

    $9,000

  • Kitchen & laundry equipment plumbingdefault

    $12,600 new × 58% good × 1.92 allocation

    $14,000

  • Kitchen, laundry & data equipment electricaldefault

    $7,600 new × 58% good × 1.92 allocation

    $8,500

  • Appliances (range, dishwasher, refrigerator, washer, dryer)listing

    $7,000 new × 40% good × 1.92 allocation

    $5,400

  • Furniture bought newlisting

    $30,000 new × 100% good · bought separately

    $30,000

  • Game-room equipment bought newlisting

    $6,000 new × 100% good · bought separately

    $6,000
15-year land improvements$98,300

  • Paving: driveway & walks (paved)default

    $14,300 new × 50% good × 1.92 allocation

    $13,700

  • Landscaping (typical)default

    $13,700 new × 50% good × 1.92 allocation

    $13,200

  • Patioslisting

    $21,300 new × 50% good × 1.92 allocation

    $20,400

  • Decks & porches (attached)listing

    $53,200 new × 50% good × 1.92 allocation

    $51,100
Building, 39-year$844,100

  • Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault

    $513,600 new × 65% good × 1.92 allocation

    $641,000

  • Building plumbing & fixturesdefault

    $53,400 new × 58% good × 1.92 allocation

    $59,500

  • Building electrical & lightingdefault

    $57,200 new × 58% good × 1.92 allocation

    $63,700

  • HVACdefault

    $53,300 new × 40% good × 1.92 allocation

    $40,900

  • Hardwood & tile floorsdefault

    $30,400 new × 40% good × 1.92 allocation

    $23,400

  • Fireplaces (2)listing

    $5,300 new × 40% good × 1.92 allocation

    $4,000

  • Septic systemlisting

    $12,000 new × 50% good × 1.92 allocation

    $11,500

About the property

Depreciation schedule: typical cost seg study

Year5-yr15-yrBuildingTotal
1$104,100$98,300$900$203,400
2$0$0$21,600$21,600
3$0$0$21,600$21,600
4$0$0$21,600$21,600
5$0$0$21,600$21,600
6+$0$0$756,600$756,600
Total$104,100$98,300$844,100$1,046,500

Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.

Market note

STR allowed in most of Sevier County; inside Gatlinburg city limits only in overnight-rental zones.

1114 Black Bear Cub Way: $1.1M Airbnb Analysis