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97 Fox Mountain Crossing Rd

97 Fox Mountain Crossing Rd

Blue Ridge, GA 30513

$799,900

3 bd · 3 ba · 2,450 sqft · Listed 3d ago

View on Realtor.com →
Rental historyLow confidenceEst. land %

Year built

2008

Sqft

2,450

Lot sqft

65,340

HOA / mo

$15

Furnished

No

List date

2026-09-24T14:26:17.000000Z

Revenue

Annual revenue

$43,241

ADR

$265

Occupancy

45%

Cleaning fees (12 mo)

$8,870

Confidence

Low (37.03), 41 comps

Comp revenue range (p25 / median / p75)

$23,937$36,545$57,596
  • Blue Ridge Cabin Retreat; Amongst The Clouds

    Cabin · 3 bd · 3.5 ba · sleeps 8 · 226 ft

    Revenue $33,193ADR $221Occ ≈ 41%5★ (353)

    Airbnb

  • Tucked Away Cabin, Dog Friendly, Blue Ridge, Ga

    Cabin · 3 bd · 3 ba · sleeps 6 · 233 ft

    Revenue $30,661ADR $243Occ ≈ 35%5★ (117)

    AirbnbVrbo

  • Paddy`s Porch | Blue Ridge, GA

    Cabin · 3 bd · 2 ba · sleeps 6 · 246 ft

    Revenue $18,183ADR $332Occ ≈ 15%4.6★ (9)

    AirbnbVrbo

  • Foxhollow - Great deal! Minutes to Blue Ridge!

    Cabin · 3 bd · 3 ba · sleeps 8 · 0.1 mi

    Revenue $65,514ADR $310Occ ≈ 58%5★ (53)

    AirbnbVrbo

  • Lizard Lookout Cabin, Pets Welcome!

    Vacation home · 3 bd · 2 ba · sleeps 6 · 0.1 mi

    Revenue $53,761ADR $244Occ ≈ 60%4.7★ (12)

    Booking

  • A Beary Good Life

    Cabin · 3 bd · 3.5 ba · sleeps 6 · 0.1 mi

    Revenue $35,862ADR $281Occ ≈ 35%5★ (2)

    AirbnbBooking

  • Our Blue Heaven- Close to Town, Hot Tub, Billiards

    Cabin · 3 bd · 3 ba · sleeps 6 · 0.2 mi

    Revenue $78,287ADR $323Occ ≈ 66%5★ (74)

    AirbnbVrboBooking

  • PRIVATE CABIN-STUNNING VIEWS-CLOSE TO TOWN*PETS OK

    Cabin · 3 bd · 2 ba · sleeps 6 · 0.2 mi

    Revenue $44,427ADR $184Occ ≈ 66%5★ (236)

    Airbnb

  • The Squirrel's Nest

    Cabin · 3 bd · 3 ba · sleeps 6 · 0.2 mi

    Revenue $3,831ADR $180Occ ≈ 6%5★ (5)

    Airbnb

  • Beyond Cabin + GeoDome • Hot Tub • Mtn Retreat

    Cabin · 3 bd · 3 ba · sleeps 8 · 0.3 mi

    Revenue $51,148ADR $294Occ ≈ 48%4.9★ (44)

    AirbnbVrbo

Show all 41 comps
  • Blueberry Hill - S’mores & Soaks by Starlight

    Cabin · 3 bd · 3 ba · sleeps 8 · 0.3 mi

    Revenue $36,012ADR $329Occ ≈ 30%4.8★ (11)

    AirbnbVrboBooking

  • Bentley's Retreat on Overlook- Blue Ridge GA

    Cabin · 3 bd · 3 ba · sleeps 8 · 0.3 mi

    Revenue $60,020ADR $321Occ ≈ 51%4.4★ (5)

    AirbnbVrboBooking

  • Singing Pines- Mtn Views, Close to Town, Hot Tub

    Cabin · 3 bd · 2.5 ba · sleeps 6 · 0.3 mi

    Revenue $36,439ADR $348Occ ≈ 29%4.2★ (5)

    AirbnbVrboBooking

  • Beautiful 3 bedroom cabin with hot tub

    Cabin · 3 bd · 3 ba · sleeps 8 · 0.3 mi

    Revenue $7,982ADR $349Occ ≈ 6%4.8★ (32)

    AirbnbVrbo

  • Ken's Cabin Blue Ridge

    Cabin · 3 bd · 3.5 ba · sleeps 8 · 0.3 mi

    Revenue $16,553ADR $295Occ ≈ 15%4.9★ (40)

    AirbnbVrboBooking

  • Peaceful Peaks

    Cabin · 3 bd · 3 ba · sleeps 8 · 0.3 mi

    Revenue $46,290ADR $259Occ ≈ 49%4.9★ (40)

    AirbnbVrbo

  • Lofty Willow Lodge - Modern Mountain Home

    House · 3 bd · 2 ba · sleeps 6 · 0.4 mi

    Revenue $1,514ADR $302Occ ≈ 1%—

    Airbnb

  • Lucille's Creekside Hideaway

    Cabin · 3 bd · 3 ba · sleeps 6 · 0.4 mi

    Revenue $1,085ADR $217Occ ≈ 1%4.6★ (59)

    Airbnb

  • Creekside, family-friendly cabin w/ a private hot tub, game room, & firepit

    Cabin · 3 bd · 3 ba · sleeps 6 · 0.4 mi

    Revenue $20,829ADR $221Occ ≈ 26%4.5★ (80)

    Vrbo

  • Mountain Solace- Pets OK, Arcade Games, Hot Tub

    Cabin · 3 bd · 3 ba · sleeps 9 · 0.5 mi

    Revenue $63,764ADR $399Occ ≈ 44%5★ (10)

    AirbnbVrbo

  • Above & Beyond Lodge | Blue Ridge, Ga

    Cabin · 3 bd · 3 ba · sleeps 6 · 0.5 mi

    Revenue $53,931ADR $409Occ ≈ 36%4.8★ (24)

    AirbnbVrbo

  • Serenity on The Mountain | Blue Ridge, GA

    Cabin · 3 bd · 3 ba · sleeps 6 · 0.5 mi

    Revenue $30,302ADR $337Occ ≈ 25%4.5★ (34)

    AirbnbVrbo

  • Mountain View Cabin w/ Hot Tub & Game Room

    Cabin · 3 bd · 3 ba · sleeps 6 · 0.5 mi

    Revenue $57,596ADR $298Occ ≈ 53%4.7★ (124)

    AirbnbVrboBooking

  • Blue Ridge Sunset Mountain View Getaway Near Town!

    Cabin · 3 bd · 3 ba · sleeps 6 · 0.6 mi

    Revenue $87,137ADR $308Occ ≈ 78%5★ (389)

    AirbnbVrbo

  • Babbling Brook - 10 Minutes Downtown Blue Ridge

    Cabin · 3 bd · 2.5 ba · sleeps 6 · 0.6 mi

    Revenue $59,723ADR $319Occ ≈ 51%4.7★ (37)

    AirbnbVrboBooking

  • Mountain View. Hot tub. Private

    Cabin · 3 bd · 2 ba · sleeps 4 · 0.6 mi

    Revenue $28,315ADR $244Occ ≈ 32%5★ (181)

    AirbnbVrbo

  • Family Mountain Retreat | Hot Tub, Games & Views

    Cabin · 3 bd · 3 ba · sleeps 6 · 0.6 mi

    Revenue $56,295ADR $265Occ ≈ 58%4.9★ (171)

    AirbnbVrbo

  • Creek Bend Hideaway | Mins to Blue Ridge | Hot Tub

    Cabin · 3 bd · 2 ba · sleeps 6 · 0.6 mi

    Revenue $41,601ADR $242Occ ≈ 47%5★ (58)

    Airbnb

  • Endless Sunset - Blue RidgeGa

    Cabin · 3 bd · 3 ba · sleeps 6 · 0.6 mi

    Revenue $68,465ADR $300Occ ≈ 63%4.7★ (31)

    AirbnbVrboBooking

  • Mountain Dream’n- modern, dog friendly, hot tub

    House · 3 bd · 2.5 ba · sleeps 8 · 0.6 mi

    Revenue $123,996ADR $408Occ ≈ 83%5★ (41)

    AirbnbVrbo

  • Picabo Cabin Getaway

    Cabin · 3 bd · 3 ba · sleeps 6 · 0.6 mi

    Revenue $4,138ADR $185Occ ≈ 6%4.5★ (164)

    AirbnbVrbo

  • Tondelia- Master on Main, Indoor Hot Tub, Mtn View

    Cabin · 3 bd · 3.5 ba · sleeps 8 · 0.6 mi

    Revenue $35,686ADR $316Occ ≈ 31%4.7★ (13)

    AirbnbVrboBooking

  • Modern Mountain Cabin w/ Games & Outdoor Living

    Cabin · 3 bd · 3 ba · sleeps 8 · 0.6 mi

    Revenue $44,618ADR $339Occ ≈ 36%5★ (44)

    AirbnbVrbo

  • SALE Creekside Cabin *Hottub *Firepit *3/2 *Sleep7

    Cabin · 3 bd · 2 ba · sleeps 7 · 0.6 mi

    Revenue $23,937ADR $255Occ ≈ 26%5★ (111)

    AirbnbVrbo

  • The Brantley Tranquil Escape

    Cabin · 3 bd · 2 ba · sleeps 8 · 0.7 mi

    Revenue $12,214ADR $278Occ ≈ 12%3.4★ (5)

    AirbnbVrbo

  • Family Retreat - Sauna, Hot tub, Views, Game Rm

    House · 3 bd · 3 ba · sleeps 10 · 0.7 mi

    Revenue $85,631ADR $325Occ ≈ 72%4.9★ (80)

    AirbnbVrbo

  • Appalachian View- Luxury Cabin w/Hot Tub & Mt View

    Cabin · 3 bd · 3 ba · sleeps 6 · 0.7 mi

    Revenue $68,961ADR $305Occ ≈ 62%4.5★ (38)

    AirbnbVrboBooking

  • *Special/View/Dog Friendly gated deck/Firepit/King

    Cabin · 3 bd · 3 ba · sleeps 6 · 0.7 mi

    Revenue $32,541ADR $228Occ ≈ 39%4.9★ (223)

    Airbnb

  • Born In The Rockies|MTN Views|Hot Tub|Fire Pit

    Cabin · 3 bd · 3 ba · sleeps 12 · 0.7 mi

    Revenue $36,545ADR $351Occ ≈ 29%4.7★ (6)

    AirbnbBooking

  • Moonlight Creek Cabin- PRIVATE MOUNTAIN CABIN- 5 mins to Downtown Blue Ridge

    Cabin · 3 bd · 3 ba · sleeps 10 · 0.7 mi

    Revenue $12,354ADR $295Occ ≈ 11%4.6★ (19)

    Vrbo

  • All Decked Out- Screened Porch | Outdoor Fireplace | Luxurious Hot Tub

    Cabin · 3 bd · 3 ba · sleeps 8 · 0.8 mi

    Revenue $50,086ADR $466Occ ≈ 29%4.7★ (20)

    AirbnbVrboBooking

Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.

Cash flow calculator

Financing

Est. revenue

$43,241

NOI

$15,897

Cash flow /mo

$1,325

Cash needed

$857,396

Cash-on-cash (all cash)

1.9%

ROE (yr 1)

4.7%

Cap rate

2.0%

DSCR

—

Year-1 write-off

$143,379

Year-1 tax shield @ 32%

$45,881

Year-1 return on equity

  • Cash flow (annual)$15,897
  • Principal paydown (n/a, cash)$0
  • Appreciation at%$23,997
ROE4.7%
ROE incl. year-1 tax savings (32% bracket, STR loophole)10.0%
Opex, cash-needed & tax-savings breakdown

Annual operating expenses

  • Management (20% of revenue)$8,648
  • Platform fees (3% of revenue)$1,297
  • Maintenance / capex (5% of revenue)$2,162
  • Utilities & supplies$4,200
  • HOA$180
  • Property tax$2,338
  • Insurance (STR-rated)$8,519

Cash needed to close

  • Purchase price (all cash)$799,900
  • Closing costs (4.0%)$31,996
  • Furnishing (bought new)$25,500

Tax savings if the STR loophole applies

  • Tax shield @ 32%$45,881

No county tax record split for property tax, insurance rate and the land/building split, so those use market defaults — edit the price above; other assumptions match the daily feed (see tasks/plan.md).

The write-off comes from the cost segregation estimate below. Not tax advice.

Cost segregation estimate

An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.

Depreciable basis

$680,000

Short-life (5/15-yr)

$116,000 · 17%

Year-1 deduction

$143,000

Year-1 tax shield @ 32%

$46,000

Land 15% (market default, no usable tax-record split) · building $564,000 over 39 years · new furniture $26,000

Based on: 2,450 sq ft, built 2008, 3 bd / 3 ba, unfurnished, listing features (deck, game room, fireplace, flooring types, appliance list, septic).

IRS-guide safe-harbor floor: $88,000 in year 1 (9% short-life, $28,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.

5-year property$84,400
  • Kitchen cabinetsdefault

    $11,200 new × 40% good × 2.28 allocation

    $10,200
  • Kitchen countertopsdefault

    $9,100 new × 40% good × 2.28 allocation

    $8,300
  • Decorative trimdefault

    $4,300 new × 40% good × 2.28 allocation

    $3,900
  • Mirrorsdefault

    $500 new × 40% good × 2.28 allocation

    $400
  • Shelvingdefault

    $1,200 new × 40% good × 2.28 allocation

    $1,100
  • Window coverings (25)default

    $6,300 new × 40% good × 2.28 allocation

    $5,700
  • Carpet, vinyl & laminate (25% of floors)listing

    $3,900 new × 40% good × 2.28 allocation

    $3,600
  • Kitchen & laundry equipment plumbingdefault

    $8,700 new × 64% good × 2.28 allocation

    $12,700
  • Kitchen, laundry & data equipment electricaldefault

    $5,300 new × 64% good × 2.28 allocation

    $7,700
  • Appliances (range, microwave, dishwasher, refrigerator)listing

    $5,700 new × 40% good × 2.28 allocation

    $5,200
  • Furniture bought newlisting

    $19,500 new × 100% good · bought separately

    $19,500
  • Game-room equipment bought newlisting

    $6,000 new × 100% good · bought separately

    $6,000
15-year land improvements$57,200
  • Paving: driveway & walks (paved)default

    $10,300 new × 50% good × 2.28 allocation

    $11,700
  • Landscaping (typical)default

    $9,900 new × 50% good × 2.28 allocation

    $11,300
  • Patiosdefault

    $2,400 new × 50% good × 2.28 allocation

    $2,800
  • Decks & porches (attached)listing

    $27,600 new × 50% good × 2.28 allocation

    $31,500
Building, 39-year$563,800
  • Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault

    $266,000 new × 70% good × 2.28 allocation

    $425,200
  • Building plumbing & fixturesdefault

    $27,600 new × 64% good × 2.28 allocation

    $40,300
  • Building electrical & lightingdefault

    $28,300 new × 64% good × 2.28 allocation

    $41,400
  • HVACdefault

    $27,600 new × 40% good × 2.28 allocation

    $25,200
  • Hardwood & tile floorsdefault

    $11,800 new × 40% good × 2.28 allocation

    $10,800
  • Fireplaces (3)listing

    $7,900 new × 40% good × 2.28 allocation

    $7,200
  • Septic systemlisting

    $12,000 new × 50% good × 2.28 allocation

    $13,700

About the property

Depreciation schedule: typical cost seg study

Year5-yr15-yrBuildingTotal
1$84,400$57,200$1,800$143,400
2$0$0$14,500$14,500
3$0$0$14,500$14,500
4$0$0$14,500$14,500
5$0$0$14,500$14,500
6+$0$0$504,200$504,200
Total$84,400$57,200$563,800$705,400

Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: Georgia disallows bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.

Market note

Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.