97 Fox Mountain Crossing Rd
Blue Ridge, GA 30513
$799,900
3 bd · 3 ba · 2,450 sqft · Listed 3d ago
View on Realtor.com →Year built
2008
Sqft
2,450
Lot sqft
65,340
HOA / mo
$15
Furnished
No
List date
2026-09-24T14:26:17.000000Z
Revenue
Annual revenue
$43,241
ADR
$265
Occupancy
45%
Cleaning fees (12 mo)
$8,870
Confidence
Low (37.03), 41 comps
Comp revenue range (p25 / median / p75)
Blue Ridge Cabin Retreat; Amongst The Clouds
Cabin · 3 bd · 3.5 ba · sleeps 8 · 226 ft
Revenue $33,193ADR $221Occ ≈ 41%5★ (353)
Lizard Lookout Cabin, Pets Welcome!
Vacation home · 3 bd · 2 ba · sleeps 6 · 0.1 mi
Revenue $53,761ADR $244Occ ≈ 60%4.7★ (12)
PRIVATE CABIN-STUNNING VIEWS-CLOSE TO TOWN*PETS OK
Cabin · 3 bd · 2 ba · sleeps 6 · 0.2 mi
Revenue $44,427ADR $184Occ ≈ 66%5★ (236)
The Squirrel's Nest
Cabin · 3 bd · 3 ba · sleeps 6 · 0.2 mi
Revenue $3,831ADR $180Occ ≈ 6%5★ (5)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Blue Ridge Cabin Retreat; Amongst The Clouds Cabin | 3 bd · 3.5 ba · sleeps 8 | $33,193 | $221 | 41% | 5★ (353) | 226 ft | Airbnb |
Tucked Away Cabin, Dog Friendly, Blue Ridge, Ga Cabin | 3 bd · 3 ba · sleeps 6 | $30,661 | $243 | 35% | 5★ (117) | 233 ft | AirbnbVrbo |
Paddy`s Porch | Blue Ridge, GA Cabin | 3 bd · 2 ba · sleeps 6 | $18,183 | $332 | 15% | 4.6★ (9) | 246 ft | AirbnbVrbo |
Foxhollow - Great deal! Minutes to Blue Ridge! Cabin | 3 bd · 3 ba · sleeps 8 | $65,514 | $310 | 58% | 5★ (53) | 0.1 mi | AirbnbVrbo |
Lizard Lookout Cabin, Pets Welcome! Vacation home | 3 bd · 2 ba · sleeps 6 | $53,761 | $244 | 60% | 4.7★ (12) | 0.1 mi | Booking |
A Beary Good Life Cabin | 3 bd · 3.5 ba · sleeps 6 | $35,862 | $281 | 35% | 5★ (2) | 0.1 mi | AirbnbBooking |
Our Blue Heaven- Close to Town, Hot Tub, Billiards Cabin | 3 bd · 3 ba · sleeps 6 | $78,287 | $323 | 66% | 5★ (74) | 0.2 mi | AirbnbVrboBooking |
PRIVATE CABIN-STUNNING VIEWS-CLOSE TO TOWN*PETS OK Cabin | 3 bd · 2 ba · sleeps 6 | $44,427 | $184 | 66% | 5★ (236) | 0.2 mi | Airbnb |
The Squirrel's Nest Cabin | 3 bd · 3 ba · sleeps 6 | $3,831 | $180 | 6% | 5★ (5) | 0.2 mi | Airbnb |
Beyond Cabin + GeoDome • Hot Tub • Mtn Retreat Cabin | 3 bd · 3 ba · sleeps 8 | $51,148 | $294 | 48% | 4.9★ (44) | 0.3 mi | AirbnbVrbo |
Show all 41 comps
Lofty Willow Lodge - Modern Mountain Home
House · 3 bd · 2 ba · sleeps 6 · 0.4 mi
Revenue $1,514ADR $302Occ ≈ 1%—
Lucille's Creekside Hideaway
Cabin · 3 bd · 3 ba · sleeps 6 · 0.4 mi
Revenue $1,085ADR $217Occ ≈ 1%4.6★ (59)
Creekside, family-friendly cabin w/ a private hot tub, game room, & firepit
Cabin · 3 bd · 3 ba · sleeps 6 · 0.4 mi
Revenue $20,829ADR $221Occ ≈ 26%4.5★ (80)
Creek Bend Hideaway | Mins to Blue Ridge | Hot Tub
Cabin · 3 bd · 2 ba · sleeps 6 · 0.6 mi
Revenue $41,601ADR $242Occ ≈ 47%5★ (58)
*Special/View/Dog Friendly gated deck/Firepit/King
Cabin · 3 bd · 3 ba · sleeps 6 · 0.7 mi
Revenue $32,541ADR $228Occ ≈ 39%4.9★ (223)
Moonlight Creek Cabin- PRIVATE MOUNTAIN CABIN- 5 mins to Downtown Blue Ridge
Cabin · 3 bd · 3 ba · sleeps 10 · 0.7 mi
Revenue $12,354ADR $295Occ ≈ 11%4.6★ (19)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Blueberry Hill - S’mores & Soaks by Starlight Cabin | 3 bd · 3 ba · sleeps 8 | $36,012 | $329 | 30% | 4.8★ (11) | 0.3 mi | AirbnbVrboBooking |
Bentley's Retreat on Overlook- Blue Ridge GA Cabin | 3 bd · 3 ba · sleeps 8 | $60,020 | $321 | 51% | 4.4★ (5) | 0.3 mi | AirbnbVrboBooking |
Singing Pines- Mtn Views, Close to Town, Hot Tub Cabin | 3 bd · 2.5 ba · sleeps 6 | $36,439 | $348 | 29% | 4.2★ (5) | 0.3 mi | AirbnbVrboBooking |
Beautiful 3 bedroom cabin with hot tub Cabin | 3 bd · 3 ba · sleeps 8 | $7,982 | $349 | 6% | 4.8★ (32) | 0.3 mi | AirbnbVrbo |
Ken's Cabin Blue Ridge Cabin | 3 bd · 3.5 ba · sleeps 8 | $16,553 | $295 | 15% | 4.9★ (40) | 0.3 mi | AirbnbVrboBooking |
Peaceful Peaks Cabin | 3 bd · 3 ba · sleeps 8 | $46,290 | $259 | 49% | 4.9★ (40) | 0.3 mi | AirbnbVrbo |
Lofty Willow Lodge - Modern Mountain Home House | 3 bd · 2 ba · sleeps 6 | $1,514 | $302 | 1% | — | 0.4 mi | Airbnb |
Lucille's Creekside Hideaway Cabin | 3 bd · 3 ba · sleeps 6 | $1,085 | $217 | 1% | 4.6★ (59) | 0.4 mi | Airbnb |
Creekside, family-friendly cabin w/ a private hot tub, game room, & firepit Cabin | 3 bd · 3 ba · sleeps 6 | $20,829 | $221 | 26% | 4.5★ (80) | 0.4 mi | Vrbo |
Mountain Solace- Pets OK, Arcade Games, Hot Tub Cabin | 3 bd · 3 ba · sleeps 9 | $63,764 | $399 | 44% | 5★ (10) | 0.5 mi | AirbnbVrbo |
Above & Beyond Lodge | Blue Ridge, Ga Cabin | 3 bd · 3 ba · sleeps 6 | $53,931 | $409 | 36% | 4.8★ (24) | 0.5 mi | AirbnbVrbo |
Serenity on The Mountain | Blue Ridge, GA Cabin | 3 bd · 3 ba · sleeps 6 | $30,302 | $337 | 25% | 4.5★ (34) | 0.5 mi | AirbnbVrbo |
Mountain View Cabin w/ Hot Tub & Game Room Cabin | 3 bd · 3 ba · sleeps 6 | $57,596 | $298 | 53% | 4.7★ (124) | 0.5 mi | AirbnbVrboBooking |
Blue Ridge Sunset Mountain View Getaway Near Town! Cabin | 3 bd · 3 ba · sleeps 6 | $87,137 | $308 | 78% | 5★ (389) | 0.6 mi | AirbnbVrbo |
Babbling Brook - 10 Minutes Downtown Blue Ridge Cabin | 3 bd · 2.5 ba · sleeps 6 | $59,723 | $319 | 51% | 4.7★ (37) | 0.6 mi | AirbnbVrboBooking |
Mountain View. Hot tub. Private Cabin | 3 bd · 2 ba · sleeps 4 | $28,315 | $244 | 32% | 5★ (181) | 0.6 mi | AirbnbVrbo |
Family Mountain Retreat | Hot Tub, Games & Views Cabin | 3 bd · 3 ba · sleeps 6 | $56,295 | $265 | 58% | 4.9★ (171) | 0.6 mi | AirbnbVrbo |
Creek Bend Hideaway | Mins to Blue Ridge | Hot Tub Cabin | 3 bd · 2 ba · sleeps 6 | $41,601 | $242 | 47% | 5★ (58) | 0.6 mi | Airbnb |
Endless Sunset - Blue RidgeGa Cabin | 3 bd · 3 ba · sleeps 6 | $68,465 | $300 | 63% | 4.7★ (31) | 0.6 mi | AirbnbVrboBooking |
Mountain Dream’n- modern, dog friendly, hot tub House | 3 bd · 2.5 ba · sleeps 8 | $123,996 | $408 | 83% | 5★ (41) | 0.6 mi | AirbnbVrbo |
Picabo Cabin Getaway Cabin | 3 bd · 3 ba · sleeps 6 | $4,138 | $185 | 6% | 4.5★ (164) | 0.6 mi | AirbnbVrbo |
Tondelia- Master on Main, Indoor Hot Tub, Mtn View Cabin | 3 bd · 3.5 ba · sleeps 8 | $35,686 | $316 | 31% | 4.7★ (13) | 0.6 mi | AirbnbVrboBooking |
Modern Mountain Cabin w/ Games & Outdoor Living Cabin | 3 bd · 3 ba · sleeps 8 | $44,618 | $339 | 36% | 5★ (44) | 0.6 mi | AirbnbVrbo |
SALE Creekside Cabin *Hottub *Firepit *3/2 *Sleep7 Cabin | 3 bd · 2 ba · sleeps 7 | $23,937 | $255 | 26% | 5★ (111) | 0.6 mi | AirbnbVrbo |
The Brantley Tranquil Escape Cabin | 3 bd · 2 ba · sleeps 8 | $12,214 | $278 | 12% | 3.4★ (5) | 0.7 mi | AirbnbVrbo |
Family Retreat - Sauna, Hot tub, Views, Game Rm House | 3 bd · 3 ba · sleeps 10 | $85,631 | $325 | 72% | 4.9★ (80) | 0.7 mi | AirbnbVrbo |
Appalachian View- Luxury Cabin w/Hot Tub & Mt View Cabin | 3 bd · 3 ba · sleeps 6 | $68,961 | $305 | 62% | 4.5★ (38) | 0.7 mi | AirbnbVrboBooking |
*Special/View/Dog Friendly gated deck/Firepit/King Cabin | 3 bd · 3 ba · sleeps 6 | $32,541 | $228 | 39% | 4.9★ (223) | 0.7 mi | Airbnb |
Born In The Rockies|MTN Views|Hot Tub|Fire Pit Cabin | 3 bd · 3 ba · sleeps 12 | $36,545 | $351 | 29% | 4.7★ (6) | 0.7 mi | AirbnbBooking |
Moonlight Creek Cabin- PRIVATE MOUNTAIN CABIN- 5 mins to Downtown Blue Ridge Cabin | 3 bd · 3 ba · sleeps 10 | $12,354 | $295 | 11% | 4.6★ (19) | 0.7 mi | Vrbo |
All Decked Out- Screened Porch | Outdoor Fireplace | Luxurious Hot Tub Cabin | 3 bd · 3 ba · sleeps 8 | $50,086 | $466 | 29% | 4.7★ (20) | 0.8 mi | AirbnbVrboBooking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.78% = 7.03% Freddie Mac 30-yr avg (Sep 24) + 0.75% investor premium
Est. revenue
$43,241
NOI
$15,897
Cash flow /mo
-$2,986
Cash needed
$257,471
Cash-on-cash
-13.9%
ROE (yr 1)
-2.6%
Cap rate
2.0%
DSCR
0.31
Year-1 write-off
$143,379
Year-1 tax shield @ 32%
$45,881
Year-1 return on equity
- Cash flow (annual)-$35,828
- Principal paydown$5,234
- Appreciation at%$23,997
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$8,648
- Platform fees (3% of revenue)$1,297
- Maintenance / capex (5% of revenue)$2,162
- Utilities & supplies$4,200
- HOA$180
- Property tax$2,338
- Insurance (STR-rated)$8,519
Cash needed to close
- Down payment (25%)$199,975
- Closing costs (4.0%)$31,996
- Furnishing (bought new)$25,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$45,881
No county tax record split for property tax, insurance rate and the land/building split, so those use market defaults — edit the price above; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$680,000
Short-life (5/15-yr)
$116,000 · 17%
Year-1 deduction
$143,000
Year-1 tax shield @ 32%
$46,000
Land 15% (market default, no usable tax-record split) · building $564,000 over 39 years · new furniture $26,000
Based on: 2,450 sq ft, built 2008, 3 bd / 3 ba, unfurnished, listing features (deck, game room, fireplace, flooring types, appliance list, septic).
IRS-guide safe-harbor floor: $88,000 in year 1 (9% short-life, $28,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $10,200
Kitchen cabinetsdefault
$11,200 new × 40% good × 2.28 allocation
- $8,300
Kitchen countertopsdefault
$9,100 new × 40% good × 2.28 allocation
- $3,900
Decorative trimdefault
$4,300 new × 40% good × 2.28 allocation
- $400
Mirrorsdefault
$500 new × 40% good × 2.28 allocation
- $1,100
Shelvingdefault
$1,200 new × 40% good × 2.28 allocation
- $5,700
Window coverings (25)default
$6,300 new × 40% good × 2.28 allocation
- $3,600
Carpet, vinyl & laminate (25% of floors)listing
$3,900 new × 40% good × 2.28 allocation
- $12,700
Kitchen & laundry equipment plumbingdefault
$8,700 new × 64% good × 2.28 allocation
- $7,700
Kitchen, laundry & data equipment electricaldefault
$5,300 new × 64% good × 2.28 allocation
- $5,200
Appliances (range, microwave, dishwasher, refrigerator)listing
$5,700 new × 40% good × 2.28 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $6,000
Game-room equipment bought newlisting
$6,000 new × 100% good · bought separately
- $11,700
Paving: driveway & walks (paved)default
$10,300 new × 50% good × 2.28 allocation
- $11,300
Landscaping (typical)default
$9,900 new × 50% good × 2.28 allocation
- $2,800
Patiosdefault
$2,400 new × 50% good × 2.28 allocation
- $31,500
Decks & porches (attached)listing
$27,600 new × 50% good × 2.28 allocation
- $425,200
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$266,000 new × 70% good × 2.28 allocation
- $40,300
Building plumbing & fixturesdefault
$27,600 new × 64% good × 2.28 allocation
- $41,400
Building electrical & lightingdefault
$28,300 new × 64% good × 2.28 allocation
- $25,200
HVACdefault
$27,600 new × 40% good × 2.28 allocation
- $10,800
Hardwood & tile floorsdefault
$11,800 new × 40% good × 2.28 allocation
- $7,200
Fireplaces (3)listing
$7,900 new × 40% good × 2.28 allocation
- $13,700
Septic systemlisting
$12,000 new × 50% good × 2.28 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $84,400 | $57,200 | $1,800 | $143,400 |
| 2 | $0 | $0 | $14,500 | $14,500 |
| 3 | $0 | $0 | $14,500 | $14,500 |
| 4 | $0 | $0 | $14,500 | $14,500 |
| 5 | $0 | $0 | $14,500 | $14,500 |
| 6+ | $0 | $0 | $504,200 | $504,200 |
| Total | $84,400 | $57,200 | $563,800 | $705,400 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: Georgia disallows bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.