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Rate 8.03% = 7.28% Freddie Mac 30-yr avg (Oct 1) + 0.75% investor premium

1005 Daisy Ct

1005 Daisy Ct

Sevierville, TN 37876

$560,000

2 bd · 2 ba · 1,004 sqft · Listed 1d ago

View on Realtor.com →
Est. land %Negative cash flow

Year built

1997

Sqft

1,004

Lot sqft

18,295

HOA / mo

$29

Furnished

No

List date

2026-10-05T14:31:33.000000Z

Revenue

Annual revenue

$49,938

ADR

$225

Occupancy

61%

Cleaning fees (12 mo)

$9,590

Confidence

Low (46.38), 50 comps

Comp revenue range (p25 / median / p75)

$27,884$42,477$59,479

Median revenue of shown comps: $42,477Checking amenities for 38 listings…

  • MTN Daisy Cabin | HotTub & FirePit + Pets Welcome!

    Cabin · 2 bd · 2 ba · sleeps 6 · 89 ft

    Revenue $49,980ADR $270Occ ≈ 51%4.8★ (123)

    AirbnbVrbo

  • BlueDaisy/BrandNewLuxuryCabin

    House · 2 bd · 1.5 ba · sleeps 7 · 135 ft

    Revenue $59,602ADR $301Occ ≈ 54%5★ (123)

    AirbnbVrbo

  • G-Pa's Smoky Mountain Retreat.Remodeled & Upgraded

    Cabin · 2 bd · 2 ba · sleeps 6 · 174 ft

    Revenue $53,769ADR $196Occ ≈ 75%4.9★ (332)

    AirbnbVrbo

  • Cute cabin between Pigeon Forge and Gatlinburg

    Cabin · 2 bd · 1 ba · sleeps 4 · 174 ft

    Revenue $31,427ADR $169Occ ≈ 51%4.8★ (412)

    AirbnbVrbo

  • Dog-friendly with hot tub and mountain view!

    Cabin · 2 bd · 2 ba · sleeps 6 · 282 ft

    Revenue $85,099ADR $364Occ ≈ 64%4.4★ (13)

    AirbnbVrbo

  • Black Bears and Fireflies, Hot Tub, Cozy Cabin Retreat in the Smokies Comfort & Fun for All

    Chalet · 2 bd · 1 ba · sleeps 4 · 285 ft

    Revenue $41,239ADR $206Occ ≈ 55%—

    Booking

  • Private Hot Tub • Minutes to Pigeon Forge & Gatlin

    House · 2 bd · 1.5 ba · sleeps 4 · 292 ft

    Revenue $10,710ADR $222Occ ≈ 13%4.8★ (7)

    AirbnbVrbo

  • Free Tickets | Private Balcony, Grill, Game Room

    Cabin · 2 bd · 2 ba · sleeps 6 · 354 ft

    Revenue $80,376ADR $370Occ ≈ 60%4.8★ (128)

    AirbnbVrbo

  • Contemporary Cozy Cabin in Convenient Location!

    Cabin · 2 bd · 1 ba · sleeps 6 · 387 ft

    Revenue $21,486ADR $250Occ ≈ 24%4.9★ (95)

    Airbnb

  • Moonlit Pines - Mountains Against The Moonlight

    Cabin · 2 bd · 2 ba · sleeps 6 · 407 ft

    Revenue $62,458ADR $277Occ ≈ 62%5★ (4)

    AirbnbVrbo

Show 38 more

  • Dog-Friendly w/ Hot Tub, Fire Pit, & Large Deck

    House · 2 bd · 2 ba · sleeps 6 · 449 ft

    Revenue $54,001ADR $218Occ ≈ 68%4.8★ (108)

    AirbnbVrboBooking

  • Smoky Creek Hideaway

    Vacation home · 2 bd · 1 ba · sleeps 4 · 499 ft

    Revenue $59,589ADR $201Occ ≈ 81%4.7★ (7)

    Booking

  • "Mountain Angel" is nestled in the Sky Harbor.

    Cabin · 2 bd · 1 ba · sleeps 4 · 0.1 mi

    Revenue $44,659ADR $179Occ ≈ 68%4.8★ (107)

    AirbnbVrboBooking

  • Spacious, pet friendly 1BR sleeps 4 cozy log cabin with hot tub & pool table all on 1 level!

    Chalet · 2 bd · 1 ba · sleeps 4 · 0.1 mi

    Revenue $34,778ADR $161Occ ≈ 59%—

    Booking

  • Hot Tub! Theater Room! Location!

    Cabin · 2 bd · 2.5 ba · sleeps 8 · 0.1 mi

    Revenue $34,954ADR $228Occ ≈ 42%4.8★ (240)

    AirbnbVrbo

  • Artsy value-priced cabin near Gatlinburg w/hot tub

    Cabin · 2 bd · 1 ba · sleeps 5 · 0.1 mi

    Revenue $34,362ADR $191Occ ≈ 49%4.5★ (279)

    AirbnbVrbo

  • Tranquil Smoky Mountain Cabin with Hot Tub Near Gatlinburg & Pigeon Forge, Sevierville, Tennessee

    Vacation home · 2 bd · 2 ba · sleeps 7 · 0.1 mi

    Revenue $16,803ADR $284Occ ≈ 16%—

    Booking

  • Top Location | Hot Tub, Arcade & Scenic Views

    Cabin · 2 bd · 1 ba · sleeps 5 · 0.1 mi

    Revenue $63,347ADR $211Occ ≈ 82%5★ (264)

    AirbnbVrbo

  • Mountain Charm Meets Modern Comfort - Whisper

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.1 mi

    Revenue $65,143ADR $254Occ ≈ 70%5★ (19)

    AirbnbVrbo

  • Lovers Lake by Venture Smoky Mountains

    Vacation home · 2 bd · 1 ba · sleeps 4 · 0.1 mi

    Revenue $33,684ADR $253Occ ≈ 36%—

    Booking

  • Peace of mind in the mountains

    Cabin · 2 bd · 2 ba · sleeps 4 · 0.1 mi

    Revenue $42,285ADR $187Occ ≈ 62%4.8★ (186)

    Airbnb

  • Summer Sale - Stay 5-7 nights/Get 1 Free!

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.1 mi

    Revenue $79,328ADR $426Occ ≈ 51%4.7★ (153)

    AirbnbVrbo

  • Eagle's Sky View | Peaceful, Cozy with Hot Tub!

    Cabin · 2 bd · 1.5 ba · sleeps 6 · 0.1 mi

    Revenue $30,681ADR $178Occ ≈ 47%4.8★ (24)

    AirbnbVrboBooking

  • Log Cabin-Hot tub BTW Pigeon Forge & Gatlinburg

    Cabin · 2 bd · 1.5 ba · sleeps 4 · 0.1 mi

    Revenue $8,656ADR $203Occ ≈ 12%5★ (508)

    AirbnbVrbo

  • Brand New Deck! Hot Tub! Conv Location! Pool Table

    Cabin · 2 bd · 3 ba · sleeps 6 · 0.1 mi

    Revenue $60,859ADR $238Occ ≈ 70%5★ (295)

    AirbnbVrbo

  • Hot tub, firepit, dog friendly, arcade games!

    Cabin · 2 bd · 2 ba · sleeps 7 · 0.1 mi

    Revenue $56,364ADR $292Occ ≈ 53%4.8★ (26)

    AirbnbVrbo

  • 78nt Sept 30 Bear Tiny Cabin Hot Tub Swingbed

    Cabin · 2 bd · 1 ba · sleeps 6 · 0.1 mi

    Revenue $42,408ADR $164Occ ≈ 71%5★ (887)

    Airbnb

  • Romantic | Theater | Sauna | Hot Tub | Arcade

    Cabin · 2 bd · 2 ba · sleeps 8 · 0.1 mi

    Revenue $102,903ADR $298Occ ≈ 95%4.9★ (276)

    AirbnbVrbo

  • Prime location-3 levels*hot tub*game&theater room

    Cabin · 2 bd · 2.5 ba · sleeps 8 · 0.1 mi

    Revenue $19,713ADR $207Occ ≈ 26%4.9★ (83)

    AirbnbVrbo

  • Getaway to Honey Bear Cabin

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.1 mi

    Revenue $59,148ADR $254Occ ≈ 64%4.2★ (7)

    AirbnbVrbo

  • Cozy artsy cabin between Pigeon Forge & Gatlinburg w hot tub

    Chalet · 2 bd · 1 ba · sleeps 5 · 0.1 mi

    Revenue $42,546ADR $177Occ ≈ 66%1.5★ (1)

    Booking

  • 2 Master Suites~Pool Table~Hot Tub~WiFi~Fireplace

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.2 mi

    Revenue $27,199ADR $232Occ ≈ 32%3.5★ (7)

    AirbnbVrboBooking

  • Perfect location between Gatlinburg, Pigeon Forge, and the Great Smoky Mountains

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.2 mi

    Revenue $38,609ADR $242Occ ≈ 44%5★ (247)

    Vrbo

  • Covered Porch Retreat | Hot Tub | Fire Table

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.2 mi

    Revenue $48,048ADR $214Occ ≈ 62%5★ (177)

    AirbnbVrbo

  • Pool table,hot tubjacuzzi in convenient location!

    Chalet · 2 bd · 1 ba · sleeps 4 · 0.2 mi

    Revenue $29,939ADR $155Occ ≈ 53%4.8★ (2)

    Booking

  • The Tree House

    Vacation home · 2 bd · 1 ba · sleeps 4 · 0.2 mi

    Revenue $44,166ADR $205Occ ≈ 59%3.6★ (17)

    Booking

  • Secluded, great location, hot tub, & foosball!

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.2 mi

    Revenue $43,378ADR $354Occ ≈ 34%4.4★ (13)

    AirbnbVrbo

  • Cloud9 cabin|Hot tub|fireplace|10 minsto Dollywood

    Cabin · 2 bd · 1 ba · sleeps 5 · 0.2 mi

    Revenue $25,933ADR $175Occ ≈ 41%5★ (33)

    AirbnbVrbo

  • Private Oasis w/ Hot Tub! Close to Everything!

    Cabin · 2 bd · 1 ba · sleeps 6 · 0.2 mi

    Revenue $14,767ADR $222Occ ≈ 18%4.9★ (121)

    AirbnbVrbo

  • Cabin in the Clouds with Hot tub - close to everything

    Vacation home · 2 bd · 1 ba · sleeps 5 · 0.2 mi

    Revenue $21,431ADR $225Occ ≈ 26%—

    Booking

  • Adorable dog friendly 1 bedroom with hot tub in location between Gatlinburg and Pigeon Forge!

    Chalet · 2 bd · 1 ba · sleeps 4 · 0.2 mi

    Revenue $25,421ADR $141Occ ≈ 49%3★ (3)

    Booking

  • Kalani on the Creek | Smoky Mountain Spa Retreat

    Cabin · 2 bd · 1.5 ba · sleeps 6 · 0.2 mi

    Revenue $20,124ADR $266Occ ≈ 21%5★ (15)

    AirbnbVrbo

  • Close to EVERYTHlNG! •Hot Tub •Game Room •Arcade

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.2 mi

    Revenue $63,323ADR $298Occ ≈ 58%5★ (19)

    AirbnbVrbo

  • Whisper Ridge - Game Room, Hot Tub!

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.2 mi

    Revenue $6,245ADR $201Occ ≈ 9%—

    Vrbo

  • Custom A-Frame / Great Location / King Beds

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.2 mi

    Revenue $119,562ADR $386Occ ≈ 85%5★ (143)

    AirbnbVrbo

  • Whisper Ridge - Game Room, Hot Tub

    Cabin · 2 bd · 2 ba · sleeps 6 · 0.2 mi

    Revenue $58,871ADR $275Occ ≈ 59%4.7★ (60)

    AirbnbVrboBooking

  • New 2026 Secluded Cabin • Hot Tub • Mtn Views

    Cabin · 2 bd · 1.5 ba · sleeps 6 · 0.2 mi

    Revenue $34,116ADR $279Occ ≈ 34%5★ (26)

    Airbnb

  • Honey Bear Getaway - Hot Tub Jacuzzi Sleeps 6

    Vacation home · 2 bd · 1 ba · sleeps 4 · 0.2 mi

    Revenue $43,448ADR $193Occ ≈ 62%5★ (3)

    Booking

Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.

Cash flow calculator

Financing
Management
Term

Rate 8.03% = 7.28% Freddie Mac 30-yr avg (Oct 1) + 0.75% investor premium

Est. revenue

$49,938

NOI

$26,841

Cash flow /mo

-$854

Cash needed

$178,400

Cash-on-cash

-5.7%

ROE (yr 1)

5.6%

Cap rate

4.8%

DSCR

0.72

Year-1 write-off

$151,776

Year-1 tax shield @ 32%

$48,568

Year-1 return on equity

  • Cash flow (annual)-$10,246
  • Principal paydown$3,488
  • Appreciation at%$16,800
ROE5.6%

Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.

Opex, cash-needed & tax-savings breakdown

Annual operating expenses

  • Management (20% of revenue)$9,988
  • Platform fees (3% of revenue)$1,498
  • Maintenance / capex (5% of revenue)$2,497
  • Utilities & supplies$4,200
  • HOA$348
  • Property tax$1,206
  • Insurance (STR-rated)$3,360

Cash needed to close

  • Down payment (25%)$140,000
  • Closing costs (4.0%)$22,400
  • Furnishing (bought new)$16,000

Tax savings if the STR loophole applies

  • Tax shield @ 32%$48,568

No county tax record split for property tax, insurance rate and the land/building split, so those use market defaults — edit the price above; other assumptions match the daily feed (see tasks/plan.md).

The write-off comes from the cost segregation estimate below. Not tax advice.

Cost segregation estimate

An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.

Depreciable basis

$476,000

Short-life (5/15-yr)

$135,000 · 28%

Year-1 deduction

$152,000

Year-1 tax shield @ 32%

$49,000

Land 15% (market default, no usable tax-record split) · building $341,000 over 39 years · new furniture $16,000

Based on: 1,004 sq ft, built 1997, 2 bd / 2 ba, unfurnished, listing features (hot tub, deck, fireplace, flooring types, appliance list, septic).

Try the cost segregation calculator on any property →

IRS-guide safe-harbor floor: $97,000 in year 1 (17% short-life, $31,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.

5-year property$97,200

  • Kitchen cabinetsdefault

    $8,000 new × 40% good × 4.30 allocation

    $13,800

  • Kitchen countertopsdefault

    $6,500 new × 40% good × 4.30 allocation

    $11,300

  • Decorative trimdefault

    $1,800 new × 40% good × 4.30 allocation

    $3,000

  • Mirrorsdefault

    $300 new × 40% good × 4.30 allocation

    $500

  • Shelvingdefault

    $900 new × 40% good × 4.30 allocation

    $1,500

  • Window coverings (10)default

    $2,500 new × 40% good × 4.30 allocation

    $4,300

  • Kitchen & laundry equipment plumbingdefault

    $6,200 new × 42% good × 4.30 allocation

    $11,300

  • Kitchen, laundry & data equipment electricaldefault

    $3,800 new × 42% good × 4.30 allocation

    $6,800

  • Appliances (range, microwave, dishwasher, refrigerator, washer, dryer)listing

    $7,700 new × 40% good × 4.30 allocation

    $13,300

  • Hot tub (freestanding)listing

    $9,000 new × 40% good × 4.30 allocation

    $15,500

  • Furniture bought newlisting

    $16,000 new × 100% good · bought separately

    $16,000
15-year land improvements$54,200

  • Paving: driveway & walks (paved)default

    $6,600 new × 50% good × 4.30 allocation

    $14,100

  • Landscaping (typical)default

    $6,300 new × 50% good × 4.30 allocation

    $13,600

  • Patiosdefault

    $1,000 new × 50% good × 4.30 allocation

    $2,100

  • Decks & porches (attached)listing

    $11,300 new × 50% good × 4.30 allocation

    $24,300
Building, 39-year$340,600

  • Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault

    $108,500 new × 52% good × 4.30 allocation

    $241,300

  • Building plumbing & fixturesdefault

    $11,200 new × 42% good × 4.30 allocation

    $20,300

  • Building electrical & lightingdefault

    $10,000 new × 42% good × 4.30 allocation

    $18,100

  • HVACdefault

    $11,300 new × 40% good × 4.30 allocation

    $19,500

  • Hardwood & tile floorsdefault

    $6,500 new × 40% good × 4.30 allocation

    $11,100

  • Fireplacelisting

    $2,600 new × 40% good × 4.30 allocation

    $4,500

  • Septic systemlisting

    $12,000 new × 50% good × 4.30 allocation

    $25,800

About the property

Depreciation schedule: typical cost seg study

Year5-yr15-yrBuildingTotal
1$97,200$54,200$400$151,800
2$0$0$8,700$8,700
3$0$0$8,700$8,700
4$0$0$8,700$8,700
5$0$0$8,700$8,700
6+$0$0$305,300$305,300
Total$97,200$54,200$340,600$492,000

The building's share of the price ($476,000) is 4.3x our depreciated replacement cost of the home ($111,000). The IRS guide treats a gap this size as a reason to review the land share: if land is worth more than the county ratio says, the basis and the write-off are smaller.

Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.

Market note

STR allowed in most of Sevier County; inside Gatlinburg city limits only in overnight-rental zones.