6855 Yvonne Ct
Redding, CA 96001
$649,000
5 bd · 4 ba · 2,577 sqft · Listed 1d ago
View on Realtor.com →Year built
2022
Sqft
2,577
Lot sqft
12,197
HOA / mo
$89
Furnished
No
List date
2026-10-26T22:45:29.000000Z
Revenue
Annual revenue
$69,500
ADR
$351
Occupancy
54%
Cleaning fees (12 mo)
$14,363
Confidence
Low (33.68), 10 comps
Comp revenue range (p25 / median / p75)
Few similar-size comps were found, so all comps are shown.
Median revenue of shown comps: $63,799
"GOOD VIBE" Magnificent home away from home!
House · 6 bd · 3 ba · sleeps 10 · 2.2 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +2
Revenue $49,150ADR $270Occ ≈ 50%4.8★ (106)
Casita Shasta: Spacious Poolside Retreat w/ Spa
House · 5 bd · 3 ba · sleeps 10 · 2.5 mi
- Hot tub
- Pool
- A/C
- Free parking
- +6
Revenue $77,428ADR $398Occ ≈ 53%4.9★ (64)
Large Redding, CA Oasis
House · 5 bd · 3 ba · sleeps 15 · 2.6 mi
Revenue $2,895ADR $505Occ ≈ 2%4★ (6)
Spacious 5-bedrooms house in fabulous Redding with Swimming pool 12 beds,3 bath
House · 5 bd · 3 ba · sleeps 12 · 2.6 mi
Revenue $22,569ADR $561Occ ≈ 11%4.4★ (3)
Delisted
Large 5 bedroom house South Redding, great location,
House · 5 bd · 3 ba · sleeps 15 · 2.9 mi
Revenue $17,717ADR $444Occ ≈ 11%4.5★ (21)
Delisted
La Rinconada Place
Vacation home · 4 bd · 4 ba · sleeps 8 · 3.2 mi
Revenue $122,455ADR $521Occ ≈ 64%5★ (3)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Dog Friendly + Canopy Lit Pool + 2 Masters w/Kings House
| 4 bd · 3 ba · sleeps 8 | $84,981 | $358 | 65% | 4.8★ (167) | 0.6 mi | AirbnbVrboBooking |
"GOOD VIBE" Magnificent home away from home! House
| 6 bd · 3 ba · sleeps 10 | $49,150 | $270 | 50% | 4.8★ (106) | 2.2 mi | Airbnb |
Casita Shasta: Spacious Poolside Retreat w/ Spa House
| 5 bd · 3 ba · sleeps 10 | $77,428 | $398 | 53% | 4.9★ (64) | 2.5 mi | Airbnb |
Large 4 bedroom w/ play space, office, 3 king beds House
| 4 bd · 3 ba · sleeps 10 | $50,170 | $247 | 56% | 5★ (43) | 2.6 mi | AirbnbVrbo |
Large Redding, CA Oasis House | 5 bd · 3 ba · sleeps 15 | $2,895 | $505 | 2% | 4★ (6) | 2.6 mi | Booking |
Spacious 5-bedrooms house in fabulous Redding with Swimming pool 12 beds,3 bath House | 5 bd · 3 ba · sleeps 12 | $22,569 | $561 | 11% | 4.4★ (3) | 2.6 mi | Delisted |
Large 5 bedroom house South Redding, great location, House | 5 bd · 3 ba · sleeps 15 | $17,717 | $444 | 11% | 4.5★ (21) | 2.9 mi | Delisted |
La Rinconada Place Vacation home | 4 bd · 4 ba · sleeps 8 | $122,455 | $521 | 64% | 5★ (3) | 3.2 mi | Booking |
Pool | HT | Sauna | Gym | Central | Luxe Linens House
| 4 bd · 3.5 ba · sleeps 8 | $108,941 | $491 | 61% | 5★ (52) | 3.2 mi | AirbnbVrbo |
*Hillside Cottage* game room • pool • hot tub House | 6 bd · 3 ba · sleeps 14 | $117,857 | $606 | 53% | 4.9★ (147) | 3.4 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.07% = 7.32% Freddie Mac 30-yr avg (Oct 22) + 0.75% investor premium
Est. revenue
$69,500
NOI
$33,836
Cash flow /mo
-$776
Cash needed
$214,710
Cash-on-cash
-4.3%
ROE (yr 1)
6.6%
Cap rate
5.2%
DSCR
0.78
Year-1 write-off
$145,790
Year-1 tax shield @ 32%
$46,653
Year-1 return on equity
- Cash flow (annual)-$9,308
- Principal paydown$4,010
- Appreciation at%$19,470
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$13,900
- Platform fees (3% of revenue)$2,085
- Maintenance / capex (5% of revenue)$3,475
- Utilities & supplies$4,200
- HOA$1,068
- Property tax$8,113
- Insurance (STR-rated)$3,797
Cash needed to close
- Down payment (25%)$162,250
- Closing costs (4.0%)$25,960
- Furnishing (bought new)$26,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$46,653
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$577,000
Short-life (5/15-yr)
$119,000 · 21%
Year-1 deduction
$146,000
Year-1 tax shield @ 32%
$47,000
Land 11% (county tax record, assessed value split) · building $458,000 over 39 years · new furniture $27,000
Based on: 2,577 sq ft, built 2022, 5 bd / 4 ba, unfurnished, listing features (patio, fence, stone counters, flooring types).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $109,000 in year 1 (14% short-life, $35,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $12,900
Kitchen cabinetsdefault
$11,400 new × 84% good × 1.34 allocation
- $13,100
Kitchen countertops (stone)listing
$11,700 new × 84% good × 1.34 allocation
- $5,100
Decorative trimdefault
$4,500 new × 84% good × 1.34 allocation
- $500
Mirrorsdefault
$600 new × 67% good × 1.34 allocation
- $2,000
Shelvingdefault
$1,800 new × 84% good × 1.34 allocation
- $5,200
Window coverings (26)default
$6,500 new × 60% good × 1.34 allocation
- $9,900
Carpet, vinyl & laminate (67% of floors)listing
$11,100 new × 67% good × 1.34 allocation
- $11,000
Kitchen & laundry equipment plumbingdefault
$8,900 new × 92% good × 1.34 allocation
- $6,600
Kitchen, laundry & data equipment electricaldefault
$5,400 new × 92% good × 1.34 allocation
- $7,200
Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)default
$8,100 new × 67% good × 1.34 allocation
- $26,500
Furniture bought newlisting
$26,500 new × 100% good · bought separately
- $11,800
Paving: driveway & walks (paved)default
$10,500 new × 84% good × 1.34 allocation
- $11,400
Landscaping (typical)default
$10,100 new × 84% good × 1.34 allocation
- $13,000
Patioslisting
$11,600 new × 84% good × 1.34 allocation
- $2,700
Decks & porches (attached)default
$2,500 new × 80% good × 1.34 allocation
- $6,400
Fencinglisting
$6,000 new × 80% good × 1.34 allocation
- $348,200
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$279,200 new × 93% good × 1.34 allocation
- $35,700
Building plumbing & fixturesdefault
$29,000 new × 92% good × 1.34 allocation
- $36,800
Building electrical & lightingdefault
$29,900 new × 92% good × 1.34 allocation
- $31,000
HVACdefault
$29,000 new × 80% good × 1.34 allocation
- $6,200
Hardwood & tile floorsdefault
$5,500 new × 84% good × 1.34 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $100,000 | $45,300 | $500 | $145,800 |
| 2 | $0 | $0 | $11,700 | $11,700 |
| 3 | $0 | $0 | $11,700 | $11,700 |
| 4 | $0 | $0 | $11,700 | $11,700 |
| 5 | $0 | $0 | $11,700 | $11,700 |
| 6+ | $0 | $0 | $410,500 | $410,500 |
| Total | $100,000 | $45,300 | $458,000 | $603,300 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Rules differ by jurisdiction. City of Redding caps whole-home vacation rentals at 400 with a 600 ft spacing rule (300 ft with a physical buffer), and its permit is NOT transferable to a new owner. Shasta Lake city and unincorporated Shasta County allow permitted rentals with no cap found, but permits also do not transfer on sale. Lodging tax ~10% plus a 2% tourism assessment in Redding. Verify parcel eligibility with the city or county before you buy.